MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
Home / Mortgage Lenders / Missouri / Warrensburg
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Warrensburg, Missouri

Warrensburg, Missouri mortgage lenders include F & C BankF & C Bank541 E Young Ave, Warrensburg, MO 64093A+5.0 ★Texas Ratio: 3.13%, The Central Trust BankThe Central Trust Bank1310 South Highway 13, Warrensburg, MO 64093A+5.0 ★Texas Ratio: 3.12%, Central Missouri Community Credit UnionCentral Missouri Community Credit Union620 N Maguire St, Warrensburg, MO 64093A+5.0 ★Texas Ratio: 4.01%, Community National Bank & TrustCommunity National Bank & Trust713 Pca Rd, Warrensburg, MO 64093A5.0 ★Texas Ratio: 6.38%, Equity BankEquity Bank612 N Maguire St, Warrensburg, MO 64093A5.0 ★Texas Ratio: 6.60%, US Bank, N.A.US Bank, N.A.511 S Holden St, Warrensburg, MO 64093A+5.0 ★Texas Ratio: 2.85%, Umb Bank NAUmb Bank NA101 N Holden St, Warrensburg, MO 64093A+5.0 ★Texas Ratio: 1.78%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, Nbkc BankNbkc Bank8320 Ward Pkwy, Kansas City, MO 64114, and State Bank of MissouriState Bank of Missouri114 South Country Road, Alma, MO 64001A5.0 ★Texas Ratio: 13.33%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Warrensburg, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Warrensburg are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Warrensburg, Missouri

