Mortgage Lenders and Brokers in Jefferson City, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Jefferson City, Missouri mortgage lenders include Multipli Federal Credit UnionMultipli Federal Credit Union3608 W Truman Blvd, Jefferson City, MO 65109 0535, The Central Trust BankThe Central Trust Bank238 Madison St, Jefferson City, MO 65101A+5.0 ★Texas Ratio: 3.12%, Mid America BankMid America Bank1511 Friendship Rd, Jefferson City, MO 65101A+5.0 ★Texas Ratio: 5.45%, Hawthorn BankHawthorn Bank211 W Dunklin St, Jefferson City, MO 65101A+5.0 ★Texas Ratio: 3.36%, First Mid Bank and Trust, NAFirst Mid Bank and Trust, NA3525 Missouri Blvd, Jefferson City, MO 65109A+5.0 ★Texas Ratio: 3.88%, Legends BankLegends Bank8201 Highway M, Jefferson City, MO 65101A+5.0 ★Texas Ratio: 2.10%, US Bank, N.A.US Bank, N.A.101 W Mccarty St, Jefferson City, MO 65101A+5.0 ★Texas Ratio: 2.85%, Regions BankRegions Bank425 Madison St, Jefferson City, MO 65101A+5.0 ★Texas Ratio: 4.37%, Umb Bank NAUmb Bank NA300 Dix Rd, Jefferson City, MO 65109A+5.0 ★Texas Ratio: 1.78%, and Missouri Credit UnionMissouri Credit Union1815 Southwest Blvd, Jefferson City, MO 65109A5.0 ★Texas Ratio: 9.58%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Jefferson City, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Jefferson City are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Jefferson City, Missouri
Market share is the lender's share of all home loans closed in Jefferson City, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3608 W Truman Blvd, Jefferson City, MO 65109 0535 |
Conventional | 154 | 14.9% | 92.3% | $139,155 | View |
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8 offices in Jefferson City 238 Madison St, Jefferson City, MO 65101 A+5.0 ★Texas Ratio: 3.12% |
Conventional, FHA, VA, Jumbo, HELOC | 129 +116 HELOCs |
12.5% | 97% | $205,155 | View |
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1 office in Jefferson City 1511 Friendship Rd, Jefferson City, MO 65101 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 58 | 5.6% | 95.1% | $206,206 | View |
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3 offices in Jefferson City 211 W Dunklin St, Jefferson City, MO 65101 A+5.0 ★Texas Ratio: 3.36% |
Conventional, HELOC | 10 +21 HELOCs |
1% | 100% | $318,000 | View |
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2 offices in Jefferson City 3525 Missouri Blvd, Jefferson City, MO 65109 A+5.0 ★Texas Ratio: 3.88% |
Conventional, VA, HELOC | 9 +4 HELOCs |
0.9% | 90% | $268,333 | View |
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3 offices in Jefferson City 8201 Highway M, Jefferson City, MO 65101 A+5.0 ★Texas Ratio: 2.10% |
Conventional | 8 | 0.8% | 100% | $142,500 | View |
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1 office in Jefferson City 101 W Mccarty St, Jefferson City, MO 65101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 6 | 0.6% | 60% | $221,666 | View |
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1 office in Jefferson City 425 Madison St, Jefferson City, MO 65101 A+5.0 ★Texas Ratio: 4.37% |
FHA, HELOC | 2 +1 HELOCs |
0.2% | 66.7% | $235,000 | View |
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1 office in Jefferson City 300 Dix Rd, Jefferson City, MO 65109 A+5.0 ★Texas Ratio: 1.78% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $105,000 | View |
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1815 Southwest Blvd, Jefferson City, MO 65109 A5.0 ★Texas Ratio: 9.58% |
Conventional | 1 | 0.1% | 50% | $225,000 | View |
Conservation Emp Credit Union
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Conventional | 3 | 0.3% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 0.67% |
Conventional | 2 | 0.2% | 100% | $170,000 | View |
FCS Financial FLCA
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Conventional | 1 | 0.1% | 100% | $305,000 | |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 190 | 18.4% | 99.5% | $229,894 | View |
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14112 Redfield Dr, Eugene, MO 65032 A+5.0 ★Texas Ratio: 0.72% |
Conventional | 15 | 1.5% | 100% | $216,333 | View |
Nbkc Bank
8320 Ward Pkwy, Kansas City, MO 64114 |
Conventional | 4 | 0.4% | 100% | $370,000 | |
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308 S 9th St Ste 114, Columbia, MO 65201 5161 A5.0 ★Texas Ratio: 12.18% |
Conventional, VA | 4 | 0.4% | 100% | $315,000 | View |
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2429 Hyde Park Road, Jefferson City, MO 65109 A-4.9 ★Texas Ratio: 16.43% |
Conventional | 3 | 0.3% | 100% | $235,000 | View |
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10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
Conventional, HELOC | 2 +3 HELOCs |
0.2% | 50% | $355,000 | View |
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101 S Church St, Fayette, MO 65248 C+4.1 ★Texas Ratio: 26.19% |
Conventional | 2 | 0.2% | 100% | $95,000 | View |
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101 South Main St, Chamois, MO 65024 B4.5 ★Texas Ratio: 21.03% |
Conventional | 2 | 0.2% | 100% | $190,000 | View |
