Warrensburg, Missouri mortgage lenders include F & C BankF & C Bank541 E Young Ave, Warrensburg, MO 64093A+5.0 ★Texas Ratio: 3.13%, The Central Trust BankThe Central Trust Bank1310 South Highway 13, Warrensburg, MO 64093A+5.0 ★Texas Ratio: 3.12%, Central Missouri Community Credit UnionCentral Missouri Community Credit Union620 N Maguire St, Warrensburg, MO 64093A+5.0 ★Texas Ratio: 4.01%, Community National Bank & TrustCommunity National Bank & Trust713 Pca Rd, Warrensburg, MO 64093A5.0 ★Texas Ratio: 6.38%, Equity BankEquity Bank612 N Maguire St, Warrensburg, MO 64093A5.0 ★Texas Ratio: 6.60%, US Bank, N.A.US Bank, N.A.511 S Holden St, Warrensburg, MO 64093A+5.0 ★Texas Ratio: 2.85%, Umb Bank NAUmb Bank NA101 N Holden St, Warrensburg, MO 64093A+5.0 ★Texas Ratio: 1.78%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, Nbkc BankNbkc Bank8320 Ward Pkwy, Kansas City, MO 64114, and State Bank of MissouriState Bank of Missouri114 South Country Road, Alma, MO 64001A5.0 ★Texas Ratio: 13.33%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Warrensburg, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Warrensburg are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Warrensburg, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Warrensburg 541 E Young Ave, Warrensburg, MO 64093 A+5.0 ★Texas Ratio: 3.13% |
Conventional | 44 | 8% | 100% | $179,772 | View |
|
1 office in Warrensburg 1310 South Highway 13, Warrensburg, MO 64093 A+5.0 ★Texas Ratio: 3.12% |
Conventional, FHA, VA, USDA, HELOC | 18 +3 HELOCs |
3.3% | 90% | $213,333 | View |
|
620 N Maguire St, Warrensburg, MO 64093 A+5.0 ★Texas Ratio: 4.01% |
Conventional | 8 | 1.4% | 64.3% | $56,250 | View |
|
1 office in Warrensburg 713 Pca Rd, Warrensburg, MO 64093 A5.0 ★Texas Ratio: 6.38% |
Conventional, VA, HELOC | 7 +1 HELOCs |
1.3% | 100% | $297,857 | View |
|
1 office in Warrensburg 612 N Maguire St, Warrensburg, MO 64093 A5.0 ★Texas Ratio: 6.60% |
Conventional, HELOC | 5 +3 HELOCs |
0.9% | 83.3% | $289,000 | View |
|
2 offices in Warrensburg 511 S Holden St, Warrensburg, MO 64093 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 3 +4 HELOCs |
0.5% | 50% | $148,333 | View |
|
1 office in Warrensburg 101 N Holden St, Warrensburg, MO 64093 A+5.0 ★Texas Ratio: 1.78% |
Conventional, USDA, HELOC | 2 +2 HELOCs |
0.4% | 66.7% | $155,000 | View |
|
803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA, USDA | 56 | 10.1% | 98.2% | $250,178 | View |
Nbkc Bank
8320 Ward Pkwy, Kansas City, MO 64114 |
Conventional, VA | 3 | 0.5% | 100% | $365,000 | |
|
114 South Country Road, Alma, MO 64001 A5.0 ★Texas Ratio: 13.33% |
Conventional | 3 | 0.5% | 100% | $138,333 | View |
|
484 Nebraska Avenue, Fort Leonard Wood, MO 65473 A+5.0 ★Texas Ratio: 4.81% |
VA | 3 | 0.5% | 100% | $435,000 | View |
|
1 N Jefferson Ave, Saint Louis, MO 63103 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 3 | 0.5% | 75% | $158,333 | View |
|
1314 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.4% | 100% | $175,000 | View |
|
10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 2 | 0.4% | 100% | $100,000 | View |
|
★ 5 stars, 1 review 111 S Broadview St, Cape Girardeau, MO 63703 A+5.0 ★Texas Ratio: 1.77% |
