Mortgage Lenders and Brokers in Isanti, Minnesota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Isanti, Minnesota mortgage lenders include Security Bank & Trust CompanySecurity Bank & Trust Company711 6th Ave Ne, Isanti, MN 55040A+5.0 ★Texas Ratio: 2.36%, Falcon National BankFalcon National Bank905 6th Avenue Ct Ne, Isanti, MN 55040A+5.0 ★Texas Ratio: 5.11%, Minnco Credit UnionMinnco Credit Union311 Credit Union Dr, Isanti, MN 55040A+5.0 ★Texas Ratio: 2.50%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%, Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, US Bank, N.A.US Bank, N.A.331 S Broadway Ave, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 2.85%, Magnifi Financial Credit UnionMagnifi Financial Credit Union641 Railroad Ave, Albany, MN 56307A+5.0 ★Texas Ratio: 1.40%, Trustone Financial Credit UnionTrustone Financial Credit Union2772 E 82nd St, Bloomington, MN 55425 1365A+5.0 ★Texas Ratio: 4.56%, Luminate BankLuminate Bank208 W Front St, Claremont, MN 55924A5.0 ★Texas Ratio: 11.06%, and Granite BankGranite Bank11660 Theatre Dr N, Champlin, MN 55316A5.0 ★Texas Ratio: 13.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Isanti, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Isanti are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Isanti, Minnesota
Market share is the lender's share of all home loans closed in Isanti, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Isanti 711 6th Ave Ne, Isanti, MN 55040 A+5.0 ★Texas Ratio: 2.36% |
Conventional | 2 | 0.5% | 100% | $335,000 | View |
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1 office in Isanti 905 6th Avenue Ct Ne, Isanti, MN 55040 A+5.0 ★Texas Ratio: 5.11% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
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311 Credit Union Dr, Isanti, MN 55040 A+5.0 ★Texas Ratio: 2.50% |
Conventional | 28 | 7.6% | 74.4% | $59,642 | View |
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1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41% |
Conventional, HELOC | 23 +11 HELOCs |
6.2% | 80% | $106,304 | View |
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1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA, HELOC | 22 +3 HELOCs |
6% | 88% | $285,454 | View |
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331 S Broadway Ave, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 9 +2 HELOCs |
2.4% | 81.8% | $242,777 | View |
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641 Railroad Ave, Albany, MN 56307 A+5.0 ★Texas Ratio: 1.40% |
Conventional | 7 | 1.9% | 100% | $307,857 | View |
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2772 E 82nd St, Bloomington, MN 55425 1365 A+5.0 ★Texas Ratio: 4.56% |
Conventional, HELOC | 5 +7 HELOCs |
1.4% | 87.5% | $111,000 | View |
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208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA, VA | 5 | 1.4% | 100% | $299,000 | View |
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11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85% |
Conventional, FHA, VA, USDA | 4 | 1.1% | 100% | $260,000 | View |
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12500 Sherburne Avenue, Becker, MN 55308 A+5.0 ★Texas Ratio: 0.20% |
Conventional | 4 | 1.1% | 100% | $460,000 | View |
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410 2nd St W, Ada, MN 56510 A+5.0 ★Texas Ratio: 5.91% |
Conventional | 4 | 1.1% | 100% | $300,000 | View |
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210 6th Ave NE, Isanti, MN 55040 A5.0 ★Texas Ratio: 10.43% |
Conventional, HELOC | 3 +1 HELOCs |
0.8% | 100% | $128,333 | View |
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900 American Blvd W, Bloomington, MN 55420 A5.0 ★Texas Ratio: 6.54% |
Conventional | 3 | 0.8% | 50% | $98,333 | View |
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122 E Main St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.8% | 75% | $241,666 | View |
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234 1st Ave E, Cambridge, MN 55008 A+5.0 ★Texas Ratio: 3.79% |
Conventional, HELOC | 2 +5 HELOCs |
0.5% | 66.7% | $160,000 | View |
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10 Northtown Dr NE, Blaine, MN 55434 1033 A5.0 ★Texas Ratio: 6.19% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $120,000 | View |
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3225 Denmark Ave, Eagan, MN 55121 1382 A+5.0 ★Texas Ratio: 5.61% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $275,000 | View |
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7760 France Ave S, Bloomington, MN 55435 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $275,000 | View |
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143 W Clark St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
