Mortgage Lenders and Brokers in Shorewood, Minnesota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Shorewood, Minnesota mortgage lenders include Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, US Bank, N.A.US Bank, N.A.331 S Broadway Ave, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 2.85%, Trustone Financial Credit UnionTrustone Financial Credit Union2772 E 82nd St, Bloomington, MN 55425 1365A+5.0 ★Texas Ratio: 4.56%, Huntington National BankHuntington National Bank405 E Main St, Anoka, MN 55303A+5.0 ★Texas Ratio: 3.66%, Bridgewater BankBridgewater Bank7831 E Bush Lake Rd, Edina, MN 55439A+5.0 ★Texas Ratio: 3.43%, Wings Financial Credit UnionWings Financial Credit Union14985 Glazier Ave, Apple Valley, MN 55124, Old National BankOld National Bank101 Minnesota Ave N, Aitkin, MN 56431A+5.0 ★Texas Ratio: 4.98%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%, Topline Financial Credit UnionTopline Financial Credit Union900 American Blvd W, Bloomington, MN 55420A5.0 ★Texas Ratio: 6.54%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA15103 Cedar Ave, Apple Valley, MN 55124A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Shorewood, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Shorewood are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Shorewood, Minnesota
Market share is the lender's share of all home loans closed in Shorewood, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 13 +3 HELOCs |
10.4% | 100% | $578,076 | View |
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331 S Broadway Ave, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 8 +12 HELOCs |
6.4% | 88.9% | $956,250 | View |
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2772 E 82nd St, Bloomington, MN 55425 1365 A+5.0 ★Texas Ratio: 4.56% |
Conventional, HELOC | 4 +9 HELOCs |
3.2% | 80% | $365,000 | View |
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405 E Main St, Anoka, MN 55303 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 4 +3 HELOCs |
3.2% | 100% | $555,000 | View |
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7831 E Bush Lake Rd, Edina, MN 55439 A+5.0 ★Texas Ratio: 3.43% |
Conventional, Jumbo | 3 | 2.4% | 100% | $775,000 | View |
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14985 Glazier Ave, Apple Valley, MN 55124 |
Conventional, HELOC | 2 +4 HELOCs |
1.6% | 100% | $395,000 | View |
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101 Minnesota Ave N, Aitkin, MN 56431 A+5.0 ★Texas Ratio: 4.98% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1.6% | 100% | $965,000 | View |
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1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41% |
Conventional | 2 | 1.6% | 100% | $125,000 | View |
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900 American Blvd W, Bloomington, MN 55420 A5.0 ★Texas Ratio: 6.54% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $465,000 | View |
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15103 Cedar Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,545,000 | View |
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15751 Emperor Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 1 | 0.8% | 100% | $775,000 | View |
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13735 Round Lake Blvd NW, Andover, MN 55304 A+5.0 ★Texas Ratio: 5.40% |
Conventional | 1 | 0.8% | 100% | $35,000 | View |
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★ 5 stars, 1 review 9725 163rd St W, Lakeville, MN 55044 A5.0 ★Texas Ratio: 8.73% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,695,000 | View |
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122 E Main St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.8% | 33.3% | $415,000 | View |
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715 Crossroads Campus Dr NE, Buffalo, MN 55313 5074 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 1 | 0.8% | 100% | $665,000 | View |
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★ 5 stars, 1 review 5941 94th Ave N, Brooklyn Park, MN 55443 A+5.0 ★Texas Ratio: 1.52% |
Conventional | 1 | 0.8% | 100% | $605,000 | View |
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2850 Cutters Grove Ave, Anoka, MN 55303 A+5.0 ★Texas Ratio: 5.11% |
Conventional | 1 | 0.8% | 100% | $105,000 | View |
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460 Elm Street E, Annandale, MN 55302 B+4.7 ★Texas Ratio: 18.21% |
Conventional, Jumbo | 1 | 0.8% | 100% | $755,000 | View |
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410 2nd St W, Ada, MN 56510 A+5.0 ★Texas Ratio: 5.91% |
Conventional | 1 | 0.8% | 100% | $175,000 | View |
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501 Glen Street Sw, Eyota, MN 55934 C-3.7 ★Texas Ratio: 31.20% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,535,000 | View |
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234 1st Ave E, Cambridge, MN 55008 A+5.0 ★Texas Ratio: 3.79% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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7510 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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455 Pond Promenade, Chanhassen, MN 55317 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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7760 France Ave S, Bloomington, MN 55435 A+5.0 ★Texas Ratio: 3.45% |
HELOC | 0 +2 HELOCs |
0% | 100% | View | |
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19765 Highway 7, Shorewood, MN 55331 A+5.0 ★Texas Ratio: 3.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10 Northtown Dr NE, Blaine, MN 55434 1033 A5.0 ★Texas Ratio: 6.19% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
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14986 Lynwood Dr, Baxter, MN 56425 A+5.0 ★Texas Ratio: 4.01% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tradition Mortgage, LLC
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Conventional, Jumbo | 5 | 4% | 100% | $725,000 | |
