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Mortgage Lenders and Brokers in Inver Grove Heights, Minnesota

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Inver Grove Heights, Minnesota mortgage lenders include Vermillion State BankVermillion State Bank2975 80th St E, Inver Grove Heights, MN 55076A+5.0 ★Texas Ratio: 1.51%, Wells Fargo Bank NAWells Fargo Bank NA9062 Buchanan Trl, Inver Grove Heights, MN 55076A+5.0 ★Texas Ratio: 5.36%, Heartland Credit UnionHeartland Credit Union5500 S Robert Trl, Inver Grove Heights, MN 55077A+5.0 ★Texas Ratio: 4.68%, Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%, US Bank, N.A.US Bank, N.A.331 S Broadway Ave, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 2.85%, Wings Financial Credit UnionWings Financial Credit Union14985 Glazier Ave, Apple Valley, MN 55124, Blaze Credit UnionBlaze Credit Union10 Northtown Dr NE, Blaine, MN 55434 1033A5.0 ★Texas Ratio: 6.19%, Luminate BankLuminate Bank208 W Front St, Claremont, MN 55924A5.0 ★Texas Ratio: 11.06%, and Trustone Financial Credit UnionTrustone Financial Credit Union2772 E 82nd St, Bloomington, MN 55425 1365A+5.0 ★Texas Ratio: 4.56%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Inver Grove Heights, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Inver Grove Heights are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Inver Grove Heights, Minnesota