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15 Minnesota Ave S, Aitkin, MN 56431 B4.5 ★Texas Ratio: 21.20% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,075,000 | View |
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101 Minnesota Ave N, Aitkin, MN 56431 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.3% | 100% | $345,000 | View |
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10225 115th Street NE, Gilman, MN 56333 A+5.0 ★Texas Ratio: 1.77% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
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4050 Coon Rapids Blvd NW, Coon Rapids, MN 55433 A+5.0 ★Texas Ratio: 3.27% |
Conventional | 1 | 0.3% | 100% | $85,000 | View |
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9741 Lyndale Ave S, Bloomington, MN 55420 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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5600 La Centre Ave Ste 100, Albertville, MN 55301 4018 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
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15751 Emperor Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
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13735 Round Lake Blvd NW, Andover, MN 55304 A+5.0 ★Texas Ratio: 5.40% |
Conventional | 1 | 0.3% | 100% | $5,000 | View |
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★ 5 stars, 1 review 9725 163rd St W, Lakeville, MN 55044 A5.0 ★Texas Ratio: 8.73% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
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113 N Main St, Belview, MN 56214 A+5.0 ★Texas Ratio: 5.77% |
Conventional | 1 | 0.3% | 100% | $465,000 | View |
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208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0.3% | 50% | $275,000 | View |
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2100 Blaisdell Ave, Minneapolis, MN 55404 A5.0 ★Texas Ratio: 9.43% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
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1011 Tompkins Dr NE, Byron, MN 55920 A5.0 ★Texas Ratio: 7.96% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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14985 Glazier Ave, Apple Valley, MN 55124 |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
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11800 Aberdeen St Ne, Blaine, MN 55449 C+4.1 ★Texas Ratio: 26.29% |
Conventional | 1 | 0.3% | 50% | $55,000 | View |
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★ 5 stars, 1 review 5941 94th Ave N, Brooklyn Park, MN 55443 A+5.0 ★Texas Ratio: 1.52% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
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2630 Bridge Ave, Albert Lea, MN 56007 A5.0 ★Texas Ratio: 12.61% |
Conventional | 1 | 0.3% | 50% | $185,000 | View |
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730 Humboldt Dr, Big Lake, MN 55309 A+5.0 ★Texas Ratio: 0.00% |
VA | 1 | 0.3% | 100% | $585,000 | View |
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3313 Highway 29 S, Alexandria, MN 56308 A-5.0 ★Texas Ratio: 15.55% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
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14986 Lynwood Dr, Baxter, MN 56425 A+5.0 ★Texas Ratio: 4.01% |
Conventional | 1 | 0.3% | 100% | $505,000 | View |
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7510 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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405 E Main St, Anoka, MN 55303 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Summit Mortgage Corporation
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Conventional | 2 | 0.5% | 100% | $285,000 | |
Tradition Mortgage, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $335,000 | |
Servion
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Cambria Financial Group
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Conventional | 1 | 0.3% | 100% | $315,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 25 | 6.8% | 89.3% | $333,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 23 | 6.2% | 83.3% | $228,913 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 19 | 5.2% | 100% | $297,105 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, HELOC | 10 +1 HELOCs |
2.7% | 100% | $263,000 | |
New American Funding, LLC.
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Conventional, FHA, USDA | 9 | 2.4% | 100% | $271,666 | |
Fairway Independent Mort Corp
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Conventional, FHA, USDA | 9 | 2.4% | 75% | $250,555 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 7 | 1.9% | 77.8% | $273,571 | |
Mutual of Omaha Mortgage
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Conventional, VA | 7 | 1.9% | 100% | $190,714 | |
Everett Financial, Inc.
