Mortgage Lenders and Brokers in Victoria, Minnesota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Victoria, Minnesota mortgage lenders include Old National BankOld National Bank1630 Arboretum Blvd, Victoria, MN 55386A+5.0 ★Texas Ratio: 4.98%, Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, Huntington National BankHuntington National Bank405 E Main St, Anoka, MN 55303A+5.0 ★Texas Ratio: 3.66%, US Bank, N.A.US Bank, N.A.331 S Broadway Ave, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 2.85%, Trustone Financial Credit UnionTrustone Financial Credit Union2772 E 82nd St, Bloomington, MN 55425 1365A+5.0 ★Texas Ratio: 4.56%, Alerus Financial NAAlerus Financial NA143 W Clark St, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 3.32%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA15103 Cedar Ave, Apple Valley, MN 55124A+5.0 ★Texas Ratio: 3.68%, HomeTown BankHomeTown Bank1750 Tower Blvd, Victoria, MN 55386A+5.0 ★Texas Ratio: 3.53%, Wings Financial Credit UnionWings Financial Credit Union14985 Glazier Ave, Apple Valley, MN 55124, and Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Victoria, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Victoria are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Victoria, Minnesota
Market share is the lender's share of all home loans closed in Victoria, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Victoria 1630 Arboretum Blvd, Victoria, MN 55386 A+5.0 ★Texas Ratio: 4.98% |
Conventional, Jumbo, HELOC | 9 +15 HELOCs |
2.1% | 90% | $578,333 | View |
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1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66% |
Conventional, VA, Jumbo, HELOC | 23 +6 HELOCs |
5.3% | 95.8% | $614,130 | View |
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405 E Main St, Anoka, MN 55303 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 12 +5 HELOCs |
2.7% | 100% | $810,000 | View |
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331 S Broadway Ave, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 10 +17 HELOCs |
2.3% | 66.7% | $336,000 | View |
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2772 E 82nd St, Bloomington, MN 55425 1365 A+5.0 ★Texas Ratio: 4.56% |
Conventional, HELOC | 10 +15 HELOCs |
2.3% | 83.3% | $138,000 | View |
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143 W Clark St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 3.32% |
Conventional, Jumbo, HELOC | 7 +3 HELOCs |
1.6% | 100% | $625,000 | View |
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15103 Cedar Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 6 | 1.4% | 100% | $656,666 | View |
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1750 Tower Blvd, Victoria, MN 55386 A+5.0 ★Texas Ratio: 3.53% |
Conventional, Jumbo | 5 | 1.1% | 100% | $545,000 | View |
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14985 Glazier Ave, Apple Valley, MN 55124 |
Conventional, HELOC | 4 +17 HELOCs |
0.9% | 100% | $402,500 | View |
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1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41% |
Conventional, HELOC | 4 +2 HELOCs |
0.9% | 100% | $157,500 | View |
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10 Northtown Dr NE, Blaine, MN 55434 1033 A5.0 ★Texas Ratio: 6.19% |
Conventional, HELOC | 4 +2 HELOCs |
0.9% | 100% | $120,000 | View |
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234 1st Ave E, Cambridge, MN 55008 A+5.0 ★Texas Ratio: 3.79% |
Conventional, VA, Jumbo | 4 | 0.9% | 100% | $822,500 | View |
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208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional, Jumbo | 4 | 0.9% | 100% | $575,000 | View |
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122 E Main St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 3 | 0.7% | 100% | $568,333 | View |
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715 Crossroads Campus Dr NE, Buffalo, MN 55313 5074 A+5.0 ★Texas Ratio: 1.13% |
Conventional, Jumbo | 3 | 0.7% | 100% | $435,000 | View |
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410 2nd St W, Ada, MN 56510 A+5.0 ★Texas Ratio: 5.91% |
Conventional | 3 | 0.7% | 100% | $571,666 | View |
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7510 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +2 HELOCs |
0.5% | 100% | $435,000 | View |
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7601 France Ave S, Edina, MN 55435 A+5.0 ★Texas Ratio: 1.76% |
Conventional | 2 | 0.5% | 100% | $470,000 | View |
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11800 Aberdeen St Ne, Blaine, MN 55449 C+4.1 ★Texas Ratio: 26.29% |
Conventional | 2 | 0.5% | 100% | $360,000 | View |
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900 American Blvd W, Bloomington, MN 55420 A5.0 ★Texas Ratio: 6.54% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 33.3% | $105,000 | View |
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60 Plato Blvd E, Saint Paul, MN 55107 F1.0 ★Texas Ratio: 77.33% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
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15 Minnesota Ave S, Aitkin, MN 56431 B4.5 ★Texas Ratio: 21.20% |
Conventional | 1 | 0.2% | 100% | $585,000 | View |
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7300 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.28% |
Conventional | 1 | 0.2% | 100% | $485,000 | View |
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1420 White Oak Dr, Chaska, MN 55318 A5.0 ★Texas Ratio: 11.00% |
Conventional | 1 | 0.2% | 100% | $475,000 | View |
