Mortgage Lenders and Brokers in Kearney, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Kearney, Missouri mortgage lenders include Verimore BankVerimore Bank303 S Jefferson St, Kearney, MO 64060A+5.0 ★Texas Ratio: 1.89%, Southern BankSouthern Bank2041 Commerce Dr, Kearney, MO 64060A5.0 ★Texas Ratio: 6.11%, Kearney Trust CompanyKearney Trust CompanyKearney, MO, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, US Bank, N.A.US Bank, N.A.1543 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.85%, Arvest BankArvest Bank607 Highway 71 North, Anderson, MO 64831A5.0 ★Texas Ratio: 7.48%, The Central Trust BankThe Central Trust Bank405 E Broadway, Ashland, MO 65010A+5.0 ★Texas Ratio: 3.12%, Nbkc BankNbkc Bank8320 Ward Pkwy, Kansas City, MO 64114, Commerce BankCommerce Bank10185 Gravois Rd, Affton, MO 63123A+5.0 ★Texas Ratio: 0.89%, and Farmers State BankFarmers State Bank416 N Walnut St, Cameron, MO 64429. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kearney, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kearney are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Kearney, Missouri
Market share is the lender's share of all home loans closed in Kearney, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Kearney 303 S Jefferson St, Kearney, MO 64060 A+5.0 ★Texas Ratio: 1.89% |
Conventional, Jumbo | 1 | 0.3% | 100% | $595,000 | View |
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1 office in Kearney 2041 Commerce Dr, Kearney, MO 64060 A5.0 ★Texas Ratio: 6.11% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Kearney Trust Company
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Conventional | 23 | 5.8% | 100% | $128,913 | |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA, Jumbo | 11 | 2.8% | 100% | $408,636 | View |
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1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 7 +3 HELOCs |
1.8% | 77.8% | $342,142 | View |
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607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48% |
Conventional, HELOC | 4 +1 HELOCs |
1% | 100% | $425,000 | View |
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405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional, HELOC | 4 +1 HELOCs |
1% | 100% | $325,000 | View |
Nbkc Bank
8320 Ward Pkwy, Kansas City, MO 64114 |
Conventional, FHA, VA, Jumbo | 4 | 1% | 100% | $597,500 | |
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10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
Conventional, HELOC | 3 +5 HELOCs |
0.8% | 75% | $181,666 | View |
Farmers State Bank
416 N Walnut St, Cameron, MO 64429 |
Conventional | 3 | 0.8% | 100% | $421,666 | |
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1 N Jefferson Ave, Saint Louis, MO 63103 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.8% | 75% | $195,000 | View |
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3500 S Noland Rd, Independence, MO 64055 A+5.0 ★Texas Ratio: 3.50% |
Conventional, HELOC | 2 +2 HELOCs |
0.5% | 100% | $480,000 | View |
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1100 NW Outer Road, Blue Springs, MO 64015 A+5.0 ★Texas Ratio: 2.90% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $350,000 | View |
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2255 Michigan Ave, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.49% |
Conventional | 2 | 0.5% | 100% | $380,000 | View |
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484 Nebraska Avenue, Fort Leonard Wood, MO 65473 A+5.0 ★Texas Ratio: 4.81% |
FHA, VA | 2 | 0.5% | 66.7% | $325,000 | View |
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710 Oak St, Lathrop, MO 64465 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 0.5% | 100% | $100,000 | View |
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1006 Eagle Crest Dr, Holden, MO 64040 A+5.0 ★Texas Ratio: 3.13% |
Conventional | 2 | 0.5% | 100% | $135,000 | View |
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304 N Main St, Maryville, MO 64468 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 0.5% | 100% | $410,000 | View |
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★ 5 stars, 1 review 340 S Springfield Ave, Bolivar, MO 65613 A+5.0 ★Texas Ratio: 3.21% |
Conventional, VA | 2 | 0.5% | 100% | $410,000 | View |
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1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $85,000 | View |
