Mortgage Lenders and Brokers in Zimmerman, Minnesota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Zimmerman, Minnesota mortgage lenders include The Bank of Elk RiverThe Bank of Elk River26319 2nd St E, Zimmerman, MN 55398A-4.8 ★Texas Ratio: 10.95%, Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, Blaze Credit UnionBlaze Credit Union10 Northtown Dr NE, Blaine, MN 55434 1033A5.0 ★Texas Ratio: 6.19%, Trustone Financial Credit UnionTrustone Financial Credit Union2772 E 82nd St, Bloomington, MN 55425 1365A+5.0 ★Texas Ratio: 4.56%, US Bank, N.A.US Bank, N.A.331 S Broadway Ave, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 2.85%, Sherburne State BankSherburne State Bank12500 Sherburne Avenue, Becker, MN 55308A+5.0 ★Texas Ratio: 0.20%, Granite BankGranite Bank11660 Theatre Dr N, Champlin, MN 55316A5.0 ★Texas Ratio: 13.85%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%, Wings Financial Credit UnionWings Financial Credit Union14985 Glazier Ave, Apple Valley, MN 55124, and Old National BankOld National Bank101 Minnesota Ave N, Aitkin, MN 56431A+5.0 ★Texas Ratio: 4.98%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Zimmerman, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Zimmerman are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Zimmerman, Minnesota
Market share is the lender's share of all home loans closed in Zimmerman, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Zimmerman 26319 2nd St E, Zimmerman, MN 55398 A-4.8 ★Texas Ratio: 10.95% |
Conventional | 9 | 2.7% | 100% | $258,333 | View |
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1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA, USDA | 25 | 7.6% | 100% | $277,000 | View |
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10 Northtown Dr NE, Blaine, MN 55434 1033 A5.0 ★Texas Ratio: 6.19% |
Conventional, HELOC | 17 +6 HELOCs |
5.2% | 95% | $162,647 | View |
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2772 E 82nd St, Bloomington, MN 55425 1365 A+5.0 ★Texas Ratio: 4.56% |
Conventional, HELOC | 10 +8 HELOCs |
3% | 90.9% | $148,000 | View |
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331 S Broadway Ave, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 9 +6 HELOCs |
2.7% | 69.2% | $171,666 | View |
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12500 Sherburne Avenue, Becker, MN 55308 A+5.0 ★Texas Ratio: 0.20% |
Conventional | 8 | 2.4% | 88.9% | $240,000 | View |
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11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85% |
Conventional, USDA | 7 | 2.1% | 100% | $350,714 | View |
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1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41% |
Conventional, HELOC | 6 +2 HELOCs |
1.8% | 70% | $116,666 | View |
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14985 Glazier Ave, Apple Valley, MN 55124 |
Conventional, HELOC | 5 +3 HELOCs |
1.5% | 100% | $341,000 | View |
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101 Minnesota Ave N, Aitkin, MN 56431 A+5.0 ★Texas Ratio: 4.98% |
Conventional, FHA, USDA, HELOC | 5 +2 HELOCs |
1.5% | 100% | $259,000 | View |
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405 E Main St, Anoka, MN 55303 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 5 +1 HELOCs |
1.5% | 100% | $229,000 | View |
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900 American Blvd W, Bloomington, MN 55420 A5.0 ★Texas Ratio: 6.54% |
Conventional, HELOC | 4 +4 HELOCs |
1.2% | 83.3% | $135,000 | View |
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208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 4 | 1.2% | 100% | $332,500 | View |
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143 W Clark St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 3.32% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $470,000 | View |
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234 1st Ave E, Cambridge, MN 55008 A+5.0 ★Texas Ratio: 3.79% |
Conventional, FHA | 2 | 0.6% | 100% | $340,000 | View |
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730 Humboldt Dr, Big Lake, MN 55309 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 0.6% | 100% | $220,000 | View |
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60 Plato Blvd E, Saint Paul, MN 55107 F1.0 ★Texas Ratio: 77.33% |
Conventional, Jumbo | 1 | 0.3% | 100% | $2,305,000 | View |
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15103 Cedar Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
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22 1st St Ne, Bagley, MN 56621 A+5.0 ★Texas Ratio: 5.00% |
Conventional | 1 | 0.3% | 100% | $495,000 | View |
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4050 Coon Rapids Blvd NW, Coon Rapids, MN 55433 A+5.0 ★Texas Ratio: 3.27% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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9741 Lyndale Ave S, Bloomington, MN 55420 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 0.3% | 100% | $25,000 | View |
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13735 Round Lake Blvd NW, Andover, MN 55304 A+5.0 ★Texas Ratio: 5.40% |
Conventional | 1 | 0.3% | 100% | $535,000 | View |
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2121 Station Pkwy NW, Andover, MN 55304 A+5.0 ★Texas Ratio: 2.50% |
Conventional | 1 | 0.3% | 100% | $25,000 | View |
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122 E Main St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 33.3% | $145,000 | View |
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3225 Denmark Ave, Eagan, MN 55121 1382 A+5.0 ★Texas Ratio: 5.61% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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2100 Blaisdell Ave, Minneapolis, MN 55404 A5.0 ★Texas Ratio: 9.43% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
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11800 Aberdeen St Ne, Blaine, MN 55449 C+4.1 ★Texas Ratio: 26.29% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
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1121 W Highway 10, Anoka, MN 55303 A+5.0 ★Texas Ratio: 4.65% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
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7510 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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14989 Florence Trl, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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412 E Main St, Ada, MN 56510 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tradition Mortgage, LLC
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Conventional | 3 | 0.9% | 100% | $205,000 | |
Cambria Financial Group
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Summit Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $475,000 | |
Rocket Mortgage
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Conventional, FHA, HELOC | 22 +1 HELOCs |
6.7% | 80.6% | $219,090 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 21 +1 HELOCs |
6.4% | 84% | $368,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, USDA, HELOC | 17 +1 HELOCs |
5.2% | 94.4% | $329,705 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 10 | 3% | 90.9% | $280,000 | |
New American Funding, LLC.