Market share is the lender's share of all home loans closed in Warrensburg, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Warrensburg
541 E Young Ave, Warrensburg, MO 64093
A+5.0 ★Texas Ratio: 3.13%
Conventional 44 8% 100% $179,772 View
1 office in Warrensburg
1310 South Highway 13, Warrensburg, MO 64093
A+5.0 ★Texas Ratio: 3.12%
Conventional, FHA, VA, USDA, HELOC 18
+3 HELOCs
3.3% 90% $213,333 View
620 N Maguire St, Warrensburg, MO 64093
A+5.0 ★Texas Ratio: 4.01%
Conventional 8 1.4% 64.3% $56,250 View
1 office in Warrensburg
713 Pca Rd, Warrensburg, MO 64093
A5.0 ★Texas Ratio: 6.38%
Conventional, VA, HELOC 7
+1 HELOCs
1.3% 100% $297,857 View
1 office in Warrensburg
612 N Maguire St, Warrensburg, MO 64093
A5.0 ★Texas Ratio: 6.60%
Conventional, HELOC 5
+3 HELOCs
0.9% 83.3% $289,000 View
2 offices in Warrensburg
511 S Holden St, Warrensburg, MO 64093
A+5.0 ★Texas Ratio: 2.85%
Conventional, FHA, HELOC 3
+4 HELOCs
0.5% 50% $148,333 View
1 office in Warrensburg
101 N Holden St, Warrensburg, MO 64093
A+5.0 ★Texas Ratio: 1.78%
Conventional, USDA, HELOC 2
+2 HELOCs
0.4% 66.7% $155,000 View
803 Wollard Blvd, Richmond, MO 64085
A+5.0 ★Texas Ratio: 0.00%
Conventional, FHA, VA, USDA 56 10.1% 98.2% $250,178 View
Nbkc Bank
8320 Ward Pkwy, Kansas City, MO 64114
Conventional, VA 3 0.5% 100% $365,000
114 South Country Road, Alma, MO 64001
A5.0 ★Texas Ratio: 13.33%
Conventional 3 0.5% 100% $138,333 View
484 Nebraska Avenue, Fort Leonard Wood, MO 65473
A+5.0 ★Texas Ratio: 4.81%
VA 3 0.5% 100% $435,000 View
1 N Jefferson Ave, Saint Louis, MO 63103
A+5.0 ★Texas Ratio: 5.36%
Conventional, FHA 3 0.5% 75% $158,333 View
1314 Jeffco Blvd, Arnold, MO 63010
A+5.0 ★Texas Ratio: 3.68%
Conventional 2 0.4% 100% $175,000 View
10185 Gravois Rd, Affton, MO 63123
A+5.0 ★Texas Ratio: 0.89%
Conventional 2 0.4% 100% $100,000 View
★ 5 stars, 1 review
111 S Broadview St, Cape Girardeau, MO 63703
A+5.0 ★Texas Ratio: 1.77%
Conventional 2 0.4% 100% $785,000 View
201 E Front St, La Monte, MO 65337
A5.0 ★Texas Ratio: 11.55%
Conventional 1 0.2% 100% $255,000 View
2255 Michigan Ave, Arnold, MO 63010
A+5.0 ★Texas Ratio: 2.49%
VA 1 0.2% 100% $365,000 View
2582 Lemay Ferry Rd, Affton, MO 63125
A+5.0 ★Texas Ratio: 4.37%
FHA 1 0.2% 100% $275,000 View
400 E Broadway, Ashland, MO 65010
Conventional 1 0.2% 50% $25,000 View
1301 Jeffco Blvd, Arnold, MO 63010
A+5.0 ★Texas Ratio: 4.14%
Conventional 1 0.2% 100% $175,000 View
8127 E 171st St, Belton, MO 64012
A+5.0 ★Texas Ratio: 3.36%
Conventional 1 0.2% 100% $215,000 View
5959 Ne Antioch Rd, Gladstone, MO 64119
A+5.0 ★Texas Ratio: 0.12%
Conventional 1 0.2% 100% $105,000 View
710 Oak St, Lathrop, MO 64465
A+5.0 ★Texas Ratio: 0.00%
Conventional 1 0.2% 100% $415,000 View
700 N Franklin St, Cuba, MO 65453
A-4.9 ★Texas Ratio: 16.43%
Conventional 1 0.2% 100% $115,000 View
202 E North Ave, Belton, MO 64012
A+5.0 ★Texas Ratio: 4.82%
HELOC 0
+1 HELOCs
0% n/a View
Mortgage Research Center
Conventional, FHA, VA 37 6.7% 75.5% $260,675
Community Mortgage, LLC
Conventional, FHA, VA 8 1.4% 88.9% $287,500
Das Acquisition Company, LLC
Conventional, VA 4 0.7% 100% $255,000
R-G Fderal Credit Union
Conventional 3 0.5% 100% $268,333
First State Bank of St Charles
Conventional 1 0.2% 100% $165,000
Fairway Independent Mort Corp
Conventional, FHA, VA, USDA 56 10.1% 96.6% $291,071
United Wholesale Mortgage
Conventional, FHA, VA 30 5.4% 93.9% $320,000
Pennymac Loan Services LLC
Conventional, FHA, VA 27 4.9% 87.1% $232,777
A5.0 ★Texas Ratio: 7.45%
Conventional, FHA, VA 26 4.7% 78.8% $209,615 View
Midwest Mortgage Associates Corp
Conventional, FHA, VA 19 3.4% 100% $256,052
Pilgrim Mortgage LLC
Conventional, FHA, VA 15 2.7% 100% $310,333
Leaderone Financial Corp.
Conventional, FHA, VA, USDA 14 2.5% 100% $257,857
Freedom Mortgage Corporation
FHA, VA 13 2.4% 94.4% $261,923
A5.0 ★Texas Ratio: 8.14%
Conventional, VA, HELOC 12
+1 HELOCs
2.2% 100% $235,000
CrossCountry Mortgage, LLC
Conventional, FHA, VA 12 2.2% 92.3% $294,166
Nationstar Mortgage
Conventional, VA 9 1.6% 100% $176,111
Lakeview Loan Servicing, LLC
Conventional, FHA 8 1.4% 57.1% $108,750
Guild Mortgage Company
Conventional, FHA, VA, USDA 8 1.4% 100% $210,000
Newrez LLC
Conventional, FHA, VA 6 1.1% 75% $233,333
M Squared Financial LLC
Conventional, FHA, VA 6 1.1% 100% $260,000
Pentagon Federal Credit Union
VA, HELOC 4
+1 HELOCs
0.7% 100% $307,500
New American Funding, LLC.
Conventional, FHA, VA, HELOC 4
+1 HELOCs
0.7% 80% $245,000
B-3.5 ★Texas Ratio: 6.80%
VA 4 0.7% 66.7% $325,000 View
loanDepot.com LLC
Conventional, VA 3 0.5% 75% $265,000
B+4.8 ★Texas Ratio: 17.16%
Conventional, VA 3 0.5% 60% $241,666 View
New Day Financial, LLC.
VA 3 0.5% 42.9% $265,000
Village Capital & Investment
FHA, VA 3 0.5% 100% $288,333
Equity Prime Mortgage LLC
FHA, VA 2 0.4% 100% $265,000
PHH Mortgage Corporation
Conventional, FHA 2 0.4% 100% $120,000
Cmg Mortgage Inc
VA 2 0.4% 75% $320,000
Planet Home Lending, LLC
FHA, VA 2 0.4% 100% $265,000
Prosperity Home Mortgage, LLC
VA 2 0.4% 66.7% $320,000
The Loan Store, Inc
Conventional, VA 2 0.4% 100% $195,000
Vanderbilt Mortgage and Finance, Inc
Conventional, VA 2 0.4% 100% $225,000
Carrington Mortgage Services LLC
Conventional, FHA 2 0.4% 28.6% $135,000
Communityamerica Federal Credit Union
Conventional, HELOC 1
+2 HELOCs
0.2% 100% $285,000
Guaranteed Rate, Inc.
Conventional 1 0.2% 100% $125,000
Mortgage Investment Services Corporation
FHA 1 0.2% 57.1% $145,000
Primelending
VA 1 0.2% 100% $245,000
Sage Home Loans Corporation
Conventional 1 0.2% 100% $215,000
Envoy Mortgage, Ltd
VA 1 0.2% 100% $335,000
AmeriHome Mortgage Company, LLC
FHA 1 0.2% 100% $275,000
Movement Mortgage, LLC
VA 1 0.2% 100% $225,000
A+5.0 ★Texas Ratio: 0.14%
Conventional 1 0.2% 100% $225,000 View
ResMac Inc
FHA 1 0.2% 100% $355,000
A5.0 ★Texas Ratio: 8.47%
VA 1 0.2% 100% $295,000 View
Sun West Mortgage Company, Inc
FHA 1 0.2% 100% $165,000
First State Mortgage Services
Conventional 1 0.2% 100% $315,000
Click n' Close, Inc.
USDA 1 0.2% 100% $285,000
Union Home Mortgage Corp.
Conventional 1 0.2% 100% $275,000
Highlands Residential Mortgage, Ltd.
Conventional 1 0.2% 100% $315,000
Community Banc Mortgage Corp
USDA 1 0.2% 100% $175,000
C-3.7 ★Texas Ratio: 30.67%
Conventional 1 0.2% 100% $295,000 View
Ithink Financial Credit Union
Conventional 1 0.2% 100% $455,000
American Pacific Mortgage Corporation
FHA 1 0.2% 100% $205,000
V.I.P. Mortgage, Inc.
VA 1 0.2% 100% $455,000
A+5.0 ★Texas Ratio: 4.52%
Conventional 1 0.2% 100% $255,000 View
Zillow Home Loans, LLC
FHA 1 0.2% 100% $265,000
Mutual of Omaha Mortgage
VA 1 0.2% 50% $285,000
A+5.0 ★Texas Ratio: 2.29%
Conventional 1 0.2% 100% $125,000 View
A4.8 ★Texas Ratio: 2.45%
Conventional, Jumbo 1 0.2% 100% $935,000 View
Paramount Residential Mortgage
VA 1 0.2% 100% $225,000
Geneva Financial LLC
Conventional 1 0.2% 100% $125,000
Plaza Home Mortgage, Inc
VA 1 0.2% 100% $375,000
Figure Lending LLC
HELOC 0
+2 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 3.74%
HELOC 0
+2 HELOCs
0% n/a View
A5.0 ★Texas Ratio: 12.33%
HELOC 0
+1 HELOCs
0% n/a View
Dupaco Community Credit Union
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Warrensburg, Missouri

