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Mortgage Lenders and Brokers in Ballwin, Missouri

Ballwin, Missouri mortgage lenders include US Bank, N.A.US Bank, N.A.15215 Manchester Rd, Ballwin, MO 63011A+5.0 ★Texas Ratio: 2.85%, Regions BankRegions Bank14915 Manchester Rd, Ballwin, MO 63011A+5.0 ★Texas Ratio: 4.37%, First BankFirst Bank14446 Clayton Rd, Ballwin, MO 63011A+5.0 ★Texas Ratio: 2.49%, Bank of America NABank of America NA13999 Manchester Rd, Ballwin, MO 63011A+5.0 ★Texas Ratio: 4.14%, Umb Bank NAUmb Bank NA15400 Clayton Rd, Ballwin, MO 63011A+5.0 ★Texas Ratio: 1.78%, PNC Bank N.A.PNC Bank N.A.15061 Manchester Rd, Ballwin, MO 63011A+5.0 ★Texas Ratio: 4.24%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, Stifel Bank & TrustStifel Bank & Trust501 N Broadway, Saint Louis, MO 63102A-4.8 ★Texas Ratio: 12.33%, Neighbors Credit UnionNeighbors Credit Union109 East St, Clarence, MO 63437A5.0 ★Texas Ratio: 7.12%, and The Central Trust BankThe Central Trust Bank405 E Broadway, Ashland, MO 65010A+5.0 ★Texas Ratio: 3.12%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Ballwin, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ballwin are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Ballwin, Missouri

