Mortgage Lenders and Brokers in Ramsey, Minnesota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ramsey, Minnesota mortgage lenders include BMO Harris Bank NABMO Harris Bank NA14125 Saint Francis Blvd, Ramsey, MN 55303A+5.0 ★Texas Ratio: 3.54%, Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, Trustone Financial Credit UnionTrustone Financial Credit Union2772 E 82nd St, Bloomington, MN 55425 1365A+5.0 ★Texas Ratio: 4.56%, Blaze Credit UnionBlaze Credit Union10 Northtown Dr NE, Blaine, MN 55434 1033A5.0 ★Texas Ratio: 6.19%, US Bank, N.A.US Bank, N.A.331 S Broadway Ave, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 2.85%, Granite BankGranite Bank11660 Theatre Dr N, Champlin, MN 55316A5.0 ★Texas Ratio: 13.85%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%, Wells Fargo Bank NAWells Fargo Bank NA122 E Main St, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 5.36%, Topline Financial Credit UnionTopline Financial Credit Union900 American Blvd W, Bloomington, MN 55420A5.0 ★Texas Ratio: 6.54%, and Huntington National BankHuntington National Bank405 E Main St, Anoka, MN 55303A+5.0 ★Texas Ratio: 3.66%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ramsey, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ramsey are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ramsey, Minnesota
Market share is the lender's share of all home loans closed in Ramsey, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Ramsey 14125 Saint Francis Blvd, Ramsey, MN 55303 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +10 HELOCs |
0% | 0% | View | |
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1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA, HELOC | 54 +4 HELOCs |
6.8% | 94.8% | $329,814 | View |
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2772 E 82nd St, Bloomington, MN 55425 1365 A+5.0 ★Texas Ratio: 4.56% |
Conventional, FHA, HELOC | 30 +13 HELOCs |
3.8% | 86.1% | $198,000 | View |
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10 Northtown Dr NE, Blaine, MN 55434 1033 A5.0 ★Texas Ratio: 6.19% |
Conventional, HELOC | 18 +11 HELOCs |
2.3% | 82.6% | $124,444 | View |
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331 S Broadway Ave, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 16 +9 HELOCs |
2% | 69.6% | $224,375 | View |
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11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85% |
Conventional, FHA, VA | 16 | 2% | 100% | $318,125 | View |
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1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41% |
Conventional, HELOC | 13 +10 HELOCs |
1.6% | 81.2% | $103,461 | View |
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122 E Main St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 13 | 1.6% | 92.9% | $295,000 | View |
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900 American Blvd W, Bloomington, MN 55420 A5.0 ★Texas Ratio: 6.54% |
Conventional, HELOC | 11 +8 HELOCs |
1.4% | 87.5% | $224,090 | View |
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405 E Main St, Anoka, MN 55303 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 8 +11 HELOCs |
1% | 88.9% | $255,000 | View |
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15103 Cedar Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 0.5% | 100% | $232,500 | View |
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208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA, VA | 4 | 0.5% | 100% | $347,500 | View |
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143 W Clark St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 3.32% |
Conventional, FHA, HELOC | 3 +2 HELOCs |
0.4% | 100% | $331,666 | View |
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641 Railroad Ave, Albany, MN 56307 A+5.0 ★Texas Ratio: 1.40% |
Conventional, HELOC | 3 +1 HELOCs |
0.4% | 75% | $135,000 | View |
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4050 Coon Rapids Blvd NW, Coon Rapids, MN 55433 A+5.0 ★Texas Ratio: 3.27% |
Conventional | 3 | 0.4% | 100% | $98,333 | View |
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7831 E Bush Lake Rd, Edina, MN 55439 A+5.0 ★Texas Ratio: 3.43% |
Conventional | 3 | 0.4% | 100% | $285,000 | View |
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11800 Aberdeen St Ne, Blaine, MN 55449 C+4.1 ★Texas Ratio: 26.29% |
Conventional | 3 | 0.4% | 50% | $161,666 | View |
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242 N 1st St, Pennock, MN 56279 C-3.6 ★Texas Ratio: 31.27% |
Conventional | 3 | 0.4% | 100% | $298,333 | View |
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7510 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +3 HELOCs |
0.3% | 100% | $380,000 | View |
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101 Minnesota Ave N, Aitkin, MN 56431 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 2 +2 HELOCs |
0.3% | 100% | $295,000 | View |
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9741 Lyndale Ave S, Bloomington, MN 55420 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 2 | 0.3% | 100% | $50,000 | View |
