Atco, New Jersey mortgage lenders include Truist BankTruist Bank249 White Horse Pike, Atco, NJ 08004A+5.0 ★Texas Ratio: 2.87%, TD BankTD Bank385 White Horse Pike, Atco, NJ 08004A+5.0 ★Texas Ratio: 3.71%, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%, First Harvest Federal Credit UnionFirst Harvest Federal Credit Union227 Market St, Camden, NJ 08102A5.0 ★Texas Ratio: 8.18%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, Columbia BankColumbia Bank1154 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.30%, EDIFI Credit UnionEDIFI Credit Union2652 Atlantic Ave, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 3.73%, Haddon Savings BankHaddon Savings Bank20 Marlton Pike E, Cherry Hill, NJ 08034B3.7 ★Texas Ratio: 2.65%, and WSFS bankWSFS bank1029 Neck Rd, Burlington, NJ 08016A+5.0 ★Texas Ratio: 3.10%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Atco, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Atco are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Atco, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
★ 1 stars, 1 review 1 office in Atco 249 White Horse Pike, Atco, NJ 08004 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +9 HELOCs |
0.5% | 50% | $265,000 | View |
|
385 White Horse Pike, Atco, NJ 08004 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 5 +12 HELOCs |
2.6% | 83.3% | $179,000 | View |
|
1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 2.1% | 80% | $190,000 | View |
|
1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 3 +12 HELOCs |
1.5% | 100% | $301,666 | View |
|
227 Market St, Camden, NJ 08102 A5.0 ★Texas Ratio: 8.18% |
Conventional, HELOC | 2 +3 HELOCs |
1% | 66.7% | $75,000 | View |
|
1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $175,000 | View |
|
1154 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.30% |
Conventional | 1 | 0.5% | 50% | $65,000 | View |
|
2652 Atlantic Ave, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 3.73% |
Conventional | 1 | 0.5% | 50% | $35,000 | View |
|
20 Marlton Pike E, Cherry Hill, NJ 08034 B3.7 ★Texas Ratio: 2.65% |
Conventional | 1 | 0.5% | 100% | $65,000 | View |
|
1029 Neck Rd, Burlington, NJ 08016 A+5.0 ★Texas Ratio: 3.10% |
Conventional | 1 | 0.5% | 100% | $365,000 | View |
|
20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Nation One Mortgage Corporatio
|
Conventional, FHA, VA | 10 | 5.2% | 100% | $295,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional, FHA | 4 | 2.1% | 100% | $330,000 | |
EMM Loans LLC
|
Conventional, FHA, VA | 3 | 1.5% | 100% | $378,333 | |
Advisors Mortgage Group, LLC
|
Conventional, VA | 2 | 1% | 100% | $360,000 | |
X - Healthcare Employees FCU - Moved to Portico 2025/09/01
|
Conventional | 2 | 1% | 100% | $135,000 | |
NJ Lenders Corp
|
FHA | 1 | 0.5% | 100% | $305,000 | |
Absolute Home Mortgage
|
Conventional | 1 | 0.5% | 100% | $315,000 | |
American Federal Mortgage Corporation
|
Conventional | 1 | 0.5% | 100% | $155,000 | |
Weichert Financial Services
|
VA | 1 | 0.5% | 100% | $315,000 | |
1St Colonial Community Bank
|
Conventional | 1 | 0.5% | 100% | $345,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 20 | 10.3% | 83.3% | $187,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA, HELOC | 14 +1 HELOCs |
7.2% | 100% | $287,142 | |
|
A+5.0 ★Texas Ratio: 0.70% |
Conventional, HELOC | 13 +6 HELOCs |
6.7% | 68.4% | $100,384 | |
Affordable Mortgage Advisors
|
Conventional, FHA | 11 | 5.7% | 100% | $294,090 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, HELOC | 9 +1 HELOCs |
4.6% | 100% | $380,555 | |
Cmg Mortgage Inc
|
Conventional, FHA, USDA | 8 | 4.1% | 100% | $266,250 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 7 | 3.6% | 87.5% | $329,285 | |
Nfm, Inc
|
Conventional, FHA | 6 | 3.1% | 100% | $335,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 5 | 2.6% | 75% | $283,000 | |
Newrez LLC
|
