Mortgage Lenders and Brokers in Fridley, Minnesota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fridley, Minnesota mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA6315 University Ave Ne, Fridley, MN 55432A+5.0 ★Texas Ratio: 5.36%, Huntington National BankHuntington National Bank5205 Central Ave Ne, Fridley, MN 55421A+5.0 ★Texas Ratio: 3.66%, Bank of America NABank of America NA5400 Central Ave Ne, Fridley, MN 55421A+5.0 ★Texas Ratio: 4.14%, Trustone Financial Credit UnionTrustone Financial Credit Union6303 Central Ave NE, Fridley, MN 55432 5111A+5.0 ★Texas Ratio: 4.56%, Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, Blaze Credit UnionBlaze Credit Union10 Northtown Dr NE, Blaine, MN 55434 1033A5.0 ★Texas Ratio: 6.19%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%, US Bank, N.A.US Bank, N.A.331 S Broadway Ave, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 2.85%, Granite BankGranite Bank11660 Theatre Dr N, Champlin, MN 55316A5.0 ★Texas Ratio: 13.85%, and Wings Financial Credit UnionWings Financial Credit Union14985 Glazier Ave, Apple Valley, MN 55124. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fridley, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fridley are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fridley, Minnesota
Market share is the lender's share of all home loans closed in Fridley, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Fridley 6315 University Ave Ne, Fridley, MN 55432 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 10 | 2.2% | 83.3% | $245,000 | View |
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1 office in Fridley 5205 Central Ave Ne, Fridley, MN 55421 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 3 +6 HELOCs |
0.7% | 80% | $325,000 | View |
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1 office in Fridley 5400 Central Ave Ne, Fridley, MN 55421 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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6303 Central Ave NE, Fridley, MN 55432 5111 A+5.0 ★Texas Ratio: 4.56% |
Conventional, HELOC | 30 +15 HELOCs |
6.7% | 81.6% | $141,333 | View |
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1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA, HELOC | 25 +1 HELOCs |
5.6% | 92.9% | $227,800 | View |
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10 Northtown Dr NE, Blaine, MN 55434 1033 A5.0 ★Texas Ratio: 6.19% |
Conventional, HELOC | 10 +7 HELOCs |
2.2% | 55% | $140,000 | View |
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1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41% |
Conventional, HELOC | 10 +6 HELOCs |
2.2% | 62.5% | $85,000 | View |
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331 S Broadway Ave, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 9 +8 HELOCs |
2% | 75% | $181,666 | View |
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11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85% |
Conventional, FHA | 6 | 1.3% | 100% | $228,333 | View |
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14985 Glazier Ave, Apple Valley, MN 55124 |
Conventional, HELOC | 5 +5 HELOCs |
1.1% | 87.5% | $289,000 | View |
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15103 Cedar Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 5 | 1.1% | 100% | $251,000 | View |
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7760 France Ave S, Bloomington, MN 55435 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 4 +2 HELOCs |
0.9% | 100% | $220,000 | View |
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101 Minnesota Ave N, Aitkin, MN 56431 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 3 | 0.7% | 100% | $268,333 | View |
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500 Osborne Rd NE, Fridley, MN 55432 A+5.0 ★Texas Ratio: 3.27% |
Conventional | 3 | 0.7% | 100% | $38,333 | View |
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143 W Clark St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 3.32% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $265,000 | View |
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208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional | 2 | 0.4% | 100% | $295,000 | View |
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13735 Round Lake Blvd NW, Andover, MN 55304 A+5.0 ★Texas Ratio: 5.40% |
Conventional | 2 | 0.4% | 100% | $165,000 | View |
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715 Crossroads Campus Dr NE, Buffalo, MN 55313 5074 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 2 | 0.4% | 100% | $205,000 | View |
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11800 Aberdeen St Ne, Blaine, MN 55449 C+4.1 ★Texas Ratio: 26.29% |
Conventional | 2 | 0.4% | 100% | $60,000 | View |
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14986 Lynwood Dr, Baxter, MN 56425 A+5.0 ★Texas Ratio: 4.01% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $95,000 | View |
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60 Plato Blvd E, Saint Paul, MN 55107 F1.0 ★Texas Ratio: 77.33% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
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11020 39th St N, Lake Elmo, MN 55042 A5.0 ★Texas Ratio: 7.45% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
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155 1st Ave SW, Rochester, MN 55902 A+5.0 ★Texas Ratio: 0.16% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
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21450 Forest Blvd N, Forest Lake, MN 55025 A+5.0 ★Texas Ratio: 0.92% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
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202 N Main St, Lake Crystal, MN 56055 A+5.0 ★Texas Ratio: 3.00% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
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1230 4th St S, Cannon Falls, MN 55009 A5.0 ★Texas Ratio: 7.12% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
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15751 Emperor Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 1 | 0.2% | 100% | $35,000 | View |
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14800 Galaxie Ave Ste 105, Apple Valley, MN 55124 C+4.1 ★Texas Ratio: 25.60% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
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101 Old Town Rd, Elko New Market, MN 55054 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
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208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
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2121 Station Pkwy NW, Andover, MN 55304 A+5.0 ★Texas Ratio: 2.50% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
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3225 Denmark Ave, Eagan, MN 55121 1382 A+5.0 ★Texas Ratio: 5.61% |
Conventional | 1 | 0.2% | 50% | $295,000 | View |
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2100 Blaisdell Ave, Minneapolis, MN 55404 A5.0 ★Texas Ratio: 9.43% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
My Credit Union
4025 W Old Shakopee Rd, Bloomington, MN 55437 |
Conventional | 1 | 0.2% | 100% | $335,000 | |
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★ 5 stars, 1 review 5941 94th Ave N, Brooklyn Park, MN 55443 A+5.0 ★Texas Ratio: 1.52% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
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2630 Bridge Ave, Albert Lea, MN 56007 A5.0 ★Texas Ratio: 12.61% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
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412 E Main St, Ada, MN 56510 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.2% | 50% | $435,000 | View |
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3313 Highway 29 S, Alexandria, MN 56308 A-5.0 ★Texas Ratio: 15.55% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
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900 American Blvd W, Bloomington, MN 55420 A5.0 ★Texas Ratio: 6.54% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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14989 Florence Trl, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Summit Mortgage Corporation
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Conventional, FHA | 6 | 1.3% | 100% | $191,666 | |
Servion
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Conventional, VA | 4 | 0.9% | 100% | $305,000 | |
Tradition Mortgage, LLC
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Conventional | 2 | 0.4% | 100% | $150,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 44 +1 HELOCs |
9.8% | 84.6% | $300,681 | |
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A+5.0 ★Texas Ratio: 3.17% |
Conventional, FHA | 26 | 5.8% | 100% | $236,538 | View |
Rocket Mortgage
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Conventional, FHA, VA | 25 | 5.6% | 78.8% | $242,600 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 17 | 3.8% | 100% | $262,647 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 16 | 3.6% | 100% | $206,875 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 15 | 3.3% | 93.8% | $306,333 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 12 | 2.7% | 100% | $220,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 11 | 2.5% | 100% | $322,272 | |
New American Funding, LLC.