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14800 Galaxie Ave Ste 105, Apple Valley, MN 55124 C+4.1 ★Texas Ratio: 25.60% |
Conventional | 2 | 0.3% | 100% | $375,000 | View |
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12500 Sherburne Avenue, Becker, MN 55308 A+5.0 ★Texas Ratio: 0.20% |
Conventional | 2 | 0.3% | 100% | $70,000 | View |
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2121 Station Pkwy NW, Andover, MN 55304 A+5.0 ★Texas Ratio: 2.50% |
Conventional | 2 | 0.3% | 66.7% | $40,000 | View |
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14985 Glazier Ave, Apple Valley, MN 55124 |
Conventional, HELOC | 1 +15 HELOCs |
0.1% | 100% | $195,000 | View |
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234 1st Ave E, Cambridge, MN 55008 A+5.0 ★Texas Ratio: 3.79% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $355,000 | View |
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14986 Lynwood Dr, Baxter, MN 56425 A+5.0 ★Texas Ratio: 4.01% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $315,000 | View |
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14989 Florence Trl, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 1.78% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $45,000 | View |
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7300 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.28% |
Conventional | 1 | 0.1% | 100% | $345,000 | View |
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1420 White Oak Dr, Chaska, MN 55318 A5.0 ★Texas Ratio: 11.00% |
Conventional | 1 | 0.1% | 100% | $805,000 | View |
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700 Apollo Dr, Lino Lakes, MN 55014 3035 A+5.0 ★Texas Ratio: 0.07% |
Conventional | 1 | 0.1% | 100% | $55,000 | View |
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13735 Round Lake Blvd NW, Andover, MN 55304 A+5.0 ★Texas Ratio: 5.40% |
Conventional | 1 | 0.1% | 100% | $45,000 | View |
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630 Main St Nw, Elk River, MN 55330 A-4.8 ★Texas Ratio: 10.95% |
Conventional | 1 | 0.1% | 100% | $365,000 | View |
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★ 5 stars, 1 review 9725 163rd St W, Lakeville, MN 55044 A5.0 ★Texas Ratio: 8.73% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
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3430 University Ave Se, Minneapolis, MN 55414 A+5.0 ★Texas Ratio: 4.91% |
Conventional | 1 | 0.1% | 100% | $45,000 | View |
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715 Crossroads Campus Dr NE, Buffalo, MN 55313 5074 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
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2100 Blaisdell Ave, Minneapolis, MN 55404 A5.0 ★Texas Ratio: 9.43% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
My Credit Union
4025 W Old Shakopee Rd, Bloomington, MN 55437 |
Conventional | 1 | 0.1% | 100% | $255,000 | |
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2850 Cutters Grove Ave, Anoka, MN 55303 A+5.0 ★Texas Ratio: 5.11% |
Conventional | 1 | 0.1% | 100% | $75,000 | View |
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2630 Bridge Ave, Albert Lea, MN 56007 A5.0 ★Texas Ratio: 12.61% |
Conventional | 1 | 0.1% | 100% | $435,000 | View |
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102 S Broadway, La Salle, MN 56056 A+5.0 ★Texas Ratio: 0.16% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
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410 2nd St W, Ada, MN 56510 A+5.0 ★Texas Ratio: 5.91% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
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1121 W Highway 10, Anoka, MN 55303 A+5.0 ★Texas Ratio: 4.65% |
Conventional | 1 | 0.1% | 100% | $355,000 | View |
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7760 France Ave S, Bloomington, MN 55435 A+5.0 ★Texas Ratio: 3.45% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Cambria Financial Group
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Conventional, FHA | 12 | 1.5% | 100% | $324,166 | |
Summit Mortgage Corporation
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Conventional, FHA, VA | 10 | 1.3% | 100% | $318,000 | |
Bremer Bank NA
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Conventional | 1 | 0.1% | 100% | $355,000 | |
Servion
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Conventional | 1 | 0.1% | 100% | $435,000 | |
Tradition Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $375,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 62 | 7.8% | 94.1% | $363,387 | |
Lennar Mortgage, LLC
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Conventional, FHA, VA | 52 | 6.5% | 98.1% | $361,538 | |
Rocket Mortgage
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Conventional, FHA, VA | 46 | 5.8% | 90.6% | $223,478 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 38 +1 HELOCs |
4.8% | 97.4% | $328,684 | |
New American Funding, LLC.
