Mortgage Lenders and Brokers in St. Peter, Minnesota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
St. Peter, Minnesota mortgage lenders include HomeTown BankHomeTown Bank1600 Monroe Drive, Carver, MN 55315A+5.0 ★Texas Ratio: 3.53%, Pioneer BankPioneer Bank301 West Lewis Street, Lewisville, MN 56060A+5.0 ★Texas Ratio: 4.73%, SouthPoint Financial Credit UnionSouthPoint Financial Credit Union715 Crossroads Campus Dr NE, Buffalo, MN 55313 5074A+5.0 ★Texas Ratio: 1.13%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%, US Bank, N.A.US Bank, N.A.331 S Broadway Ave, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 2.85%, First National Bank MinnesotaFirst National Bank Minnesota201 W Main St, Belle Plaine, MN 56011A5.0 ★Texas Ratio: 8.50%, Luminate BankLuminate Bank208 W Front St, Claremont, MN 55924A5.0 ★Texas Ratio: 11.06%, Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, Citizens Community Federal N.A.Citizens Community Federal N.A.2630 Bridge Ave, Albert Lea, MN 56007A5.0 ★Texas Ratio: 12.61%, and First National Bank of Le CenterFirst National Bank of Le Center701 Ash St Ne, Lonsdale, MN 55046A5.0 ★Texas Ratio: 13.86%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in St. Peter, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in St. Peter are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in St. Peter, Minnesota
Market share is the lender's share of all home loans closed in St. Peter, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1600 Monroe Drive, Carver, MN 55315 A+5.0 ★Texas Ratio: 3.53% |
Conventional | 16 | 9.8% | 100% | $160,000 | View |
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301 West Lewis Street, Lewisville, MN 56060 A+5.0 ★Texas Ratio: 4.73% |
Conventional | 12 | 7.4% | 100% | $200,000 | View |
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715 Crossroads Campus Dr NE, Buffalo, MN 55313 5074 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 8 | 4.9% | 88.9% | $251,250 | View |
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1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41% |
Conventional, HELOC | 6 +3 HELOCs |
3.7% | 66.7% | $123,333 | View |
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331 S Broadway Ave, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 5 +1 HELOCs |
3.1% | 83.3% | $157,000 | View |
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201 W Main St, Belle Plaine, MN 56011 A5.0 ★Texas Ratio: 8.50% |
Conventional | 5 | 3.1% | 71.4% | $277,000 | View |
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208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional | 4 | 2.5% | 100% | $182,500 | View |
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1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66% |
Conventional, VA | 3 | 1.8% | 100% | $298,333 | View |
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2630 Bridge Ave, Albert Lea, MN 56007 A5.0 ★Texas Ratio: 12.61% |
Conventional | 3 | 1.8% | 100% | $178,333 | View |
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701 Ash St Ne, Lonsdale, MN 55046 A5.0 ★Texas Ratio: 13.86% |
Conventional | 2 | 1.2% | 100% | $180,000 | View |
Minnesota Valley Federal Credit Union
100 Memorial View Ct, Mankato, MN 56001 |
Conventional | 2 | 1.2% | 100% | $160,000 | |
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239 Main St, Henderson, MN 56044 A+5.0 ★Texas Ratio: 5.25% |
Conventional | 1 | 0.6% | 100% | $25,000 | View |
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15103 Cedar Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 100% | $115,000 | View |
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406 E Poplar St, Belle Plaine, MN 56011 A5.0 ★Texas Ratio: 6.12% |
Conventional | 1 | 0.6% | 100% | $45,000 | View |
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1420 White Oak Dr, Chaska, MN 55318 A5.0 ★Texas Ratio: 11.00% |
Conventional | 1 | 0.6% | 100% | $315,000 | View |
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155 1st Ave SW, Rochester, MN 55902 A+5.0 ★Texas Ratio: 0.16% |
Conventional | 1 | 0.6% | 100% | $15,000 | View |
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203 E Maine St, Amboy, MN 56010 B+4.7 ★Texas Ratio: 19.05% |
Conventional | 1 | 0.6% | 100% | $235,000 | View |
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301 S State St, Fairmont, MN 56031 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.6% | 100% | $285,000 | View |
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4001 Lexington Ave N, Arden Hills, MN 55126 A+5.0 ★Texas Ratio: 4.68% |
Conventional | 1 | 0.6% | 100% | $25,000 | View |
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101 Old Town Rd, Elko New Market, MN 55054 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.6% | 100% | $235,000 | View |
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122 E Main St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.6% | 100% | $195,000 | View |
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10 Northtown Dr NE, Blaine, MN 55434 1033 A5.0 ★Texas Ratio: 6.19% |
