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Mortgage Lenders and Brokers in Eagan, Minnesota

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Eagan, Minnesota mortgage lenders include US Bank, N.A.US Bank, N.A.610 Opperman Dr, Eagan, MN 55123A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA3390 Pilot Knob Rd, Eagan, MN 55121A+5.0 ★Texas Ratio: 5.36%, Huntington National BankHuntington National Bank1940 Cliff Lake Rd, Eagan, MN 55122A+5.0 ★Texas Ratio: 3.66%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1424 Yankee Doodle Dr, Eagan, MN 55121A+5.0 ★Texas Ratio: 3.68%, Alerus Financial NAAlerus Financial NA2805 Dodd Rd, Eagan, MN 55121A+5.0 ★Texas Ratio: 3.32%, Associated Bank NAAssociated Bank NA1265 Town Centre Dr, Eagan, MN 55123A+5.0 ★Texas Ratio: 3.45%, Old National BankOld National Bank1995 Rahncliff Ct, Eagan, MN 55122A+5.0 ★Texas Ratio: 4.98%, Think Mutual BankThink Mutual Bank4245 Johnny Cake Ridge Rd, Eagan, MN 55122A+5.0 ★Texas Ratio: 0.90%, Bank of America NABank of America NA7510 147th St W, Apple Valley, MN 55124A+5.0 ★Texas Ratio: 4.14%, and Minnwest BankMinnwest Bank1150 Yankee Doodle Rd, Eagan, MN 55121A+5.0 ★Texas Ratio: 5.77%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Eagan, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Eagan are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Eagan, Minnesota

Market share is the lender's share of all home loans closed in Eagan, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
US Bank, N.A. 2 offices in Eagan 610 Opperman Dr, Eagan, MN 55123 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, Jumbo, HELOC	36 +48 HELOCs	3.5%	68.4%	$313,333	View
Wells Fargo Bank NA 1 office in Eagan 3390 Pilot Knob Rd, Eagan, MN 55121 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	25	2.4%	83.3%	$312,600	View
Huntington National Bank 1 office in Eagan 1940 Cliff Lake Rd, Eagan, MN 55122 A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo, HELOC	15 +20 HELOCs	1.5%	83.3%	$383,666	View
JPMorgan Chase Bank, NA 1 office in Eagan 1424 Yankee Doodle Dr, Eagan, MN 55121 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	10 +4 HELOCs	1%	100%	$316,000	View
Alerus Financial NA 1 office in Eagan 2805 Dodd Rd, Eagan, MN 55121 A+5.0 ★Texas Ratio: 3.32%	Conventional, VA, HELOC	7 +5 HELOCs	0.7%	87.5%	$309,285	View
Associated Bank NA 1 office in Eagan 1265 Town Centre Dr, Eagan, MN 55123 A+5.0 ★Texas Ratio: 3.45%	Conventional, Jumbo, HELOC	5 +6 HELOCs	0.5%	71.4%	$467,000	View
Old National Bank 2 offices in Eagan 1995 Rahncliff Ct, Eagan, MN 55122 A+5.0 ★Texas Ratio: 4.98%	Conventional, HELOC	4 +7 HELOCs	0.4%	80%	$335,000	View
Think Mutual Bank 1 office in Eagan 4245 Johnny Cake Ridge Rd, Eagan, MN 55122 A+5.0 ★Texas Ratio: 0.90%	Conventional, HELOC	4 +6 HELOCs	0.4%	66.7%	$347,500	View
Bank of America NA 1 office in Eagan 7510 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	3 +6 HELOCs	0.3%	100%	$341,666	View
Minnwest Bank 1 office in Eagan 1150 Yankee Doodle Rd, Eagan, MN 55121 A+5.0 ★Texas Ratio: 5.77%	Conventional	2	0.2%	100%	$275,000	View
Choice Financial Group 1 office in Eagan 2640 Eagan Woods Dr, Eagan, MN 55121 A+5.0 ★Texas Ratio: 2.70%	Conventional	1	0.1%	100%	$385,000	View
Bell Bank 1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, VA, Jumbo, HELOC	69 +11 HELOCs	6.7%	93.3%	$352,681	View
Trustone Financial Credit Union 2772 E 82nd St, Bloomington, MN 55425 1365 A+5.0 ★Texas Ratio: 4.56%	Conventional, HELOC	39 +26 HELOCs	3.8%	87.2%	$165,256	View