Market share is the lender's share of all home loans closed in Inver Grove Heights, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Vermillion State Bank 1 office in Inver Grove Heights 2975 80th St E, Inver Grove Heights, MN 55076 A+5.0 ★Texas Ratio: 1.51%	Conventional, Jumbo	11	1.9%	100%	$268,636	View
Wells Fargo Bank NA 1 office in Inver Grove Heights 9062 Buchanan Trl, Inver Grove Heights, MN 55076 A+5.0 ★Texas Ratio: 5.36%	Conventional	9	1.5%	69.2%	$261,666	View
Heartland Credit Union 5500 S Robert Trl, Inver Grove Heights, MN 55077 A+5.0 ★Texas Ratio: 4.68%	Conventional, HELOC	8 +1 HELOCs	1.4%	80%	$91,250	View
Bell Bank 1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo, HELOC	40 +6 HELOCs	6.8%	95.3%	$311,500	View
Affinity Plus Federal Credit Union 1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41%	Conventional, HELOC	22 +8 HELOCs	3.7%	85.2%	$137,272	View
US Bank, N.A. 331 S Broadway Ave, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, HELOC	21 +14 HELOCs	3.6%	80.8%	$293,095	View
Wings Financial Credit Union 14985 Glazier Ave, Apple Valley, MN 55124	Conventional, HELOC	14 +21 HELOCs	2.4%	94.1%	$331,428	View
Blaze Credit Union 10 Northtown Dr NE, Blaine, MN 55434 1033 A5.0 ★Texas Ratio: 6.19%	Conventional, HELOC	13 +12 HELOCs	2.2%	100%	$181,153	View
Luminate Bank 208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06%	Conventional, VA	13	2.2%	100%	$397,307	View
Trustone Financial Credit Union 2772 E 82nd St, Bloomington, MN 55425 1365 A+5.0 ★Texas Ratio: 4.56%	Conventional, Jumbo, HELOC	10 +2 HELOCs	1.7%	75%	$203,000	View
Old National Bank 101 Minnesota Ave N, Aitkin, MN 56431 A+5.0 ★Texas Ratio: 4.98%	Conventional, HELOC	9 +5 HELOCs	1.5%	100%	$391,666	View
Granite Bank 11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85%	Conventional, FHA, Jumbo	9	1.5%	81.8%	$299,444	View
Ideal Credit Union 7791 Amana Trl, Inver Grove Heights, MN 55077 2610 A+5.0 ★Texas Ratio: 5.61%	Conventional, HELOC	7 +14 HELOCs	1.2%	88.9%	$216,428	View
Deerwood Bank 14986 Lynwood Dr, Baxter, MN 56425 A+5.0 ★Texas Ratio: 4.01%	Conventional, HELOC	6 +6 HELOCs	1%	85.7%	$323,333	View
Alerus Financial NA 143 W Clark St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 3.32%	Conventional, HELOC	5 +1 HELOCs	0.9%	100%	$223,000	View
Associated Bank NA 7760 France Ave S, Bloomington, MN 55435 A+5.0 ★Texas Ratio: 3.45%	Conventional, FHA, Jumbo, HELOC	5 +1 HELOCs	0.9%	83.3%	$573,000	View
JPMorgan Chase Bank, NA 15103 Cedar Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA	3	0.5%	100%	$418,333	View
Associated Healthcare CU 4050 Coon Rapids Blvd NW, Coon Rapids, MN 55433 A+5.0 ★Texas Ratio: 3.27%	Conventional	3	0.5%	100%	$58,333	View
Highland Bank 11800 Aberdeen St Ne, Blaine, MN 55449 C+4.1 ★Texas Ratio: 26.29%	Conventional	3	0.5%	100%	$111,666	View
First Bank & Trust 234 1st Ave E, Cambridge, MN 55008 A+5.0 ★Texas Ratio: 3.79%	Conventional	2	0.3%	100%	$275,000	View
Lake Elmo Bank 11020 39th St N, Lake Elmo, MN 55042 A5.0 ★Texas Ratio: 7.45%	Conventional, Jumbo	2	0.3%	100%	$795,000	View
New Market Bank 101 Old Town Rd, Elko New Market, MN 55054 A+5.0 ★Texas Ratio: 0.00%	Conventional	2	0.3%	100%	$290,000	View
Luminate Home Loans, Inc. 208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06%	Conventional	2	0.3%	100%	$125,000	View
Sunrise Banks, N.A. 2100 Blaisdell Ave, Minneapolis, MN 55404 A5.0 ★Texas Ratio: 9.43%	Conventional	2	0.3%	100%	$195,000	View
City & County Credit Union ★ 5 stars, 1 review 5941 94th Ave N, Brooklyn Park, MN 55443 A+5.0 ★Texas Ratio: 1.52%	Conventional	2	0.3%	66.7%	$310,000	View
Huntington National Bank 7850 Cahill Ave, Inver Grove Heights, MN 55076 A+5.0 ★Texas Ratio: 3.66%	Conventional, HELOC	1 +7 HELOCs	0.2%	50%	$55,000	View
Merchants Bank, National Association 7300 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.28%	Conventional, HELOC	1 +2 HELOCs	0.2%	100%	$755,000	View
Expedition Credit Union 14989 Florence Trl, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 1.78%	Conventional, HELOC	1 +1 HELOCs	0.2%	100%	$15,000	View
BMO Harris Bank NA 412 E Main St, Ada, MN 56510 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	1 +1 HELOCs	0.2%	50%	$725,000	View
