Mortgage Lenders and Brokers in Farmington, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Farmington, Missouri mortgage lenders include First State Community BankFirst State Community Bank702 N Washington St, Farmington, MO 63640A5.0 ★Texas Ratio: 6.95%, US Bank, N.A.US Bank, N.A.118 N Washington St, Farmington, MO 63640A+5.0 ★Texas Ratio: 2.85%, Unico BankUnico Bank755 Weber Rd, Farmington, MO 63640B-4.4 ★Texas Ratio: 22.75%, Ozarks Federal Savings and LoanOzarks Federal Savings and LoanFarmington, MO, Bloomsdale BankBloomsdale Bank55 Mill Hill Rd, Bloomsdale, MO 63627A+5.0 ★Texas Ratio: 2.65%, Regions BankRegions Bank2582 Lemay Ferry Rd, Affton, MO 63125A+5.0 ★Texas Ratio: 4.37%, First Community Credit UnionFirst Community Credit Union1722 Missouri State Rd, Arnold, MO 63010 2006A+5.0 ★Texas Ratio: 3.75%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, Arsenal Credit UnionArsenal Credit Union3780 Vogel Rd, Arnold, MO 63010A5.0 ★Texas Ratio: 8.03%, and Vantage Credit UnionVantage Credit Union11915 Saint Charles Rock Rd, Bridgeton, MO 63044A+5.0 ★Texas Ratio: 4.97%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Farmington, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Farmington are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Farmington, Missouri
Market share is the lender's share of all home loans closed in Farmington, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3 offices in Farmington 702 N Washington St, Farmington, MO 63640 A5.0 ★Texas Ratio: 6.95% |
Conventional, FHA, USDA, HELOC | 75 +18 HELOCs |
21.1% | 83.7% | $165,800 | View |
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2 offices in Farmington 118 N Washington St, Farmington, MO 63640 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 4 +10 HELOCs |
1.1% | 45.5% | $100,000 | View |
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1 office in Farmington 755 Weber Rd, Farmington, MO 63640 B-4.4 ★Texas Ratio: 22.75% |
Conventional | 3 | 0.8% | 100% | $135,000 | View |
Ozarks Federal Savings and Loan
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Conventional | 28 | 7.9% | 87.5% | $242,857 | |
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55 Mill Hill Rd, Bloomsdale, MO 63627 A+5.0 ★Texas Ratio: 2.65% |
Conventional | 6 | 1.7% | 100% | $255,000 | View |
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2582 Lemay Ferry Rd, Affton, MO 63125 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 50% | $135,000 | View |
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1722 Missouri State Rd, Arnold, MO 63010 2006 A+5.0 ★Texas Ratio: 3.75% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $140,000 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
FHA, VA | 2 | 0.6% | 100% | $285,000 | View |
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3780 Vogel Rd, Arnold, MO 63010 A5.0 ★Texas Ratio: 8.03% |
Conventional | 2 | 0.6% | 66.7% | $65,000 | View |
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11915 Saint Charles Rock Rd, Bridgeton, MO 63044 A+5.0 ★Texas Ratio: 4.97% |
Conventional | 2 | 0.6% | 66.7% | $155,000 | View |
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1334 Jeffco Blvd, Arnold, MO 63010 2157 A+5.0 ★Texas Ratio: 4.25% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $45,000 | View |
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495 S Springfield Ave, Bolivar, MO 65613 A5.0 ★Texas Ratio: 9.58% |
Conventional | 1 | 0.3% | 100% | $425,000 | View |
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1314 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.68% |
VA | 1 | 0.3% | 100% | $445,000 | View |
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2255 Michigan Ave, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.49% |
FHA | 1 | 0.3% | 100% | $155,000 | View |
Nbkc Bank
8320 Ward Pkwy, Kansas City, MO 64114 |
Conventional | 1 | 0.3% | 100% | $405,000 | |
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1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
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10625 Business 21, Hillsboro, MO 63050 A+5.0 ★Texas Ratio: 2.86% |
Conventional | 1 | 0.3% | 100% | $345,000 | View |
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6800 S Rock Hill Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
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10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
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1 N Jefferson Ave, Saint Louis, MO 63103 A+5.0 ★Texas Ratio: 5.36% |
VA | 1 | 0.3% | 100% | $335,000 | View |
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90 Village Square Shop Ctr, Hazelwood, MO 63042 A5.0 ★Texas Ratio: 8.70% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
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3820 S Weller Ave, Springfield, MO 65804 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
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101 South Main St, Chamois, MO 65024 B4.5 ★Texas Ratio: 21.03% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
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1950 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 5.66% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
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405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
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★ 1.7 stars, 3 reviews 1532 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
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200 E 2nd St, Annapolis, MO 63620 A+5.0 ★Texas Ratio: 4.76% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
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310 W Mount Vernon St, NIXA, MO 65714 9657 A+5.0 ★Texas Ratio: 2.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Research Center
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FHA, VA | 14 | 3.9% | 70% | $282,142 | |
Gershman Investment Corp.