Affinity Plus Federal Credit Union 1642 Diffley Rd, Eagan, MN 55122 A+5.0 ★Texas Ratio: 4.41%	Conventional, HELOC	29 +9 HELOCs	2.8%	85.3%	$106,034	View
Blaze Credit Union 1251 Town Centre Dr, Eagan, MN 55123 1067 A5.0 ★Texas Ratio: 6.19%	Conventional, HELOC	23 +13 HELOCs	2.2%	93.3%	$126,304	View
Luminate Bank 208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06%	Conventional, FHA, VA	17	1.7%	100%	$409,117	View
Granite Bank 11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85%	Conventional, FHA, VA	17	1.7%	94.4%	$322,647	View
Wings Financial Credit Union 3240 Denmark Ave, Eagan, MN 55121 2644	Conventional, HELOC	16 +40 HELOCs	1.6%	94.7%	$319,375	View
Ideal Credit Union 3225 Denmark Ave, Eagan, MN 55121 1382 A+5.0 ★Texas Ratio: 5.61%	Conventional, HELOC	8 +4 HELOCs	0.8%	80%	$126,250	View
Sunrise Banks, N.A. 2100 Blaisdell Ave, Minneapolis, MN 55404 A5.0 ★Texas Ratio: 9.43%	Conventional	8	0.8%	100%	$262,500	View
Associated Healthcare CU 1460 Yankee Doodle Rd, Eagan, MN 55121 A+5.0 ★Texas Ratio: 3.27%	Conventional	6	0.6%	100%	$85,000	View
Topline Financial Credit Union 900 American Blvd W, Bloomington, MN 55420 A5.0 ★Texas Ratio: 6.54%	Conventional, HELOC	5 +1 HELOCs	0.5%	100%	$305,000	View
Highland Bank 11800 Aberdeen St Ne, Blaine, MN 55449 C+4.1 ★Texas Ratio: 26.29%	Conventional	5	0.5%	83.3%	$79,000	View
Heartland Credit Union 4001 Lexington Ave N, Arden Hills, MN 55126 A+5.0 ★Texas Ratio: 4.68%	Conventional	3	0.3%	100%	$41,666	View
New Market Bank 101 Old Town Rd, Elko New Market, MN 55054 A+5.0 ★Texas Ratio: 0.00%	Conventional	3	0.3%	100%	$411,666	View
First State Bank and Trust 950 Highway 95 N, Bayport, MN 55003 A+5.0 ★Texas Ratio: 0.25%	Conventional	3	0.3%	100%	$258,333	View
City & County Credit Union ★ 5 stars, 1 review 1523 Central Pkwy, Eagan, MN 55121 1756 A+5.0 ★Texas Ratio: 1.52%	Conventional	3	0.3%	80%	$365,000	View
Lake Elmo Bank 11020 39th St N, Lake Elmo, MN 55042 A5.0 ★Texas Ratio: 7.45%	Conventional	2	0.2%	100%	$295,000	View
Novation Credit Union 45 Hassan St SE, Hutchinson, MN 55350 A+5.0 ★Texas Ratio: 4.19%	Conventional	2	0.2%	100%	$55,000	View
Luminate Home Loans, Inc. 208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06%	Conventional	2	0.2%	100%	$250,000	View
Bridgewater Bank 7831 E Bush Lake Rd, Edina, MN 55439 A+5.0 ★Texas Ratio: 3.43%	Conventional	2	0.2%	66.7%	$255,000	View
Frandsen Bank & Trust 410 2nd St W, Ada, MN 56510 A+5.0 ★Texas Ratio: 5.91%	Conventional	2	0.2%	100%	$240,000	View
First Bank & Trust 234 1st Ave E, Cambridge, MN 55008 A+5.0 ★Texas Ratio: 3.79%	Conventional	1	0.1%	100%	$225,000	View
North Shore Bank of Commerce 4801 E Superior St, Duluth, MN 55804 A+5.0 ★Texas Ratio: 1.35%	Conventional	1	0.1%	100%	$205,000	View
National Bank of Commerce 22 1st St Ne, Bagley, MN 56621 A+5.0 ★Texas Ratio: 5.00%	Conventional	1	0.1%	100%	$355,000	View
Merchants Bank, National Association 7300 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.28%	Conventional	1	0.1%	100%	$805,000	View
Mayo Employees Federal Credit Union 155 1st Ave SW, Rochester, MN 55902 A+5.0 ★Texas Ratio: 0.16%	Conventional	1	0.1%	100%	$25,000	View
The State Bank of Faribault 428 Central Ave N, Faribault, MN 55021 A5.0 ★Texas Ratio: 11.55%	Conventional	1	0.1%	100%	$425,000	View
Community Resource Bank 1230 4th St S, Cannon Falls, MN 55009 A5.0 ★Texas Ratio: 7.12%	Conventional	1	0.1%	100%	$205,000	View
