Mortgage Lenders and Brokers in Laurel, Mississippi
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Laurel, Mississippi mortgage lenders include Community Bank of MississippiCommunity Bank of Mississippi5159 Highway 84 W, Laurel, MS 39443A+5.0 ★Texas Ratio: 3.09%, Trustmark BankTrustmark Bank1005 Sawmill Rd, Laurel, MS 39440A+5.0 ★Texas Ratio: 2.40%, First State BankFirst State Bank1808 Highway 84 W, Laurel, MS 39440A5.0 ★Texas Ratio: 10.01%, Regions BankRegions Bank1415 W 5th St, Laurel, MS 39440A+5.0 ★Texas Ratio: 4.37%, Renasant BankRenasant Bank1945 Highway 15 N, Laurel, MS 39440A+5.0 ★Texas Ratio: 4.72%, Citizens BankCitizens Bank1511 W 4th St, Laurel, MS 39440A+5.0 ★Texas Ratio: 2.03%, BankFirst Financial ServicesBankFirst Financial Services3220 Highway 15 N, Laurel, MS 39440A+5.0 ★Texas Ratio: 3.47%, Hope Federal Credit UnionHope Federal Credit Union188 Porter Ave, Biloxi, MS 39530 3724, Citizens National Bank of MeridianCitizens National Bank of Meridian1127 Highway 15 N, Laurel, MS 39440A5.0 ★Texas Ratio: 7.13%, and Cadence BankCadence Bank317 N 5th Ave, Laurel, MS 39440. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Laurel, Mississippi in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Laurel are listed first, then lenders elsewhere in Mississippi, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Laurel, Mississippi
Market share is the lender's share of all home loans closed in Laurel, Mississippi. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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4 offices in Laurel 5159 Highway 84 W, Laurel, MS 39443 A+5.0 ★Texas Ratio: 3.09% |
Conventional, FHA, VA, USDA, HELOC | 80 +15 HELOCs |
30.5% | 94.5% | $130,375 | View |
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2 offices in Laurel 1005 Sawmill Rd, Laurel, MS 39440 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA, USDA, HELOC | 17 +16 HELOCs |
6.5% | 81% | $101,470 | View |
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1 office in Laurel 1808 Highway 84 W, Laurel, MS 39440 A5.0 ★Texas Ratio: 10.01% |
Conventional | 11 | 4.2% | 91.7% | $158,636 | View |
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1 office in Laurel 1415 W 5th St, Laurel, MS 39440 A+5.0 ★Texas Ratio: 4.37% |
Conventional, VA, USDA, HELOC | 6 +7 HELOCs |
2.3% | 58.3% | $156,666 | View |
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1 office in Laurel 1945 Highway 15 N, Laurel, MS 39440 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 4 +4 HELOCs |
1.5% | 100% | $210,000 | View |
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1 office in Laurel 1511 W 4th St, Laurel, MS 39440 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 3 | 1.1% | 100% | $121,666 | View |
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2 offices in Laurel 3220 Highway 15 N, Laurel, MS 39440 A+5.0 ★Texas Ratio: 3.47% |
Conventional | 1 | 0.4% | 100% | $415,000 | View |
Hope Federal Credit Union
188 Porter Ave, Biloxi, MS 39530 3724 |
Conventional | 11 | 4.2% | 68.8% | $93,181 | |
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1127 Highway 15 N, Laurel, MS 39440 A5.0 ★Texas Ratio: 7.13% |
Conventional, USDA | 5 | 1.9% | 71.4% | $85,000 | View |
Cadence Bank
317 N 5th Ave, Laurel, MS 39440 |
Conventional, FHA, HELOC | 3 +22 HELOCs |
1.1% | 60% | $118,333 | |
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1200 Highway 90, Gautier, MS 39553 A5.0 ★Texas Ratio: 9.99% |
FHA, VA, USDA | 3 | 1.1% | 100% | $245,000 | View |
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2602 Pass Rd, Biloxi, MS 39531 2728 A+5.0 ★Texas Ratio: 5.02% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.8% | 66.7% | $265,000 | View |
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315 Ridge Way, Flowood, MS 39232 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.8% | 100% | $175,000 | View |
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1506 Congress St, Laurel, MS 39440 4239 A+5.0 ★Texas Ratio: 1.42% |
Conventional | 2 | 0.8% | 66.7% | $165,000 | View |
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200 S Whitworth Ave, Brookhaven, MS 39601 A5.0 ★Texas Ratio: 7.61% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
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★ 4 stars, 3 reviews 100 S Beach Blvd, Bay Saint Louis, MS 39520 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 0.4% | 100% | $125,000 | View |
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15122 Highway 15, Decatur, MS 39327 A5.0 ★Texas Ratio: 7.29% |
Conventional | 1 | 0.4% | 100% | $165,000 | View |
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710 Main St, Collins, MS 39428 B4.4 ★Texas Ratio: 21.68% |
Conventional | 1 | 0.4% | 50% | $125,000 | View |
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352 Brookhaven St, Brookhaven, MS 39601 C+4.2 ★Texas Ratio: 24.39% |
Conventional | 1 | 0.4% | 100% | $85,000 | View |
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1511 W 4th St, Laurel, MS 39440 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
Rocket Mortgage
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Conventional, FHA, VA | 18 | 6.9% | 66.7% | $142,222 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 7 | 2.7% | 87.5% | $177,857 | |
Mortgage Research Center
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FHA, VA | 6 | 2.3% | 58.3% | $238,333 | |
Triad Financial Services, Inc.
