Mortgage Lenders and Brokers in Shoreview, Minnesota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Shoreview, Minnesota mortgage lenders include US Bank, N.A.US Bank, N.A.1001 Highway 96 W, Shoreview, MN 55126A+5.0 ★Texas Ratio: 2.85%, Alerus Financial NAAlerus Financial NA4100 Lexington Ave N, Shoreview, MN 55126A+5.0 ★Texas Ratio: 3.32%, Huntington National BankHuntington National Bank3836 Lexington Ave N, Shoreview, MN 55126A+5.0 ★Texas Ratio: 3.66%, Building Trades Federal Credit UnionBuilding Trades Federal Credit Union3353 Rice St, Shoreview, MN 55126A+5.0 ★Texas Ratio: 1.58%, Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%, Blaze Credit UnionBlaze Credit Union10 Northtown Dr NE, Blaine, MN 55434 1033A5.0 ★Texas Ratio: 6.19%, Wells Fargo Bank NAWells Fargo Bank NA5950 Rice Creek Pkwy, Shoreview, MN 55126A+5.0 ★Texas Ratio: 5.36%, Trustone Financial Credit UnionTrustone Financial Credit Union2772 E 82nd St, Bloomington, MN 55425 1365A+5.0 ★Texas Ratio: 4.56%, and Wings Financial Credit UnionWings Financial Credit Union14985 Glazier Ave, Apple Valley, MN 55124. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Shoreview, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Shoreview are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Shoreview, Minnesota
Market share is the lender's share of all home loans closed in Shoreview, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Shoreview 1001 Highway 96 W, Shoreview, MN 55126 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 22 +20 HELOCs |
4.6% | 82.1% | $356,363 | View |
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1 office in Shoreview 4100 Lexington Ave N, Shoreview, MN 55126 A+5.0 ★Texas Ratio: 3.32% |
Conventional, VA | 14 | 2.9% | 100% | $333,571 | View |
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1 office in Shoreview 3836 Lexington Ave N, Shoreview, MN 55126 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 8 +10 HELOCs |
1.7% | 100% | $356,250 | View |
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3353 Rice St, Shoreview, MN 55126 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 28 +1 HELOCs |
5.8% | 93.5% | $376,071 | View |
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1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41% |
Conventional, HELOC | 17 +7 HELOCs |
3.5% | 100% | $107,941 | View |
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10 Northtown Dr NE, Blaine, MN 55434 1033 A5.0 ★Texas Ratio: 6.19% |
Conventional, HELOC | 15 +13 HELOCs |
3.1% | 85% | $137,666 | View |
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5950 Rice Creek Pkwy, Shoreview, MN 55126 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 13 | 2.7% | 100% | $332,692 | View |
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2772 E 82nd St, Bloomington, MN 55425 1365 A+5.0 ★Texas Ratio: 4.56% |
Conventional, HELOC | 9 +10 HELOCs |
1.9% | 66.7% | $222,777 | View |
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14985 Glazier Ave, Apple Valley, MN 55124 |
Conventional, HELOC | 7 +4 HELOCs |
1.5% | 87.5% | $386,428 | View |
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900 American Blvd W, Bloomington, MN 55420 A5.0 ★Texas Ratio: 6.54% |
Conventional, HELOC | 5 +3 HELOCs |
1% | 100% | $219,000 | View |
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208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional | 5 | 1% | 100% | $335,000 | View |
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11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85% |
Conventional, VA | 5 | 1% | 100% | $341,000 | View |
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2100 Blaisdell Ave, Minneapolis, MN 55404 A5.0 ★Texas Ratio: 9.43% |
Conventional | 5 | 1% | 100% | $217,000 | View |
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21450 Forest Blvd N, Forest Lake, MN 55025 A+5.0 ★Texas Ratio: 0.92% |
Conventional | 4 | 0.8% | 100% | $282,500 | View |
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14800 Galaxie Ave Ste 105, Apple Valley, MN 55124 C+4.1 ★Texas Ratio: 25.60% |
Conventional | 3 | 0.6% | 75% | $201,666 | View |
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101 Minnesota Ave N, Aitkin, MN 56431 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 2 +3 HELOCs |
0.4% | 100% | $175,000 | View |
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15103 Cedar Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 2 | 0.4% | 100% | $250,000 | View |
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15751 Emperor Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 2 | 0.4% | 100% | $125,000 | View |