Cambria Financial Group
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Conventional, Jumbo | 2 | 1.6% | 100% | $1,055,000 | |
Servion
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Conventional | 1 | 0.8% | 100% | $605,000 | |
United Wholesale Mortgage
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Conventional, VA, Jumbo | 9 | 7.2% | 100% | $497,222 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, Jumbo, HELOC | 4 +1 HELOCs |
3.2% | 100% | $770,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, Jumbo | 3 | 2.4% | 100% | $681,666 | |
Rocket Mortgage
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Conventional | 3 | 2.4% | 100% | $278,333 | |
Pennymac Loan Services LLC
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Conventional, Jumbo | 3 | 2.4% | 75% | $995,000 | |
Prosperity Home Mortgage, LLC
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Conventional, Jumbo | 3 | 2.4% | 75% | $595,000 | |
Genisys Credit Union
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Conventional | 2 | 1.6% | 100% | $80,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 1.6% | 100% | $800,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 2 | 1.6% | 100% | $830,000 | View |
Newrez LLC
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Conventional | 2 | 1.6% | 66.7% | $115,000 | |
Guild Mortgage Company
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Conventional | 2 | 1.6% | 100% | $480,000 | |
Provident Funding Associates
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Conventional | 2 | 1.6% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 2 | 1.6% | 100% | $625,000 | View |
Nationstar Mortgage
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Conventional | 2 | 1.6% | 100% | $110,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 2 | 1.6% | 100% | $965,000 | View |
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C3.9 ★Texas Ratio: 27.97% |
Conventional, HELOC | 1 +3 HELOCs |
0.8% | 100% | $445,000 | View |
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A+5.0 ★Texas Ratio: 3.17% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.8% | 100% | $895,000 | View |
Alliant Credit Union
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Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.8% | 100% | $1,025,000 | |
Dupaco Community Credit Union
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Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.8% | 100% | $1,005,000 | |
Primelending
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Conventional | 1 | 0.8% | 100% | $575,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.8% | 100% | $475,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.8% | 100% | $345,000 | |
Sage Home Loans Corporation
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FHA | 1 | 0.8% | 100% | $535,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.8% | 100% | $805,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.8% | 33.3% | $85,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
VA, Jumbo | 1 | 0.8% | 100% | $1,145,000 | View |
Synergy One Lending, Inc.
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Conventional, Jumbo | 1 | 0.8% | 100% | $1,135,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA, Jumbo | 1 | 0.8% | 100% | $995,000 | View |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.8% | 100% | $245,000 | View |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.8% | 100% | $295,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.8% | 100% | $485,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.8% | 100% | $435,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.8% | 100% | $545,000 | |
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A5.0 ★Texas Ratio: 7.43% |
Conventional, Jumbo | 1 | 0.8% | 100% | $905,000 | View |
Florida Capital Bank, N.A
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Conventional | 1 | 0.8% | 100% | $565,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.8% | 100% | $625,000 | View |
Navy Federal Credit Union
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VA | 1 | 0.8% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.8% | 100% | $55,000 | View |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.8% | 100% | $635,000 | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Midwestone Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lower, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Shorewood Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Shorewood, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in Shorewood? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Shorewood in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Shorewood, MN
Use these to narrow the list above. Each category shows how many Shorewood, MN lenders fit and what that kind of lender is usually best for.
Who Lends in Shorewood, MN
Independent mortgage companies closed 43.2 percent of home loans in Shorewood, Minnesota in 2025, banks 41.6 percent and credit unions 15.2 percent. Tradition Mortgage, LLC was the largest mortgage company, Bell Bank the largest bank and Trustone Financial Credit Union the largest credit union. Among lenders headquartered in Minnesota, Trustone Financial Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Shorewood, MN
By home loans closed in 2025, Bell Bank was the largest mortgage lender in Shorewood, Minnesota with 13 loans, about 10.4 percent of the market. The largest lender headquartered in Minnesota was Trustone Financial Credit Union with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Shorewood, Minnesota in 2025, led by CrossCountry Mortgage, LLC with 1. 5 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 15 credit unions closed home loans in Shorewood, Minnesota in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Shorewood, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Shorewood, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Shorewood. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
