Mortgage Lenders and Brokers in Kosciusko, Mississippi
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Kosciusko, Mississippi mortgage lenders include Bank of CommerceBank of Commerce439 Mississippi Highway 12, Kosciusko, MS 39090A+5.0 ★Texas Ratio: 4.84%, Renasant BankRenasant Bank221 E Washington St, Kosciusko, MS 39090A+5.0 ★Texas Ratio: 4.72%, Regions BankRegions Bank620 Veterans Memorial Dr, Kosciusko, MS 39090A+5.0 ★Texas Ratio: 4.37%, Community Bank of MississippiCommunity Bank of Mississippi902 Highway 278 E, Amory, MS 38821A+5.0 ★Texas Ratio: 3.09%, The Citizens BankThe Citizens Bank814 Main St, Columbia, MS 39429A+5.0 ★Texas Ratio: 5.44%, Citizens National Bank of MeridianCitizens National Bank of Meridian101 E Jefferson St, Kosciusko, MS 39090A5.0 ★Texas Ratio: 7.13%, Trustmark BankTrustmark Bank935 Lodge St, Beaumont, MS 39423A+5.0 ★Texas Ratio: 2.40%, BankplusBankplus202 E Jackson St, Belzoni, MS 39038A+5.0 ★Texas Ratio: 4.80%, Cadence BankCadence Bank107 Highway 145 N, Aberdeen, MS 39730, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA315 Ridge Way, Flowood, MS 39232A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kosciusko, Mississippi in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kosciusko are listed first, then lenders elsewhere in Mississippi, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Kosciusko, Mississippi
Market share is the lender's share of all home loans closed in Kosciusko, Mississippi. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Kosciusko 439 Mississippi Highway 12, Kosciusko, MS 39090 A+5.0 ★Texas Ratio: 4.84% |
Conventional | 14 | 10.6% | 100% | $80,000 | View |
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2 offices in Kosciusko 221 E Washington St, Kosciusko, MS 39090 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, USDA, HELOC | 12 +11 HELOCs |
9.1% | 100% | $123,333 | View |
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1 office in Kosciusko 620 Veterans Memorial Dr, Kosciusko, MS 39090 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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902 Highway 278 E, Amory, MS 38821 A+5.0 ★Texas Ratio: 3.09% |
Conventional, FHA, USDA, HELOC | 17 +1 HELOCs |
12.9% | 85% | $106,764 | View |
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814 Main St, Columbia, MS 39429 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 13 | 9.8% | 92.9% | $80,384 | View |
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101 E Jefferson St, Kosciusko, MS 39090 A5.0 ★Texas Ratio: 7.13% |
Conventional, FHA | 8 | 6.1% | 53.3% | $103,750 | View |
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935 Lodge St, Beaumont, MS 39423 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA, USDA, HELOC | 4 +1 HELOCs |
3% | 100% | $130,000 | View |
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202 E Jackson St, Belzoni, MS 39038 A+5.0 ★Texas Ratio: 4.80% |
Conventional, HELOC | 3 +1 HELOCs |
2.3% | 100% | $325,000 | View |
Cadence Bank
107 Highway 145 N, Aberdeen, MS 39730 |
Conventional, HELOC | 2 +1 HELOCs |
1.5% | 100% | $240,000 | |
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315 Ridge Way, Flowood, MS 39232 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.8% | 100% | $115,000 | View |
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204 N Van Buren St, Carthage, MS 39051 A5.0 ★Texas Ratio: 10.05% |
Conventional | 1 | 0.8% | 100% | $295,000 | View |
Hope Federal Credit Union
188 Porter Ave, Biloxi, MS 39530 3724 |
Conventional | 1 | 0.8% | 100% | $65,000 | |
First Community Mortgage, Inc.
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Conventional, FHA, USDA | 9 | 6.8% | 84.6% | $172,777 | |
Rocket Mortgage
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Conventional, FHA, VA | 7 | 5.3% | 61.5% | $150,714 | |
21St Mortgage
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Conventional | 7 | 5.3% | 57.1% | $100,714 | |
Triad Financial Services, Inc.
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Conventional | 3 | 2.3% | 75% | $138,333 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA | 2 | 1.5% | 100% | $75,000 | View |
United Wholesale Mortgage
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VA | 2 | 1.5% | 100% | $170,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.5% | 100% | $130,000 | |
loanDepot.com LLC
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FHA | 2 | 1.5% | 66.7% | $110,000 | |
Guild Mortgage Company
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USDA | 2 | 1.5% | 66.7% | $130,000 | |
Cardinal Financial Company, Li
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FHA, USDA | 2 | 1.5% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 0.90% |
Conventional, FHA | 2 | 1.5% | 100% | $45,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 1.5% | 40% | $80,000 | |
Countryplace Mortgage, Ltd.
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Conventional | 1 | 0.8% | 50% | $275,000 | |
Newrez LLC
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Conventional | 1 | 0.8% | 66.7% | $45,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.8% | 100% | $185,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.8% | 100% | $105,000 | |
City 1st Mortgage Services, LC
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Conventional | 1 | 0.8% | 100% | $215,000 | |
Union Home Mortgage Corp.
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VA | 1 | 0.8% | 100% | $195,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.8% | 100% | $205,000 | |
New Day Financial, LLC.
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VA | 1 | 0.8% | 100% | $125,000 | |
Nationstar Mortgage
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VA | 1 | 0.8% | 100% | $115,000 | |
Stockton Mortgage Corporation
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FHA | 1 | 0.8% | 100% | $65,000 | |
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A+5.0 ★Texas Ratio: 0.89% |
VA | 1 | 0.8% | 100% | $385,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.8% | 100% | $55,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.8% | 25% | $25,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.8% | 100% | $185,000 |
Kosciusko Mortgage Rate Trends
Daily average mortgage rates for Mississippi compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Kosciusko, Mississippi
Looking for mortgage lenders near me or mortgage brokers near me in Kosciusko? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kosciusko in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Kosciusko, MS
Use these to narrow the list above. Each category shows how many Kosciusko, MS lenders fit and what that kind of lender is usually best for.
Who Lends in Kosciusko, MS
Independent mortgage companies closed 32.6 percent of home loans in Kosciusko, Mississippi in 2025, banks 66.7 percent and credit unions 0.8 percent. Rocket Mortgage was the largest mortgage company, Bank of Commerce the largest bank and Hope Federal Credit Union the largest credit union. Among lenders headquartered in Mississippi, Bank of Commerce led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Mississippi. None; Mississippi has no state real estate transfer tax or mortgage recording tax, only per page recording fees.
More Mississippi Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Kosciusko, MS
By home loans closed in 2025, Bank of Commerce was the largest mortgage lender in Kosciusko, Mississippi with 14 loans, about 10.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Kosciusko, Mississippi in 2025, led by Community Bank of Mississippi with 7. 9 lenders closed VA loans, led by Rocket Mortgage, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 1 credit unions closed home loans in Kosciusko, Mississippi in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kosciusko, Mississippi during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kosciusko, Mississippi for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kosciusko. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
