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Mortgage Lenders and Brokers in Oakdale, Minnesota

Oakdale, Minnesota mortgage lenders include Lake Elmo BankLake Elmo Bank8132 And 8133 Fourth Street North, Oakdale, MN 55128A5.0 ★Texas Ratio: 7.45%, Novation Credit UnionNovation Credit Union500 Imperial Ave N, Oakdale, MN 55128 7151A+5.0 ★Texas Ratio: 4.19%, Associated Bank NAAssociated Bank NA7760 France Ave S, Bloomington, MN 55435A+5.0 ★Texas Ratio: 3.45%, Alerus Financial NAAlerus Financial NA990 Helena Ave N, Oakdale, MN 55128A+5.0 ★Texas Ratio: 3.32%, Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, Blaze Credit UnionBlaze Credit Union10 Northtown Dr NE, Blaine, MN 55434 1033A5.0 ★Texas Ratio: 6.19%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%, Trustone Financial Credit UnionTrustone Financial Credit Union7860 32nd St N, Oakdale, MN 55128A+5.0 ★Texas Ratio: 4.56%, US Bank, N.A.US Bank, N.A.331 S Broadway Ave, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 2.85%, and Ideal Credit UnionIdeal Credit Union3225 Denmark Ave, Eagan, MN 55121 1382A+5.0 ★Texas Ratio: 5.61%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Oakdale, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Oakdale are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Oakdale, Minnesota

