Mortgage Lenders and Brokers in South Haven, Minnesota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
South Haven, Minnesota mortgage lenders include Lake Central BankLake Central Bank40 Chestnut St W, Annandale, MN 55302A+5.0 ★Texas Ratio: 0.26%, Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, Wells Fargo Bank NAWells Fargo Bank NA122 E Main St, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 5.36%, St. Cloud Financial Credit UnionSt. Cloud Financial Credit Union5600 La Centre Ave Ste 100, Albertville, MN 55301 4018A+5.0 ★Texas Ratio: 3.54%, Blaze Credit UnionBlaze Credit Union10 Northtown Dr NE, Blaine, MN 55434 1033A5.0 ★Texas Ratio: 6.19%, Merchants Bank, National AssociationMerchants Bank, National Association7300 147th St W, Apple Valley, MN 55124A+5.0 ★Texas Ratio: 3.28%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%, US Bank, N.A.US Bank, N.A.331 S Broadway Ave, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 2.85%, Star BankStar Bank460 Elm Street E, Annandale, MN 55302B+4.7 ★Texas Ratio: 18.21%, and Deerwood BankDeerwood Bank14986 Lynwood Dr, Baxter, MN 56425A+5.0 ★Texas Ratio: 4.01%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in South Haven, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in South Haven are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in South Haven, Minnesota
Market share is the lender's share of all home loans closed in South Haven, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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40 Chestnut St W, Annandale, MN 55302 A+5.0 ★Texas Ratio: 0.26% |
Conventional | 6 | 5% | 90% | $200,000 | View |
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1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, USDA | 6 | 5% | 100% | $515,000 | View |
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122 E Main St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 6 | 5% | 100% | $298,333 | View |
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5600 La Centre Ave Ste 100, Albertville, MN 55301 4018 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 5 | 4.2% | 100% | $289,000 | View |
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10 Northtown Dr NE, Blaine, MN 55434 1033 A5.0 ★Texas Ratio: 6.19% |
Conventional, HELOC | 4 +3 HELOCs |
3.3% | 100% | $207,500 | View |
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7300 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.28% |
Conventional | 3 | 2.5% | 100% | $491,666 | View |
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1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41% |
Conventional | 3 | 2.5% | 100% | $191,666 | View |
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331 S Broadway Ave, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +1 HELOCs |
1.7% | 100% | $190,000 | View |
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460 Elm Street E, Annandale, MN 55302 B+4.7 ★Texas Ratio: 18.21% |
Conventional | 2 | 1.7% | 100% | $130,000 | View |
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14986 Lynwood Dr, Baxter, MN 56425 A+5.0 ★Texas Ratio: 4.01% |
Conventional | 2 | 1.7% | 100% | $340,000 | View |
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101 Minnesota Ave N, Aitkin, MN 56431 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 1 +2 HELOCs |
0.8% | 100% | $465,000 | View |
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311 10th Ave S, Buffalo, MN 55313 A+5.0 ★Texas Ratio: 3.09% |
Conventional | 1 | 0.8% | 100% | $125,000 | View |
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9741 Lyndale Ave S, Bloomington, MN 55420 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 0.8% | 100% | $155,000 | View |
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641 Railroad Ave, Albany, MN 56307 A+5.0 ★Texas Ratio: 1.40% |
Conventional | 1 | 0.8% | 100% | $425,000 | View |
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7760 France Ave S, Bloomington, MN 55435 A+5.0 ★Texas Ratio: 3.45% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,305,000 | View |
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2850 Cutters Grove Ave, Anoka, MN 55303 A+5.0 ★Texas Ratio: 5.11% |
Conventional | 1 | 0.8% | 100% | $65,000 | View |
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730 Humboldt Dr, Big Lake, MN 55309 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.8% | 100% | $255,000 | View |
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102 S Broadway, La Salle, MN 56056 A+5.0 ★Texas Ratio: 0.16% |
Conventional | 1 | 0.8% | 100% | $305,000 | View |
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7101 West 78th Street, Bloomington, MN 55420 A+5.0 ★Texas Ratio: 2.36% |
Conventional | 1 | 0.8% | 100% | $235,000 | View |
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3313 Highway 29 S, Alexandria, MN 56308 A-5.0 ★Texas Ratio: 15.55% |
Conventional | 1 | 0.8% | 100% | $235,000 | View |
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4350 8th St N, Saint Cloud, MN 56303 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.8% | 100% | $805,000 | View |
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7701 France Ave S, Edina, MN 55435 A+5.0 ★Texas Ratio: 1.78% |
Conventional | 1 | 0.8% | 100% | $325,000 | View |
