Shell Knob, Missouri mortgage lenders include Freedom Bank of Southern MissouriFreedom Bank of Southern Missouri24828 State Highway 39, Shell Knob, MO 65747A+5.0 ★Texas Ratio: 1.22%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, The Central Trust BankThe Central Trust Bank405 E Broadway, Ashland, MO 65010A+5.0 ★Texas Ratio: 3.12%, CS BankCS Bank95 South Hwy 37, Cassville, MO 65625A5.0 ★Texas Ratio: 8.49%, Arvest BankArvest Bank607 Highway 71 North, Anderson, MO 64831A5.0 ★Texas Ratio: 7.48%, Table Rock Community BankTable Rock Community Bank931 State Highway 248, Branson, MO 65616A+5.0 ★Texas Ratio: 2.38%, Great Southern BankGreat Southern Bank6800 S Rock Hill Rd, Affton, MO 63123A+5.0 ★Texas Ratio: 1.55%, Simmons BankSimmons Bank1540 State Highway 248, Branson, MO 65616A+5.0 ★Texas Ratio: 5.33%, Southwest Missouri BankSouthwest Missouri Bank202 W High, Alba, MO 64830A+5.0 ★Texas Ratio: 1.87%, and United Bank of UnionUnited Bank of Union1440 Rebel Dr, Union, MO 63084B-4.4 ★Texas Ratio: 22.38%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Shell Knob, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Shell Knob are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Shell Knob, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Shell Knob 24828 State Highway 39, Shell Knob, MO 65747 A+5.0 ★Texas Ratio: 1.22% |
Conventional | 46 | 20.2% | 97.9% | $230,869 | View |
|
803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, VA | 8 | 3.5% | 100% | $256,250 | View |
|
405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional, FHA, Jumbo, HELOC | 7 +1 HELOCs |
3.1% | 100% | $447,857 | View |
|
95 South Hwy 37, Cassville, MO 65625 A5.0 ★Texas Ratio: 8.49% |
Conventional | 7 | 3.1% | 100% | $143,571 | View |
|
607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA, HELOC | 6 +4 HELOCs |
2.6% | 75% | $231,666 | View |
|
931 State Highway 248, Branson, MO 65616 A+5.0 ★Texas Ratio: 2.38% |
Conventional, FHA | 4 | 1.8% | 100% | $295,000 | View |
|
6800 S Rock Hill Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 3 | 1.3% | 100% | $215,000 | View |
|
1540 State Highway 248, Branson, MO 65616 A+5.0 ★Texas Ratio: 5.33% |
Conventional, VA, HELOC | 2 +2 HELOCs |
0.9% | 50% | $345,000 | View |
|
202 W High, Alba, MO 64830 A+5.0 ★Texas Ratio: 1.87% |
Conventional, HELOC | 2 +1 HELOCs |
0.9% | 100% | $290,000 | View |
|
1440 Rebel Dr, Union, MO 63084 B-4.4 ★Texas Ratio: 22.38% |
Conventional | 2 | 0.9% | 100% | $215,000 | View |
|
12661 State Highway 13, Kimberling City, MO 65686 A5.0 ★Texas Ratio: 10.01% |
Conventional | 2 | 0.9% | 100% | $175,000 | View |
Nbkc Bank
8320 Ward Pkwy, Kansas City, MO 64114 |
Conventional | 2 | 0.9% | 100% | $375,000 | |
|
310 W Mount Vernon St, NIXA, MO 65714 9657 A+5.0 ★Texas Ratio: 2.53% |
Conventional | 2 | 0.9% | 100% | $235,000 | View |
|
2275 S Springfield Ave, Bolivar, MO 65613 A+5.0 ★Texas Ratio: 0.49% |
Conventional | 2 | 0.9% | 100% | $180,000 | View |
|
651 Ne Coronado Dr, Blue Springs, MO 64014 A5.0 ★Texas Ratio: 6.60% |
Conventional | 2 | 0.9% | 100% | $100,000 | View |
|
310 N Ruth St, Advance, MO 63730 A5.0 ★Texas Ratio: 6.11% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $215,000 | View |