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Conventional, FHA | 6 | 1.6% | 100% | $348,333 | |
Freedom Mortgage Corporation
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FHA, VA | 6 | 1.6% | 85.7% | $370,000 | |
Mortgage Research Center
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VA | 5 | 1.4% | 55.6% | $343,000 | |
Lower, LLC
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Conventional, FHA, VA | 5 | 1.4% | 100% | $191,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 5 | 1.4% | 100% | $271,000 | View |
Newrez LLC
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Conventional, VA | 4 | 1.1% | 80% | $152,500 | |
Compeer Financial
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Conventional | 4 | 1.1% | 100% | $252,500 | |
Planet Home Lending, LLC
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Conventional, FHA | 4 | 1.1% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 3.17% |
Conventional, HELOC | 3 +1 HELOCs |
0.8% | 100% | $355,000 | View |
loanDepot.com LLC
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Conventional, VA | 3 | 0.8% | 60% | $318,333 | |
Guild Mortgage Company
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Conventional, USDA | 3 | 0.8% | 100% | $321,666 | |
Cmg Mortgage Inc
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Conventional | 3 | 0.8% | 100% | $231,666 | |
Land Home Financial Services,
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Conventional | 3 | 0.8% | 100% | $211,666 | |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 0.5% | 100% | $235,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $330,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 0.5% | 100% | $390,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.5% | 100% | $330,000 | |
Nationstar Mortgage
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Conventional, FHA | 2 | 0.5% | 50% | $150,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 0.5% | 100% | $380,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 0.5% | 100% | $395,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional, FHA | 2 | 0.5% | 100% | $390,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.5% | 66.7% | $65,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 2 | 0.5% | 100% | $260,000 | |
Navy Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $35,000 | |
American Financial Resources LLC
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FHA | 1 | 0.3% | 100% | $515,000 | |
Primelending
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Conventional | 1 | 0.3% | 100% | $355,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.3% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 2.74% |
Conventional | 1 | 0.3% | 100% | $345,000 | View |
SWBC Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $275,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.3% | 33.3% | $275,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.3% | 100% | $295,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
Resicentral LLC
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 33.3% | $185,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.3% | 100% | $615,000 | View |
City 1st Mortgage Services, LC
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Conventional | 1 | 0.3% | 100% | $165,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 33.3% | $85,000 | |
Citizens Equity First Credit U
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Conventional | 1 | 0.3% | 100% | $585,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $115,000 | |
Midwestone Bank
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Conventional | 1 | 0.3% | 50% | $275,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.3% | 100% | $45,000 | View |
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A+5.0 ★Texas Ratio: 5.11% |
Conventional | 1 | 0.3% | 100% | $455,000 | View |
Better Mortgage Corporation
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VA | 1 | 0.3% | 50% | $505,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.3% | 100% | $295,000 | View |
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C+4.1 ★Texas Ratio: 26.29% |
Conventional | 1 | 0.3% | 14.3% | $75,000 | View |
21St Mortgage
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Conventional | 1 | 0.3% | 20% | $45,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.3% | 50% | $235,000 | |
Loan Simple, Inc.
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FHA | 1 | 0.3% | 100% | $295,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.3% | 33.3% | $125,000 | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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C3.9 ★Texas Ratio: 27.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Isanti Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Isanti, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in Isanti? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Isanti in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Isanti, MN
Use these to narrow the list above. Each category shows how many Isanti, MN lenders fit and what that kind of lender is usually best for.
Who Lends in Isanti, MN
Independent mortgage companies closed 54.1 percent of home loans in Isanti, Minnesota in 2025, banks 22.8 percent and credit unions 23.1 percent. Luminate Home Loans, Inc. was the largest mortgage company, Security Bank & Trust Company the largest bank and Minnco Credit Union the largest credit union. Among lenders headquartered in Minnesota, Security Bank & Trust Company led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Isanti, MN
By home loans closed in 2025, Security Bank & Trust Company was the largest mortgage lender in Isanti, Minnesota with 2 loans, about 0.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
31 lenders closed FHA loans in Isanti, Minnesota in 2025, led by United Wholesale Mortgage with 9. 16 lenders closed VA loans, led by United Wholesale Mortgage, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 38 banks and 20 credit unions closed home loans in Isanti, Minnesota in 2025, alongside 52 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Isanti, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Isanti, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Isanti. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