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11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85% |
Conventional | 1 | 0.2% | 100% | $685,000 | View |
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1230 4th St S, Cannon Falls, MN 55009 A5.0 ★Texas Ratio: 7.12% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,205,000 | View |
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641 Railroad Ave, Albany, MN 56307 A+5.0 ★Texas Ratio: 1.40% |
Conventional | 1 | 0.2% | 100% | $415,000 | View |
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13735 Round Lake Blvd NW, Andover, MN 55304 A+5.0 ★Texas Ratio: 5.40% |
Conventional | 1 | 0.2% | 100% | $545,000 | View |
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6 Pine Tree Dr Ste 105, Arden Hills, MN 55112 A5.0 ★Texas Ratio: 6.92% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.2% | 100% | $565,000 | View |
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4125 Ball Rd Ne, Blaine, MN 55014 A+5.0 ★Texas Ratio: 1.06% |
Conventional, Jumbo | 1 | 0.2% | 100% | $885,000 | View |
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7831 E Bush Lake Rd, Edina, MN 55439 A+5.0 ★Texas Ratio: 3.43% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
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55 1st St Nw, Clara City, MN 56222 A5.0 ★Texas Ratio: 10.53% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
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7101 West 78th Street, Bloomington, MN 55420 A+5.0 ★Texas Ratio: 2.36% |
Conventional | 1 | 0.2% | 100% | $555,000 | View |
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3313 Highway 29 S, Alexandria, MN 56308 A-5.0 ★Texas Ratio: 15.55% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
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455 Pond Promenade, Chanhassen, MN 55317 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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412 E Main St, Ada, MN 56510 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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3225 Denmark Ave, Eagan, MN 55121 1382 A+5.0 ★Texas Ratio: 5.61% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7760 France Ave S, Bloomington, MN 55435 A+5.0 ★Texas Ratio: 3.45% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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14986 Lynwood Dr, Baxter, MN 56425 A+5.0 ★Texas Ratio: 4.01% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tradition Mortgage, LLC
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Conventional, VA, Jumbo | 34 | 7.8% | 100% | $588,235 | |
Summit Mortgage Corporation
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Conventional | 2 | 0.5% | 100% | $415,000 | |
Cambria Financial Group
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Lennar Mortgage, LLC
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Conventional, VA | 31 | 7.1% | 93.9% | $520,806 | |
M/I Financial. LLC
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Conventional, FHA, VA | 29 | 6.6% | 100% | $351,896 | |
DHI Mortgage Company, LTD.
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Conventional, VA | 18 | 4.1% | 100% | $545,000 | |
United Wholesale Mortgage
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Conventional, VA, Jumbo | 15 | 3.4% | 88.2% | $658,333 | |
Rocket Mortgage
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Conventional | 14 | 3.2% | 88.2% | $326,428 | |
Fairway Independent Mort Corp
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Conventional, FHA | 10 | 2.3% | 100% | $505,000 | |
Pulte Mortgage LLC
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Conventional | 9 | 2.1% | 100% | $533,888 | |
CrossCountry Mortgage, LLC
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Conventional | 8 | 1.8% | 100% | $513,750 | |
Pennymac Loan Services LLC
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Conventional | 8 | 1.8% | 88.9% | $417,500 | |
Prosperity Home Mortgage, LLC
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Conventional, VA, Jumbo | 8 | 1.8% | 100% | $541,250 | |
New American Funding, LLC.
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Conventional, FHA, VA | 8 | 1.8% | 100% | $460,000 | |
Nationstar Mortgage
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Conventional | 7 | 1.6% | 100% | $146,428 | |
Guild Mortgage Company
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Conventional, FHA, Jumbo | 6 | 1.4% | 85.7% | $448,333 | |
Primelending
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Conventional | 4 | 0.9% | 100% | $465,000 | |
Navy Federal Credit Union
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Conventional, VA, Jumbo | 4 | 0.9% | 100% | $587,500 | |
Guaranteed Rate Affinity, LLC
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Conventional | 3 | 0.7% | 100% | $581,666 | |
Newrez LLC
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Conventional | 3 | 0.7% | 100% | $648,333 | |
Amerisave Mortgage Company
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Conventional | 3 | 0.7% | 100% | $138,333 | |
Megastar Finanacial Corp
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Conventional | 3 | 0.7% | 100% | $451,666 | |
Mutual of Omaha Mortgage
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Conventional | 3 | 0.7% | 100% | $518,333 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 3 | 0.7% | 100% | $811,666 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, Jumbo | 3 | 0.7% | 60% | $368,333 | View |
Guaranteed Rate, Inc.