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Conventional, FHA | 11 | 2.5% | 100% | $250,454 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA, HELOC | 10 +1 HELOCs |
2.2% | 100% | $239,000 | |
Premier Lending Inc.
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Conventional, FHA | 6 | 1.3% | 100% | $171,666 | |
Newrez LLC
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Conventional, FHA, VA | 5 | 1.1% | 55.6% | $271,000 | |
Guild Mortgage Company
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Conventional | 5 | 1.1% | 100% | $275,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 5 | 1.1% | 71.4% | $179,000 | View |
SWBC Mortgage Corporation
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Conventional | 3 | 0.7% | 100% | $335,000 | |
Everett Financial, Inc.
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Conventional, FHA | 3 | 0.7% | 100% | $231,666 | |
Movement Mortgage, LLC
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Conventional, VA | 3 | 0.7% | 100% | $378,333 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 0.7% | 50% | $95,000 | |
Bay Equity LLC
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FHA | 3 | 0.7% | 100% | $281,666 | |
Waterstone Mortgage Corporation
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Conventional | 3 | 0.7% | 100% | $95,000 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 0.7% | 100% | $198,333 | |
Mortgage Research Center
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VA | 3 | 0.7% | 75% | $251,666 | |
Megastar Finanacial Corp
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Conventional | 3 | 0.7% | 100% | $331,666 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.7% | 100% | $111,666 | View |
Resicentral LLC
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Conventional | 2 | 0.4% | 66.7% | $340,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.4% | 100% | $165,000 | |
Uif Corporation
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Conventional | 2 | 0.4% | 100% | $225,000 | |
Lower, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $350,000 | |
Paramount Residential Mortgage
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Conventional | 2 | 0.4% | 100% | $325,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 2 | 0.4% | 100% | $345,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.4% | 100% | $55,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 2 | 0.4% | 100% | $300,000 | |
Alliant Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $185,000 | |
Connexus Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $95,000 | |
Midwestone Bank
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $285,000 | |
Genisys Credit Union
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.2% | 50% | $315,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $355,000 | |
Nbkc Bank
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Conventional | 1 | 0.2% | 100% | $415,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.2% | 100% | $445,000 | |
loanDepot.com LLC
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FHA | 1 | 0.2% | 50% | $295,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.2% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.2% | 50% | $225,000 | View |
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A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 1 | 0.2% | 100% | $305,000 | |
AdvantageFirst Lending Inc
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Conventional | 1 | 0.2% | 50% | $255,000 | |
Levo Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $335,000 | |
JMJ Financial Group Inc.
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Conventional | 1 | 0.2% | 100% | $275,000 | |
American Financing Corporation
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FHA | 1 | 0.2% | 100% | $265,000 | |
Weichert Financial Services
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Greenbox Loans
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Conventional | 1 | 0.2% | 100% | $265,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 33.3% | $245,000 | |
First International Bank & Trust
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.2% | 100% | $225,000 | |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 50% | $245,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.2% | 100% | $95,000 | |
Florida Capital Bank, N.A
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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C3.9 ★Texas Ratio: 27.97% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 6.31% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | 0% |
Fridley Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fridley, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in Fridley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fridley in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fridley, MN
Use these to narrow the list above. Each category shows how many Fridley, MN lenders fit and what that kind of lender is usually best for.
Who Lends in Fridley, MN
Independent mortgage companies closed 55.1 percent of home loans in Fridley, Minnesota in 2025, banks 23.2 percent and credit unions 21.7 percent. Luminate Home Loans, Inc. was the largest mortgage company, Wells Fargo Bank NA the largest bank and Trustone Financial Credit Union the largest credit union. Among lenders headquartered in Minnesota, Wells Fargo Bank NA led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fridley, MN
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Fridley, Minnesota with 10 loans, about 2.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Fridley, Minnesota in 2025, led by United Wholesale Mortgage with 11. 12 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 37 banks and 21 credit unions closed home loans in Fridley, Minnesota in 2025, alongside 52 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fridley, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fridley, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fridley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