Conventional | 2 | 0.4% | 100% | $785,000 | View |
|
201 E Front St, La Monte, MO 65337 A5.0 ★Texas Ratio: 11.55% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
|
2255 Michigan Ave, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.49% |
VA | 1 | 0.2% | 100% | $365,000 | View |
|
2582 Lemay Ferry Rd, Affton, MO 63125 A+5.0 ★Texas Ratio: 4.37% |
FHA | 1 | 0.2% | 100% | $275,000 | View |
|
400 E Broadway, Ashland, MO 65010 |
Conventional | 1 | 0.2% | 50% | $25,000 | View |
|
1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
|
8127 E 171st St, Belton, MO 64012 A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
|
5959 Ne Antioch Rd, Gladstone, MO 64119 A+5.0 ★Texas Ratio: 0.12% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
|
710 Oak St, Lathrop, MO 64465 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $415,000 | View |
|
700 N Franklin St, Cuba, MO 65453 A-4.9 ★Texas Ratio: 16.43% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
|
202 E North Ave, Belton, MO 64012 A+5.0 ★Texas Ratio: 4.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Research Center
|
Conventional, FHA, VA | 37 | 6.7% | 75.5% | $260,675 | |
Community Mortgage, LLC
|
Conventional, FHA, VA | 8 | 1.4% | 88.9% | $287,500 | |
Das Acquisition Company, LLC
|
Conventional, VA | 4 | 0.7% | 100% | $255,000 | |
R-G Fderal Credit Union
|
Conventional | 3 | 0.5% | 100% | $268,333 | |
First State Bank of St Charles
|
Conventional | 1 | 0.2% | 100% | $165,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA, USDA | 56 | 10.1% | 96.6% | $291,071 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 30 | 5.4% | 93.9% | $320,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 27 | 4.9% | 87.1% | $232,777 | |
|
A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA | 26 | 4.7% | 78.8% | $209,615 | View |
Midwest Mortgage Associates Corp
|
Conventional, FHA, VA | 19 | 3.4% | 100% | $256,052 | |
Pilgrim Mortgage LLC
|
Conventional, FHA, VA | 15 | 2.7% | 100% | $310,333 | |
Leaderone Financial Corp.
|
Conventional, FHA, VA, USDA | 14 | 2.5% | 100% | $257,857 | |
Freedom Mortgage Corporation
|
FHA, VA | 13 | 2.4% | 94.4% | $261,923 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 12 +1 HELOCs |
2.2% | 100% | $235,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 12 | 2.2% | 92.3% | $294,166 | |
Nationstar Mortgage
|
Conventional, VA | 9 | 1.6% | 100% | $176,111 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA | 8 | 1.4% | 57.1% | $108,750 | |
Guild Mortgage Company
|
Conventional, FHA, VA, USDA | 8 | 1.4% | 100% | $210,000 | |
Newrez LLC
|
Conventional, FHA, VA | 6 | 1.1% | 75% | $233,333 | |
M Squared Financial LLC
|
Conventional, FHA, VA | 6 | 1.1% | 100% | $260,000 | |
Pentagon Federal Credit Union
|
VA, HELOC | 4 +1 HELOCs |
0.7% | 100% | $307,500 | |
New American Funding, LLC.
|
Conventional, FHA, VA, HELOC | 4 +1 HELOCs |
0.7% | 80% | $245,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 4 | 0.7% | 66.7% | $325,000 | View |
loanDepot.com LLC
|
Conventional, VA | 3 | 0.5% | 75% | $265,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional, VA | 3 | 0.5% | 60% | $241,666 | View |
New Day Financial, LLC.