Market share is the lender's share of all home loans closed in Oakdale, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
3 offices in Oakdale
8132 And 8133 Fourth Street North, Oakdale, MN 55128
A5.0 ★Texas Ratio: 7.45%
Conventional 6 1% 100% $175,000 View
500 Imperial Ave N, Oakdale, MN 55128 7151
A+5.0 ★Texas Ratio: 4.19%
Conventional 3 0.5% 100% $115,000 View
1 office in Oakdale
7760 France Ave S, Bloomington, MN 55435
A+5.0 ★Texas Ratio: 3.45%
Conventional 3 0.5% 100% $251,666 View
1 office in Oakdale
990 Helena Ave N, Oakdale, MN 55128
A+5.0 ★Texas Ratio: 3.32%
Conventional, HELOC 2
+3 HELOCs
0.3% 100% $140,000 View
1001 Broadway St, Alexandria, MN 56308
A+5.0 ★Texas Ratio: 3.66%
Conventional, FHA, HELOC 34
+2 HELOCs
5.7% 94.4% $232,352 View
10 Northtown Dr NE, Blaine, MN 55434 1033
A5.0 ★Texas Ratio: 6.19%
Conventional, HELOC 27
+4 HELOCs
4.5% 85.3% $185,000 View
1719 W Main St, Albert Lea, MN 56007 4385
A+5.0 ★Texas Ratio: 4.41%
Conventional, HELOC 16
+2 HELOCs
2.7% 69.6% $90,625 View
7860 32nd St N, Oakdale, MN 55128
A+5.0 ★Texas Ratio: 4.56%
Conventional, FHA, HELOC 14
+6 HELOCs
2.3% 84.2% $197,142 View
331 S Broadway Ave, Albert Lea, MN 56007
A+5.0 ★Texas Ratio: 2.85%
Conventional, HELOC 13
+7 HELOCs
2.2% 72.2% $185,769 View
3225 Denmark Ave, Eagan, MN 55121 1382
A+5.0 ★Texas Ratio: 5.61%
Conventional, HELOC 10
+14 HELOCs
1.7% 100% $127,000 View
122 E Main St, Albert Lea, MN 56007
A+5.0 ★Texas Ratio: 5.36%
Conventional 7 1.2% 87.5% $206,428 View
11660 Theatre Dr N, Champlin, MN 55316
A5.0 ★Texas Ratio: 13.85%
Conventional 6 1% 85.7% $196,666 View
950 Highway 95 N, Bayport, MN 55003
A+5.0 ★Texas Ratio: 0.25%
Conventional 6 1% 100% $258,333 View
405 E Main St, Anoka, MN 55303
A+5.0 ★Texas Ratio: 3.66%
Conventional, HELOC 4
+7 HELOCs
0.7% 100% $267,500 View
208 W Front St, Claremont, MN 55924
A5.0 ★Texas Ratio: 11.06%
Conventional 4 0.7% 100% $237,500 View
14985 Glazier Ave, Apple Valley, MN 55124
Conventional, HELOC 3
+3 HELOCs
0.5% 100% $295,000 View
★ 5 stars, 1 review
5941 94th Ave N, Brooklyn Park, MN 55443
A+5.0 ★Texas Ratio: 1.52%
Conventional 3 0.5% 50% $155,000 View
101 Minnesota Ave N, Aitkin, MN 56431
A+5.0 ★Texas Ratio: 4.98%
Conventional, HELOC 2
+1 HELOCs
0.3% 100% $215,000 View
7510 147th St W, Apple Valley, MN 55124
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 2
+1 HELOCs
0.3% 66.7% $295,000 View
234 1st Ave E, Cambridge, MN 55008
A+5.0 ★Texas Ratio: 3.79%
Conventional 2 0.3% 100% $370,000 View
4050 Coon Rapids Blvd NW, Coon Rapids, MN 55433
A+5.0 ★Texas Ratio: 3.27%
Conventional 2 0.3% 100% $40,000 View
1230 4th St S, Cannon Falls, MN 55009
A5.0 ★Texas Ratio: 7.12%
Conventional 2 0.3% 100% $230,000 View
2100 Blaisdell Ave, Minneapolis, MN 55404
A5.0 ★Texas Ratio: 9.43%
Conventional 2 0.3% 100% $105,000 View
11800 Aberdeen St Ne, Blaine, MN 55449
C+4.1 ★Texas Ratio: 26.29%
Conventional 2 0.3% 100% $245,000 View
900 American Blvd W, Bloomington, MN 55420
A5.0 ★Texas Ratio: 6.54%
Conventional, HELOC 1
+2 HELOCs
0.2% 50% $75,000 View
14986 Lynwood Dr, Baxter, MN 56425
A+5.0 ★Texas Ratio: 4.01%
Conventional, HELOC 1
+2 HELOCs
0.2% 100% $335,000 View
60 Plato Blvd E, Saint Paul, MN 55107
F1.0 ★Texas Ratio: 77.33%
Conventional 1 0.2% 100% $255,000 View
15103 Cedar Ave, Apple Valley, MN 55124
A+5.0 ★Texas Ratio: 3.68%
Conventional 1 0.2% 50% $265,000 View
15 Minnesota Ave S, Aitkin, MN 56431
B4.5 ★Texas Ratio: 21.20%
Conventional 1 0.2% 100% $105,000 View
7601 France Ave S, Edina, MN 55435
A+5.0 ★Texas Ratio: 1.76%
Conventional 1 0.2% 100% $5,000 View
700 Apollo Dr, Lino Lakes, MN 55014 3035
A+5.0 ★Texas Ratio: 0.07%
Conventional 1 0.2% 100% $55,000 View
641 Railroad Ave, Albany, MN 56307
A+5.0 ★Texas Ratio: 1.40%
Conventional 1 0.2% 100% $225,000 View
7641 Lake Dr, Lino Lakes, MN 55014
A5.0 ★Texas Ratio: 9.19%
Conventional 1 0.2% 100% $155,000 View
14800 Galaxie Ave Ste 105, Apple Valley, MN 55124
C+4.1 ★Texas Ratio: 25.60%
Conventional 1 0.2% 100% $205,000 View
108 Minnesota Ave N, Aitkin, MN 56431 1410
A5.0 ★Texas Ratio: 10.43%
Conventional 1 0.2% 100% $95,000 View
208 W Front St, Claremont, MN 55924
A5.0 ★Texas Ratio: 11.06%
Conventional 1 0.2% 100% $245,000 View
1777 Bunker Lake Blvd Nw, Andover, MN 55304
A+5.0 ★Texas Ratio: 0.02%
Conventional 1 0.2% 100% $65,000 View
255 33rd St W, Hastings, MN 55033
A+5.0 ★Texas Ratio: 1.51%
Conventional 1 0.2% 100% $55,000 View
412 E Main St, Ada, MN 56510
A+5.0 ★Texas Ratio: 3.54%
Conventional 1 0.2% 100% $25,000 View
1330 Conway St Ste 200, Saint Paul, MN 55106
A+5.0 ★Texas Ratio: 1.19%
Conventional 1 0.2% 100% $255,000 View
14989 Florence Trl, Apple Valley, MN 55124
A+5.0 ★Texas Ratio: 1.78%
HELOC 0
+2 HELOCs
0% 0% View
4001 Lexington Ave N, Arden Hills, MN 55126
A+5.0 ★Texas Ratio: 4.68%
HELOC 0
+1 HELOCs
0% n/a View
113 N Main St, Belview, MN 56214
A+5.0 ★Texas Ratio: 5.77%
HELOC 0
+1 HELOCs
0% n/a View
Tradition Mortgage, LLC
Conventional 12 2% 100% $185,833
Servion
Conventional, VA 4 0.7% 100% $270,000
Cambria Financial Group
Conventional, FHA 2 0.3% 100% $445,000
Summit Mortgage Corporation
Conventional 2 0.3% 100% $290,000
Bremer Bank NA
HELOC 0
+1 HELOCs
0% n/a
Lennar Mortgage, LLC
Conventional, FHA, VA 45 7.5% 93.9% $420,777
United Wholesale Mortgage
Conventional, FHA, VA, HELOC 44
+1 HELOCs
7.3% 93.8% $323,409
