Mortgage Lenders and Brokers in Hastings, Minnesota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hastings, Minnesota mortgage lenders include Vermillion State BankVermillion State Bank255 33rd St W, Hastings, MN 55033A+5.0 ★Texas Ratio: 1.51%, Merchants Bank, National AssociationMerchants Bank, National Association1525 Vermillion St, Hastings, MN 55033A+5.0 ★Texas Ratio: 3.28%, Wells Fargo Bank NAWells Fargo Bank NA1360 S Frontage Rd, Hastings, MN 55033A+5.0 ★Texas Ratio: 5.36%, Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1731 N Frontage Rd, Hastings, MN 55033A+5.0 ★Texas Ratio: 4.41%, US Bank, N.A.US Bank, N.A.331 S Broadway Ave, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 2.85%, Luminate BankLuminate Bank208 W Front St, Claremont, MN 55924A5.0 ★Texas Ratio: 11.06%, Granite BankGranite Bank11660 Theatre Dr N, Champlin, MN 55316A5.0 ★Texas Ratio: 13.85%, Trustone Financial Credit UnionTrustone Financial Credit Union2772 E 82nd St, Bloomington, MN 55425 1365A+5.0 ★Texas Ratio: 4.56%, and Wings Financial Credit UnionWings Financial Credit Union14985 Glazier Ave, Apple Valley, MN 55124. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hastings, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hastings are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hastings, Minnesota
Market share is the lender's share of all home loans closed in Hastings, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Hastings 255 33rd St W, Hastings, MN 55033 A+5.0 ★Texas Ratio: 1.51% |
Conventional | 28 | 5.8% | 100% | $137,142 | View |
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1 office in Hastings 1525 Vermillion St, Hastings, MN 55033 A+5.0 ★Texas Ratio: 3.28% |
Conventional, HELOC | 22 +9 HELOCs |
4.6% | 95.7% | $258,181 | View |
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1 office in Hastings 1360 S Frontage Rd, Hastings, MN 55033 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 19 | 3.9% | 82.6% | $207,105 | View |
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1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA, HELOC | 44 +5 HELOCs |
9.1% | 93.6% | $268,863 | View |
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1731 N Frontage Rd, Hastings, MN 55033 A+5.0 ★Texas Ratio: 4.41% |
Conventional, HELOC | 23 +8 HELOCs |
4.8% | 68.4% | $92,826 | View |
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331 S Broadway Ave, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 9 +5 HELOCs |
1.9% | 52.9% | $225,000 | View |
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208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional | 9 | 1.9% | 100% | $378,333 | View |
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11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85% |
Conventional, FHA, VA | 9 | 1.9% | 90% | $325,000 | View |
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2772 E 82nd St, Bloomington, MN 55425 1365 A+5.0 ★Texas Ratio: 4.56% |
Conventional, HELOC | 7 +4 HELOCs |
1.5% | 87.5% | $187,857 | View |
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14985 Glazier Ave, Apple Valley, MN 55124 |
Conventional, HELOC | 4 +8 HELOCs |
0.8% | 100% | $212,500 | View |
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7760 France Ave S, Bloomington, MN 55435 A+5.0 ★Texas Ratio: 3.45% |
Conventional | 4 | 0.8% | 80% | $385,000 | View |
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101 Minnesota Ave N, Aitkin, MN 56431 A+5.0 ★Texas Ratio: 4.98% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
0.6% | 100% | $321,666 | View |
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10 Northtown Dr NE, Blaine, MN 55434 1033 A5.0 ★Texas Ratio: 6.19% |
Conventional, HELOC | 2 +6 HELOCs |
0.4% | 100% | $305,000 | View |
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15103 Cedar Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 2 | 0.4% | 100% | $300,000 | View |
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27925 Danville Avenue, Castle Rock, MN 55010 A+5.0 ★Texas Ratio: 0.04% |
Conventional | 2 | 0.4% | 100% | $135,000 | View |
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4050 Coon Rapids Blvd NW, Coon Rapids, MN 55433 A+5.0 ★Texas Ratio: 3.27% |
Conventional | 2 | 0.4% | 100% | $100,000 | View |
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601 1st St, Bellchester, MN 55027 A+5.0 ★Texas Ratio: 0.05% |
Conventional | 2 | 0.4% | 100% | $165,000 | View |
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7831 E Bush Lake Rd, Edina, MN 55439 A+5.0 ★Texas Ratio: 3.43% |
Conventional | 2 | 0.4% | 100% | $235,000 | View |
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★ 5 stars, 1 review 5941 94th Ave N, Brooklyn Park, MN 55443 A+5.0 ★Texas Ratio: 1.52% |
