Mortgage Lenders and Brokers in Lucedale, Mississippi
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lucedale, Mississippi mortgage lenders include Community Bank of MississippiCommunity Bank of Mississippi5110 Main St, Lucedale, MS 39452A+5.0 ★Texas Ratio: 3.09%, Merchants & Marine BankMerchants & Marine Bank11283 Old 63 S, Lucedale, MS 39452A5.0 ★Texas Ratio: 9.99%, Century BankCentury Bank1002 Highway 63 South, Lucedale, MS 39452A+5.0 ★Texas Ratio: 4.56%, First State BankFirst State Bank12139 Highway 63 S, Lucedale, MS 39452A5.0 ★Texas Ratio: 10.01%, Trustmark BankTrustmark Bank935 Lodge St, Beaumont, MS 39423A+5.0 ★Texas Ratio: 2.40%, Renasant BankRenasant Bank103 E Washington St, Aberdeen, MS 39730A+5.0 ★Texas Ratio: 4.72%, Hope Federal Credit UnionHope Federal Credit Union188 Porter Ave, Biloxi, MS 39530 3724, Cadence BankCadence Bank107 Highway 145 N, Aberdeen, MS 39730, Regions BankRegions Bank8899 Ms Highway 15, Ackerman, MS 39735A+5.0 ★Texas Ratio: 4.37%, and Wells Fargo Bank NAWells Fargo Bank NA2675 Pass Rd, Biloxi, MS 39531A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lucedale, Mississippi in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lucedale are listed first, then lenders elsewhere in Mississippi, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lucedale, Mississippi
Market share is the lender's share of all home loans closed in Lucedale, Mississippi. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Lucedale 5110 Main St, Lucedale, MS 39452 A+5.0 ★Texas Ratio: 3.09% |
Conventional, FHA, HELOC | 22 +4 HELOCs |
10.7% | 92% | $96,363 | View |
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1 office in Lucedale 11283 Old 63 S, Lucedale, MS 39452 A5.0 ★Texas Ratio: 9.99% |
Conventional, FHA, VA | 8 | 3.9% | 80% | $190,000 | View |
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1 office in Lucedale 1002 Highway 63 South, Lucedale, MS 39452 A+5.0 ★Texas Ratio: 4.56% |
Conventional | 5 | 2.4% | 100% | $155,000 | View |
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1 office in Lucedale 12139 Highway 63 S, Lucedale, MS 39452 A5.0 ★Texas Ratio: 10.01% |
Conventional | 3 | 1.5% | 75% | $91,666 | View |
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935 Lodge St, Beaumont, MS 39423 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA, VA, USDA | 27 | 13.2% | 100% | $199,444 | View |
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103 E Washington St, Aberdeen, MS 39730 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, USDA | 3 | 1.5% | 100% | $91,666 | View |
Hope Federal Credit Union
188 Porter Ave, Biloxi, MS 39530 3724 |
Conventional | 3 | 1.5% | 75% | $108,333 | |
Cadence Bank
107 Highway 145 N, Aberdeen, MS 39730 |
Conventional, FHA | 2 | 1% | 100% | $215,000 | |
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8899 Ms Highway 15, Ackerman, MS 39735 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 2 | 1% | 50% | $60,000 | View |
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2675 Pass Rd, Biloxi, MS 39531 A+5.0 ★Texas Ratio: 5.36% |
FHA | 2 | 1% | 100% | $145,000 | View |
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2602 Pass Rd, Biloxi, MS 39531 2728 A+5.0 ★Texas Ratio: 5.02% |
FHA | 2 | 1% | 50% | $165,000 | View |
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481a Highway 49, Mc Henry, MS 39561 A5.0 ★Texas Ratio: 7.47% |
Conventional | 1 | 0.5% | 100% | $65,000 | View |
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4004 Promenade Pkwy, Diberville, MS 39540 5389 |
Conventional | 1 | 0.5% | 100% | $215,000 | View |
Singing River Federal C.U.
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Conventional | 7 | 3.4% | 100% | $163,571 | |
First Federal Savings and Loan Association of Pascagoula - Moss Point
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Conventional | 4 | 2% | 100% | $237,500 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 18 | 8.8% | 78.3% | $201,666 | |
Rocket Mortgage
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Conventional, FHA, VA | 10 | 4.9% | 62.5% | $180,000 | |
New American Funding, LLC.