Sharepoint Credit Union 13735 Round Lake Blvd NW, Andover, MN 55304 A+5.0 ★Texas Ratio: 5.40%	Conventional	1	0.1%	100%	$225,000	View
The Bank of Elk River 630 Main St Nw, Elk River, MN 55330 A-4.8 ★Texas Ratio: 10.95%	Conventional	1	0.1%	100%	$145,000	View
Coulee Bank 14800 Galaxie Ave Ste 105, Apple Valley, MN 55124 C+4.1 ★Texas Ratio: 25.60%	Conventional	1	0.1%	100%	$135,000	View
Great Southern Bank 6545 France Ave S Ste 130, Edina, MN 55435 A+5.0 ★Texas Ratio: 1.55%	Conventional	1	0.1%	100%	$65,000	View
Lakeview Bank ★ 5 stars, 1 review 9725 163rd St W, Lakeville, MN 55044 A5.0 ★Texas Ratio: 8.73%	Conventional	1	0.1%	100%	$365,000	View
Sherburne State Bank 12500 Sherburne Avenue, Becker, MN 55308 A+5.0 ★Texas Ratio: 0.20%	Conventional	1	0.1%	100%	$225,000	View
KodaBank 1060 Paul Bunyan Dr Nw, Bemidji, MN 56601 A+5.0 ★Texas Ratio: 2.26%	Conventional	1	0.1%	100%	$445,000	View
Gateway Bank 4530 France Ave S, Edina, MN 55410 A+5.0 ★Texas Ratio: 0.01%	Conventional	1	0.1%	100%	$55,000	View
SouthPoint Financial Credit Union 715 Crossroads Campus Dr NE, Buffalo, MN 55313 5074 A+5.0 ★Texas Ratio: 1.13%	Conventional	1	0.1%	100%	$445,000	View
First Alliance Credit Union 1011 Tompkins Dr NE, Byron, MN 55920 A5.0 ★Texas Ratio: 7.96%	Conventional	1	0.1%	100%	$565,000	View
Cortrust Bank 2850 Cutters Grove Ave, Anoka, MN 55303 A+5.0 ★Texas Ratio: 5.11%	Conventional	1	0.1%	100%	$455,000	View
Vermillion State Bank 255 33rd St W, Hastings, MN 55033 A+5.0 ★Texas Ratio: 1.51%	Conventional	1	0.1%	100%	$215,000	View
Citizens Bank Minnesota 102 S Broadway, La Salle, MN 56056 A+5.0 ★Texas Ratio: 0.16%	Conventional, Jumbo	1	0.1%	100%	$835,000	View
Peoples State Bank of Plainview 411 N Main St, Altura, MN 55910 A-4.7 ★Texas Ratio: 9.93%	Conventional	1	0.1%	100%	$205,000	View
St Paul Federal Credit Union 1330 Conway St Ste 200, Saint Paul, MN 55106 A+5.0 ★Texas Ratio: 1.19%	Conventional	1	0.1%	100%	$105,000	View
BMO Harris Bank NA 412 E Main St, Ada, MN 56510 A+5.0 ★Texas Ratio: 3.54%	HELOC	0 +2 HELOCs	0%	n/a		View
Deerwood Bank 14986 Lynwood Dr, Baxter, MN 56425 A+5.0 ★Texas Ratio: 4.01%	HELOC	0 +2 HELOCs	0%	0%		View
Expedition Credit Union 14989 Florence Trl, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 1.78%	HELOC	0 +1 HELOCs	0%	n/a		View
Cambria Financial Group	Conventional, FHA	10	1%	100%	$327,000
Tradition Mortgage, LLC	Conventional, FHA	10	1%	100%	$332,000
Summit Mortgage Corporation	Conventional, VA, Jumbo	4	0.4%	85.7%	$517,500
Bremer Bank NA	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$355,000
Servion	FHA	1	0.1%	100%	$185,000
South Metro Federal Credit Uni	Conventional	1	0.1%	100%	$125,000
Rocket Mortgage	Conventional, FHA, VA	64	6.2%	85.5%	$250,000
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	46 +1 HELOCs	4.5%	85.2%	$367,826
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo	41	4%	100%	$335,243
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	31	3%	88.6%	$321,774
loanDepot.com LLC	Conventional, FHA	30	2.9%	88.2%	$233,333
Fairway Independent Mort Corp	Conventional, FHA	25	2.4%	96.2%	$380,200
Pennymac Loan Services LLC	Conventional, FHA, VA	19	1.9%	87%	$369,736
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA	18	1.8%	100%	$300,555
Mutual of Omaha Mortgage	Conventional, FHA, VA	18	1.8%	90%	$238,333
New American Funding, LLC.	Conventional, FHA, VA	18	1.8%	90%	$337,777
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	17 +1 HELOCs	1.7%	94.4%	$286,764