Conventional | 1 | 0.6% | 100% | $175,000 | View |
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101 Minnesota Ave N, Aitkin, MN 56431 A+5.0 ★Texas Ratio: 4.98% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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14985 Glazier Ave, Apple Valley, MN 55124 |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Cambria Financial Group
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Conventional | 2 | 1.2% | 100% | $225,000 | |
Servion
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FHA | 1 | 0.6% | 100% | $275,000 | |
Tradition Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $185,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 22 | 13.5% | 85.2% | $228,181 | |
Rocket Mortgage
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Conventional, FHA | 10 | 6.1% | 83.3% | $217,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 5 | 3.1% | 100% | $241,000 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 1.8% | 100% | $261,666 | |
Mortgage Research Center
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VA | 3 | 1.8% | 75% | $351,666 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 1.8% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 1.8% | 100% | $65,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 3 | 1.8% | 75% | $218,333 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 1.2% | 100% | $230,000 | View |
Compeer Financial
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Conventional | 2 | 1.2% | 100% | $140,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.2% | 100% | $130,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 1.2% | 100% | $255,000 | |
Lower, LLC
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Conventional | 2 | 1.2% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 1.2% | 100% | $260,000 | View |
Genisys Credit Union
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Conventional | 1 | 0.6% | 100% | $385,000 | |
Greenstate Credit Union
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Conventional | 1 | 0.6% | 100% | $225,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.6% | 100% | $325,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.6% | 33.3% | $205,000 | |
Newrez LLC
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Conventional | 1 | 0.6% | 50% | $65,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.6% | 100% | $75,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $255,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.6% | 100% | $235,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.6% | 100% | $145,000 | View |
Mission Loans, LLC
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Conventional | 1 | 0.6% | 100% | $95,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.6% | 100% | $275,000 | View |
Navy Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $55,000 | |
Thrivent Bank
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Conventional | 1 | 0.6% | 100% | $75,000 | |
21St Mortgage
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Conventional | 1 | 0.6% | 100% | $35,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $295,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.6% | 50% | $55,000 | |
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A+5.0 ★Texas Ratio: 3.17% |
Conventional | 1 | 0.6% | 100% | $245,000 | View |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
St. Peter Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in St. Peter, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in St. Peter? The list below shows the banks, credit unions and mortgage brokers that closed home loans in St. Peter in 2025, with lenders based there listed first.
Types of Mortgage Lenders in St. Peter, MN
Use these to narrow the list above. Each category shows how many St. Peter, MN lenders fit and what that kind of lender is usually best for.
Who Lends in St. Peter, MN
Independent mortgage companies closed 45.4 percent of home loans in St. Peter, Minnesota in 2025, banks 40.5 percent and credit unions 14.1 percent. Cambria Financial Group was the largest mortgage company, HomeTown Bank the largest bank and SouthPoint Financial Credit Union the largest credit union. Among lenders headquartered in Minnesota, HomeTown Bank led with 16 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in St. Peter, MN
By home loans closed in 2025, HomeTown Bank was the largest mortgage lender in St. Peter, Minnesota with 16 loans, about 9.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in St. Peter, Minnesota in 2025, led by United Wholesale Mortgage with 9. 4 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 11 credit unions closed home loans in St. Peter, Minnesota in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in St. Peter, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in St. Peter, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up St. Peter. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
