Mortgage Lenders and Brokers in Willmar, Minnesota
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Willmar, Minnesota mortgage lenders include Heritage Bank NAHeritage Bank NA310 1st St Sw, Willmar, MN 56201C-3.6 ★Texas Ratio: 31.27%, Old National BankOld National Bank500 Willmar Ave Se, Willmar, MN 56201A+5.0 ★Texas Ratio: 4.98%, US Bank, N.A.US Bank, N.A.318 2nd St Sw, Willmar, MN 56201A+5.0 ★Texas Ratio: 2.85%, Kensington BankKensington Bank2800 1st St S, Willmar, MN 56201A+5.0 ★Texas Ratio: 4.45%, Wells Fargo Bank NAWells Fargo Bank NA101 19th Ave Sw, Willmar, MN 56201A+5.0 ★Texas Ratio: 5.36%, Granite BankGranite Bank11660 Theatre Dr N, Champlin, MN 55316A5.0 ★Texas Ratio: 13.85%, Magnifi Financial Credit UnionMagnifi Financial Credit Union641 Railroad Ave, Albany, MN 56307A+5.0 ★Texas Ratio: 1.40%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%, Blaze Credit UnionBlaze Credit Union10 Northtown Dr NE, Blaine, MN 55434 1033A5.0 ★Texas Ratio: 6.19%, and Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Willmar, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Willmar are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Willmar, Minnesota
Market share is the lender's share of all home loans closed in Willmar, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Willmar 310 1st St Sw, Willmar, MN 56201 C-3.6 ★Texas Ratio: 31.27% |
Conventional, FHA | 20 | 6.5% | 95.2% | $240,500 | View |
|
1 office in Willmar 500 Willmar Ave Se, Willmar, MN 56201 A+5.0 ★Texas Ratio: 4.98% |
Conventional, FHA, HELOC | 11 +7 HELOCs |
3.6% | 100% | $260,454 | View |
|
1 office in Willmar 318 2nd St Sw, Willmar, MN 56201 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 6 +8 HELOCs |
2% | 75% | $133,333 | View |
|
1 office in Willmar 2800 1st St S, Willmar, MN 56201 A+5.0 ★Texas Ratio: 4.45% |
Conventional | 6 | 2% | 100% | $298,333 | View |
|
1 office in Willmar 101 19th Ave Sw, Willmar, MN 56201 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 3 | 1% | 100% | $105,000 | View |
|
11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85% |
Conventional, USDA | 7 | 2.3% | 100% | $265,000 | View |
|
641 Railroad Ave, Albany, MN 56307 A+5.0 ★Texas Ratio: 1.40% |
Conventional | 6 | 2% | 87.5% | $191,666 | View |
|
1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41% |
Conventional, HELOC | 4 +2 HELOCs |
1.3% | 80% | $115,000 | View |
|
10 Northtown Dr NE, Blaine, MN 55434 1033 A5.0 ★Texas Ratio: 6.19% |
Conventional, HELOC | 4 +1 HELOCs |
1.3% | 100% | $170,000 | View |
|
1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, USDA | 3 | 1% | 100% | $148,333 | View |
|
55 1st St Nw, Clara City, MN 56222 A5.0 ★Texas Ratio: 10.53% |
Conventional | 3 | 1% | 100% | $211,666 | View |
|
2772 E 82nd St, Bloomington, MN 55425 1365 A+5.0 ★Texas Ratio: 4.56% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.7% | 100% | $130,000 | View |
|
143 W Clark St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 3.32% |
Conventional | 2 | 0.7% | 100% | $275,000 | View |
|
208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 2 | 0.7% | 100% | $265,000 | View |
|
5600 La Centre Ave Ste 100, Albertville, MN 55301 4018 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 2 | 0.7% | 100% | $205,000 | View |
|
900 American Blvd W, Bloomington, MN 55420 A5.0 ★Texas Ratio: 6.54% |
Conventional | 2 | 0.7% | 100% | $370,000 | View |
|
113 N Main St, Belview, MN 56214 A+5.0 ★Texas Ratio: 5.77% |
Conventional | 2 | 0.7% | 100% | $155,000 | View |
|
15103 Cedar Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
|
405 E Main St, Anoka, MN 55303 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.3% | 100% | $515,000 | View |
|
60 S 6th Street Suite 1275, Minneapolis, MN 55402 A5.0 ★Texas Ratio: 12.58% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
|
7300 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.28% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
|
147 Central Ave S, Brooten, MN 56316 A+5.0 ★Texas Ratio: 0.59% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
|
11102 57th St Ne, Albertville, MN 55301 A+5.0 ★Texas Ratio: 5.48% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
|
2850 Cutters Grove Ave, Anoka, MN 55303 A+5.0 ★Texas Ratio: 5.11% |
Conventional | 1 | 0.3% | 100% | $605,000 | View |
|
730 Humboldt Dr, Big Lake, MN 55309 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
|
3313 Highway 29 S, Alexandria, MN 56308 A-5.0 ★Texas Ratio: 15.55% |
FHA | 1 | 0.3% | 100% | $285,000 | View |
|
410 2nd St W, Ada, MN 56510 A+5.0 ★Texas Ratio: 5.91% |
Conventional | 1 | 0.3% | 100% | $425,000 | View |
|
501 Glen Street Sw, Eyota, MN 55934 C-3.7 ★Texas Ratio: 31.20% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
|
14986 Lynwood Dr, Baxter, MN 56425 A+5.0 ★Texas Ratio: 4.01% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Bremer Bank NA
|
Conventional, FHA, USDA, HELOC | 9 +6 HELOCs |
2.9% | 69.2% | $215,000 | |
Servion
|
Conventional | 4 | 1.3% | 100% | $187,500 | |
Tradition Mortgage, LLC
|
Conventional | 2 | 0.7% | 100% | $215,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 28 | 9.2% | 96.6% | $239,285 | |
Homeowners Financial Group, LLC
|
Conventional, FHA, VA, USDA | 27 | 8.8% | 100% | $169,814 | |
Rocket Mortgage
|
Conventional, FHA, VA | 22 | 7.2% | 75% | $191,818 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 15 | 4.9% | 88.2% | $277,666 | |
|
A+5.0 ★Texas Ratio: 3.17% |
Conventional, HELOC | 8 +1 HELOCs |
2.6% | 100% | $97,500 | View |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 8 | 2.6% | 100% | $262,500 | View |
Freedom Mortgage Corporation
|
FHA, VA | 6 | 2% | 87.5% | $296,666 | |
Envoy Mortgage, Ltd
|
Conventional, FHA, VA | 5 | 1.6% | 100% | $271,000 | |
Nationstar Mortgage
|
Conventional, VA | 5 | 1.6% | 83.3% | $133,000 | |
Mutual of Omaha Mortgage
|
Conventional, FHA | 5 | 1.6% | 83.3% | $239,000 | |
Premier Lending Inc.