Drake Bank 60 Plato Blvd E, Saint Paul, MN 55107 F1.0 ★Texas Ratio: 77.33%	Conventional	1	0.2%	100%	$315,000	View
WNB Financial Dodge And Belvidere, Kellogg, MN 55945 A+5.0 ★Texas Ratio: 0.47%	Conventional	1	0.2%	100%	$155,000	View
The State Bank of Faribault 428 Central Ave N, Faribault, MN 55021 A5.0 ★Texas Ratio: 11.55%	Conventional	1	0.2%	100%	$445,000	View
Building Trades Federal Credit Union 9741 Lyndale Ave S, Bloomington, MN 55420 A+5.0 ★Texas Ratio: 1.58%	Conventional	1	0.2%	100%	$35,000	View
Community Resource Bank 1230 4th St S, Cannon Falls, MN 55009 A5.0 ★Texas Ratio: 7.12%	Conventional	1	0.2%	100%	$215,000	View
Sharepoint Credit Union 13735 Round Lake Blvd NW, Andover, MN 55304 A+5.0 ★Texas Ratio: 5.40%	Conventional	1	0.2%	100%	$95,000	View
Novation Credit Union 45 Hassan St SE, Hutchinson, MN 55350 A+5.0 ★Texas Ratio: 4.19%	Conventional	1	0.2%	100%	$155,000	View
Coulee Bank 14800 Galaxie Ave Ste 105, Apple Valley, MN 55124 C+4.1 ★Texas Ratio: 25.60%	Conventional	1	0.2%	100%	$265,000	View
Park State Bank 221 Main St N, Biwabik, MN 55708 A+5.0 ★Texas Ratio: 5.68%	Conventional	1	0.2%	100%	$355,000	View
First Resource Bank 808 W Broadway Ave, Forest Lake, MN 55025 A+5.0 ★Texas Ratio: 0.72%	Conventional	1	0.2%	100%	$605,000	View
First Farmers & Merchants Bank 601 1st St, Bellchester, MN 55027 A+5.0 ★Texas Ratio: 0.05%	Conventional, Jumbo	1	0.2%	100%	$465,000	View
Foresight Bank 501 Glen Street Sw, Eyota, MN 55934 C-3.7 ★Texas Ratio: 31.20%	Conventional	1	0.2%	100%	$215,000	View
Bank of America NA 7510 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +2 HELOCs	0%	n/a		View
Minnwest Bank 113 N Main St, Belview, MN 56214 A+5.0 ★Texas Ratio: 5.77%	HELOC	0 +2 HELOCs	0%	n/a		View
Topline Financial Credit Union 900 American Blvd W, Bloomington, MN 55420 A5.0 ★Texas Ratio: 6.54%	HELOC	0 +1 HELOCs	0%	n/a		View
Cambria Financial Group	Conventional, VA	10	1.7%	100%	$397,000
Tradition Mortgage, LLC	Conventional	4	0.7%	80%	$412,500
Summit Mortgage Corporation	Conventional, FHA	3	0.5%	100%	$298,333
Bremer Bank NA	Conventional, HELOC	1 +2 HELOCs	0.2%	100%	$465,000
Servion	Conventional	1	0.2%	100%	$565,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo	42	7.1%	91.5%	$407,142
Rocket Mortgage	Conventional, FHA, VA	32	5.4%	82.1%	$249,375
CrossCountry Mortgage, LLC	Conventional, FHA, Jumbo	20	3.4%	95.2%	$342,500
Fairway Independent Mort Corp	Conventional, FHA	18	3.1%	94.7%	$276,111
Prosperity Home Mortgage, LLC	Conventional, VA	14	2.4%	100%	$299,285
21St Mortgage	Conventional	14	2.4%	27.3%	$57,142
Royal Credit Union A+5.0 ★Texas Ratio: 3.17%	Conventional, Jumbo, HELOC	10 +4 HELOCs	1.7%	100%	$308,000	View
Guaranteed Rate Affinity, LLC	Conventional, VA	9	1.5%	100%	$253,888
Pennymac Loan Services LLC	Conventional, VA	9	1.5%	100%	$308,333
Nationstar Mortgage	Conventional, FHA	8	1.4%	88.9%	$163,750
Freedom Mortgage Corporation	Conventional, FHA, VA	7	1.2%	100%	$416,428
Guaranteed Rate, Inc.	Conventional, FHA, HELOC	6 +3 HELOCs	1%	100%	$341,666
Newrez LLC	Conventional	6	1%	63.6%	$408,333
loanDepot.com LLC	Conventional, FHA, VA	6	1%	75%	$245,000
Guild Mortgage Company	Conventional, FHA	6	1%	100%	$375,000
Lennar Mortgage, LLC	Conventional	6	1%	100%	$530,000
Mortgage Research Center	Conventional, VA	6	1%	100%	$215,000
Primelending	Conventional, VA	5	0.9%	100%	$377,000
SWBC Mortgage Corporation	Conventional	4	0.7%	100%	$322,500
Union Home Mortgage Corp.	Conventional	4	0.7%	100%	$307,500
Bay Equity LLC	Conventional, VA	4	0.7%	100%	$305,000
Waterstone Mortgage Corporation	Conventional, VA, Jumbo	4	0.7%	66.7%	$790,000
Mutual of Omaha Mortgage	Conventional	4	0.7%	100%	$417,500
New American Funding, LLC.	Conventional, FHA	4	0.7%	100%	$277,500
American Neighborhood Mortgage Acceptance Company	Conventional, FHA	4	0.7%	100%	$327,500
Lakeview Loan Servicing, LLC	Conventional, FHA	3	0.5%	80%	$248,333
Movement Mortgage, LLC	Conventional	3	0.5%	100%	$375,000
Premier Lending Inc.	Conventional, FHA	3	0.5%	100%	$205,000
Sierra Pacific Mortgage Co. Inc	Conventional	3	0.5%	100%	$261,666