Rocket Mortgage
Conventional, FHA, VA 31 5.2% 78% $249,516
CrossCountry Mortgage, LLC
Conventional, FHA 24 4% 100% $276,250
A+5.0 ★Texas Ratio: 3.17%
Conventional, FHA, HELOC 21
+9 HELOCs
3.5% 95.5% $294,523 View
SWBC Mortgage Corporation
Conventional, FHA 15 2.5% 93.8% $323,666
Fairway Independent Mort Corp
Conventional, FHA, VA 15 2.5% 100% $287,000
Cmg Mortgage Inc
Conventional, FHA, VA, USDA 13 2.2% 100% $224,230
Movement Mortgage, LLC
Conventional, FHA 12 2% 100% $222,500
Prosperity Home Mortgage, LLC
Conventional, VA 12 2% 100% $215,000
Newrez LLC
Conventional, FHA 7 1.2% 87.5% $203,571
New American Funding, LLC.
Conventional, FHA 7 1.2% 77.8% $265,000
Guaranteed Rate, Inc.
Conventional, FHA, HELOC 6
+1 HELOCs
1% 100% $320,000
Guaranteed Rate Affinity, LLC
Conventional, FHA 6 1% 100% $311,666
loanDepot.com LLC
Conventional, FHA 6 1% 100% $280,000
Freedom Mortgage Corporation
FHA, VA 5 0.8% 60% $277,000
Pennymac Loan Services LLC
Conventional, FHA, VA 5 0.8% 71.4% $375,000
Everett Financial, Inc.
Conventional, FHA 4 0.7% 100% $282,500
Union Home Mortgage Corp.
Conventional 4 0.7% 100% $237,500
Nations Lending Corporation
Conventional, FHA 4 0.7% 100% $205,000
Nationstar Mortgage
Conventional 4 0.7% 57.1% $145,000
Mortgage Research Center
VA 4 0.7% 100% $387,500
Mutual of Omaha Mortgage
Conventional, FHA 4 0.7% 100% $220,000
21St Mortgage
Conventional 4 0.7% 41.7% $60,000
Primelending
Conventional 3 0.5% 100% $201,666
Triad Financial Services, Inc.
Conventional 3 0.5% 47.8% $101,666
American Pacific Mortgage Corporation
Conventional, VA 3 0.5% 100% $205,000
A+5.0 ★Texas Ratio: 2.20%
Conventional, FHA 3 0.5% 100% $241,666 View
Uif Corporation
Conventional 3 0.5% 75% $375,000
A-5.0 ★Texas Ratio: 14.93%
Conventional 3 0.5% 100% $275,000 View
Lower, LLC
Conventional, FHA 3 0.5% 100% $141,666
Mason-McDuffie Mortgage Corporation
Conventional 3 0.5% 100% $111,666
Plaza Home Mortgage, Inc
Conventional 3 0.5% 75% $335,000
A5.0 ★Texas Ratio: 6.31%
Conventional, HELOC 2
+1 HELOCs
0.3% 83.3% $355,000 View
The Loan Store, Inc
Conventional, HELOC 2
+1 HELOCs
0.3% 100% $215,000
Genisys Credit Union
Conventional 2 0.3% 100% $50,000
Gold Star Mortgage Financial Group, Corporation
Conventional 2 0.3% 100% $390,000
Lakeview Loan Servicing, LLC
FHA 2 0.3% 66.7% $225,000
Sage Home Loans Corporation
Conventional 2 0.3% 100% $380,000
Resicentral LLC
Conventional, FHA 2 0.3% 100% $415,000
Click n' Close, Inc.
Conventional, FHA 2 0.3% 100% $170,000
Churchill Mortgage Corporation
Conventional 2 0.3% 100% $170,000
Waterstone Mortgage Corporation
Conventional 2 0.3% 100% $310,000
Sierra Pacific Mortgage Co. Inc
Conventional 2 0.3% 100% $420,000
Megastar Finanacial Corp
Conventional 2 0.3% 100% $425,000
C+4.1 ★Texas Ratio: 26.29%
Conventional 2 0.3% 22.2% $95,000 View
Spring Eq, LLC
Conventional, HELOC 1
+1 HELOCs
0.2% 33.3% $45,000
A+5.0 ★Texas Ratio: 4.11%
FHA 1 0.2% 100% $405,000 View
B+4.0 ★Texas Ratio: 2.09%
Conventional 1 0.2% 100% $315,000 View
American Financial Resources LLC
FHA 1 0.2% 100% $385,000
Nbkc Bank
Conventional 1 0.2% 100% $245,000
Equity Prime Mortgage LLC
FHA 1 0.2% 50% $175,000
Kind Lending, LLC
Conventional 1 0.2% 100% $425,000
D3.3 ★Texas Ratio: 35.11%
Conventional 1 0.2% 100% $265,000 View
Amerisave Mortgage Company
Conventional 1 0.2% 20% $245,000
Guild Mortgage Company
Conventional 1 0.2% 100% $485,000
AdvantageFirst Lending Inc
FHA 1 0.2% 100% $245,000
American Financial Network, Inc.
FHA 1 0.2% 100% $325,000
Success Mortgage Partners, Inc
Conventional 1 0.2% 100% $295,000
Discover Bank
Conventional 1 0.2% 20% $55,000
A5.0 ★Texas Ratio: 8.00%
Conventional 1 0.2% 100% $415,000 View
Bay Equity LLC
FHA 1 0.2% 100% $325,000
SIRVA Mortgage, Inc.
Conventional 1 0.2% 100% $375,000
Westconsin Credit Union
Conventional 1 0.2% 100% $295,000
American Internet Mortgage, Inc.
Conventional 1 0.2% 100% $155,000
B-3.5 ★Texas Ratio: 6.80%
VA 1 0.2% 33.3% $425,000 View
Planet Home Lending, LLC
Conventional 1 0.2% 100% $185,000
Provident Funding Associates
Conventional 1 0.2% 50% $355,000
A-4.8 ★Texas Ratio: 12.33%
Conventional 1 0.2% 100% $275,000 View
Zillow Home Loans, LLC
Conventional 1 0.2% 100% $235,000
A+5.0 ★Texas Ratio: 2.14%
Conventional 1 0.2% 100% $195,000 View
A-5.0 ★Texas Ratio: 15.06%
Conventional 1 0.2% 100% $335,000 View
Navy Federal Credit Union
VA 1 0.2% 100% $205,000
B+4.8 ★Texas Ratio: 16.98%
Conventional 1 0.2% 100% $285,000 View
A+5.0 ★Texas Ratio: 0.51%
Conventional 1 0.2% 50% $135,000 View
Paramount Residential Mortgage
Conventional 1 0.2% 100% $225,000
A5.0 ★Texas Ratio: 9.09%
FHA 1 0.2% 100% $365,000 View
Texana Bank
Conventional 1 0.2% 100% $295,000
Champions Funding, LLC
Conventional 1 0.2% 50% $295,000
Cake Mortgage Corp.
Conventional 1 0.2% 100% $425,000
American Neighborhood Mortgage Acceptance Company
FHA 1 0.2% 50% $365,000
Goodleap, LLC
HELOC 0
+2 HELOCs
0% n/a
Figure Lending LLC
HELOC 0
+2 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 5.44%
HELOC 0
+2 HELOCs
0% n/a View
Valon Mortgage
HELOC 0
+2 HELOCs
0% n/a
C3.9 ★Texas Ratio: 27.97%
HELOC 0
+2 HELOCs
0% n/a View
Midwestone Bank
HELOC 0
+1 HELOCs
0% n/a
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+1 HELOCs
0% n/a View
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Oakdale, Minnesota