|
Conventional, FHA | 4 | 1.3% | 100% | $112,500 | |
Navy Federal Credit Union
|
Conventional, VA | 4 | 1.3% | 100% | $367,500 | |
Everett Financial, Inc.
|
Conventional, FHA, USDA | 3 | 1% | 100% | $251,666 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 3 | 1% | 100% | $238,333 | |
Guidance Residential, LLC
|
Conventional | 3 | 1% | 100% | $228,333 | |
Mortgage Research Center
|
FHA, VA | 3 | 1% | 100% | $328,333 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA, VA | 3 | 1% | 100% | $285,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional, USDA | 3 | 1% | 100% | $228,333 | |
Guaranteed Rate, Inc.
|
Conventional | 2 | 0.7% | 66.7% | $260,000 | |
Primelending
|
Conventional, FHA | 2 | 0.7% | 100% | $215,000 | |
Newrez LLC
|
Conventional, FHA | 2 | 0.7% | 50% | $175,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional, VA | 2 | 0.7% | 100% | $275,000 | View |
loanDepot.com LLC
|
FHA, VA | 2 | 0.7% | 100% | $290,000 | |
Discover Bank
|
Conventional | 2 | 0.7% | 50% | $40,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.7% | 100% | $265,000 | View |
Empeople Credit Union
|
Conventional | 2 | 0.7% | 100% | $240,000 | |
|
★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 2 | 0.7% | 100% | $290,000 | View |
|
A+5.0 ★Texas Ratio: 1.69% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $205,000 | View |
Alliant Credit Union
|
Conventional | 1 | 0.3% | 100% | $175,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
Lakeview Loan Servicing, LLC
|
VA | 1 | 0.3% | 25% | $265,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.3% | 100% | $205,000 | View |
Resicentral LLC
|
Conventional | 1 | 0.3% | 100% | $275,000 | |
Home Mortgage Alliance Corp (Hmac)
|
Conventional | 1 | 0.3% | 100% | $285,000 | |
Data Mortgage, Inc
|
FHA | 1 | 0.3% | 100% | $255,000 | |
Cmg Mortgage Inc
|
Conventional | 1 | 0.3% | 100% | $125,000 | |
AgCountry Farm Credit Services, FLCA
|
Conventional | 1 | 0.3% | 100% | $375,000 | |
Sun West Mortgage Company, Inc
|
FHA | 1 | 0.3% | 100% | $95,000 | |
Cardinal Financial Company, Li
|
FHA | 1 | 0.3% | 100% | $265,000 | |
First International Bank & Trust
|
FHA | 1 | 0.3% | 100% | $245,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.3% | 100% | $115,000 | View |
Summit Funding.Inc
|
Conventional | 1 | 0.3% | 100% | $155,000 | |
Zillow Home Loans, LLC
|
FHA | 1 | 0.3% | 100% | $165,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $175,000 | |
Fairway Independent Mort Corp
|
FHA | 1 | 0.3% | 100% | $225,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
USDA | 1 | 0.3% | 50% | $195,000 | View |
Spring Eq, LLC
|
Conventional | 1 | 0.3% | 50% | $25,000 | |
|
A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
Tomo Mortgage LLC
|
Conventional | 1 | 0.3% | 100% | $235,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a |
Willmar Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Willmar, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in Willmar? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Willmar in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Willmar, MN
Use these to narrow the list above. Each category shows how many Willmar, MN lenders fit and what that kind of lender is usually best for.
Who Lends in Willmar, MN
Independent mortgage companies closed 55.6 percent of home loans in Willmar, Minnesota in 2025, banks 33 percent and credit unions 11.4 percent. Servion was the largest mortgage company, Heritage Bank NA the largest bank and Magnifi Financial Credit Union the largest credit union. Among lenders headquartered in Minnesota, Heritage Bank NA led with 20 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Willmar, MN
By home loans closed in 2025, Heritage Bank NA was the largest mortgage lender in Willmar, Minnesota with 20 loans, about 6.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Willmar, Minnesota in 2025, led by Rocket Mortgage with 7. 16 lenders closed VA loans, led by Freedom Mortgage Corporation, and 7 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 36 banks and 10 credit unions closed home loans in Willmar, Minnesota in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Willmar, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Willmar, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Willmar. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