Plaza Home Mortgage, Inc	Conventional	3	0.5%	100%	$415,000
Goodleap, LLC	FHA, HELOC	2 +2 HELOCs	0.3%	100%	$265,000
Synergy One Lending, Inc.	Conventional	2	0.3%	100%	$280,000
AdvantageFirst Lending Inc	FHA, VA	2	0.3%	100%	$370,000
Summit Credit Union	Conventional	2	0.3%	100%	$360,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	2	0.3%	100%	$300,000	View
Zillow Home Loans, LLC	Conventional	2	0.3%	100%	$380,000
Lower, LLC	Conventional	2	0.3%	100%	$315,000
Paramount Residential Mortgage	Conventional	2	0.3%	100%	$360,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, VA	2	0.3%	100%	$675,000	View
Loan Simple, Inc.	FHA	2	0.3%	100%	$320,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	1 +3 HELOCs	0.2%	100%	$185,000	View
Better Mortgage Corporation	Conventional, HELOC	1 +1 HELOCs	0.2%	100%	$605,000
The Loan Store, Inc	VA, Jumbo, HELOC	1 +1 HELOCs	0.2%	100%	$1,365,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.2%	100%	$305,000	View
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.2%	100%	$275,000	View
Premier Mortgage Resources, LLC	Conventional	1	0.2%	100%	$285,000
Consumer Real Estate Finance Co DBA Society Mortgage	Conventional	1	0.2%	100%	$605,000
American Financial Resources LLC	Conventional	1	0.2%	100%	$215,000
CUSB Bank A+5.0 ★Texas Ratio: 4.72%	Conventional	1	0.2%	100%	$305,000	View
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	Conventional	1	0.2%	100%	$585,000	View
Go Mortgage, LLC	Conventional	1	0.2%	100%	$505,000
Sage Home Loans Corporation	Conventional	1	0.2%	100%	$235,000
All Credit Considered Mortgage, Inc.	Conventional	1	0.2%	100%	$245,000
Equity Prime Mortgage LLC	FHA	1	0.2%	100%	$505,000
Kind Lending, LLC	Conventional	1	0.2%	50%	$645,000
Triad Financial Services, Inc.	Conventional	1	0.2%	38.5%	$85,000
Resicentral LLC	Conventional	1	0.2%	100%	$345,000
Amerisave Mortgage Company	Conventional	1	0.2%	12.5%	$475,000
Homestead Funding Corp.	Conventional	1	0.2%	100%	$135,000
First State Bank of St Charles	Conventional	1	0.2%	100%	$305,000
Success Mortgage Partners, Inc	Conventional	1	0.2%	100%	$655,000
Discover Bank	Conventional	1	0.2%	11.1%	$85,000
Gate City Bank	Conventional	1	0.2%	100%	$355,000
Cardinal Financial Company, Li	Conventional	1	0.2%	100%	$265,000
American Internet Mortgage, Inc.	Conventional	1	0.2%	100%	$415,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional	1	0.2%	100%	$495,000	View
First National Bank A+5.0 ★Texas Ratio: 2.40%	Conventional	1	0.2%	100%	$235,000	View
Arvest Bank A5.0 ★Texas Ratio: 7.48%	Conventional	1	0.2%	100%	$495,000	View
Megastar Finanacial Corp	Conventional	1	0.2%	100%	$295,000
Saygo Home Loans, LLC	VA	1	0.2%	100%	$385,000
Victorian Finance, LLC	Conventional	1	0.2%	100%	$255,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	1	0.2%	100%	$1,355,000	View
Sunflower Bank, N.A. A5.0 ★Texas Ratio: 10.77%	Conventional	1	0.2%	100%	$695,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0.2%	100%	$215,000	View
Mld Mortgage, Inc.Dba the Money Store	Conventional	1	0.2%	100%	$285,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.2%	100%	$515,000	View
Bankwest, Inc. C+4.1 ★Texas Ratio: 26.29%	Conventional	1	0.2%	16.7%	$85,000	View
Angel Oak Mortgage Solutions LLC	Conventional, Jumbo	1	0.2%	100%	$865,000
Mason-McDuffie Mortgage Corporation	VA	1	0.2%	100%	$325,000
Spring Eq, LLC	Conventional	1	0.2%	20%	$105,000
Ark-La-Tex Financial Services LLC	Conventional	1	0.2%	100%	$265,000
Champions Funding, LLC	Conventional	1	0.2%	100%	$305,000
JMAC Lending, Inc.	Conventional	1	0.2%	100%	$85,000
Genisys Credit Union	HELOC	0 +4 HELOCs	0%	0%
Figure Lending LLC	HELOC	0 +3 HELOCs	0%	n/a
Midwestone Bank	HELOC	0 +3 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +3 HELOCs	0%	n/a		View
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +2 HELOCs	0%	n/a		View
Navy Federal Credit Union	HELOC	0 +2 HELOCs	0%	0%
HomeBridge Financial Services, Inc	HELOC	0 +1 HELOCs	0%	n/a
Veridian Credit Union C3.9 ★Texas Ratio: 27.97%	HELOC	0 +1 HELOCs	0%	n/a		View
American National Bank A5.0 ★Texas Ratio: 8.08%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Inver Grove Heights Mortgage Rate Trends