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3225 Denmark Ave, Eagan, MN 55121 1382 A+5.0 ★Texas Ratio: 5.61% |
Conventional | 2 | 0.4% | 100% | $215,000 | View |
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11800 Aberdeen St Ne, Blaine, MN 55449 C+4.1 ★Texas Ratio: 26.29% |
Conventional | 2 | 0.4% | 66.7% | $115,000 | View |
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★ 5 stars, 1 review 1001 Red Fox Rd, Shoreview, MN 55126 2900 A+5.0 ★Texas Ratio: 1.52% |
Conventional | 2 | 0.4% | 100% | $100,000 | View |
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14986 Lynwood Dr, Baxter, MN 56425 A+5.0 ★Texas Ratio: 4.01% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $265,000 | View |
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7760 France Ave S, Bloomington, MN 55435 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $215,000 | View |
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234 1st Ave E, Cambridge, MN 55008 A+5.0 ★Texas Ratio: 3.79% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
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13735 Round Lake Blvd NW, Andover, MN 55304 A+5.0 ★Texas Ratio: 5.40% |
Conventional | 1 | 0.2% | 50% | $35,000 | View |
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7641 Lake Dr, Lino Lakes, MN 55014 A5.0 ★Texas Ratio: 9.19% |
Conventional | 1 | 0.2% | 100% | $25,000 | View |
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208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
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1777 Bunker Lake Blvd Nw, Andover, MN 55304 A+5.0 ★Texas Ratio: 0.02% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
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7831 E Bush Lake Rd, Edina, MN 55439 A+5.0 ★Texas Ratio: 3.43% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
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950 Highway 95 N, Bayport, MN 55003 A+5.0 ★Texas Ratio: 0.25% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
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730 Humboldt Dr, Big Lake, MN 55309 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $25,000 | View |
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1330 Conway St Ste 200, Saint Paul, MN 55106 A+5.0 ★Texas Ratio: 1.19% |
Conventional | 1 | 0.2% | 100% | $695,000 | View |
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7101 West 78th Street, Bloomington, MN 55420 A+5.0 ★Texas Ratio: 2.36% |
Conventional | 1 | 0.2% | 100% | $765,000 | View |
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7510 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7701 France Ave S, Edina, MN 55435 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Servion
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Conventional, FHA | 3 | 0.6% | 100% | $235,000 | |
Summit Mortgage Corporation
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Conventional | 3 | 0.6% | 100% | $381,666 | |
Bremer Bank NA
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Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $415,000 | |
Cambria Financial Group
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Conventional | 1 | 0.2% | 100% | $275,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 30 +1 HELOCs |
6.3% | 100% | $337,333 | |
Rocket Mortgage
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Conventional, FHA, VA, HELOC | 26 +1 HELOCs |
5.4% | 82.4% | $204,615 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 23 | 4.8% | 100% | $378,913 | |
Fairway Independent Mort Corp
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Conventional, FHA | 16 | 3.3% | 100% | $338,750 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 14 | 2.9% | 93.3% | $357,857 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 13 | 2.7% | 100% | $372,692 | |
New American Funding, LLC.
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Conventional, FHA | 13 | 2.7% | 100% | $341,923 | |
Everett Financial, Inc.
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Conventional | 12 | 2.5% | 100% | $382,500 | |
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A+5.0 ★Texas Ratio: 3.17% |
Conventional, HELOC | 11 +3 HELOCs |
2.3% | 91.7% | $308,636 | View |
Newrez LLC
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Conventional, VA | 10 | 2.1% | 76.9% | $333,000 | |
Nationstar Mortgage
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Conventional | 7 | 1.5% | 77.8% | $126,428 | |
Guaranteed Rate, Inc.
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Conventional | 6 | 1.3% | 100% | $306,666 | |
Triad Financial Services, Inc.
