Mortgage Lenders and Brokers in Guntown, Mississippi
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Guntown, Mississippi mortgage lenders include Renasant BankRenasant Bank1427 Highway 145, Guntown, MS 38849A+5.0 ★Texas Ratio: 4.72%, Cadence BankCadence Bank107 Highway 145 N, Aberdeen, MS 39730, BankplusBankplus202 E Jackson St, Belzoni, MS 39038A+5.0 ★Texas Ratio: 4.80%, Regions BankRegions Bank8899 Ms Highway 15, Ackerman, MS 39735A+5.0 ★Texas Ratio: 4.37%, Guaranty Bank & Trust CompanyGuaranty Bank & Trust Company105 Main St S, Amory, MS 38821A-5.0 ★Texas Ratio: 14.15%, Community Bank of MississippiCommunity Bank of Mississippi902 Highway 278 E, Amory, MS 38821A+5.0 ★Texas Ratio: 3.09%, Hope Federal Credit UnionHope Federal Credit Union188 Porter Ave, Biloxi, MS 39530 3724, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA315 Ridge Way, Flowood, MS 39232A+5.0 ★Texas Ratio: 3.68%, Bank of Holly SpringsBank of Holly Springs2 Business 7 N, Abbeville, MS 38601C+4.2 ★Texas Ratio: 24.96%, and Mutual Federal Credit UnonMutual Federal Credit UnonVicksburg, MS. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Guntown, Mississippi in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Guntown are listed first, then lenders elsewhere in Mississippi, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Guntown, Mississippi
Market share is the lender's share of all home loans closed in Guntown, Mississippi. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Guntown 1427 Highway 145, Guntown, MS 38849 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, USDA, HELOC | 13 +8 HELOCs |
13.4% | 100% | $156,538 | View |
Cadence Bank
107 Highway 145 N, Aberdeen, MS 39730 |
Conventional, FHA, HELOC | 7 +20 HELOCs |
7.2% | 80% | $205,000 | |
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202 E Jackson St, Belzoni, MS 39038 A+5.0 ★Texas Ratio: 4.80% |
Conventional, FHA, HELOC | 5 +1 HELOCs |
5.2% | 100% | $145,000 | View |
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8899 Ms Highway 15, Ackerman, MS 39735 A+5.0 ★Texas Ratio: 4.37% |
Conventional, USDA, HELOC | 4 +4 HELOCs |
4.1% | 100% | $180,000 | View |
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105 Main St S, Amory, MS 38821 A-5.0 ★Texas Ratio: 14.15% |
Conventional | 4 | 4.1% | 66.7% | $127,500 | View |
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902 Highway 278 E, Amory, MS 38821 A+5.0 ★Texas Ratio: 3.09% |
Conventional, HELOC | 2 +2 HELOCs |
2.1% | 100% | $325,000 | View |
Hope Federal Credit Union
188 Porter Ave, Biloxi, MS 39530 3724 |
Conventional | 2 | 2.1% | 50% | $110,000 | |
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315 Ridge Way, Flowood, MS 39232 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1% | 100% | $135,000 | View |
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2 Business 7 N, Abbeville, MS 38601 C+4.2 ★Texas Ratio: 24.96% |
Conventional | 1 | 1% | 100% | $295,000 | View |
Mutual Federal Credit Unon
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Conventional | 1 | 1% | 100% | $35,000 | |
Rocket Mortgage
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Conventional | 5 | 5.2% | 55.6% | $183,000 | |
Mortgage Research Center
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FHA, VA | 5 | 5.2% | 83.3% | $309,000 | |
Triad Financial Services, Inc.
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Conventional | 4 | 4.1% | 55.6% | $82,500 | |
Nationstar Mortgage
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Conventional, FHA, VA | 3 | 3.1% | 66.7% | $118,333 | |
Premier Mortgage Resources, LLC
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Conventional, FHA | 2 | 2.1% | 100% | $105,000 | |
United Wholesale Mortgage
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FHA | 2 | 2.1% | 100% | $160,000 | |
American Financial Resources LLC
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FHA | 2 | 2.1% | 100% | $255,000 | |
Ocmbc, Inc.
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Conventional, FHA | 2 | 2.1% | 100% | $155,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA, USDA | 2 | 2.1% | 100% | $185,000 | View |
Southwest Stage Funding LLC
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FHA, VA | 2 | 2.1% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 5.42% |
FHA, USDA | 2 | 2.1% | 100% | $185,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 2.1% | 100% | $360,000 | View |
21St Mortgage
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Conventional | 2 | 2.1% | 100% | $180,000 | |
Paramount Residential Mortgage
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VA | 2 | 2.1% | 100% | $265,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 2.1% | 50% | $180,000 | |
CB&S Bank
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Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $525,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $25,000 | |
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A5.0 ★Texas Ratio: 13.21% |
VA | 1 | 1% | 100% | $325,000 | View |
First Community Mortgage, Inc.
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USDA | 1 | 1% | 100% | $115,000 | |
Primelending
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VA | 1 | 1% | 100% | $235,000 | |
loanDepot.com LLC
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FHA | 1 | 1% | 100% | $185,000 | |
Cmg Mortgage Inc
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FHA | 1 | 1% | 100% | $165,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 1% | 100% | $475,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 1% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 2.95% |
Conventional | 1 | 1% | 100% | $575,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 1% | 100% | $175,000 | |
Land Home Financial Services,
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Conventional | 1 | 1% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1% | 100% | $155,000 | View |
Stockton Mortgage Corporation
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VA | 1 | 1% | 100% | $355,000 | |
Mortgage Solutions of Colorado
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FHA | 1 | 1% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 1% | 100% | $195,000 | View |
Geneva Financial LLC
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FHA | 1 | 1% | 100% | $295,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 1% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Guntown Mortgage Rate Trends
Daily average mortgage rates for Mississippi compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Guntown, Mississippi
Looking for mortgage lenders near me or mortgage brokers near me in Guntown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Guntown in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Guntown, MS
Use these to narrow the list above. Each category shows how many Guntown, MS lenders fit and what that kind of lender is usually best for.
Who Lends in Guntown, MS
Independent mortgage companies closed 48.5 percent of home loans in Guntown, Mississippi in 2025, banks 46.4 percent and credit unions 5.2 percent. Rocket Mortgage was the largest mortgage company, Renasant Bank the largest bank and Hope Federal Credit Union the largest credit union. Among lenders headquartered in Mississippi, Cadence Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Mississippi. None; Mississippi has no state real estate transfer tax or mortgage recording tax, only per page recording fees.
More Mississippi Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Guntown, MS
By home loans closed in 2025, Renasant Bank was the largest mortgage lender in Guntown, Mississippi with 13 loans, about 13.4 percent of the market. The largest lender headquartered in Mississippi was Cadence Bank with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Guntown, Mississippi in 2025, led by Bankplus with 2. 9 lenders closed VA loans, led by Mortgage Research Center, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 4 credit unions closed home loans in Guntown, Mississippi in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Guntown, Mississippi during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Guntown, Mississippi for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Guntown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