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Conventional, FHA | 9 | 2.7% | 100% | $282,777 | |
Everett Financial, Inc.
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Conventional, FHA | 8 | 2.4% | 100% | $267,500 | |
Lennar Mortgage, LLC
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Conventional, FHA | 6 | 1.8% | 100% | $283,333 | |
Nationstar Mortgage
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Conventional, FHA, VA | 6 | 1.8% | 100% | $160,000 | |
Spring Eq, LLC
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Conventional | 6 | 1.8% | 66.7% | $83,333 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 1.5% | 100% | $297,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 5 | 1.5% | 100% | $269,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 5 | 1.5% | 100% | $345,000 | |
loanDepot.com LLC
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Conventional, FHA | 4 | 1.2% | 71.4% | $360,000 | |
Plaza Home Mortgage, Inc
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Conventional, VA, USDA | 4 | 1.2% | 80% | $230,000 | |
Guaranteed Rate, Inc.
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Conventional | 3 | 0.9% | 100% | $345,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 3 | 0.9% | 100% | $418,333 | View |
Lower, LLC
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Conventional | 3 | 0.9% | 75% | $321,666 | |
Paramount Residential Mortgage
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Conventional, FHA, VA | 3 | 0.9% | 75% | $375,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 3 | 0.9% | 100% | $181,666 | View |
Navy Federal Credit Union
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Conventional, VA, HELOC | 2 +1 HELOCs |
0.6% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.6% | 100% | $370,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 0.6% | 100% | $430,000 | |
Newrez LLC
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Conventional | 2 | 0.6% | 50% | $220,000 | |
Provident Funding Associates
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Conventional | 2 | 0.6% | 100% | $330,000 | |
Waterstone Mortgage Corporation
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VA, USDA | 2 | 0.6% | 100% | $345,000 | |
American Pacific Mortgage Corporation
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USDA | 2 | 0.6% | 100% | $310,000 | |
Mortgage Research Center
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VA | 2 | 0.6% | 50% | $315,000 | |
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A+5.0 ★Texas Ratio: 3.17% |
Conventional, FHA | 2 | 0.6% | 100% | $430,000 | View |
Village Capital & Investment
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FHA | 2 | 0.6% | 100% | $285,000 | |
Midwestone Bank
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Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $215,000 | |
Primelending
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VA | 1 | 0.3% | 100% | $365,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.3% | 100% | $125,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.3% | 20% | $515,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.3% | 100% | $335,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.3% | 100% | $485,000 | View |
Triad Financial Services, Inc.
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Conventional | 1 | 0.3% | 50% | $55,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.3% | 25% | $175,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.3% | 100% | $435,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.3% | 100% | $245,000 | |
HomeBridge Financial Services, Inc
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VA | 1 | 0.3% | 50% | $455,000 | |
Capital Credit Union
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Conventional | 1 | 0.3% | 100% | $445,000 | |
Homeowners Financial Group, LLC
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Conventional | 1 | 0.3% | 100% | $335,000 | |
Iowa Bankers Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $605,000 | |
Megastar Finanacial Corp
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VA | 1 | 0.3% | 100% | $305,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $315,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 100% | $475,000 | View |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.3% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
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A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
Mld Mortgage, Inc.Dba the Money Store
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FHA | 1 | 0.3% | 100% | $225,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Florida Capital Bank, N.A
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Conventional | 1 | 0.3% | 100% | $285,000 | |
21St Mortgage
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Conventional | 1 | 0.3% | 50% | $125,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 50% | $125,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 0.3% | 100% | $405,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.3% | 100% | $205,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.3% | 100% | $475,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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C3.9 ★Texas Ratio: 27.97% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Connexus Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Zimmerman Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Zimmerman, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in Zimmerman? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Zimmerman in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Zimmerman, MN
Use these to narrow the list above. Each category shows how many Zimmerman, MN lenders fit and what that kind of lender is usually best for.
Who Lends in Zimmerman, MN
Independent mortgage companies closed 53.5 percent of home loans in Zimmerman, Minnesota in 2025, banks 30.7 percent and credit unions 15.8 percent. Tradition Mortgage, LLC was the largest mortgage company, The Bank of Elk River the largest bank and Blaze Credit Union the largest credit union. Among lenders headquartered in Minnesota, The Bank of Elk River led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Zimmerman, MN
By home loans closed in 2025, The Bank of Elk River was the largest mortgage lender in Zimmerman, Minnesota with 9 loans, about 2.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Zimmerman, Minnesota in 2025, led by United Wholesale Mortgage with 9. 18 lenders closed VA loans, led by United Wholesale Mortgage, and 7 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 16 credit unions closed home loans in Zimmerman, Minnesota in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Zimmerman, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Zimmerman, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Zimmerman. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