|
4242 Main St, Kansas City, MO 64111 A+5.0 ★Texas Ratio: 5.21% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
|
495 S Springfield Ave, Bolivar, MO 65613 A5.0 ★Texas Ratio: 9.58% |
Conventional | 1 | 0.4% | 100% | $545,000 | View |
|
1314 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 33.3% | $425,000 | View |
|
312 W Central Ave, Carthage, MO 64836 A+5.0 ★Texas Ratio: 3.97% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
|
5000 Illinois Ave, Fort Leonard Wood, MO 65473 A+5.0 ★Texas Ratio: 2.56% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
|
1722 Missouri State Rd, Arnold, MO 63010 2006 A+5.0 ★Texas Ratio: 3.75% |
Conventional | 1 | 0.4% | 50% | $255,000 | View |
|
11915 Saint Charles Rock Rd, Bridgeton, MO 63044 A+5.0 ★Texas Ratio: 4.97% |
Conventional | 1 | 0.4% | 100% | $425,000 | View |
|
218 N Webster Ave, Ash Grove, MO 65604 A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
|
1564 N Main St, Nixa, MO 65714 A+5.0 ★Texas Ratio: 1.32% |
Conventional | 1 | 0.4% | 100% | $75,000 | View |
Stockmens Bank
1208 N Jefferson St, Ava, MO 65608 |
Conventional | 1 | 0.4% | 100% | $325,000 | |
|
700 N Franklin St, Cuba, MO 65453 A-4.9 ★Texas Ratio: 16.43% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
|
304 N Main St, Maryville, MO 64468 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
|
827 Arnold Commons Drive, Arnold, MO 63010 A+5.0 ★Texas Ratio: 1.78% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
|
★ 5 stars, 1 review 340 S Springfield Ave, Bolivar, MO 65613 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
|
1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +2 HELOCs |
0% | 50% | View | |
|
10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
Gershman Investment Corp.
|
Conventional, FHA, VA | 5 | 2.2% | 83.3% | $257,000 | |
Mortgage Research Center
|
Conventional, FHA, VA | 3 | 1.3% | 50% | $181,666 | |
Das Acquisition Company, LLC
|
Conventional | 2 | 0.9% | 100% | $275,000 | |
Mortgage Solutions, LLC
|
Conventional | 1 | 0.4% | 100% | $445,000 | |
FCS Financial FLCA
|
Conventional | 1 | 0.4% | 100% | $135,000 | |
|
A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA, Jumbo | 23 | 10.1% | 79.3% | $231,086 | View |
United Wholesale Mortgage
|
Conventional, VA | 5 | 2.2% | 100% | $355,000 | |
loanDepot.com LLC
|
Conventional | 5 | 2.2% | 62.5% | $215,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 4 | 1.8% | 80% | $217,500 | |
|
A5.0 ★Texas Ratio: 6.27% |
Conventional | 4 | 1.8% | 100% | $177,500 | View |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 4 | 1.8% | 80% | $277,500 | |
21St Mortgage
|
Conventional | 4 | 1.8% | 66.7% | $117,500 | |
Mutual of Omaha Mortgage
|
Conventional, FHA, VA | 3 | 1.3% | 100% | $191,666 | |
Amerisave Mortgage Company
|
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.9% | 50% | $205,000 | |
American Financial Resources LLC
|
Conventional, FHA | 2 | 0.9% | 100% | $195,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 2 | 0.9% | 100% | $525,000 | View |
Cardinal Financial Company, Li
|
Conventional, FHA | 2 | 0.9% | 66.7% | $160,000 | |
New Day Financial, LLC.