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Conventional | 5 | 1% | 64.7% | $73,000 | |
Guild Mortgage Company
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Conventional | 5 | 1% | 100% | $401,000 | |
Provident Funding Associates
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Conventional | 5 | 1% | 100% | $393,000 | |
Cmg Mortgage Inc
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Conventional, HELOC | 4 +1 HELOCs |
0.8% | 100% | $575,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 4 | 0.8% | 100% | $390,000 | |
Freedom Mortgage Corporation
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Conventional, VA | 4 | 0.8% | 100% | $332,500 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 4 | 0.8% | 80% | $540,000 | |
Plaza Home Mortgage, Inc
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Conventional | 4 | 0.8% | 80% | $257,500 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional, HELOC | 3 +1 HELOCs |
0.6% | 83.3% | $338,333 | View |
Navy Federal Credit Union
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Conventional, HELOC | 3 +1 HELOCs |
0.6% | 100% | $301,666 | |
Cardinal Financial Company, Li
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Conventional | 3 | 0.6% | 100% | $321,666 | |
Genisys Credit Union
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Conventional | 2 | 0.4% | 100% | $325,000 | |
SWBC Mortgage Corporation
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Conventional | 2 | 0.4% | 100% | $290,000 | |
Kind Lending, LLC
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Conventional | 2 | 0.4% | 66.7% | $350,000 | |
loanDepot.com LLC
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Conventional | 2 | 0.4% | 50% | $95,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 0.4% | 100% | $225,000 | |
Success Mortgage Partners, Inc
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Conventional | 2 | 0.4% | 100% | $245,000 | |
Discover Bank
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Conventional | 2 | 0.4% | 50% | $80,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.4% | 100% | $330,000 | View |
Mortgage Research Center
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VA | 2 | 0.4% | 50% | $335,000 | |
21St Mortgage
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Conventional | 2 | 0.4% | 50% | $60,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 2 | 0.4% | 100% | $195,000 | View |
Paramount Residential Mortgage
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Conventional | 2 | 0.4% | 100% | $445,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 2 | 0.4% | 100% | $485,000 | |
Uw Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
American Airlines Federal Cred
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Conventional | 1 | 0.2% | 100% | $505,000 | |
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A+5.0 ★Texas Ratio: 0.37% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,345,000 | View |
American Financial Resources LLC
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FHA | 1 | 0.2% | 100% | $245,000 | |
Primelending
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Conventional | 1 | 0.2% | 100% | $405,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 33.3% | $355,000 | |
Go Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $405,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.2% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,005,000 | View |
Resicentral LLC
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Conventional | 1 | 0.2% | 50% | $355,000 | |
Diamond Residential Mtg Corp
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FHA | 1 | 0.2% | 100% | $265,000 | |
HomeBridge Financial Services, Inc
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VA | 1 | 0.2% | 100% | $345,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.2% | 100% | $515,000 | |
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A5.0 ★Texas Ratio: 11.46% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
First Colony Mortgage Corporat
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Conventional | 1 | 0.2% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 1.35% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.2% | 100% | $755,000 | View |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
Nations Lending Corporation
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FHA | 1 | 0.2% | 50% | $145,000 | |
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A+5.0 ★Texas Ratio: 2.75% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,045,000 | View |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 5.11% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
Megastar Finanacial Corp
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Lower, LLC
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Conventional | 1 | 0.2% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
Compass Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $415,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
Top Flite Financial, Inc.
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FHA | 1 | 0.2% | 100% | $175,000 | |
Metro Credit Union
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Conventional | 1 | 0.2% | 100% | $335,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.2% | 100% | $375,000 | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Midwestone Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.08% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Shoreview Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Shoreview, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in Shoreview? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Shoreview in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Shoreview, MN
Use these to narrow the list above. Each category shows how many Shoreview, MN lenders fit and what that kind of lender is usually best for.
Who Lends in Shoreview, MN
Independent mortgage companies closed 53 percent of home loans in Shoreview, Minnesota in 2025, banks 29.9 percent and credit unions 17.1 percent. Luminate Home Loans, Inc. was the largest mortgage company, US Bank, N.A. the largest bank and Building Trades Federal Credit Union the largest credit union. Among lenders headquartered in Minnesota, Building Trades Federal Credit Union led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Shoreview, MN
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Shoreview, Minnesota with 22 loans, about 4.6 percent of the market. The largest lender headquartered in Minnesota was Building Trades Federal Credit Union with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Shoreview, Minnesota in 2025, led by United Wholesale Mortgage with 4. 14 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 45 banks and 19 credit unions closed home loans in Shoreview, Minnesota in 2025, alongside 54 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Shoreview, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Shoreview, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Shoreview. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
