Mortgage Lenders and Brokers in Belt, Montana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Belt, Montana mortgage lenders include Belt Valley BankBelt Valley Bank111 Castner St, Belt, MT 59412B4.5 ★Texas Ratio: 21.38%, Stockman Bank of MontanaStockman Bank of Montana6050 Jackrabbit Ln, Belgrade, MT 59714A+5.0 ★Texas Ratio: 4.20%, Citizens Alliance BankCitizens Alliance Bank605 Dewey Blvd, Butte, MT 59701A5.0 ★Texas Ratio: 10.53%, Russell Country FCURussell Country FCU105 4th St S, Fairfield, MT 59436 9240A5.0 ★Texas Ratio: 11.62%, Montana Federal Credit UnionMontana Federal Credit Union15 14th St S, Great Falls, MT 59401 3800A+5.0 ★Texas Ratio: 0.00%, Bravera BankBravera Bank123 N Broadway, Billings, MT 59101A+5.0 ★Texas Ratio: 5.48%, Independence BankIndependence Bank23 5th Ave Se, Conrad, MT 59425A+5.0 ★Texas Ratio: 2.94%, Opportunity Bank of MontanaOpportunity Bank of Montana300 Main St, Ashland, MT 59003A+5.0 ★Texas Ratio: 1.60%, Glacier BankGlacier Bank307 E Park St, Anaconda, MT 59711A+5.0 ★Texas Ratio: 1.87%, and Clearwater Federal Credit UnionClearwater Federal Credit Union5 W Mendenhall St, Bozeman, MT 59715. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Belt, Montana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Belt are listed first, then lenders elsewhere in Montana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Belt, Montana
Market share is the lender's share of all home loans closed in Belt, Montana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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111 Castner St, Belt, MT 59412 B4.5 ★Texas Ratio: 21.38% |
Conventional | 10 | 15.2% | 90.9% | $240,000 | View |
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6050 Jackrabbit Ln, Belgrade, MT 59714 A+5.0 ★Texas Ratio: 4.20% |
Conventional, VA, HELOC | 8 +5 HELOCs |
12.1% | 88.9% | $295,000 | View |
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605 Dewey Blvd, Butte, MT 59701 A5.0 ★Texas Ratio: 10.53% |
Conventional, Jumbo | 5 | 7.6% | 100% | $605,000 | View |
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105 4th St S, Fairfield, MT 59436 9240 A5.0 ★Texas Ratio: 11.62% |
Conventional | 4 | 6.1% | 80% | $202,500 | View |
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15 14th St S, Great Falls, MT 59401 3800 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 4 | 6.1% | 83.3% | $130,000 | View |
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123 N Broadway, Billings, MT 59101 A+5.0 ★Texas Ratio: 5.48% |
Conventional, Jumbo | 4 | 6.1% | 100% | $1,022,500 | View |
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23 5th Ave Se, Conrad, MT 59425 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 3 | 4.5% | 100% | $228,333 | View |
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300 Main St, Ashland, MT 59003 A+5.0 ★Texas Ratio: 1.60% |
Conventional, HELOC | 1 +3 HELOCs |
1.5% | 100% | $455,000 | View |
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307 E Park St, Anaconda, MT 59711 A+5.0 ★Texas Ratio: 1.87% |
Conventional, HELOC | 1 +1 HELOCs |
1.5% | 50% | $135,000 | View |
Clearwater Federal Credit Union
5 W Mendenhall St, Bozeman, MT 59715 |
Conventional | 1 | 1.5% | 100% | $85,000 | |
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303 N Broadway, Billings, MT 59101 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
1st Liberty Federal Credit Uni
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Conventional | 1 | 1.5% | 100% | $205,000 | |
Freedom Mortgage Corporation
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VA | 3 | 4.5% | 100% | $398,333 | |
Newrez LLC
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Conventional, VA | 3 | 4.5% | 100% | $185,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 3 | 4.5% | 100% | $318,333 | |
Evergreen Moneysource Mortgage Company
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Conventional, VA | 3 | 4.5% | 100% | $511,666 | |
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A+5.0 ★Texas Ratio: 5.43% |
FHA | 2 | 3% | 100% | $205,000 | View |
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A+5.0 ★Texas Ratio: 0.01% |
Conventional, Jumbo | 1 | 1.5% | 100% | $1,505,000 | View |
United Wholesale Mortgage
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VA | 1 | 1.5% | 100% | $395,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.5% | 50% | $35,000 | |
Guild Mortgage Company
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Conventional | 1 | 1.5% | 100% | $35,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 1.5% | 100% | $95,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 1.5% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.5% | 50% | $85,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
VA | 1 | 1.5% | 100% | $235,000 | View |
Spring Eq, LLC
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Conventional | 1 | 1.5% | 100% | $135,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 1.5% | 33.3% | $375,000 | |
Horizon Credit Union
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
loanDepot.com LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
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A5.0 ★Texas Ratio: 9.78% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Belt Mortgage Rate Trends
Daily average mortgage rates for Montana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Belt, Montana
Looking for mortgage lenders near me or mortgage brokers near me in Belt? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Belt in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Belt, MT
Use these to narrow the list above. Each category shows how many Belt, MT lenders fit and what that kind of lender is usually best for.
Who Lends in Belt, MT
Independent mortgage companies closed 31.8 percent of home loans in Belt, Montana in 2025, banks 53 percent and credit unions 15.2 percent. Freedom Mortgage Corporation was the largest mortgage company, Belt Valley Bank the largest bank and Russell Country FCU the largest credit union. Among lenders headquartered in Montana, Belt Valley Bank led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Montana. None; Montana has no real estate transfer tax or mortgage recording tax, only county recording fees.
More Montana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Belt, MT
By home loans closed in 2025, Belt Valley Bank was the largest mortgage lender in Belt, Montana with 10 loans, about 15.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Belt, Montana in 2025, led by Rocket Mortgage with 2. 6 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 6 credit unions closed home loans in Belt, Montana in 2025, alongside 13 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Belt, Montana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Belt, Montana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Belt. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