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Conventional, HELOC | 2 +2 HELOCs |
0.5% | 100% | $485,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $445,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.5% | 100% | $605,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 2 | 0.5% | 100% | $565,000 | View |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 0.5% | 50% | $330,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.5% | 100% | $570,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 2 | 0.5% | 50% | $520,000 | View |
loanDepot.com LLC
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Conventional, FHA | 2 | 0.5% | 100% | $380,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional, Jumbo | 2 | 0.5% | 100% | $985,000 | View |
Cmg Mortgage Inc
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Conventional | 2 | 0.5% | 100% | $540,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.5% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 2 | 0.5% | 100% | $210,000 | View |
Nations Lending Corporation
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Conventional, FHA | 2 | 0.5% | 100% | $435,000 | |
Mortgage Research Center
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VA | 2 | 0.5% | 100% | $405,000 | |
Plaza Home Mortgage, Inc
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Conventional | 2 | 0.5% | 66.7% | $295,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional, HELOC | 1 +5 HELOCs |
0.2% | 100% | $795,000 | View |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $345,000 | View |
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A+5.0 ★Texas Ratio: 3.17% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $435,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $725,000 | |
Alliant Credit Union
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,285,000 | |
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A+5.0 ★Texas Ratio: 3.32% |
Conventional, Jumbo | 1 | 0.2% | 100% | $905,000 | View |
SWBC Mortgage Corporation
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,255,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.2% | 100% | $375,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.2% | 100% | $675,000 | |
Go Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $585,000 | |
Nbkc Bank
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Conventional | 1 | 0.2% | 100% | $435,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 100% | $405,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.2% | 100% | $595,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $385,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $575,000 | |
Kinecta Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $395,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.2% | 100% | $515,000 | |
Filo Mortgage, LLC
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VA | 1 | 0.2% | 100% | $535,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $735,000 | View |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.2% | 100% | $585,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 100% | $55,000 | |
Weichert Financial Services
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Conventional | 1 | 0.2% | 100% | $215,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 100% | $465,000 | View |
Provident Funding Associates
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Conventional | 1 | 0.2% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.2% | 100% | $435,000 | View |
Sierra Pacific Mortgage Co. Inc
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FHA | 1 | 0.2% | 100% | $525,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
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A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.2% | 100% | $545,000 | View |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $455,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
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A-5.0 ★Texas Ratio: 15.06% |
Conventional | 1 | 0.2% | 100% | $575,000 | View |
Thrivent Bank
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Conventional | 1 | 0.2% | 100% | $435,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $675,000 | View |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $535,000 | |
Goprime Mortgage, Inc.
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VA, Jumbo | 1 | 0.2% | 100% | $875,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.2% | 100% | $535,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
VA | 1 | 0.2% | 100% | $545,000 | View |
Connexus Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Midwestone Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Digital Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.08% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Victoria Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Victoria, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in Victoria? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Victoria in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Victoria, MN
Use these to narrow the list above. Each category shows how many Victoria, MN lenders fit and what that kind of lender is usually best for.
Who Lends in Victoria, MN
Independent mortgage companies closed 60.3 percent of home loans in Victoria, Minnesota in 2025, banks 31.1 percent and credit unions 8.7 percent. Luminate Home Loans, Inc. was the largest mortgage company, Old National Bank the largest bank and Trustone Financial Credit Union the largest credit union. Among lenders headquartered in Minnesota, Trustone Financial Credit Union led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Victoria, MN
By home loans closed in 2025, Old National Bank was the largest mortgage lender in Victoria, Minnesota with 9 loans, about 2.1 percent of the market. The largest lender headquartered in Minnesota was Trustone Financial Credit Union with 10 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Victoria, Minnesota in 2025, led by M/I Financial. LLC with 16. 16 lenders closed VA loans, led by New American Funding, LLC.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 55 banks and 19 credit unions closed home loans in Victoria, Minnesota in 2025, alongside 55 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Victoria, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Victoria, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Victoria. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