Conventional | 2 | 0.4% | 60% | $260,000 | View |
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405 E Main St, Anoka, MN 55303 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $205,000 | View |
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607 N Main St, Austin, MN 55912 A+5.0 ★Texas Ratio: 5.80% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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21450 Forest Blvd N, Forest Lake, MN 55025 A+5.0 ★Texas Ratio: 0.92% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
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112 Broadway, Hanska, MN 56041 A+5.0 ★Texas Ratio: 0.05% |
Conventional | 1 | 0.2% | 100% | $445,000 | View |
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101 Old Town Rd, Elko New Market, MN 55054 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
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1777 Bunker Lake Blvd Nw, Andover, MN 55304 A+5.0 ★Texas Ratio: 0.02% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
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808 W Broadway Ave, Forest Lake, MN 55025 A+5.0 ★Texas Ratio: 0.72% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
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2100 Blaisdell Ave, Minneapolis, MN 55404 A5.0 ★Texas Ratio: 9.43% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
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1011 Tompkins Dr NE, Byron, MN 55920 A5.0 ★Texas Ratio: 7.96% |
Conventional | 1 | 0.2% | 100% | $475,000 | View |
My Credit Union
4025 W Old Shakopee Rd, Bloomington, MN 55437 |
Conventional | 1 | 0.2% | 100% | $175,000 | |
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11800 Aberdeen St Ne, Blaine, MN 55449 C+4.1 ★Texas Ratio: 26.29% |
Conventional | 1 | 0.2% | 50% | $75,000 | View |
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2630 Bridge Ave, Albert Lea, MN 56007 A5.0 ★Texas Ratio: 12.61% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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242 N 1st St, Pennock, MN 56279 C-3.6 ★Texas Ratio: 31.27% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
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3313 Highway 29 S, Alexandria, MN 56308 A-5.0 ★Texas Ratio: 15.55% |
VA | 1 | 0.2% | 100% | $225,000 | View |
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410 2nd St W, Ada, MN 56510 A+5.0 ★Texas Ratio: 5.91% |
Conventional | 1 | 0.2% | 100% | $35,000 | View |
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3225 Denmark Ave, Eagan, MN 55121 1382 A+5.0 ★Texas Ratio: 5.61% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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143 W Clark St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 3.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7510 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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412 E Main St, Ada, MN 56510 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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14986 Lynwood Dr, Baxter, MN 56425 A+5.0 ★Texas Ratio: 4.01% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Summit Mortgage Corporation
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Conventional | 4 | 0.8% | 100% | $265,000 | |
Tradition Mortgage, LLC
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Conventional, FHA | 4 | 0.8% | 100% | $370,000 | |
Servion
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Conventional | 2 | 0.4% | 100% | $170,000 | |
Cambria Financial Group
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Conventional | 1 | 0.2% | 100% | $305,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 32 +3 HELOCs |
6.6% | 91.9% | $307,812 | |
Rocket Mortgage
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Conventional, FHA | 30 | 6.2% | 75.6% | $207,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 17 | 3.5% | 90% | $279,117 | |
Guild Mortgage Company
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Conventional, VA | 13 | 2.7% | 100% | $382,692 | |
Mortgage Research Center
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VA | 10 | 2.1% | 90.9% | $316,000 | |
Planet Home Lending, LLC
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Conventional, FHA | 9 | 1.9% | 100% | $192,777 | |
21St Mortgage
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Conventional | 9 | 1.9% | 40% | $69,444 | |
Triad Financial Services, Inc.
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Conventional | 7 | 1.5% | 45.8% | $77,857 | |
Cmg Mortgage Inc
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Conventional, USDA | 7 | 1.5% | 100% | $207,857 | |
New American Funding, LLC.