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Conventional, FHA, VA | 36 | 4.5% | 94.7% | $296,111 | |
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A+5.0 ★Texas Ratio: 3.17% |
Conventional, FHA, VA, HELOC | 15 +5 HELOCs |
1.9% | 93.8% | $306,333 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 15 | 1.9% | 93.8% | $351,000 | |
Guild Mortgage Company
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Conventional, FHA | 15 | 1.9% | 88.2% | $385,000 | |
Uif Corporation
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Conventional | 15 | 1.9% | 93.8% | $361,666 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 14 | 1.8% | 93.3% | $277,857 | |
Everett Financial, Inc.
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Conventional, FHA, VA | 14 | 1.8% | 100% | $255,714 | |
Sfmc, LP
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Conventional, FHA, VA | 13 | 1.6% | 83.3% | $378,076 | |
loanDepot.com LLC
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Conventional, FHA | 12 | 1.5% | 80% | $261,666 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 12 | 1.5% | 100% | $300,833 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 9 | 1.1% | 69.2% | $389,444 | |
Cmg Mortgage Inc
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Conventional, FHA, HELOC | 8 +1 HELOCs |
1% | 100% | $317,500 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA, VA | 8 | 1% | 66.7% | $281,250 | |
Newrez LLC
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Conventional, FHA, VA | 7 | 0.9% | 70% | $339,285 | |
M/I Financial. LLC
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Conventional, FHA, VA | 7 | 0.9% | 87.5% | $333,571 | |
Mortgage Research Center
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VA | 7 | 0.9% | 87.5% | $360,714 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional, FHA | 6 | 0.8% | 100% | $381,666 | |
Nationstar Mortgage
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Conventional, FHA | 6 | 0.8% | 75% | $251,666 | |
Kind Lending, LLC
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Conventional, FHA, VA | 5 | 0.6% | 100% | $421,000 | |
Movement Mortgage, LLC
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Conventional, VA | 5 | 0.6% | 100% | $413,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 5 | 0.6% | 100% | $347,000 | |
Lower, LLC
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Conventional | 5 | 0.6% | 100% | $377,000 | |
Paramount Residential Mortgage
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Conventional, FHA, VA | 5 | 0.6% | 83.3% | $383,000 | |
Plaza Home Mortgage, Inc
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Conventional, VA | 5 | 0.6% | 62.5% | $297,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 4 | 0.5% | 100% | $300,000 | View |
Mutual of Omaha Mortgage
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Conventional, VA | 4 | 0.5% | 100% | $430,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 4 | 0.5% | 57.1% | $165,000 | |
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B+4.0 ★Texas Ratio: 2.09% |
Conventional | 3 | 0.4% | 100% | $425,000 | View |
SWBC Mortgage Corporation
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Conventional | 3 | 0.4% | 100% | $341,666 | |
Go Mortgage, LLC
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Conventional, FHA | 3 | 0.4% | 100% | $355,000 | |
Guidance Residential, LLC
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Conventional | 3 | 0.4% | 100% | $405,000 | |
Amerisave Mortgage Company
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Conventional, FHA, VA | 3 | 0.4% | 33.3% | $285,000 | |
Navy Federal Credit Union
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Conventional, VA | 3 | 0.4% | 50% | $291,666 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 3 | 0.4% | 75% | $368,333 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, VA, Jumbo | 2 | 0.3% | 100% | $620,000 | View |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 0.3% | 66.7% | $385,000 | |
Resicentral LLC
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Conventional | 2 | 0.3% | 100% | $295,000 | |
Michigan Mutual, Inc
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Conventional, FHA | 2 | 0.3% | 100% | $385,000 | |
Discover Bank
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Conventional | 2 | 0.3% | 50% | $65,000 | |
Homeowners Financial Group, LLC
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Conventional | 2 | 0.3% | 100% | $250,000 | |
Cardinal Financial Company, Li
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Conventional | 2 | 0.3% | 100% | $340,000 | |
Waterstone Mortgage Corporation
