Mortgage Lenders and Brokers in Happys Inn, Montana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Happys Inn, Montana mortgage lenders include Glacier BankGlacier Bank307 E Park St, Anaconda, MT 59711A+5.0 ★Texas Ratio: 1.87%, First Montana BankFirst Montana Bank1121 E Park Ave, Anaconda, MT 59711A+5.0 ★Texas Ratio: 0.78%, Stockman Bank of MontanaStockman Bank of Montana6050 Jackrabbit Ln, Belgrade, MT 59714A+5.0 ★Texas Ratio: 4.20%, Wells Fargo Bank NAWells Fargo Bank NA1325 Main St, Billings, MT 59105A+5.0 ★Texas Ratio: 5.36%, CrossCountry Mortgage, LLC, United Wholesale Mortgage, Mortgage Research Center, Rocket MortgageRocket MortgageA+5.0 ★Texas Ratio: 5.43%, Triad Financial Services, Inc.Triad Financial Services, Inc.A+5.0 ★Texas Ratio: 1.51%, and Calcon Mutual Mortgage LLC. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Happys Inn, Montana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Happys Inn are listed first, then lenders elsewhere in Montana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Happys Inn, Montana
Market share is the lender's share of all home loans closed in Happys Inn, Montana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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307 E Park St, Anaconda, MT 59711 A+5.0 ★Texas Ratio: 1.87% |
Conventional, HELOC | 5 +5 HELOCs |
10.4% | 62.5% | $395,000 | View |
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1121 E Park Ave, Anaconda, MT 59711 A+5.0 ★Texas Ratio: 0.78% |
Conventional | 1 | 2.1% | 100% | $45,000 | View |
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6050 Jackrabbit Ln, Belgrade, MT 59714 A+5.0 ★Texas Ratio: 4.20% |
Conventional | 1 | 2.1% | 100% | $605,000 | View |
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1325 Main St, Billings, MT 59105 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 2.1% | 50% | $125,000 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 9 | 18.8% | 100% | $379,444 | |
United Wholesale Mortgage
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Conventional, VA | 6 | 12.5% | 85.7% | $325,000 | |
Mortgage Research Center
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VA | 5 | 10.4% | 83.3% | $365,000 | |
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A+5.0 ★Texas Ratio: 5.43% |
Conventional, FHA | 4 | 8.3% | 80% | $122,500 | View |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 3 | 6.2% | 100% | $135,000 | View |
Calcon Mutual Mortgage LLC
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Conventional | 2 | 4.2% | 100% | $705,000 | |
Newrez LLC
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VA | 1 | 2.1% | 100% | $795,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 2.1% | 100% | $115,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 2.1% | 100% | $305,000 | View |
Pennymac Loan Services LLC
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FHA | 1 | 2.1% | 50% | $265,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 2.1% | 100% | $165,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 2.1% | 100% | $555,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 2.1% | 100% | $455,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 2.1% | 100% | $805,000 | |
Mission Loans, LLC
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Conventional | 1 | 2.1% | 100% | $155,000 | |
New American Funding, LLC.
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FHA | 1 | 2.1% | 50% | $325,000 | |
Navy Federal Credit Union
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Conventional | 1 | 2.1% | 100% | $235,000 | |
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A5.0 ★Texas Ratio: 9.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Firefighters First Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Happys Inn Mortgage Rate Trends
Daily average mortgage rates for Montana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Happys Inn, Montana
Looking for mortgage lenders near me or mortgage brokers near me in Happys Inn? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Happys Inn in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Happys Inn, MT
Use these to narrow the list above. Each category shows how many Happys Inn, MT lenders fit and what that kind of lender is usually best for.
Who Lends in Happys Inn, MT
Independent mortgage companies closed 70.8 percent of home loans in Happys Inn, Montana in 2025, banks 25 percent and credit unions 4.2 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Glacier Bank the largest bank and Credit Human Federal Credit Un the largest credit union. Among lenders headquartered in Montana, Glacier Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Montana. None; Montana has no real estate transfer tax or mortgage recording tax, only county recording fees.
More Montana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Happys Inn, MT
By home loans closed in 2025, Glacier Bank was the largest mortgage lender in Happys Inn, Montana with 5 loans, about 10.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Happys Inn, Montana in 2025, led by CrossCountry Mortgage, LLC with 3. 5 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 4 credit unions closed home loans in Happys Inn, Montana in 2025, alongside 12 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Happys Inn, Montana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Happys Inn, Montana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Happys Inn. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
