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Bonanza Valley State Bank Rates & Review May 2026

Item: Bonanza Valley State Bank
Rating: 8025
Author: dEQf

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 15, 2026

You can compare Bonanza Valley State Bank rates to other rates in our database, including 12-month CD rates currently at 2.75%, 6-month CD rates at 1.50% and 3-month CD rates at 1.41%. Savings rates are at 0.10% and money market rates are at 2.00%. Mortgage rates on 30-year fixed loans are around 6.11%. All these rates can be compared to Bonanza Valley State Bank rates. MonitorBankRates evaluates the financial stability of Bonanza Valley State Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.41%. Rates were last updated on 05/15/2026.

Bonanza Valley State Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bonanza Valley State Bank? Share your experience about Bonanza Valley State Bank by leaving a review below, or read customer reviews before you decide to use Bonanza Valley State Bank.

Exceptional Health Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.41%

Excellent Lower than avg

Bonanza Valley State Bank

147 Central Ave S
Brooten, MN 56316

https://www.bvsb.bank

Current Rate Availability

We do not have Bonanza Valley State Bank rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Bonanza Valley State Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Bonanza Valley State Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bonanza Valley State Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Bonanza Valley State Bank

FDIC Certificate # 10993

Address 147 Central Ave S, Brooten, MN 56316 · Stearns

Website https://www.bvsb.bank

Established 02/22/1894

FDIC Insurance Date 01/01/1934

Domestic Offices 1

Total Branches 1

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.41%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.1255%

Return on Equity (ROE) 1.4700%

Non-Performing Loans (NPL) 0.03%

Total Assets $80,418,000

Total Deposits $65,320,000

Equity Capital $6,941,000

Net Income $720,000

Headquarters Brooten

Total Offices 1

Source: FDIC | Last Updated 12/31/2025

2026 MBR Health & Safety Badge

Bonanza Valley State Bank earned the Exceptional Health badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://www.monitorbankrates.com/banks/bonanza-valley-state-bank-rates-review-10993">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-a-2026.svg"
       alt="MonitorBankRates Exceptional Health Badge 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

dEQf

★★★★★

December 17, 2025

LjLW

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Average Rating

★★★★★

Total Reviews

Add Your Rating and Review for Bonanza Valley State Bank

Frequently Asked Questions About Bonanza Valley State Bank

How many branches does Bonanza Valley State Bank operate?

Bonanza Valley State Bank currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Bonanza Valley State Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bonanza Valley State Bank provides members with tools to manage their accounts and build a solid financial history.

Does Bonanza Valley State Bank offer online and mobile banking?

Most modern institutions like Bonanza Valley State Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bvsb.bank.