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827 Arnold Commons Drive, Arnold, MO 63010 A+5.0 ★Texas Ratio: 1.78% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $35,000 | View |
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101 E Us Highway 136, Albany, MO 64402 A5.0 ★Texas Ratio: 6.76% |
Conventional | 1 | 0.3% | 100% | $745,000 | View |
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1535 N Campbell Ave, Springfield, MO 65803 B4.6 ★Texas Ratio: 19.27% |
Conventional | 1 | 0.3% | 100% | $375,000 | View |
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400 E Broadway, Ashland, MO 65010 |
Conventional | 1 | 0.3% | 100% | $475,000 | View |
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1111 E 23rd St S, Independence, MO 64055 A5.0 ★Texas Ratio: 6.33% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
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6800 S Rock Hill Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 1.55% |
Conventional, Jumbo | 1 | 0.3% | 50% | $1,225,000 | View |
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125 Southwest Blvd, Kansas City, MO 64108 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0.3% | 100% | $555,000 | View |
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301 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
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321 S Us Highway 169, Gower, MO 64454 A5.0 ★Texas Ratio: 7.97% |
Conventional | 1 | 0.3% | 100% | $725,000 | View |
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3309 Miller St, Bethany, MO 64424 A+5.0 ★Texas Ratio: 1.34% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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4242 Main St, Kansas City, MO 64111 A+5.0 ★Texas Ratio: 5.21% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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8127 E 171st St, Belton, MO 64012 A+5.0 ★Texas Ratio: 3.36% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1060 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1532 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First State Bank of St Charles
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Conventional, VA | 10 | 2.5% | 100% | $396,000 | |
Mortgage Research Center
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VA | 5 | 1.3% | 55.6% | $327,000 | |
Community Mortgage, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
Das Acquisition Company, LLC
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Jlb Corporation dba Golden Oak Lending
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FHA | 1 | 0.3% | 100% | $395,000 | |
FCS Financial FLCA
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Conventional | 1 | 0.3% | 100% | $405,000 | |
Communityamerica Federal Credit Union
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Conventional, FHA, Jumbo, HELOC | 28 +26 HELOCs |
7% | 96.6% | $332,857 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA | 28 | 7% | 84.8% | $208,928 | View |
Primelending
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Conventional, FHA, VA | 23 | 5.8% | 100% | $361,521 | |
Leaderone Financial Corp.
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Conventional, FHA, VA | 20 | 5% | 87% | $333,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 14 | 3.5% | 100% | $347,857 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 12 +1 HELOCs |
3% | 85.7% | $372,500 | |
Click n' Close, Inc.
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Conventional, FHA, VA | 10 | 2.5% | 100% | $343,000 | |
Guaranteed Rate, Inc.
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Conventional, VA | 9 | 2.3% | 100% | $336,111 | |
Guild Mortgage Company
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Conventional, VA | 8 | 2% | 100% | $340,000 | |
Nationstar Mortgage
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Conventional | 8 | 2% | 75% | $97,500 | |
21St Mortgage
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Conventional | 8 | 2% | 47.1% | $60,000 | |
Freedom Mortgage Corporation
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FHA, VA | 7 | 1.8% | 100% | $345,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 7 | 1.8% | 100% | $326,428 | |
Prosperity Home Mortgage, LLC
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Conventional | 6 | 1.5% | 100% | $360,000 | |
Spring Eq, LLC
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Conventional, HELOC | 5 +1 HELOCs |
1.3% | 83.3% | $101,000 | |
Everett Financial, Inc.
