Mortgage Lenders and Brokers in Batesville, Mississippi
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Batesville, Mississippi mortgage lenders include Guaranty Bank & Trust CompanyGuaranty Bank & Trust Company1200 Highway 6 E, Batesville, MS 38606A-5.0 ★Texas Ratio: 14.15%, First Security BankFirst Security Bank130 Highway 51 N, Batesville, MS 38606A+5.0 ★Texas Ratio: 4.91%, Regions BankRegions Bank290 Highway 6 W, Batesville, MS 38606A+5.0 ★Texas Ratio: 4.37%, Planters Bank and Trust CompanyPlanters Bank and Trust Company1130 Highway 6 E, Batesville, MS 38606A+5.0 ★Texas Ratio: 3.79%, Renasant BankRenasant Bank100 Bates St, Batesville, MS 38606A+5.0 ★Texas Ratio: 4.72%, Trustmark BankTrustmark Bank935 Lodge St, Beaumont, MS 39423A+5.0 ★Texas Ratio: 2.40%, BankplusBankplus202 E Jackson St, Belzoni, MS 39038A+5.0 ★Texas Ratio: 4.80%, Cadence BankCadence Bank178 Commerce St, Batesville, MS 38606, BankFirst Financial ServicesBankFirst Financial Services28 Highway 528, Bay Springs, MS 39422A+5.0 ★Texas Ratio: 3.47%, and Bank of CommerceBank of Commerce167 Court Sq, Charleston, MS 38921A+5.0 ★Texas Ratio: 4.84%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Batesville, Mississippi in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Batesville are listed first, then lenders elsewhere in Mississippi, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Batesville, Mississippi
Market share is the lender's share of all home loans closed in Batesville, Mississippi. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Batesville 1200 Highway 6 E, Batesville, MS 38606 A-5.0 ★Texas Ratio: 14.15% |
Conventional, FHA, VA, USDA | 20 | 8.3% | 83.3% | $148,500 | View |
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3 offices in Batesville 130 Highway 51 N, Batesville, MS 38606 A+5.0 ★Texas Ratio: 4.91% |
Conventional | 20 | 8.3% | 90.9% | $116,500 | View |
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1 office in Batesville 290 Highway 6 W, Batesville, MS 38606 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA | 13 | 5.4% | 57.7% | $113,461 | View |
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1 office in Batesville 1130 Highway 6 E, Batesville, MS 38606 A+5.0 ★Texas Ratio: 3.79% |
Conventional | 10 | 4.1% | 100% | $119,000 | View |
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1 office in Batesville 100 Bates St, Batesville, MS 38606 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 4 +1 HELOCs |
1.7% | 66.7% | $152,500 | View |
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935 Lodge St, Beaumont, MS 39423 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA, USDA, HELOC | 11 +1 HELOCs |
4.5% | 100% | $155,000 | View |
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202 E Jackson St, Belzoni, MS 39038 A+5.0 ★Texas Ratio: 4.80% |
Conventional, FHA, HELOC | 7 +1 HELOCs |
2.9% | 77.8% | $165,000 | View |
Cadence Bank
178 Commerce St, Batesville, MS 38606 |
Conventional, FHA, HELOC | 6 +6 HELOCs |
2.5% | 100% | $203,333 | |
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28 Highway 528, Bay Springs, MS 39422 A+5.0 ★Texas Ratio: 3.47% |
Conventional, HELOC | 5 +1 HELOCs |
2.1% | 83.3% | $41,000 | View |
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167 Court Sq, Charleston, MS 38921 A+5.0 ★Texas Ratio: 4.84% |
Conventional | 3 | 1.2% | 100% | $155,000 | View |
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★ 5 stars, 1 review 500 E Commerce St, Hernando, MS 38632 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 2 | 0.8% | 100% | $210,000 | View |
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1400 W Government St, Brandon, MS 39042 A5.0 ★Texas Ratio: 12.03% |
FHA | 1 | 0.4% | 100% | $335,000 | View |
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902 Highway 278 E, Amory, MS 38821 A+5.0 ★Texas Ratio: 3.09% |
Conventional | 1 | 0.4% | 100% | $75,000 | View |
Mutual Federal Credit Unon
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Conventional | 1 | 0.4% | 50% | $55,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 16 | 6.6% | 84.2% | $148,750 | |
Union Home Mortgage Corp.
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Conventional, FHA, USDA | 12 | 5% | 100% | $239,166 | |
21St Mortgage
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Conventional | 12 | 5% | 41.2% | $119,166 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, USDA | 8 | 3.3% | 100% | $101,250 | |
Triad Financial Services, Inc.