|
VA | 3 | 0.5% | 42.9% | $265,000 | |
Village Capital & Investment
|
FHA, VA | 3 | 0.5% | 100% | $288,333 | |
Equity Prime Mortgage LLC
|
FHA, VA | 2 | 0.4% | 100% | $265,000 | |
PHH Mortgage Corporation
|
Conventional, FHA | 2 | 0.4% | 100% | $120,000 | |
Cmg Mortgage Inc
|
VA | 2 | 0.4% | 75% | $320,000 | |
Planet Home Lending, LLC
|
FHA, VA | 2 | 0.4% | 100% | $265,000 | |
Prosperity Home Mortgage, LLC
|
VA | 2 | 0.4% | 66.7% | $320,000 | |
The Loan Store, Inc
|
Conventional, VA | 2 | 0.4% | 100% | $195,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional, VA | 2 | 0.4% | 100% | $225,000 | |
Carrington Mortgage Services LLC
|
Conventional, FHA | 2 | 0.4% | 28.6% | $135,000 | |
Communityamerica Federal Credit Union
|
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $285,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 0.2% | 100% | $125,000 | |
Mortgage Investment Services Corporation
|
FHA | 1 | 0.2% | 57.1% | $145,000 | |
Primelending
|
VA | 1 | 0.2% | 100% | $245,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.2% | 100% | $215,000 | |
Envoy Mortgage, Ltd
|
VA | 1 | 0.2% | 100% | $335,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.2% | 100% | $275,000 | |
Movement Mortgage, LLC
|
VA | 1 | 0.2% | 100% | $225,000 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
ResMac Inc
|
FHA | 1 | 0.2% | 100% | $355,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
VA | 1 | 0.2% | 100% | $295,000 | View |
Sun West Mortgage Company, Inc
|
FHA | 1 | 0.2% | 100% | $165,000 | |
First State Mortgage Services
|
Conventional | 1 | 0.2% | 100% | $315,000 | |
Click n' Close, Inc.
|
USDA | 1 | 0.2% | 100% | $285,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.2% | 100% | $275,000 | |
Highlands Residential Mortgage, Ltd.
|
Conventional | 1 | 0.2% | 100% | $315,000 | |
Community Banc Mortgage Corp
|
USDA | 1 | 0.2% | 100% | $175,000 | |
|
C-3.7 ★Texas Ratio: 30.67% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
Ithink Financial Credit Union
|
Conventional | 1 | 0.2% | 100% | $455,000 | |
American Pacific Mortgage Corporation
|
FHA | 1 | 0.2% | 100% | $205,000 | |
V.I.P. Mortgage, Inc.
|
VA | 1 | 0.2% | 100% | $455,000 | |
|
A+5.0 ★Texas Ratio: 4.52% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
Zillow Home Loans, LLC
|
FHA | 1 | 0.2% | 100% | $265,000 | |
Mutual of Omaha Mortgage
|
VA | 1 | 0.2% | 50% | $285,000 | |
|
A+5.0 ★Texas Ratio: 2.29% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.2% | 100% | $935,000 | View |
Paramount Residential Mortgage
|
VA | 1 | 0.2% | 100% | $225,000 | |
Geneva Financial LLC
|
Conventional | 1 | 0.2% | 100% | $125,000 | |
Plaza Home Mortgage, Inc
|
VA | 1 | 0.2% | 100% | $375,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 3.74% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
A5.0 ★Texas Ratio: 12.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Dupaco Community Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Warrensburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Warrensburg in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Warrensburg, MO lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 72.5 percent of home loans in Warrensburg, Missouri in 2025, banks 22.1 percent and credit unions 5.4 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, F & C Bank the largest bank and Central Missouri Community Credit Union the largest credit union. Among lenders headquartered in Missouri, F & C Bank led with 44 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
By home loans closed in 2025, F & C Bank was the largest mortgage lender in Warrensburg, Missouri with 44 loans, about 8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Warrensburg, Missouri, Flat Branch Mortgage, Inc. approved the highest share of completed applications in 2025 at 98.2 percent, against a 88.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
32 lenders closed FHA loans in Warrensburg, Missouri in 2025, led by Pennymac Loan Services LLC with 7. 44 lenders closed VA loans, led by Fairway Independent Mort Corp, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 8 credit unions closed home loans in Warrensburg, Missouri in 2025, alongside 50 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Warrensburg, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Warrensburg, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Warrensburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.