Market share is the lender's share of all home loans closed in Ballwin, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Ballwin
15215 Manchester Rd, Ballwin, MO 63011
A+5.0 ★Texas Ratio: 2.85%
Conventional, HELOC 25
+20 HELOCs
3.6% 83.3% $178,200 View
1 office in Ballwin
14915 Manchester Rd, Ballwin, MO 63011
A+5.0 ★Texas Ratio: 4.37%
Conventional, Jumbo, HELOC 9
+21 HELOCs
1.3% 75% $392,777 View
2 offices in Ballwin
14446 Clayton Rd, Ballwin, MO 63011
A+5.0 ★Texas Ratio: 2.49%
Conventional, VA, HELOC 7
+6 HELOCs
1% 100% $375,000 View
2 offices in Ballwin
13999 Manchester Rd, Ballwin, MO 63011
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 5
+36 HELOCs
0.7% 83.3% $415,000 View
1 office in Ballwin
15400 Clayton Rd, Ballwin, MO 63011
A+5.0 ★Texas Ratio: 1.78%
Conventional, HELOC 1
+6 HELOCs
0.1% 100% $625,000 View
★ 1.7 stars, 3 reviews
1 office in Ballwin
15061 Manchester Rd, Ballwin, MO 63011
A+5.0 ★Texas Ratio: 4.24%
HELOC 0
+11 HELOCs
0% n/a View
803 Wollard Blvd, Richmond, MO 64085
A+5.0 ★Texas Ratio: 0.00%
Conventional, FHA, VA 42 6.1% 100% $345,476 View
501 N Broadway, Saint Louis, MO 63102
A-4.8 ★Texas Ratio: 12.33%
Conventional, Jumbo, HELOC 21
+3 HELOCs
3.1% 100% $485,000 View
109 East St, Clarence, MO 63437
A5.0 ★Texas Ratio: 7.12%
Conventional 19 2.8% 82.6% $136,052 View
405 E Broadway, Ashland, MO 65010
A+5.0 ★Texas Ratio: 3.12%
Conventional, HELOC 16
+5 HELOCs
2.3% 100% $325,625 View
1722 Missouri State Rd, Arnold, MO 63010 2006
A+5.0 ★Texas Ratio: 3.75%
Conventional, HELOC 15
+57 HELOCs
2.2% 75% $305,000 View
1334 Jeffco Blvd, Arnold, MO 63010 2157
A+5.0 ★Texas Ratio: 4.25%
Conventional, Jumbo, HELOC 15
+12 HELOCs
2.2% 93.8% $447,000 View
10185 Gravois Rd, Affton, MO 63123
A+5.0 ★Texas Ratio: 0.89%
Conventional, HELOC 8
+17 HELOCs
1.2% 88.9% $157,500 View
1 N Jefferson Ave, Saint Louis, MO 63103
A+5.0 ★Texas Ratio: 5.36%
Conventional, Jumbo 5 0.7% 71.4% $575,000 View
1950 Richardson Rd, Arnold, MO 63010
A+5.0 ★Texas Ratio: 5.66%
Conventional, FHA 5 0.7% 100% $343,000 View
217 N Kingshighway St, Cape Girardeau, MO 63701
A+5.0 ★Texas Ratio: 3.14%
Conventional 5 0.7% 100% $149,000 View
6247 Brookside Blvd, Kansas City, MO 64113
A5.0 ★Texas Ratio: 9.39%
Conventional, VA 5 0.7% 100% $387,000 View
11915 Saint Charles Rock Rd, Bridgeton, MO 63044
A+5.0 ★Texas Ratio: 4.97%
Conventional, HELOC 4
+5 HELOCs
0.6% 66.7% $252,500 View
1314 Jeffco Blvd, Arnold, MO 63010
A+5.0 ★Texas Ratio: 3.68%
Conventional 4 0.6% 66.7% $407,500 View
90 Village Square Shop Ctr, Hazelwood, MO 63042
A5.0 ★Texas Ratio: 8.70%
Conventional, VA 4 0.6% 100% $387,500 View
1925 Richardson Rd, Arnold, MO 63010
A+5.0 ★Texas Ratio: 3.58%
Conventional, HELOC 3
+4 HELOCs
0.4% 100% $285,000 View
6800 S Rock Hill Rd, Affton, MO 63123
A+5.0 ★Texas Ratio: 1.55%
Conventional 3 0.4% 100% $101,666 View
308 S 9th St Ste 114, Columbia, MO 65201 5161
A5.0 ★Texas Ratio: 12.18%
Conventional, HELOC 2
+9 HELOCs
0.3% 100% $295,000 View
101 Laura K Dr, O Fallon, MO 63366
A5.0 ★Texas Ratio: 13.68%
Conventional 2 0.3% 100% $310,000 View
1300 Clarkson Clayton Center, Ellisville, MO 63011
A5.0 ★Texas Ratio: 7.31%
Conventional, FHA 2 0.3% 100% $290,000 View
484 Nebraska Avenue, Fort Leonard Wood, MO 65473
A+5.0 ★Texas Ratio: 4.81%
VA 2 0.3% 100% $350,000 View
11998 Saint Charles Rock Rd, Bridgeton, MO 63044
A+5.0 ★Texas Ratio: 3.43%
Conventional, HELOC 1
+2 HELOCs
0.1% 100% $445,000 View
1440 Rebel Dr, Union, MO 63084
B-4.4 ★Texas Ratio: 22.38%
Conventional 1 0.1% 100% $465,000 View
Nbkc Bank
8320 Ward Pkwy, Kansas City, MO 64114