Looking for mortgage lenders near me or mortgage brokers near me in Oakdale? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Oakdale in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Oakdale, MN

Use these to narrow the list above. Each category shows how many Oakdale, MN lenders fit and what that kind of lender is usually best for.

Who Lends in Oakdale, MN

Independent mortgage companies closed 59.1 percent of home loans in Oakdale, Minnesota in 2025, banks 22.6 percent and credit unions 18.3 percent. Luminate Home Loans, Inc. was the largest mortgage company, Lake Elmo Bank the largest bank and Novation Credit Union the largest credit union. Among lenders headquartered in Minnesota, Lake Elmo Bank led with 6 loans.

59.1%
Mortgage companies
22.6%
Banks
18.3%
Credit unions
10%
FHA loans
4%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.

More Minnesota Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Oakdale, MN

Who is the largest mortgage lender in Oakdale, MN?

By home loans closed in 2025, Lake Elmo Bank was the largest mortgage lender in Oakdale, Minnesota with 6 loans, about 1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Oakdale, MN mortgage lenders offer FHA, VA and USDA loans?

35 lenders closed FHA loans in Oakdale, Minnesota in 2025, led by United Wholesale Mortgage with 11. 13 lenders closed VA loans, led by Lennar Mortgage, LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Oakdale, MN lender list?

Yes. 50 banks and 21 credit unions closed home loans in Oakdale, Minnesota in 2025, alongside 65 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Oakdale, MN ranked on this page?

Lenders are ranked only by the number of home loans they closed in Oakdale, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Oakdale, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Oakdale. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.