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Conventional | 7 | 2.9% | 52.2% | $132,142 | |
Mortgage Research Center
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Conventional, VA | 7 | 2.9% | 77.8% | $285,000 | |
Nations Lending Corporation
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Conventional, FHA, VA, USDA | 6 | 2.5% | 100% | $165,000 | |
loanDepot.com LLC
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Conventional, FHA | 4 | 1.7% | 66.7% | $177,500 | |
New American Funding, LLC.
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Conventional, FHA | 4 | 1.7% | 100% | $177,500 | |
United Wholesale Mortgage
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FHA, VA, HELOC | 3 +1 HELOCs |
1.2% | 100% | $251,666 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 1.2% | 75% | $231,666 | |
FirstTrust Home Loans
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FHA, USDA | 3 | 1.2% | 100% | $181,666 | |
Cardinal Financial Company, Li
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Conventional, FHA | 3 | 1.2% | 100% | $125,000 | |
Community Mortgage Corporation
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Conventional, FHA | 3 | 1.2% | 100% | $241,666 | |
Nationstar Mortgage
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Conventional | 3 | 1.2% | 100% | $145,000 | |
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A5.0 ★Texas Ratio: 7.51% |
Conventional | 3 | 1.2% | 46.7% | $98,333 | View |
Premier Mortgage Resources, LLC
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VA, USDA | 2 | 0.8% | 100% | $240,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 0.8% | 100% | $40,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 2 | 0.8% | 100% | $330,000 | View |
Flat Branch Mortgage, Inc.
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Conventional, FHA | 2 | 0.8% | 100% | $150,000 | |
Mission Loans, LLC
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Conventional | 2 | 0.8% | 100% | $120,000 | |
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A+5.0 ★Texas Ratio: 5.42% |
Conventional | 2 | 0.8% | 100% | $255,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 2 | 0.8% | 100% | $45,000 | |
Southwest Funding LP
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FHA, USDA | 2 | 0.8% | 100% | $155,000 | |
SWBC Mortgage Corporation
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FHA | 1 | 0.4% | 66.7% | $155,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 0.4% | 100% | $175,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.4% | 12.5% | $35,000 | |
Guild Mortgage Company
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USDA | 1 | 0.4% | 100% | $235,000 | |
Cmg Mortgage Inc
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USDA | 1 | 0.4% | 75% | $215,000 | |
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C+4.1 ★Texas Ratio: 26.20% |
FHA | 1 | 0.4% | 100% | $485,000 | View |
American Financing Corporation
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Conventional | 1 | 0.4% | 33.3% | $165,000 | |
Communityamerica Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 5.33% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
Evolve Bank & Trust
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FHA | 1 | 0.4% | 50% | $115,000 | |
Empeople Credit Union
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Conventional | 1 | 0.4% | 50% | $165,000 | |
Stockton Mortgage Corporation
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VA | 1 | 0.4% | 100% | $275,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $315,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.4% | 50% | $145,000 | |
CSL Financial, LLC
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Conventional | 1 | 0.4% | 100% | $125,000 | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
Red River Employees Federal Credit Union
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Conventional | 1 | 0.4% | 50% | $315,000 | |
Southwest Stage Funding LLC
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FHA | 1 | 0.4% | 50% | $245,000 | |
Gmfs, LLC
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Conventional | 1 | 0.4% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 1.39% |
Conventional | 1 | 0.4% | 100% | $165,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.4% | 100% | $265,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.4% | 100% | $85,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.4% | 50% | $105,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.4% | 100% | $155,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Batesville Mortgage Rate Trends
Daily average mortgage rates for Mississippi compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Batesville, Mississippi
Looking for mortgage lenders near me or mortgage brokers near me in Batesville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Batesville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Batesville, MS
Use these to narrow the list above. Each category shows how many Batesville, MS lenders fit and what that kind of lender is usually best for.
Who Lends in Batesville, MS
Independent mortgage companies closed 50 percent of home loans in Batesville, Mississippi in 2025, banks 47.5 percent and credit unions 2.5 percent. Rocket Mortgage was the largest mortgage company, Guaranty Bank & Trust Company the largest bank and Mutual Federal Credit Unon the largest credit union. Among lenders headquartered in Mississippi, Guaranty Bank & Trust Company led with 20 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Mississippi. None; Mississippi has no state real estate transfer tax or mortgage recording tax, only per page recording fees.
More Mississippi Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Batesville, MS
By home loans closed in 2025, Guaranty Bank & Trust Company was the largest mortgage lender in Batesville, Mississippi with 20 loans, about 8.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
28 lenders closed FHA loans in Batesville, Mississippi in 2025, led by Guaranty Bank & Trust Company with 4. 10 lenders closed VA loans, led by Mortgage Research Center, and 10 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 5 credit unions closed home loans in Batesville, Mississippi in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Batesville, Mississippi during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Batesville, Mississippi for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Batesville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