Conventional 1 0.1% 50% $735,000
9201 Ward Pkwy, Kansas City, MO 64114
A+5.0 ★Texas Ratio: 2.38%
VA 1 0.1% 100% $515,000 View
400 E Broadway, Ashland, MO 65010
Conventional 1 0.1% 100% $365,000 View
15928 Manchester Rd, Ellisville, MO 63011
A+5.0 ★Texas Ratio: 3.97%
Conventional 1 0.1% 100% $385,000 View
1215 Fellows Pl, Columbia, MO 65201
A5.0 ★Texas Ratio: 8.24%
Conventional 1 0.1% 100% $455,000 View
700 Business Highway 61 N, Bowling Green, MO 63334
A+5.0 ★Texas Ratio: 0.35%
Conventional 1 0.1% 100% $405,000 View
#10 Freise Industrial Drive, Moscow Mills, MO 63362
A+5.0 ★Texas Ratio: 0.03%
Conventional 1 0.1% 100% $365,000 View
10044 West Florissant Ave, Saint Louis, MO 63136
A+5.0 ★Texas Ratio: 3.45%
Conventional 1 0.1% 100% $285,000 View
619 Stockell Dr, Eureka, MO 63025
A+5.0 ★Texas Ratio: 0.00%
Conventional 1 0.1% 100% $385,000 View
3944 Vogel Rd, Arnold, MO 63010
A5.0 ★Texas Ratio: 7.31%
Conventional 1 0.1% 100% $405,000 View
1540 State Highway 248, Branson, MO 65616
A+5.0 ★Texas Ratio: 5.33%
HELOC 0
+4 HELOCs
0% n/a View
1060 Jeffco Blvd, Arnold, MO 63010
A+5.0 ★Texas Ratio: 3.54%
HELOC 0
+2 HELOCs
0% n/a View
1920 Richardson Rd, Arnold, MO 63010
A5.0 ★Texas Ratio: 9.50%
HELOC 0
+1 HELOCs
0% n/a View
74 Rue Terre Bonne, Bonne Terre, MO 63628
A5.0 ★Texas Ratio: 6.95%
HELOC 0
+1 HELOCs
0% n/a View
17701 Edison Ave, Chesterfield, MO 63005
A+5.0 ★Texas Ratio: 2.31%
HELOC 0
+1 HELOCs
0% n/a View
Das Acquisition Company, LLC
Conventional, FHA 24 3.5% 100% $366,250
First State Bank of St Charles
Conventional 11 1.6% 100% $371,363
Endeavor Capital, LLC
Conventional, FHA 10 1.5% 100% $343,000
Jlb Corporation dba Golden Oak Lending
Conventional, FHA 8 1.2% 100% $330,000
A+5.0 ★Texas Ratio: 5.29%
Conventional, FHA 7 1% 100% $296,428 View
US Wide Financial LLC
Conventional 7 1% 100% $420,714
Frontier Financial, Inc. DBA Frontier Mortgage
Conventional 5 0.7% 100% $355,000
Access Capital Funding LLC
Conventional 5 0.7% 100% $319,000
Family Finance Mortgage LLC
Conventional 4 0.6% 100% $367,500
Gershman Investment Corp.
Conventional 3 0.4% 75% $355,000
Community Mortgage, LLC
Conventional 2 0.3% 100% $325,000
Mortgage Research Center
Conventional, VA 2 0.3% 66.7% $430,000
First Missouri State Bank of Cape County
Conventional 1 0.1% 100% $375,000
A+5.0 ★Texas Ratio: 3.66%
Conventional 1 0.1% 100% $645,000 View
Gateway Metro Federal Credit U
Conventional 1 0.1% 100% $265,000
Guild Mortgage Company
Conventional, FHA, VA 56 8.2% 100% $350,357
A5.0 ★Texas Ratio: 7.45%
Conventional, FHA, VA, HELOC 47
+1 HELOCs
6.9% 80.3% $286,276 View
New American Funding, LLC.
Conventional, FHA, VA, HELOC 42
+1 HELOCs
6.1% 100% $353,809
United Wholesale Mortgage
Conventional, FHA, VA, HELOC 31
+3 HELOCs
4.5% 94.1% $391,451
Guaranteed Rate Affinity, LLC
Conventional, FHA 20 2.9% 95.2% $330,000
Fairway Independent Mort Corp
Conventional, FHA, VA 13 1.9% 100% $398,076
Pennymac Loan Services LLC
Conventional, FHA 11 1.6% 84.6% $265,909
Freedom Mortgage Corporation
Conventional, FHA, VA, Jumbo 9 1.3% 100% $432,777
Newrez LLC
Conventional, VA 8 1.2% 72.7% $227,500
CrossCountry Mortgage, LLC
Conventional, HELOC 7
+2 HELOCs
1% 100% $419,285
Nationstar Mortgage
Conventional, FHA 7 1% 100% $129,285
American Pacific Mortgage Corporation
Conventional, FHA 5 0.7% 100% $425,000
A+5.0 ★Texas Ratio: 5.44%
Conventional 4 0.6% 100% $487,500 View
Uif Corporation
Conventional 4 0.6% 100% $442,500
Mutual of Omaha Mortgage
Conventional, VA 4 0.6% 66.7% $370,000
★ 1 stars, 1 review
A+5.0 ★Texas Ratio: 2.87%
Conventional 4 0.6% 100% $290,000 View