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Conventional, VA | 2 | 0.3% | 100% | $295,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 0.3% | 66.7% | $260,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 2 | 0.3% | 100% | $375,000 | View |
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A+5.0 ★Texas Ratio: 5.11% |
Conventional | 2 | 0.3% | 100% | $250,000 | View |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 2 | 0.3% | 100% | $325,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.3% | 66.7% | $145,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 0.3% | 100% | $385,000 | View |
Mason-McDuffie Mortgage Corporation
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Conventional | 2 | 0.3% | 100% | $480,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 2 | 0.3% | 100% | $380,000 | |
Connexus Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $355,000 | |
Alameda Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $385,000 | |
Primelending
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Conventional | 1 | 0.1% | 100% | $445,000 | |
Nbkc Bank
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Conventional | 1 | 0.1% | 100% | $265,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.1% | 100% | $295,000 | |
Tower Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $175,000 | |
Homestead Funding Corp.
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Conventional | 1 | 0.1% | 100% | $355,000 | |
Plus Relocation Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $435,000 | |
City 1st Mortgage Services, LC
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VA | 1 | 0.1% | 100% | $295,000 | |
New Day Financial, LLC.
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VA | 1 | 0.1% | 100% | $205,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $345,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.1% | 100% | $365,000 | |
Nations Lending Corporation
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FHA | 1 | 0.1% | 50% | $275,000 | |
BoxCar Mortgage, LLC
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VA | 1 | 0.1% | 100% | $295,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.1% | 100% | $295,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.1% | 100% | $345,000 | |
Iowa Bankers Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $335,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.1% | 100% | $205,000 | |
Towne Mortgage Company
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FHA | 1 | 0.1% | 100% | $375,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.1% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.1% | 50% | $445,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.1% | 100% | $445,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.1% | 33.3% | $135,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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C3.9 ★Texas Ratio: 27.97% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Midwestone Bank
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Ramsey Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ramsey, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in Ramsey? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ramsey in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ramsey, MN
Use these to narrow the list above. Each category shows how many Ramsey, MN lenders fit and what that kind of lender is usually best for.
Who Lends in Ramsey, MN
Independent mortgage companies closed 62.7 percent of home loans in Ramsey, Minnesota in 2025, banks 23.2 percent and credit unions 14.1 percent. Cambria Financial Group was the largest mortgage company, BMO Harris Bank NA the largest bank and Trustone Financial Credit Union the largest credit union. Among lenders headquartered in Minnesota, Trustone Financial Credit Union led with 30 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ramsey, MN
By home loans closed in 2025, BMO Harris Bank NA was the largest mortgage lender in Ramsey, Minnesota with 0 loans, about 0 percent of the market. The largest lender headquartered in Minnesota was Trustone Financial Credit Union with 30 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Ramsey, Minnesota, Lennar Mortgage, LLC approved the highest share of completed applications in 2025 at 98.1 percent, against a 89.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
41 lenders closed FHA loans in Ramsey, Minnesota in 2025, led by United Wholesale Mortgage with 21. 33 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 47 banks and 20 credit unions closed home loans in Ramsey, Minnesota in 2025, alongside 66 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ramsey, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ramsey, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ramsey. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
