Mortgage Lenders and Brokers in Epping, New Hampshire
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Epping, New Hampshire mortgage lenders include TD BankTD Bank16 Fresh River Rd, Epping, NH 03042A+5.0 ★Texas Ratio: 3.71%, Service Federal Credit UnionService Federal Credit Union35 Fresh River Rd, Epping, NH 03042A-4.9 ★Texas Ratio: 16.25%, Lighthouse Federal Credit UnionLighthouse Federal Credit Union730 Main St, Berlin, NH 03570A+5.0 ★Texas Ratio: 3.05%, Citizens Bank, NACitizens Bank, NA199 State Route 101 Unit 1a, Amherst, NH 03031A+5.0 ★Texas Ratio: 5.44%, Meredith Village Savings BankMeredith Village Savings Bank82 Wolfeboro Hwy, Alton, NH 03809A+5.0 ★Texas Ratio: 3.52%, Bangor Savings BankBangor Savings Bank69 Route 101a, Amherst, NH 03031A+5.0 ★Texas Ratio: 4.53%, Rockland Trust BankRockland Trust Bank47 Crystal Ave, Derry, NH 03038A+5.0 ★Texas Ratio: 2.64%, Haverhill BankHaverhill Bank396 Main St, Salem, NH 03079A+5.0 ★Texas Ratio: 1.02%, St. Mary'S Bank CUSt. Mary'S Bank CU2 Pillsbury St, Concord, NH 03301A+5.0 ★Texas Ratio: 2.56%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA67 S River Rd, Bedford, NH 03110A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Epping, New Hampshire in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Epping are listed first, then lenders elsewhere in New Hampshire, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Epping, New Hampshire
Market share is the lender's share of all home loans closed in Epping, New Hampshire. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Epping 16 Fresh River Rd, Epping, NH 03042 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 4 +5 HELOCs |
2.3% | 66.7% | $270,000 | View |
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35 Fresh River Rd, Epping, NH 03042 A-4.9 ★Texas Ratio: 16.25% |
Conventional, HELOC | 8 +6 HELOCs |
4.6% | 72.7% | $325,000 | View |
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730 Main St, Berlin, NH 03570 A+5.0 ★Texas Ratio: 3.05% |
Conventional, HELOC | 5 +6 HELOCs |
2.9% | 60% | $113,000 | View |
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199 State Route 101 Unit 1a, Amherst, NH 03031 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 3 +19 HELOCs |
1.7% | 100% | $405,000 | View |
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82 Wolfeboro Hwy, Alton, NH 03809 A+5.0 ★Texas Ratio: 3.52% |
Conventional, HELOC | 3 +1 HELOCs |
1.7% | 100% | $161,666 | View |
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69 Route 101a, Amherst, NH 03031 A+5.0 ★Texas Ratio: 4.53% |
Conventional, HELOC | 3 +1 HELOCs |
1.7% | 100% | $598,333 | View |
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47 Crystal Ave, Derry, NH 03038 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 2 | 1.1% | 100% | $290,000 | View |
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396 Main St, Salem, NH 03079 A+5.0 ★Texas Ratio: 1.02% |
Conventional | 2 | 1.1% | 100% | $350,000 | View |
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2 Pillsbury St, Concord, NH 03301 A+5.0 ★Texas Ratio: 2.56% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $345,000 | View |
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67 S River Rd, Bedford, NH 03110 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 100% | $675,000 | View |
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6 Eastern Ave, Barrington, NH 03825 A+5.0 ★Texas Ratio: 0.27% |
Conventional | 1 | 0.6% | 100% | $375,000 | View |
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701 Central Ave, Dover, NH 03820 A+5.0 ★Texas Ratio: 0.98% |
Conventional | 1 | 0.6% | 100% | $645,000 | View |
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132 State Route 101A, Amherst, NH 03031 A+5.0 ★Texas Ratio: 3.25% |
Conventional | 1 | 0.6% | 100% | $55,000 | View |
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836 Central Ave, Dover, NH 03820 A-4.9 ★Texas Ratio: 16.54% |
Conventional | 1 | 0.6% | 100% | $75,000 | View |
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106 S River Rd, Bedford, NH 03110 A+5.0 ★Texas Ratio: 1.50% |
Conventional | 1 | 0.6% | 100% | $295,000 | View |
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7 Leavey Dr, Bedford, NH 03110 4437 A+5.0 ★Texas Ratio: 2.11% |
Conventional | 1 | 0.6% | 100% | $305,000 | View |
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1 Atwood Ln, Bedford, NH 03110 A+5.0 ★Texas Ratio: 2.61% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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746 Route 63, Chesterfield, NH 03443 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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46 S River Rd, Bedford, NH 03110 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Passumpsic Bank
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Conventional | 1 | 0.6% | 100% | $425,000 | |
Harborone Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $535,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 19 +1 HELOCs |
10.9% | 95% | $414,473 | |
Rocket Mortgage
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Conventional, FHA, VA | 18 | 10.3% | 85.7% | $321,111 | |
Cmg Mortgage Inc
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Conventional, VA, HELOC | 14 +1 HELOCs |
8% | 94.4% | $447,142 | |
EMM Loans LLC
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Conventional, VA | 8 | 4.6% | 100% | $377,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 7 +2 HELOCs |
4% | 100% | $443,571 | |
Guaranteed Rate, Inc.