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101 W Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 5.92% |
Conventional | 2 | 0.2% | 100% | $235,000 | View |
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1440 Rebel Dr, Union, MO 63084 B-4.4 ★Texas Ratio: 22.38% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
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495 S Springfield Ave, Bolivar, MO 65613 A5.0 ★Texas Ratio: 9.58% |
Conventional | 1 | 0.1% | 100% | $25,000 | View |
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101 E Us Highway 136, Albany, MO 64402 A5.0 ★Texas Ratio: 6.76% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
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9201 Ward Pkwy, Kansas City, MO 64114 A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.1% | 100% | $505,000 | View |
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11998 Saint Charles Rock Rd, Bridgeton, MO 63044 A+5.0 ★Texas Ratio: 3.43% |
Conventional | 1 | 0.1% | 100% | $125,000 | View |
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1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.1% | 33.3% | $185,000 | View |
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6800 S Rock Hill Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 1 | 0.1% | 100% | $515,000 | View |
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718 N Pine St, Rolla, MO 65401 A5.0 ★Texas Ratio: 11.23% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
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5000 Illinois Ave, Fort Leonard Wood, MO 65473 A+5.0 ★Texas Ratio: 2.56% |
Conventional | 1 | 0.1% | 100% | $155,000 | View |
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301 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
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1 N Jefferson Ave, Saint Louis, MO 63103 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.1% | 50% | $135,000 | View |
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1540 State Highway 248, Branson, MO 65616 A+5.0 ★Texas Ratio: 5.33% |
Conventional | 1 | 0.1% | 100% | $185,000 | View |
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607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.1% | 100% | $145,000 | View |
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#10 Freise Industrial Drive, Moscow Mills, MO 63362 A+5.0 ★Texas Ratio: 0.03% |
Conventional | 1 | 0.1% | 100% | $215,000 | View |
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2500 Range Line St, Columbia, MO 65202 A+5.0 ★Texas Ratio: 0.69% |
Conventional | 1 | 0.1% | 100% | $215,000 | View |
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323 Ward Ave, Caruthersville, MO 63830 A+5.0 ★Texas Ratio: 5.82% |
Conventional | 1 | 0.1% | 100% | $565,000 | View |
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1334 Jeffco Blvd, Arnold, MO 63010 2157 A+5.0 ★Texas Ratio: 4.25% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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74 Rue Terre Bonne, Bonne Terre, MO 63628 A5.0 ★Texas Ratio: 6.95% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1532 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Research Center
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Conventional, FHA, VA | 38 | 3.7% | 79.2% | $277,631 | |
Das Acquisition Company, LLC
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Conventional, FHA, VA | 12 | 1.2% | 100% | $213,333 | |
Gershman Investment Corp.
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Conventional, FHA, VA | 5 | 0.5% | 71.4% | $235,000 | |
First State Bank of St Charles
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Conventional | 3 | 0.3% | 100% | $275,000 | |
Endeavor Capital, LLC
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FHA, VA | 3 | 0.3% | 100% | $228,333 | |
Community Mortgage, LLC
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FHA | 1 | 0.1% | 50% | $285,000 | |
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A+5.0 ★Texas Ratio: 2.39% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 84 +3 HELOCs |
8.1% | 93.3% | $267,142 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA | 37 | 3.6% | 80.4% | $176,081 | View |
Geneva Financial LLC
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Conventional, FHA, VA | 28 | 2.7% | 100% | $168,571 | |
American Financial Resources LLC
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Conventional, FHA | 20 | 1.9% | 100% | $272,500 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 16 | 1.6% | 85.7% | $144,375 | |
ResMac Inc
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Conventional | 15 | 1.5% | 100% | $109,666 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 13 | 1.3% | 94.4% | $205,000 | |
Nationstar Mortgage
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Conventional, FHA, VA | 13 | 1.3% | 92.9% | $115,769 | |
Kind Lending, LLC
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Conventional, FHA, VA | 8 | 0.8% | 72.7% | $280,000 | |
New American Funding, LLC.