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Conventional, FHA, VA, USDA | 11 | 3.1% | 100% | $235,909 | |
Das Acquisition Company, LLC
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Conventional, FHA, USDA | 6 | 1.7% | 100% | $183,333 | |
First State Bank of St Charles
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Access Capital Funding LLC
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FHA | 1 | 0.3% | 100% | $355,000 | |
Mortgage Solutions, LLC
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Conventional | 1 | 0.3% | 100% | $635,000 | |
Endeavor Capital, LLC
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FHA | 1 | 0.3% | 100% | $165,000 | |
Guild Mortgage Company
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Conventional, FHA, VA, USDA | 76 | 21.4% | 97.6% | $222,894 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA | 13 | 3.7% | 52% | $125,000 | View |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA, HELOC | 10 +1 HELOCs |
2.8% | 100% | $231,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 9 | 2.5% | 90% | $170,555 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 7 | 2% | 100% | $176,428 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA, USDA | 7 | 2% | 100% | $212,142 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 6 +1 HELOCs |
1.7% | 85.7% | $193,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 4 | 1.1% | 100% | $330,000 | |
Mutual of Omaha Mortgage
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FHA, VA | 3 | 0.8% | 75% | $255,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 3 | 0.8% | 100% | $238,333 | |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 0.6% | 100% | $40,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 0.6% | 100% | $110,000 | |
loanDepot.com LLC
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Conventional, VA | 2 | 0.6% | 42.9% | $220,000 | |
Bayshore Mortgage Funding
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FHA, VA | 2 | 0.6% | 100% | $235,000 | |
New Day Financial, LLC.
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VA | 2 | 0.6% | 33.3% | $445,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.6% | 66.7% | $50,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 0.6% | 100% | $100,000 | |
Top Flite Financial, Inc.
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Conventional, FHA | 2 | 0.6% | 100% | $180,000 | |
Scott Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $305,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 100% | $95,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 33.3% | $65,000 | |
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A+5.0 ★Texas Ratio: 3.74% |
VA | 1 | 0.3% | 100% | $415,000 | View |
City 1st Mortgage Services, LC
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Conventional | 1 | 0.3% | 100% | $155,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 33.3% | $45,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $465,000 | View |
Encompass Lending Group, L.P.
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.3% | 100% | $355,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $365,000 | |
Mission Loans, LLC
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FHA | 1 | 0.3% | 100% | $225,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Lower, LLC
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Conventional | 1 | 0.3% | 100% | $125,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
Heartland Credi T Union
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Conventional | 1 | 0.3% | 100% | $185,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 100% | $485,000 | View |
21St Mortgage
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Conventional | 1 | 0.3% | 50% | $45,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.3% | 33.3% | $135,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 100% | $25,000 | |
Guaranteed Rate Affinity, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Farmington Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Farmington, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Farmington? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Farmington in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Farmington, MO
Use these to narrow the list above. Each category shows how many Farmington, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Farmington, MO
Independent mortgage companies closed 56.3 percent of home loans in Farmington, Missouri in 2025, banks 39.7 percent and credit unions 3.9 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, First State Community Bank the largest bank and First Community Credit Union the largest credit union. Among lenders headquartered in Missouri, First State Community Bank led with 75 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Farmington, MO
By home loans closed in 2025, First State Community Bank was the largest mortgage lender in Farmington, Missouri with 75 loans, about 21.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Farmington, Missouri, Guild Mortgage Company approved the highest share of completed applications in 2025 at 97.6 percent, against a 84.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Farmington, Missouri in 2025, led by Guild Mortgage Company with 25. 21 lenders closed VA loans, led by Mortgage Research Center, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 10 credit unions closed home loans in Farmington, Missouri in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Farmington, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Farmington, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Farmington. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