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405 E Main St, Anoka, MN 55303 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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900 American Blvd W, Bloomington, MN 55420 A5.0 ★Texas Ratio: 6.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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14985 Glazier Ave, Apple Valley, MN 55124 |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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412 E Main St, Ada, MN 56510 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Bremer Bank NA
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Conventional | 1 | 0.8% | 100% | $315,000 | |
Servion
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Conventional | 1 | 0.8% | 100% | $325,000 | |
United Wholesale Mortgage
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Conventional, VA, HELOC | 5 +1 HELOCs |
4.2% | 75% | $287,000 | |
Rocket Mortgage
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Conventional, FHA | 5 | 4.2% | 100% | $313,000 | |
Pennymac Loan Services LLC
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Conventional | 5 | 4.2% | 100% | $397,000 | |
Homeowners Financial Group, LLC
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Conventional | 5 | 4.2% | 100% | $243,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 4 | 3.3% | 100% | $262,500 | |
Primary Residential Mortgage, INC.
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Conventional, FHA, VA | 3 | 2.5% | 100% | $241,666 | |
Prosperity Home Mortgage, LLC
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Conventional | 3 | 2.5% | 100% | $338,333 | |
Fairway Independent Mort Corp
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Conventional | 3 | 2.5% | 100% | $465,000 | |
Newrez LLC
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Conventional | 2 | 1.7% | 100% | $190,000 | |
Farmers Insurance Federal Credit Union
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Conventional | 2 | 1.7% | 100% | $415,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 1.7% | 100% | $500,000 | |
Compeer Financial
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Conventional | 2 | 1.7% | 66.7% | $345,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.7% | 100% | $115,000 | |
Mortgage Research Center
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VA | 2 | 1.7% | 100% | $365,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 1.7% | 100% | $270,000 | |
Plaza Home Mortgage, Inc
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Conventional | 2 | 1.7% | 100% | $325,000 | |
Everett Financial, Inc.
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FHA | 1 | 0.8% | 100% | $345,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.8% | 50% | $415,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.8% | 100% | $785,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.8% | 50% | $85,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.8% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.8% | 100% | $145,000 | View |
Union Home Mortgage Corp.
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Conventional | 1 | 0.8% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.8% | 100% | $325,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.8% | 100% | $345,000 | View |
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A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.8% | 100% | $515,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.8% | 100% | $295,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.8% | 100% | $445,000 | |
New American Funding, LLC.
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FHA | 1 | 0.8% | 100% | $265,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.8% | 100% | $275,000 | View |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.8% | 100% | $205,000 | View |
Florida Capital Bank, N.A
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FHA | 1 | 0.8% | 100% | $375,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.8% | 100% | $65,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.8% | 100% | $315,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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HELOC | 0 +1 HELOCs |
0% | n/a |
South Haven Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in South Haven, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in South Haven? The list below shows the banks, credit unions and mortgage brokers that closed home loans in South Haven in 2025, with lenders based there listed first.
Types of Mortgage Lenders in South Haven, MN
Use these to narrow the list above. Each category shows how many South Haven, MN lenders fit and what that kind of lender is usually best for.
Who Lends in South Haven, MN
Independent mortgage companies closed 49.2 percent of home loans in South Haven, Minnesota in 2025, banks 37.5 percent and credit unions 13.3 percent. Servion was the largest mortgage company, Lake Central Bank the largest bank and St. Cloud Financial Credit Union the largest credit union. Among lenders headquartered in Minnesota, Lake Central Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in South Haven, MN
By home loans closed in 2025, Lake Central Bank was the largest mortgage lender in South Haven, Minnesota with 6 loans, about 5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in South Haven, Minnesota in 2025, led by Bell Bank with 1. 4 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 8 credit unions closed home loans in South Haven, Minnesota in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in South Haven, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in South Haven, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up South Haven. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