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Conventional, FHA | 4 | 1% | 100% | $447,500 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 4 | 1% | 71.4% | $172,500 | |
Megastar Finanacial Corp
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Conventional, FHA | 4 | 1% | 100% | $365,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo | 4 | 1% | 100% | $412,500 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 3 | 0.8% | 100% | $631,666 | View |
loanDepot.com LLC
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Conventional, VA | 3 | 0.8% | 100% | $215,000 | |
Sun West Mortgage Company, Inc
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Conventional, FHA | 3 | 0.8% | 100% | $475,000 | |
Mutual of Omaha Mortgage
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Conventional, VA | 3 | 0.8% | 100% | $318,333 | |
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A5.0 ★Texas Ratio: 12.33% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.5% | 100% | $535,000 | View |
American Financial Resources LLC
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Conventional, VA | 2 | 0.5% | 100% | $365,000 | |
Newrez LLC
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Conventional | 2 | 0.5% | 50% | $55,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.5% | 100% | $320,000 | |
Envoy Mortgage, Ltd
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Conventional | 2 | 0.5% | 100% | $285,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.5% | 50% | $405,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.5% | 100% | $260,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 2 | 0.5% | 100% | $245,000 | View |
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A+5.0 ★Texas Ratio: 2.07% |
Conventional, FHA | 2 | 0.5% | 100% | $380,000 | View |
Empeople Credit Union
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Conventional | 2 | 0.5% | 100% | $170,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 0.5% | 100% | $435,000 | |
The Loan Store, Inc
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Conventional | 2 | 0.5% | 100% | $390,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.5% | 75% | $125,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 2 | 0.5% | 100% | $395,000 | View |
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A+5.0 ★Texas Ratio: 3.14% |
FHA | 1 | 0.3% | 100% | $425,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
Guaranteed Rate Affinity, LLC
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FHA | 1 | 0.3% | 100% | $385,000 | |
Zippy Loans, LLC
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Conventional | 1 | 0.3% | 50% | $45,000 | |
Goodleap, LLC
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Brighton Bank
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VA | 1 | 0.3% | 100% | $235,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 100% | $235,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $365,000 | |
Kind Lending, LLC
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FHA | 1 | 0.3% | 100% | $325,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.3% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 1 | 0.3% | 33.3% | $55,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.3% | 50% | $275,000 | View |
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A5.0 ★Texas Ratio: 13.85% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
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A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
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A5.0 ★Texas Ratio: 8.70% |
Conventional | 1 | 0.3% | 100% | $475,000 | View |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 0.3% | 100% | $455,000 | View |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.3% | 100% | $695,000 | View |
Cmg Mortgage Inc
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VA | 1 | 0.3% | 100% | $695,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 50% | $65,000 | |
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A5.0 ★Texas Ratio: 9.76% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
Union Home Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $615,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $455,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.3% | 100% | $65,000 | |
T2 Financial LLC
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Conventional | 1 | 0.3% | 100% | $495,000 | |
Sierra Pacific Mortgage Co. Inc
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USDA | 1 | 0.3% | 100% | $335,000 | |
Iowa Bankers Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $295,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $475,000 | |
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A-5.0 ★Texas Ratio: 14.33% |
Conventional | 1 | 0.3% | 50% | $185,000 | View |
Mutual Savings Association
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Summit Funding.Inc
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Conventional | 1 | 0.3% | 100% | $375,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
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B+4.1 ★Texas Ratio: 2.49% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,385,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.3% | 100% | $515,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.3% | 100% | $385,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
VA | 1 | 0.3% | 100% | $485,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.3% | 100% | $615,000 | |
Tammac Holdings Corporation
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Conventional | 1 | 0.3% | 31.2% | $55,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.74% |
HELOC | 0 +2 HELOCs |
0% | n/a | View |
Kearney Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Kearney, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Kearney? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kearney in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Kearney, MO
Use these to narrow the list above. Each category shows how many Kearney, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Kearney, MO
Independent mortgage companies closed 57.6 percent of home loans in Kearney, Missouri in 2025, banks 32.6 percent and credit unions 9.8 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Verimore Bank the largest bank and Assemblies of God Credit Union the largest credit union. Among lenders headquartered in Missouri, Verimore Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Kearney, MO
By home loans closed in 2025, Verimore Bank was the largest mortgage lender in Kearney, Missouri with 1 loans, about 0.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
27 lenders closed FHA loans in Kearney, Missouri in 2025, led by Communityamerica Federal Credit Union with 5. 24 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 49 banks and 8 credit unions closed home loans in Kearney, Missouri in 2025, alongside 62 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kearney, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kearney, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kearney. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