Everett Financial, Inc.
Conventional, FHA 3 0.4% 100% $458,333
Guidance Residential, LLC
Conventional 3 0.4% 100% $371,666
Amerisave Mortgage Company
Conventional, FHA 3 0.4% 42.9% $305,000
Discover Bank
Conventional 3 0.4% 27.3% $101,666
A-5.0 ★Texas Ratio: 14.97%
Conventional, VA 3 0.4% 100% $275,000 View
A4.8 ★Texas Ratio: 2.45%
Conventional 3 0.4% 100% $491,666 View
A+5.0 ★Texas Ratio: 0.51%
Conventional 3 0.4% 100% $111,666 View
Leaderone Financial Corp.
Conventional, FHA 3 0.4% 75% $445,000
A+5.0 ★Texas Ratio: 2.32%
Conventional, HELOC 2
+5 HELOCs
0.3% 100% $130,000 View
Guaranteed Rate, Inc.
Conventional, HELOC 2
+2 HELOCs
0.3% 50% $465,000
Spring Eq, LLC
Conventional, HELOC 2
+2 HELOCs
0.3% 66.7% $50,000
loanDepot.com LLC
Conventional, HELOC 2
+1 HELOCs
0.3% 100% $195,000
A5.0 ★Texas Ratio: 8.14%
Conventional, VA, HELOC 2
+1 HELOCs
0.3% 66.7% $275,000
A+5.0 ★Texas Ratio: 4.98%
Conventional 2 0.3% 100% $425,000 View
Primelending
Conventional 2 0.3% 100% $415,000
Envoy Mortgage, Ltd
Conventional 2 0.3% 100% $380,000
A+5.0 ★Texas Ratio: 3.66%
Conventional 2 0.3% 66.7% $300,000 View
Cmg Mortgage Inc
Conventional, VA 2 0.3% 100% $545,000
Union Home Mortgage Corp.
Conventional, VA 2 0.3% 66.7% $310,000
Geneva Financial LLC
Conventional 2 0.3% 100% $400,000
B-3.5 ★Texas Ratio: 6.80%
Conventional, VA 2 0.3% 100% $345,000 View
Nations Lending Corporation
Conventional 2 0.3% 66.7% $335,000
A5.0 ★Texas Ratio: 9.09%
Conventional 2 0.3% 100% $440,000 View
Plaza Home Mortgage, Inc
Conventional 2 0.3% 100% $210,000
Ark-La-Tex Financial Services LLC
Conventional 2 0.3% 100% $185,000
A5.0 ★Texas Ratio: 6.08%
Conventional, HELOC 1
+4 HELOCs
0.1% 100% $365,000 View
A-5.0 ★Texas Ratio: 14.33%
Conventional, HELOC 1
+3 HELOCs
0.1% 100% $55,000 View
A+5.0 ★Texas Ratio: 3.14%
Conventional 1 0.1% 100% $275,000 View
B+4.0 ★Texas Ratio: 2.09%
Conventional 1 0.1% 100% $375,000 View
Royal United Mortgage LLC
Conventional 1 0.1% 100% $215,000
A5.0 ★Texas Ratio: 6.15%
Conventional 1 0.1% 100% $375,000 View
Amerant Mortgage LLC
Conventional 1 0.1% 100% $315,000
Deephaven Mortgage LLC
Conventional 1 0.1% 100% $235,000
A5.0 ★Texas Ratio: 9.12%
Conventional 1 0.1% 100% $175,000 View
American Financial Network, Inc.
FHA 1 0.1% 100% $355,000
Scott Credit Union
Conventional 1 0.1% 100% $345,000
AML Funding LLC dba Absolute Mortgage & Lending
Conventional 1 0.1% 100% $285,000
A+5.0 ★Texas Ratio: 3.45%
Conventional 1 0.1% 100% $385,000 View
Highlands Residential Mortgage, Ltd.
Conventional 1 0.1% 100% $375,000
Cardinal Financial Company, Li
FHA 1 0.1% 100% $295,000
Provident Funding Associates
Conventional 1 0.1% 100% $455,000
A-4.9 ★Texas Ratio: 16.23%
Conventional 1 0.1% 100% $335,000 View
Digital Federal Credit Union
Conventional 1 0.1% 100% $195,000
A+5.0 ★Texas Ratio: 1.52%
Conventional 1 0.1% 100% $75,000
The Loan Store, Inc
FHA 1 0.1% 100% $325,000
ClearEdge Lending LLC
Conventional 1 0.1% 100% $385,000
Angel Oak Mortgage Solutions LLC
Conventional 1 0.1% 100% $355,000
Carrington Mortgage Services LLC
FHA 1 0.1% 25% $125,000
Communityamerica Federal Credit Union
HELOC 0
+4 HELOCs
0% 0%
Figure Lending LLC
HELOC 0
+3 HELOCs
0% n/a
Quorum Federal Credit Union
HELOC 0
+3 HELOCs
0% n/a
Pentagon Federal Credit Union
HELOC 0
+3 HELOCs
0% n/a
Fourleaf Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 3.74%
HELOC 0
+1 HELOCs
0% n/a View
Boeing Employees' Credit Union
HELOC 0
+1 HELOCs
0% n/a
A5.0 ★Texas Ratio: 11.97%
HELOC 0
+1 HELOCs
0% n/a View
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Ballwin, Missouri