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Conventional | 6 | 3.4% | 77.8% | $511,666 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 4 | 2.3% | 100% | $392,500 | View |
loanDepot.com LLC
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Conventional, FHA | 4 | 2.3% | 100% | $440,000 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 1.7% | 80% | $318,333 | |
Movement Mortgage, LLC
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Conventional | 3 | 1.7% | 75% | $335,000 | |
Newrez LLC
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Conventional | 2 | 1.1% | 50% | $185,000 | |
Envoy Mortgage, Ltd
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Conventional | 2 | 1.1% | 100% | $400,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 1.1% | 66.7% | $205,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 1.1% | 100% | $200,000 | |
Mortgage Equity Partners LLC
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Conventional | 2 | 1.1% | 100% | $410,000 | |
Mortgage Research Center
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VA | 2 | 1.1% | 66.7% | $535,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 1.1% | 100% | $335,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 1.1% | 100% | $535,000 | |
Salem Five Mortgage Company LLC
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Conventional | 2 | 1.1% | 100% | $460,000 | |
Digital Federal Credit Union
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Conventional, HELOC | 1 +3 HELOCs |
0.6% | 100% | $95,000 | |
Brightbridge Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $575,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.6% | 100% | $485,000 | View |
Bar Harbor Bank & Trust
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Conventional | 1 | 0.6% | 100% | $255,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.6% | 100% | $425,000 | |
Synergy One Lending, Inc.
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VA | 1 | 0.6% | 100% | $415,000 | |
HomeBridge Financial Services, Inc
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FHA | 1 | 0.6% | 100% | $485,000 | |
Mortgage Assurance Inc
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Conventional | 1 | 0.6% | 100% | $425,000 | |
Discover Bank
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Conventional | 1 | 0.6% | 33.3% | $75,000 | |
Builders Choice Mortgage LLC
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Conventional | 1 | 0.6% | 100% | $285,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.6% | 100% | $245,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.6% | 100% | $335,000 | |
Total Mortgage Services, LLC
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FHA | 1 | 0.6% | 100% | $365,000 | |
Nations Lending Corporation
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VA | 1 | 0.6% | 100% | $445,000 | |
Partners Bank of New England
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Conventional | 1 | 0.6% | 100% | $215,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.6% | 50% | $385,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.6% | 100% | $45,000 | |
New Fed Mortgage Corp.
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Conventional | 1 | 0.6% | 100% | $415,000 | |
Megastar Finanacial Corp
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Conventional | 1 | 0.6% | 100% | $405,000 | |
Mit Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $55,000 | |
Pentagon Federal Credit Union
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VA | 1 | 0.6% | 100% | $555,000 | |
Better Mortgage Corporation
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FHA | 1 | 0.6% | 100% | $565,000 | |
Radius Financial Group Inc
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Conventional | 1 | 0.6% | 100% | $505,000 | |
Keystone Funding, Inc
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VA | 1 | 0.6% | 100% | $635,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.6% | 100% | $115,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.6% | 50% | $505,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.6% | 100% | $545,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.6% | 100% | $55,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.6% | 33.3% | $125,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.6% | 100% | $405,000 | |
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A5.0 ★Texas Ratio: 10.06% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Epping Mortgage Rate Trends
Daily average mortgage rates for New Hampshire compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Epping, New Hampshire
Looking for mortgage lenders near me or mortgage brokers near me in Epping? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Epping in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Epping, NH
Use these to narrow the list above. Each category shows how many Epping, NH lenders fit and what that kind of lender is usually best for.
Who Lends in Epping, NH
Independent mortgage companies closed 68.4 percent of home loans in Epping, New Hampshire in 2025, banks 20.1 percent and credit unions 11.5 percent. United Wholesale Mortgage was the largest mortgage company, TD Bank the largest bank and Service Federal Credit Union the largest credit union. Among lenders headquartered in New Hampshire, Service Federal Credit Union led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Hampshire. Real estate transfer tax of $15 per $1,000 of price (1.5 percent), split equally so buyer and seller each pay $7.50 per $1,000, with a $40 minimum. No mortgage recording tax.
More New Hampshire Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Epping, NH
By home loans closed in 2025, TD Bank was the largest mortgage lender in Epping, New Hampshire with 4 loans, about 2.3 percent of the market. The largest lender headquartered in New Hampshire was Service Federal Credit Union with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Epping, New Hampshire in 2025, led by United Wholesale Mortgage with 2. 10 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 10 credit unions closed home loans in Epping, New Hampshire in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Epping, New Hampshire during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Epping, New Hampshire for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Epping. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
