Mortgage Lenders and Brokers in Helena Valley West Central, Montana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Helena Valley West Central, Montana mortgage lenders include Glacier BankGlacier Bank307 E Park St, Anaconda, MT 59711A+5.0 ★Texas Ratio: 1.87%, Intrepid Credit UnionIntrepid Credit Union1131 N 27th St, Billings, MT 59101 0121A+5.0 ★Texas Ratio: 2.64%, US Bank, N.A.US Bank, N.A.303 N Broadway, Billings, MT 59101A+5.0 ★Texas Ratio: 2.85%, Opportunity Bank of MontanaOpportunity Bank of Montana300 Main St, Ashland, MT 59003A+5.0 ★Texas Ratio: 1.60%, Stockman Bank of MontanaStockman Bank of Montana6050 Jackrabbit Ln, Belgrade, MT 59714A+5.0 ★Texas Ratio: 4.20%, Ascent BankAscent Bank2037 N Last Chance Gulch, Helena, MT 59601B4.4 ★Texas Ratio: 21.88%, Russell Country FCURussell Country FCU105 4th St S, Fairfield, MT 59436 9240A5.0 ★Texas Ratio: 11.62%, Madison Valley BankMadison Valley Bank109 W 2nd Ave, Boulder, MT 59632A5.0 ★Texas Ratio: 6.90%, Wells Fargo Bank NAWells Fargo Bank NA1325 Main St, Billings, MT 59105A+5.0 ★Texas Ratio: 5.36%, and Flanagan State BankFlanagan State Bank11 West Main Street, Belgrade, MT 59714A4.7 ★Texas Ratio: 2.58%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Helena Valley West Central, Montana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Helena Valley West Central are listed first, then lenders elsewhere in Montana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Helena Valley West Central, Montana
Market share is the lender's share of all home loans closed in Helena Valley West Central, Montana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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307 E Park St, Anaconda, MT 59711 A+5.0 ★Texas Ratio: 1.87% |
Conventional, HELOC | 4 +6 HELOCs |
5.6% | 66.7% | $475,000 | View |
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1131 N 27th St, Billings, MT 59101 0121 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 4 | 5.6% | 100% | $172,500 | View |
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303 N Broadway, Billings, MT 59101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 3 +3 HELOCs |
4.2% | 100% | $485,000 | View |
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300 Main St, Ashland, MT 59003 A+5.0 ★Texas Ratio: 1.60% |
Conventional, FHA, HELOC | 2 +4 HELOCs |
2.8% | 100% | $275,000 | View |
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6050 Jackrabbit Ln, Belgrade, MT 59714 A+5.0 ★Texas Ratio: 4.20% |
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 100% | $115,000 | View |
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2037 N Last Chance Gulch, Helena, MT 59601 B4.4 ★Texas Ratio: 21.88% |
Conventional | 1 | 1.4% | 100% | $85,000 | View |
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105 4th St S, Fairfield, MT 59436 9240 A5.0 ★Texas Ratio: 11.62% |
Conventional | 1 | 1.4% | 100% | $375,000 | View |
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109 W 2nd Ave, Boulder, MT 59632 A5.0 ★Texas Ratio: 6.90% |
Conventional | 1 | 1.4% | 100% | $45,000 | View |
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1325 Main St, Billings, MT 59105 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.4% | 100% | $285,000 | View |
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11 West Main Street, Belgrade, MT 59714 A4.7 ★Texas Ratio: 2.58% |
Conventional | 1 | 1.4% | 100% | $455,000 | View |
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★ 1 stars, 1 review 3 S Woodard Ave, Absarokee, MT 59001 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
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A+5.0 ★Texas Ratio: 5.43% |
Conventional, FHA, VA | 6 | 8.3% | 85.7% | $276,666 | View |
Pennymac Loan Services LLC
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Conventional | 6 | 8.3% | 87.5% | $268,333 | |
Evergreen Moneysource Mortgage Company
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Conventional, FHA | 6 | 8.3% | 100% | $370,000 | |
United Wholesale Mortgage
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Conventional | 3 | 4.2% | 80% | $415,000 | |
Nationstar Mortgage
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Conventional | 3 | 4.2% | 100% | $51,666 | |
Guaranteed Rate, Inc.
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VA | 2 | 2.8% | 100% | $455,000 | |
Freedom Mortgage Corporation
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VA | 2 | 2.8% | 100% | $630,000 | |
Newrez LLC
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Conventional, VA | 2 | 2.8% | 100% | $295,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 2.8% | 100% | $245,000 | |
Discover Bank
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Conventional | 2 | 2.8% | 50% | $110,000 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 2 | 2.8% | 100% | $340,000 | |
New American Funding, LLC.
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VA | 2 | 2.8% | 100% | $570,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 1.4% | 100% | $425,000 | |
loanDepot.com LLC
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FHA | 1 | 1.4% | 100% | $205,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1.4% | 50% | $85,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 1.4% | 100% | $155,000 | |
Guild Mortgage Company
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VA | 1 | 1.4% | 100% | $405,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1.4% | 100% | $805,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.4% | 100% | $565,000 | View |
Nations Lending Corporation
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VA | 1 | 1.4% | 100% | $365,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 1.4% | 100% | $275,000 | View |
Mortgage Research Center
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VA | 1 | 1.4% | 50% | $615,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 1.4% | 100% | $315,000 | |
I H Mississippi Valley Credit Union
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Conventional | 1 | 1.4% | 100% | $725,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 1.4% | 100% | $585,000 | View |
Navy Federal Credit Union
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Conventional | 1 | 1.4% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.4% | 50% | $415,000 | View |
Cmg Mortgage Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Helena Valley West Central Mortgage Rate Trends
Daily average mortgage rates for Montana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Helena Valley West Central, Montana
Looking for mortgage lenders near me or mortgage brokers near me in Helena Valley West Central? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Helena Valley West Central in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Helena Valley West Central, MT
Use these to narrow the list above. Each category shows how many Helena Valley West Central, MT lenders fit and what that kind of lender is usually best for.
Who Lends in Helena Valley West Central, MT
Independent mortgage companies closed 62.5 percent of home loans in Helena Valley West Central, Montana in 2025, banks 27.8 percent and credit unions 9.7 percent. Rocket Mortgage was the largest mortgage company, Glacier Bank the largest bank and Intrepid Credit Union the largest credit union. Among lenders headquartered in Montana, Glacier Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Montana. None; Montana has no real estate transfer tax or mortgage recording tax, only county recording fees.
More Montana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Helena Valley West Central, MT
By home loans closed in 2025, Glacier Bank was the largest mortgage lender in Helena Valley West Central, Montana with 4 loans, about 5.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Helena Valley West Central, Montana in 2025, led by Rocket Mortgage with 3. 10 lenders closed VA loans, led by Guaranteed Rate, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 4 credit unions closed home loans in Helena Valley West Central, Montana in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Helena Valley West Central, Montana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Helena Valley West Central, Montana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Helena Valley West Central. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