Looking for mortgage lenders near me or mortgage brokers near me in Ballwin? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ballwin in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Ballwin, MO

Use these to narrow the list above. Each category shows how many Ballwin, MO lenders fit and what that kind of lender is usually best for.

Who Lends in Ballwin, MO

Independent mortgage companies closed 62 percent of home loans in Ballwin, Missouri in 2025, banks 27.7 percent and credit unions 10.2 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, US Bank, N.A. the largest bank and Neighbors Credit Union the largest credit union. Among lenders headquartered in Missouri, First Bank led with 7 loans.

62%
Mortgage companies
27.7%
Banks
10.2%
Credit unions
7%
FHA loans
4%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.

More Missouri Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Ballwin, MO

Who is the largest mortgage lender in Ballwin, MO?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Ballwin, Missouri with 25 loans, about 3.6 percent of the market. The largest lender headquartered in Missouri was First Bank with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Ballwin, MO have the highest approval rates?

Among lenders with meaningful volume in Ballwin, Missouri, Guild Mortgage Company approved the highest share of completed applications in 2025 at 100 percent, against a 90.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Ballwin, MO mortgage lenders offer FHA, VA and USDA loans?

24 lenders closed FHA loans in Ballwin, Missouri in 2025, led by Rocket Mortgage with 7. 20 lenders closed VA loans, led by New American Funding, LLC.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Ballwin, MO lender list?

Yes. 55 banks and 20 credit unions closed home loans in Ballwin, Missouri in 2025, alongside 55 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Ballwin, MO ranked on this page?

Lenders are ranked only by the number of home loans they closed in Ballwin, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ballwin, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ballwin. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.