Mortgage Lenders and Brokers in Picayune, Mississippi
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Picayune, Mississippi mortgage lenders include FNB Picayune BankFNB Picayune Bank721 Cooper Rd, Picayune, MS 39466A5.0 ★Texas Ratio: 7.31%, BankplusBankplus115 Williams Ave, Picayune, MS 39466A+5.0 ★Texas Ratio: 4.80%, Regions BankRegions Bank407 Highway 11 S, Picayune, MS 39466A+5.0 ★Texas Ratio: 4.37%, Hancock Whitney BankHancock Whitney Bank229 Memorial Blvd, Picayune, MS 39466A+5.0 ★Texas Ratio: 3.41%, Renasant BankRenasant Bank1506 Highway 43 S, Picayune, MS 39466A+5.0 ★Texas Ratio: 4.72%, Keesler Federal Credit UnionKeesler Federal Credit Union2270 Highway 43 S, Picayune, MS 39466A+5.0 ★Texas Ratio: 5.02%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA315 Ridge Way, Flowood, MS 39232A+5.0 ★Texas Ratio: 3.68%, First Horizon BankFirst Horizon Bank500 E Commerce St, Hernando, MS 38632A+5.0 ★Texas Ratio: 5.76%, Hope Federal Credit UnionHope Federal Credit Union188 Porter Ave, Biloxi, MS 39530 3724, and Southern Bancorp BankSouthern Bancorp Bank648 E Peace St, Canton, MS 39046A5.0 ★Texas Ratio: 8.01%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Picayune, Mississippi in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Picayune are listed first, then lenders elsewhere in Mississippi, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Picayune, Mississippi
Market share is the lender's share of all home loans closed in Picayune, Mississippi. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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721 Cooper Rd, Picayune, MS 39466 A5.0 ★Texas Ratio: 7.31% |
Conventional | 46 | 9.5% | 86% | $112,826 | View |
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1 office in Picayune 115 Williams Ave, Picayune, MS 39466 A+5.0 ★Texas Ratio: 4.80% |
Conventional, FHA, VA, USDA, HELOC | 30 +8 HELOCs |
6.2% | 84.6% | $203,000 | View |
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1 office in Picayune 407 Highway 11 S, Picayune, MS 39466 A+5.0 ★Texas Ratio: 4.37% |
Conventional, USDA, HELOC | 7 +9 HELOCs |
1.4% | 50% | $117,857 | View |
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★ 4 stars, 3 reviews 1 office in Picayune 229 Memorial Blvd, Picayune, MS 39466 A+5.0 ★Texas Ratio: 3.41% |
Conventional, HELOC | 5 +17 HELOCs |
1% | 83.3% | $127,000 | View |
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1 office in Picayune 1506 Highway 43 S, Picayune, MS 39466 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $365,000 | View |
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2270 Highway 43 S, Picayune, MS 39466 A+5.0 ★Texas Ratio: 5.02% |
Conventional, FHA, VA, USDA, HELOC | 24 +20 HELOCs |
4.9% | 63.2% | $215,833 | View |
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315 Ridge Way, Flowood, MS 39232 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 5 | 1% | 100% | $135,000 | View |
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★ 5 stars, 1 review 500 E Commerce St, Hernando, MS 38632 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 2 | 0.4% | 100% | $430,000 | View |
Hope Federal Credit Union
188 Porter Ave, Biloxi, MS 39530 3724 |
Conventional | 2 | 0.4% | 66.7% | $50,000 | |
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648 E Peace St, Canton, MS 39046 A5.0 ★Texas Ratio: 8.01% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
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1321 Highway 43 N, Picayune, MS 39466 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 1 | 0.2% | 25% | $45,000 | View |
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935 Lodge St, Beaumont, MS 39423 A+5.0 ★Texas Ratio: 2.40% |
VA | 1 | 0.2% | 100% | $385,000 | View |
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1016 Sixth Ave, Picayune, MS 39466 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
Planet Home Lending, LLC
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Conventional, FHA, VA, USDA | 53 | 10.9% | 98.1% | $176,509 | |
Rocket Mortgage
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Conventional, FHA, VA | 42 | 8.6% | 72.1% | $153,809 | |
Eustis Mortgage Corp
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Conventional, FHA, VA, USDA | 22 | 4.5% | 100% | $255,454 | |
Mortgage Research Center
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VA | 18 | 3.7% | 72% | $294,444 | |
Freedom Mortgage Corporation
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FHA, VA | 16 | 3.3% | 86.4% | $253,750 | |
Primelending
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Conventional, FHA, VA, USDA | 15 | 3.1% | 94.1% | $197,666 | |
Gmfs, LLC
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Conventional, FHA, VA, USDA | 15 | 3.1% | 100% | $226,333 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 14 | 2.9% | 88.9% | $255,714 | |
New American Funding, LLC.
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Conventional, FHA, VA | 12 | 2.5% | 100% | $140,833 | |
Cmg Mortgage Inc
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FHA, USDA | 9 | 1.9% | 100% | $230,555 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 8 +1 HELOCs |
1.6% | 72.7% | $300,000 | |
21St Mortgage
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Conventional | 8 | 1.6% | 26.7% | $68,750 | |
Amerisave Mortgage Company
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Conventional, FHA | 7 | 1.4% | 41.2% | $89,285 | |
Nationstar Mortgage
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Conventional, FHA | 7 | 1.4% | 87.5% | $136,428 | |
loanDepot.com LLC
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Conventional, FHA | 6 | 1.2% | 85.7% | $120,000 | |
Synergy One Lending, Inc.