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Conventional, FHA | 7 | 1.5% | 100% | $247,857 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 5 | 1% | 100% | $285,000 | |
loanDepot.com LLC
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Conventional, FHA | 5 | 1% | 100% | $161,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 5 | 1% | 100% | $233,000 | |
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A+5.0 ★Texas Ratio: 2.74% |
Conventional, Jumbo | 4 | 0.8% | 100% | $505,000 | View |
Freedom Mortgage Corporation
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FHA, VA | 4 | 0.8% | 83.3% | $277,500 | |
Westconsin Credit Union
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Conventional | 4 | 0.8% | 100% | $147,500 | |
Waterstone Mortgage Corporation
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Conventional, VA | 4 | 0.8% | 100% | $287,500 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 4 | 0.8% | 100% | $227,500 | View |
American Neighborhood Mortgage Acceptance Company
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Conventional | 4 | 0.8% | 100% | $427,500 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +1 HELOCs |
0.6% | 66.7% | $171,666 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 3 | 0.6% | 100% | $225,000 | |
Newrez LLC
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Conventional, FHA, VA | 3 | 0.6% | 100% | $311,666 | |
Movement Mortgage, LLC
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Conventional | 3 | 0.6% | 100% | $178,333 | |
Discover Bank
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Conventional | 3 | 0.6% | 75% | $71,666 | |
Zillow Home Loans, LLC
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Conventional | 3 | 0.6% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.4% | 100% | $245,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 0.4% | 100% | $215,000 | |
Everett Financial, Inc.
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Conventional, VA | 2 | 0.4% | 50% | $300,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $360,000 | |
PHH Mortgage Corporation
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Conventional, FHA | 2 | 0.4% | 100% | $255,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 2 | 0.4% | 100% | $520,000 | |
Success Mortgage Partners, Inc
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Conventional | 2 | 0.4% | 100% | $280,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.4% | 100% | $360,000 | |
Bay Equity LLC
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Conventional, FHA | 2 | 0.4% | 100% | $170,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 0.4% | 100% | $295,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.4% | 66.7% | $325,000 | |
Pentagon Federal Credit Union
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Conventional | 2 | 0.4% | 66.7% | $375,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.4% | 100% | $110,000 | View |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 0.4% | 100% | $510,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 2 | 0.4% | 100% | $215,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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Conventional | 1 | 0.2% | 100% | $375,000 | |
Primelending
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Equity Prime Mortgage LLC
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Conventional | 1 | 0.2% | 50% | $355,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.2% | 100% | $275,000 | View |
Resicentral LLC
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Conventional | 1 | 0.2% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 11.46% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
Jlb Corporation dba Golden Oak Lending
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Conventional | 1 | 0.2% | 100% | $345,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.2% | 100% | $345,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 100% | $175,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 50% | $255,000 | View |
Altra Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
Nations Lending Corporation
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FHA | 1 | 0.2% | 100% | $435,000 | |
BoxCar Mortgage, LLC
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VA | 1 | 0.2% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 2.94% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
Mortgage Solutions of Colorado
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VA | 1 | 0.2% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 1.47% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
Mutual of Omaha Mortgage
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FHA | 1 | 0.2% | 100% | $295,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.2% | 100% | $475,000 | |
Lower, LLC
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Conventional | 1 | 0.2% | 100% | $235,000 | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
Florida Capital Bank, N.A
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Conventional | 1 | 0.2% | 100% | $365,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $525,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.2% | 50% | $295,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.2% | 100% | $245,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.2% | 100% | $205,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 3.17% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +2 HELOCs |
0% | 100% | ||
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C3.9 ★Texas Ratio: 27.97% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Hastings Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hastings, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in Hastings? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hastings in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hastings, MN
Use these to narrow the list above. Each category shows how many Hastings, MN lenders fit and what that kind of lender is usually best for.
Who Lends in Hastings, MN
Independent mortgage companies closed 48.8 percent of home loans in Hastings, Minnesota in 2025, banks 41.1 percent and credit unions 10.2 percent. Summit Mortgage Corporation was the largest mortgage company, Vermillion State Bank the largest bank and Affinity Plus Federal Credit Union the largest credit union. Among lenders headquartered in Minnesota, Vermillion State Bank led with 28 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hastings, MN
By home loans closed in 2025, Vermillion State Bank was the largest mortgage lender in Hastings, Minnesota with 28 loans, about 5.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
27 lenders closed FHA loans in Hastings, Minnesota in 2025, led by Bell Bank with 7. 17 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 50 banks and 15 credit unions closed home loans in Hastings, Minnesota in 2025, alongside 59 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hastings, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hastings, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hastings. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