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Conventional, FHA, USDA | 6 | 2.9% | 100% | $146,666 | |
Mortgage Research Center
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VA | 5 | 2.4% | 71.4% | $277,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA, USDA | 5 | 2.4% | 100% | $243,000 | View |
21St Mortgage
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Conventional | 5 | 2.4% | 71.4% | $93,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 4 | 2% | 80% | $202,500 | |
Triad Financial Services, Inc.
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Conventional | 4 | 2% | 72.7% | $97,500 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 4 | 2% | 100% | $152,500 | |
Guild Mortgage Company
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Conventional, FHA | 4 | 2% | 100% | $230,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA, HELOC | 3 +1 HELOCs |
1.5% | 100% | $298,333 | |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 3 +1 HELOCs |
1.5% | 60% | $281,666 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 1.5% | 42.9% | $198,333 | |
Stockton Mortgage Corporation
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Conventional, FHA, USDA | 3 | 1.5% | 100% | $221,666 | |
Fairway Independent Mort Corp
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Conventional, FHA, USDA | 3 | 1.5% | 50% | $111,666 | |
Primelending
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FHA, VA | 2 | 1% | 100% | $190,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 1% | 100% | $95,000 | |
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A5.0 ★Texas Ratio: 7.51% |
Conventional | 2 | 1% | 50% | $110,000 | View |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 1% | 100% | $110,000 | |
Village Capital & Investment
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VA | 2 | 1% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
FHA | 1 | 0.5% | 100% | $185,000 | View |
New Horizons Credit Union
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Conventional | 1 | 0.5% | 100% | $155,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.5% | 100% | $115,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.5% | 50% | $205,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.5% | 66.7% | $165,000 | |
Canopy Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $75,000 | |
Newrez LLC
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Conventional | 1 | 0.5% | 33.3% | $115,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.5% | 50% | $425,000 | |
loanDepot.com LLC
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FHA | 1 | 0.5% | 66.7% | $115,000 | |
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A+5.0 ★Texas Ratio: 0.32% |
FHA | 1 | 0.5% | 100% | $195,000 | View |
Movement Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $245,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $85,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.5% | 100% | $275,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.5% | 100% | $205,000 | |
New Day Financial, LLC.
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VA | 1 | 0.5% | 33.3% | $125,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $145,000 | |
Towne Mortgage Company
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FHA | 1 | 0.5% | 100% | $185,000 | |
CSL Financial, LLC
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Conventional | 1 | 0.5% | 100% | $35,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.5% | 100% | $215,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.5% | 30% | $155,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $95,000 | View |
Southwest Funding LP
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FHA | 1 | 0.5% | 100% | $335,000 | |
Hometrust Mortgage Company
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VA | 1 | 0.5% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 2.12% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Lucedale Mortgage Rate Trends
Daily average mortgage rates for Mississippi compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lucedale, Mississippi
Looking for mortgage lenders near me or mortgage brokers near me in Lucedale? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lucedale in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lucedale, MS
Use these to narrow the list above. Each category shows how many Lucedale, MS lenders fit and what that kind of lender is usually best for.
Who Lends in Lucedale, MS
Independent mortgage companies closed 47.8 percent of home loans in Lucedale, Mississippi in 2025, banks 43.9 percent and credit unions 8.3 percent. DHI Mortgage Company, LTD. was the largest mortgage company, Community Bank of Mississippi the largest bank and Hope Federal Credit Union the largest credit union. Among lenders headquartered in Mississippi, Community Bank of Mississippi led with 22 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Mississippi. None; Mississippi has no state real estate transfer tax or mortgage recording tax, only per page recording fees.
More Mississippi Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lucedale, MS
By home loans closed in 2025, Community Bank of Mississippi was the largest mortgage lender in Lucedale, Mississippi with 22 loans, about 10.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Lucedale, Mississippi in 2025, led by Trustmark Bank with 7. 15 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 7 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 7 credit unions closed home loans in Lucedale, Mississippi in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lucedale, Mississippi during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lucedale, Mississippi for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lucedale. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