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Conventional, FHA, VA | 6 | 1.2% | 100% | $135,000 | |
The Mortgage Firm
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FHA, VA | 5 | 1% | 100% | $211,000 | |
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A+5.0 ★Texas Ratio: 0.32% |
FHA, VA, USDA | 4 | 0.8% | 100% | $260,000 | View |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 0.8% | 80% | $150,000 | |
New Day Financial, LLC.
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VA | 4 | 0.8% | 66.7% | $230,000 | |
T2 Financial LLC
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Conventional, FHA | 4 | 0.8% | 100% | $232,500 | |
Towne Mortgage Company
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Conventional, FHA, VA, USDA | 4 | 0.8% | 100% | $200,000 | |
Ark-La-Tex Financial Services LLC
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USDA | 4 | 0.8% | 100% | $230,000 | |
Triad Financial Services, Inc.
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Conventional | 3 | 0.6% | 71.4% | $135,000 | |
Loanunited.Com, LLC
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FHA, VA | 3 | 0.6% | 100% | $235,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 3 | 0.6% | 42.9% | $155,000 | View |
Gulf Coast Bank and Trust
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Conventional, VA | 3 | 0.6% | 100% | $325,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 3 | 0.6% | 62.5% | $155,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $215,000 | |
Newrez LLC
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FHA, VA | 2 | 0.4% | 40% | $230,000 | |
CrossCountry Mortgage, LLC
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FHA | 2 | 0.4% | 100% | $215,000 | |
Kind Lending, LLC
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Conventional, VA | 2 | 0.4% | 100% | $235,000 | |
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A5.0 ★Texas Ratio: 8.47% |
VA | 2 | 0.4% | 100% | $640,000 | View |
Standard Mortgage Corporation
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Conventional | 2 | 0.4% | 100% | $160,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.4% | 100% | $185,000 | |
New Orleans Firemen's Federal
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Conventional | 2 | 0.4% | 66.7% | $125,000 | |
Land Home Financial Services,
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Conventional | 2 | 0.4% | 100% | $175,000 | |
Stockton Mortgage Corporation
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Conventional, FHA | 2 | 0.4% | 100% | $205,000 | |
The Loan Store, Inc
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Conventional | 2 | 0.4% | 100% | $165,000 | |
Southwest Stage Funding LLC
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Conventional | 2 | 0.4% | 100% | $150,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.4% | 60% | $125,000 | |
Village Capital & Investment
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FHA, VA | 2 | 0.4% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 12.33% |
FHA | 1 | 0.2% | 100% | $265,000 | View |
Cornerstone First Mortgage, LLC
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USDA | 1 | 0.2% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 5.16% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.2% | 20% | $225,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.2% | 100% | $615,000 | View |
Canopy Mortgage, LLC
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FHA | 1 | 0.2% | 50% | $175,000 | |
Nbkc Bank
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FHA | 1 | 0.2% | 100% | $245,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.2% | 100% | $495,000 | View |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 100% | $265,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $155,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $115,000 | |
Guild Mortgage Company
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USDA | 1 | 0.2% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
Onpath Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $185,000 | |
HomeBridge Financial Services, Inc
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VA | 1 | 0.2% | 100% | $255,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 50% | $55,000 | |
Apci Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $135,000 | |
Credit Union Mortgage Associat
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FHA | 1 | 0.2% | 100% | $225,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Resource Bank
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Conventional | 1 | 0.2% | 100% | $55,000 | |
Ameritrust Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.2% | 100% | $225,000 | View |
Mortgage Solutions of Colorado
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VA | 1 | 0.2% | 100% | $295,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $325,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.2% | 50% | $275,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
Thrivent Bank
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Conventional | 1 | 0.2% | 100% | $25,000 | |
Texana Bank
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FHA | 1 | 0.2% | 100% | $175,000 | |
Valon Mortgage
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HELOC | 0 +4 HELOCs |
0% | 0% | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View |
Picayune Mortgage Rate Trends
Daily average mortgage rates for Mississippi compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Picayune, Mississippi
Looking for mortgage lenders near me or mortgage brokers near me in Picayune? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Picayune in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Picayune, MS
Use these to narrow the list above. Each category shows how many Picayune, MS lenders fit and what that kind of lender is usually best for.
Who Lends in Picayune, MS
Independent mortgage companies closed 63.8 percent of home loans in Picayune, Mississippi in 2025, banks 28.2 percent and credit unions 8 percent. Planet Home Lending, LLC was the largest mortgage company, FNB Picayune Bank the largest bank and Keesler Federal Credit Union the largest credit union. Among lenders headquartered in Mississippi, FNB Picayune Bank led with 46 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Mississippi. None; Mississippi has no state real estate transfer tax or mortgage recording tax, only per page recording fees.
More Mississippi Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Picayune, MS
By home loans closed in 2025, FNB Picayune Bank was the largest mortgage lender in Picayune, Mississippi with 46 loans, about 9.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Picayune, Mississippi, Planet Home Lending, LLC approved the highest share of completed applications in 2025 at 98.1 percent, against a 79.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
37 lenders closed FHA loans in Picayune, Mississippi in 2025, led by Planet Home Lending, LLC with 31. 29 lenders closed VA loans, led by Mortgage Research Center, and 13 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 7 credit unions closed home loans in Picayune, Mississippi in 2025, alongside 50 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Picayune, Mississippi during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Picayune, Mississippi for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Picayune. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