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Conventional | 5 | 1.9% | 77.8% | $105,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 4 | 1.5% | 100% | $150,000 | |
Guild Mortgage Company
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Conventional, FHA | 4 | 1.5% | 100% | $145,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 4 | 1.5% | 100% | $347,500 | |
Hometrust Mortgage Company
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FHA, USDA | 4 | 1.5% | 57.1% | $182,500 | |
Freedom Mortgage Corporation
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VA | 3 | 1.1% | 75% | $208,333 | |
Towne Mortgage Company
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Conventional, FHA | 3 | 1.1% | 50% | $111,666 | |
New American Funding, LLC.
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Conventional, FHA, VA | 3 | 1.1% | 100% | $101,666 | |
21St Mortgage
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Conventional | 3 | 1.1% | 37.5% | $95,000 | |
Royal United Mortgage LLC
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Conventional | 2 | 0.8% | 66.7% | $85,000 | |
Primelending
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Conventional, FHA | 2 | 0.8% | 50% | $80,000 | |
Newrez LLC
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FHA | 2 | 0.8% | 66.7% | $175,000 | |
Equity Prime Mortgage LLC
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VA | 2 | 0.8% | 66.7% | $225,000 | |
AmeriHome Mortgage Company, LLC
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FHA, VA | 2 | 0.8% | 66.7% | $280,000 | |
Amerisave Mortgage Company
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Conventional, VA | 2 | 0.8% | 50% | $250,000 | |
Sun West Mortgage Company, Inc
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Conventional, FHA | 2 | 0.8% | 100% | $100,000 | |
New Day Financial, LLC.
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VA | 2 | 0.8% | 33.3% | $210,000 | |
Nationstar Mortgage
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Conventional, FHA | 2 | 0.8% | 66.7% | $70,000 | |
Stockton Mortgage Corporation
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Conventional, VA | 2 | 0.8% | 66.7% | $505,000 | |
Mutual of Omaha Mortgage
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FHA | 2 | 0.8% | 66.7% | $165,000 | |
Gmfs, LLC
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Conventional | 2 | 0.8% | 100% | $145,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $75,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $135,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.4% | 100% | $275,000 | |
Greenstate Credit Union
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Conventional | 1 | 0.4% | 100% | $445,000 | |
Kind Lending, LLC
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FHA | 1 | 0.4% | 100% | $245,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.4% | 50% | $115,000 | |
Click n' Close, Inc.
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USDA | 1 | 0.4% | 100% | $75,000 | |
Union Home Mortgage Corp.
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VA | 1 | 0.4% | 100% | $255,000 | |
SIRVA Mortgage, Inc.
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FHA | 1 | 0.4% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 2.12% |
Conventional | 1 | 0.4% | 50% | $145,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.4% | 100% | $105,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $255,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.4% | 100% | $175,000 | |
T2 Financial LLC
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Conventional | 1 | 0.4% | 100% | $135,000 | |
CSL Financial, LLC
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Conventional | 1 | 0.4% | 100% | $85,000 | |
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A5.0 ★Texas Ratio: 11.97% |
Conventional | 1 | 0.4% | 100% | $75,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $175,000 | View |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Laurel Mortgage Rate Trends
Daily average mortgage rates for Mississippi compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Laurel, Mississippi
Looking for mortgage lenders near me or mortgage brokers near me in Laurel? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Laurel in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Laurel, MS
Use these to narrow the list above. Each category shows how many Laurel, MS lenders fit and what that kind of lender is usually best for.
Who Lends in Laurel, MS
Independent mortgage companies closed 36.3 percent of home loans in Laurel, Mississippi in 2025, banks 55.3 percent and credit unions 8.4 percent. Rocket Mortgage was the largest mortgage company, Community Bank of Mississippi the largest bank and Hope Federal Credit Union the largest credit union. Among lenders headquartered in Mississippi, Community Bank of Mississippi led with 80 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Mississippi. None; Mississippi has no state real estate transfer tax or mortgage recording tax, only per page recording fees.
More Mississippi Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Laurel, MS
By home loans closed in 2025, Community Bank of Mississippi was the largest mortgage lender in Laurel, Mississippi with 80 loans, about 30.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Laurel, Mississippi, Community Bank of Mississippi approved the highest share of completed applications in 2025 at 94.5 percent, against a 78.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Laurel, Mississippi in 2025, led by Trustmark Bank with 7. 18 lenders closed VA loans, led by Mortgage Research Center, and 7 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 7 credit unions closed home loans in Laurel, Mississippi in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Laurel, Mississippi during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Laurel, Mississippi for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Laurel. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