Conventional, FHA, VA | 4 | 2.1% | 66.7% | $192,500 | |
loanDepot.com LLC
|
Conventional, FHA | 4 | 2.1% | 80% | $195,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 3 | 1.5% | 100% | $301,666 | |
Allied Mortgage Group, Inc
|
Conventional, FHA | 3 | 1.5% | 100% | $341,666 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA | 3 | 1.5% | 100% | $265,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 2 | 1% | 100% | $340,000 | |
|
C3.9 ★Texas Ratio: 27.97% |
Conventional | 2 | 1% | 100% | $250,000 | View |
Royal United Mortgage LLC
|
Conventional | 2 | 1% | 100% | $90,000 | |
Movement Mortgage, LLC
|
Conventional, FHA | 2 | 1% | 100% | $175,000 | |
Pennymac Loan Services LLC
|
FHA | 2 | 1% | 66.7% | $285,000 | |
Amerisave Mortgage Company
|
FHA | 2 | 1% | 100% | $160,000 | |
Mortgage Research Center
|
VA | 2 | 1% | 40% | $180,000 | |
Spring Eq, LLC
|
Conventional | 2 | 1% | 50% | $35,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 25% | $85,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.5% | 100% | $465,000 | View |
|
A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.5% | 100% | $285,000 | View |
Goodleap, LLC
|
Conventional | 1 | 0.5% | 50% | $175,000 | |
Contour Mortgage Corporation
|
Conventional | 1 | 0.5% | 100% | $635,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.5% | 100% | $75,000 | |
Success Lending, LLC
|
FHA | 1 | 0.5% | 100% | $245,000 | |
Canopy Mortgage, LLC
|
Conventional | 1 | 0.5% | 100% | $295,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 0.5% | 100% | $375,000 | |
PHH Mortgage Corporation
|
FHA | 1 | 0.5% | 100% | $305,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.5% | 100% | $355,000 | View |
American Financial Network, Inc.
|
Conventional | 1 | 0.5% | 100% | $285,000 | |
Discover Bank
|
Conventional | 1 | 0.5% | 16.7% | $145,000 | |
Ameritrust Mortgage Corporation
|
FHA | 1 | 0.5% | 100% | $375,000 | |
Churchill Mortgage Corporation
|
Conventional | 1 | 0.5% | 100% | $335,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 50% | $405,000 | View |
Milend, Inc
|
FHA | 1 | 0.5% | 100% | $335,000 | |
Nationstar Mortgage
|
Conventional | 1 | 0.5% | 100% | $75,000 | |
Nations Direct Mortgage, LLC
|
Conventional | 1 | 0.5% | 100% | $595,000 | |
General Electric Employees Federal Credit Union
|
Conventional | 1 | 0.5% | 100% | $255,000 | |
Paramount Residential Mortgage
|
Conventional | 1 | 0.5% | 100% | $375,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 0.5% | 100% | $245,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
|
A5.0 ★Texas Ratio: 9.33% |
HELOC | 0 +2 HELOCs |
0% | 0% | ||
Sun East Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Atco? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Atco in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Atco, NJ lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 78.4 percent of home loans in Atco, New Jersey in 2025, banks 11.3 percent and credit unions 10.3 percent. Nation One Mortgage Corporatio was the largest mortgage company, Truist Bank the largest bank and First Harvest Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, TD Bank led with 5 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Atco, New Jersey with 1 loans, about 0.5 percent of the market. The largest lender headquartered in New Jersey was TD Bank with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
24 lenders closed FHA loans in Atco, New Jersey in 2025, led by Rocket Mortgage with 4. 12 lenders closed VA loans, led by Nation One Mortgage Corporatio, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 9 credit unions closed home loans in Atco, New Jersey in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Atco, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Atco, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Atco. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.