Daily average mortgage rates for Minnesota compared with the national average, updated every evening.

30-Year Fixed MN Avg

7.512%

▲ 0.089 vs 7 days ago

15-Year Fixed MN Avg

6.996%

▲ 0.059 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Inver Grove Heights, Minnesota

Looking for mortgage lenders near me or mortgage brokers near me in Inver Grove Heights? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Inver Grove Heights in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Inver Grove Heights, MN

Use these to narrow the list above. Each category shows how many Inver Grove Heights, MN lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 70 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 52 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 19 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 22 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 18 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 14 lenders. Loans above the conforming limit for higher priced homes Local lenders based in MN 37 lenders headquartered in Minnesota, the closest thing to a mortgage lender near you

Who Lends in Inver Grove Heights, MN

Independent mortgage companies closed 52.9 percent of home loans in Inver Grove Heights, Minnesota in 2025, banks 30.6 percent and credit unions 16.5 percent. Luminate Home Loans, Inc. was the largest mortgage company, Vermillion State Bank the largest bank and Heartland Credit Union the largest credit union. Among lenders headquartered in Minnesota, Vermillion State Bank led with 11 loans.

52.9%

Mortgage companies

30.6%

Banks

16.5%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.

More Minnesota Mortgage Lender Pages

All Minnesota lenders 711 lenders Minneapolis 297 lenders St. Paul 252 lenders Rochester 198 lenders Lakeville 187 lenders Woodbury 186 lenders Maple Grove 180 lenders Duluth 168 lenders Blaine 180 lenders Plymouth 187 lenders Bloomington 163 lenders St. Cloud 152 lenders Brooklyn Park 153 lenders

Frequently Asked Questions About Mortgage Lenders in Inver Grove Heights, MN

Who is the largest mortgage lender in Inver Grove Heights, MN?

By home loans closed in 2025, Vermillion State Bank was the largest mortgage lender in Inver Grove Heights, Minnesota with 11 loans, about 1.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Inver Grove Heights, MN mortgage lenders offer FHA, VA and USDA loans?

22 lenders closed FHA loans in Inver Grove Heights, Minnesota in 2025, led by Rocket Mortgage with 5. 18 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Inver Grove Heights, MN lender list?

Yes. 52 banks and 19 credit unions closed home loans in Inver Grove Heights, Minnesota in 2025, alongside 70 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Inver Grove Heights, MN ranked on this page?

Lenders are ranked only by the number of home loans they closed in Inver Grove Heights, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Inver Grove Heights, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Inver Grove Heights. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.