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FHA | 7 | 0.7% | 77.8% | $249,285 | |
Goodleap, LLC
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Conventional, FHA, VA, HELOC | 6 +2 HELOCs |
0.6% | 100% | $183,333 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 6 | 0.6% | 70% | $288,333 | |
Newrez LLC
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Conventional, FHA, VA | 6 | 0.6% | 66.7% | $158,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +4 HELOCs |
0.5% | 83.3% | $247,000 | |
Amerisave Mortgage Company
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Conventional, FHA, VA | 5 | 0.5% | 33.3% | $113,000 | |
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A-4.9 ★Texas Ratio: 16.23% |
Conventional, FHA, VA | 5 | 0.5% | 100% | $289,000 | View |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 3 +1 HELOCs |
0.3% | 80% | $178,333 | |
Equity Prime Mortgage LLC
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FHA | 3 | 0.3% | 100% | $261,666 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA | 3 | 0.3% | 75% | $248,333 | View |
Midwest Mortgage Associates Corp
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Conventional | 3 | 0.3% | 100% | $205,000 | |
Zillow Home Loans, LLC
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Conventional | 3 | 0.3% | 100% | $155,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 3 | 0.3% | 100% | $348,333 | View |
Premier Mortgage Resources, LLC
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Conventional, FHA | 2 | 0.2% | 100% | $125,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 0.2% | 100% | $240,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 2 | 0.2% | 100% | $185,000 | View |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 0.2% | 100% | $190,000 | |
Guild Mortgage Company
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Conventional, VA | 2 | 0.2% | 100% | $320,000 | |
American Financing Corporation
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Conventional, FHA | 2 | 0.2% | 66.7% | $155,000 | |
New Day Financial, LLC.
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VA | 2 | 0.2% | 66.7% | $205,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.2% | 50% | $320,000 | View |
American Pacific Mortgage Corporation
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Conventional | 2 | 0.2% | 100% | $225,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 2 | 0.2% | 100% | $215,000 | |
Carrington Mortgage Services LLC
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Conventional, VA | 2 | 0.2% | 50% | $200,000 | |
Village Capital & Investment
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FHA, VA | 2 | 0.2% | 75% | $220,000 | |
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A+5.0 ★Texas Ratio: 3.74% |
VA, HELOC | 1 +2 HELOCs |
0.1% | 100% | $335,000 | View |
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A+5.0 ★Texas Ratio: 3.75% |
FHA | 1 | 0.1% | 100% | $185,000 | View |
Msu Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $425,000 | |
Primelending
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Conventional | 1 | 0.1% | 100% | $265,000 | |
Servion
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Conventional | 1 | 0.1% | 100% | $145,000 | |
Envoy Mortgage, Ltd
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FHA | 1 | 0.1% | 100% | $205,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $85,000 | |
Pilgrim Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $275,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
Cmg Mortgage Inc
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FHA | 1 | 0.1% | 100% | $245,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.1% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.1% | 100% | $365,000 | View |
Nations Lending Corporation
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Conventional | 1 | 0.1% | 100% | $205,000 | |
Veridian Credit Union
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Conventional | 1 | 0.1% | 100% | $255,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $135,000 | |
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A-5.0 ★Texas Ratio: 14.33% |
Conventional | 1 | 0.1% | 50% | $185,000 | View |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.1% | 25% | $355,000 | View |
Mortgage Solutions of Colorado
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VA | 1 | 0.1% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 1.47% |
Conventional | 1 | 0.1% | 100% | $65,000 | View |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $525,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.1% | 50% | $155,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.1% | 50% | $85,000 | View |
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A+5.0 ★Texas Ratio: 2.55% |
Conventional | 1 | 0.1% | 100% | $185,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
First Federal Community Bank
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Conventional | 1 | 0.1% | 100% | $175,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.1% | 100% | $185,000 | |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.1% | 100% | $385,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.1% | 100% | $245,000 | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Dupaco Community Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Jefferson City Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Jefferson City, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Jefferson City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Jefferson City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Jefferson City, MO
Use these to narrow the list above. Each category shows how many Jefferson City, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Jefferson City, MO
Independent mortgage companies closed 54.8 percent of home loans in Jefferson City, Missouri in 2025, banks 28.4 percent and credit unions 16.8 percent. FCS Financial FLCA was the largest mortgage company, The Central Trust Bank the largest bank and Multipli Federal Credit Union the largest credit union. Among lenders headquartered in Missouri, Multipli Federal Credit Union led with 154 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Jefferson City, MO
By home loans closed in 2025, Multipli Federal Credit Union was the largest mortgage lender in Jefferson City, Missouri with 154 loans, about 14.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Jefferson City, Missouri, Flat Branch Mortgage, Inc. approved the highest share of completed applications in 2025 at 99.5 percent, against a 91 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
36 lenders closed FHA loans in Jefferson City, Missouri in 2025, led by Flat Branch Mortgage, Inc. with 49. 33 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 49 banks and 13 credit unions closed home loans in Jefferson City, Missouri in 2025, alongside 51 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Jefferson City, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Jefferson City, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Jefferson City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