Looking for mortgage lenders near me or mortgage brokers near me in Warrensburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Warrensburg in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Warrensburg, MO

Use these to narrow the list above. Each category shows how many Warrensburg, MO lenders fit and what that kind of lender is usually best for.

Who Lends in Warrensburg, MO

Independent mortgage companies closed 72.5 percent of home loans in Warrensburg, Missouri in 2025, banks 22.1 percent and credit unions 5.4 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, F & C Bank the largest bank and Central Missouri Community Credit Union the largest credit union. Among lenders headquartered in Missouri, F & C Bank led with 44 loans.

72.5%
Mortgage companies
22.1%
Banks
5.4%
Credit unions
11%
FHA loans
45%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.

More Missouri Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Warrensburg, MO

Who is the largest mortgage lender in Warrensburg, MO?

By home loans closed in 2025, F & C Bank was the largest mortgage lender in Warrensburg, Missouri with 44 loans, about 8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Warrensburg, MO have the highest approval rates?

Among lenders with meaningful volume in Warrensburg, Missouri, Flat Branch Mortgage, Inc. approved the highest share of completed applications in 2025 at 98.2 percent, against a 88.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Warrensburg, MO mortgage lenders offer FHA, VA and USDA loans?

32 lenders closed FHA loans in Warrensburg, Missouri in 2025, led by Pennymac Loan Services LLC with 7. 44 lenders closed VA loans, led by Fairway Independent Mort Corp, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Warrensburg, MO lender list?

Yes. 35 banks and 8 credit unions closed home loans in Warrensburg, Missouri in 2025, alongside 50 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Warrensburg, MO ranked on this page?

Lenders are ranked only by the number of home loans they closed in Warrensburg, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Warrensburg, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Warrensburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.