|
VA | 2 | 0.9% | 100% | $210,000 | |
Nationstar Mortgage
|
Conventional | 2 | 0.9% | 100% | $215,000 | |
|
A+5.0 ★Texas Ratio: 0.36% |
Conventional | 2 | 0.9% | 100% | $605,000 | View |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 2 | 0.9% | 100% | $205,000 | View |
Cadence Bank
|
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $315,000 | |
Premier Mortgage Resources, LLC
|
VA | 1 | 0.4% | 100% | $385,000 | |
Citizens State Bank of Cheney
|
Conventional | 1 | 0.4% | 100% | $195,000 | |
Servion
|
Conventional | 1 | 0.4% | 100% | $155,000 | |
Everett Financial, Inc.
|
Conventional | 1 | 0.4% | 100% | $475,000 | |
Freedom Mortgage Corporation
|
VA | 1 | 0.4% | 100% | $335,000 | |
Newrez LLC
|
Conventional | 1 | 0.4% | 50% | $115,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 1 | 0.4% | 100% | $485,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
|
A5.0 ★Texas Ratio: 12.73% |
Conventional | 1 | 0.4% | 100% | $805,000 | View |
Guild Mortgage Company
|
Conventional | 1 | 0.4% | 100% | $465,000 | |
|
A5.0 ★Texas Ratio: 6.08% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
Click n' Close, Inc.
|
Conventional | 1 | 0.4% | 100% | $295,000 | |
American Internet Mortgage, Inc.
|
Conventional | 1 | 0.4% | 100% | $375,000 | |
|
A+5.0 ★Texas Ratio: 1.53% |
Conventional | 1 | 0.4% | 100% | $165,000 | View |
Provident Funding Associates
|
Conventional | 1 | 0.4% | 100% | $245,000 | |
Castle & Cooke Mortgage, LLC
|
Conventional | 1 | 0.4% | 100% | $185,000 | |
|
A5.0 ★Texas Ratio: 6.93% |
Conventional | 1 | 0.4% | 100% | $345,000 | View |
Iowa Bankers Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $255,000 | |
|
A+5.0 ★Texas Ratio: 0.03% |
Conventional, Jumbo | 1 | 0.4% | 100% | $855,000 | View |
|
A-4.9 ★Texas Ratio: 16.23% |
USDA | 1 | 0.4% | 100% | $165,000 | View |
Bank of Little Rock Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $255,000 | |
|
A5.0 ★Texas Ratio: 7.49% |
Conventional | 1 | 0.4% | 100% | $175,000 | View |
Arkansas Federal Credit Union
|
VA | 1 | 0.4% | 100% | $555,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.4% | 100% | $325,000 | |
|
A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.4% | 100% | $325,000 | View |
Lower, LLC
|
FHA | 1 | 0.4% | 100% | $275,000 | |
|
A5.0 ★Texas Ratio: 7.06% |
Conventional | 1 | 0.4% | 100% | $185,000 | View |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.4% | 100% | $515,000 | View |
|
A+5.0 ★Texas Ratio: 1.39% |
VA | 1 | 0.4% | 100% | $345,000 | View |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.4% | 100% | $605,000 | View |
Bartlett Mortgage Inc.
|
Conventional | 1 | 0.4% | 100% | $385,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.4% | 100% | $255,000 | View |
Angel Oak Mortgage Solutions LLC
|
Conventional | 1 | 0.4% | 100% | $365,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.4% | 50% | $25,000 | |
Leaderone Financial Corp.
|
Conventional | 1 | 0.4% | 100% | $335,000 | |
|
A+5.0 ★Texas Ratio: 3.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Communityamerica Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Shell Knob? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Shell Knob in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Shell Knob, MO lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 40.4 percent of home loans in Shell Knob, Missouri in 2025, banks 54.4 percent and credit unions 5.3 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Freedom Bank of Southern Missouri the largest bank and BluCurrent Credit Union the largest credit union. Among lenders headquartered in Missouri, Freedom Bank of Southern Missouri led with 46 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
By home loans closed in 2025, Freedom Bank of Southern Missouri was the largest mortgage lender in Shell Knob, Missouri with 46 loans, about 20.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Shell Knob, Missouri in 2025, led by Arvest Bank with 2. 15 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 46 banks and 11 credit unions closed home loans in Shell Knob, Missouri in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Shell Knob, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Shell Knob, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Shell Knob. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.