Guild Mortgage Company	Conventional, Jumbo	13	1.3%	100%	$359,615
Movement Mortgage, LLC	Conventional, FHA	12	1.2%	100%	$288,333
Nationstar Mortgage	Conventional, FHA	12	1.2%	100%	$237,500
Royal Credit Union A+5.0 ★Texas Ratio: 3.17%	Conventional, HELOC	11 +5 HELOCs	1.1%	91.7%	$324,090	View
Mortgage Research Center	VA, Jumbo	10	1%	71.4%	$401,000
Cmg Mortgage Inc	Conventional, FHA, USDA, HELOC	7 +1 HELOCs	0.7%	87.5%	$233,571
Freedom Mortgage Corporation	Conventional, FHA, VA	7	0.7%	88.9%	$366,428
Newrez LLC	Conventional	7	0.7%	87.5%	$303,571
Resicentral LLC	Conventional	7	0.7%	100%	$347,857
Paramount Residential Mortgage	Conventional, FHA	7	0.7%	100%	$269,285
American Neighborhood Mortgage Acceptance Company	Conventional, FHA	7	0.7%	100%	$343,571
Spring Eq, LLC	Conventional, HELOC	6 +1 HELOCs	0.6%	75%	$53,333
Everett Financial, Inc.	Conventional	6	0.6%	100%	$241,666
Union Home Mortgage Corp.	Conventional, FHA	6	0.6%	100%	$286,666
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, VA	6	0.6%	75%	$178,333	View
Mason-McDuffie Mortgage Corporation	Conventional, FHA	6	0.6%	100%	$316,666
Lakeview Loan Servicing, LLC	Conventional, FHA	5	0.5%	50%	$369,000
Cardinal Financial Company, Li	Conventional, FHA, VA	5	0.5%	100%	$257,000
Zillow Home Loans, LLC	Conventional, FHA	5	0.5%	83.3%	$201,000
Ark-La-Tex Financial Services LLC	Conventional	5	0.5%	100%	$425,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	4	0.4%	100%	$525,000	View
Gold Star Mortgage Financial Group, Corporation	Conventional	4	0.4%	100%	$202,500
Kind Lending, LLC	Conventional, FHA	4	0.4%	62.5%	$375,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional, HELOC	3 +1 HELOCs	0.3%	100%	$158,333	View
Primelending	Conventional	3	0.3%	100%	$305,000
SWBC Mortgage Corporation	Conventional	3	0.3%	100%	$441,666
Waterstone Mortgage Corporation	Conventional, FHA	3	0.3%	100%	$318,333
Lower, LLC	Conventional	3	0.3%	100%	$251,666
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	3	0.3%	100%	$281,666	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA	3	0.3%	100%	$241,666	View
Tomo Mortgage LLC	Conventional	3	0.3%	100%	$391,666
Genisys Credit Union	Conventional, HELOC	2 +4 HELOCs	0.2%	75%	$165,000
Veridian Credit Union C3.9 ★Texas Ratio: 27.97%	Conventional, HELOC	2 +3 HELOCs	0.2%	100%	$195,000	View
Amerisave Mortgage Company	Conventional	2	0.2%	66.7%	$170,000
Home Mortgage Alliance Corp (Hmac)	Conventional	2	0.2%	100%	$370,000
Discover Bank	Conventional	2	0.2%	22.2%	$50,000
Uw Credit Union	Conventional	2	0.2%	100%	$270,000
Securitynational Mortgage Company	Conventional	2	0.2%	100%	$85,000
First Colony Mortgage Corporat	Conventional	2	0.2%	100%	$340,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	2	0.2%	40%	$360,000	View
Academy Bank, N.A. A+5.0 ★Texas Ratio: 5.08%	Conventional, Jumbo	2	0.2%	100%	$595,000	View
American Pacific Mortgage Corporation	Conventional	2	0.2%	100%	$445,000
Megastar Finanacial Corp	Conventional	2	0.2%	100%	$380,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, FHA	2	0.2%	100%	$450,000	View
Navy Federal Credit Union	Conventional, VA	2	0.2%	100%	$305,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, FHA	2	0.2%	100%	$75,000	View
Carrington Mortgage Services LLC	Conventional, FHA	2	0.2%	50%	$130,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, VA	2	0.2%	100%	$375,000	View
Plaza Home Mortgage, Inc	Conventional	2	0.2%	100%	$360,000
Alliant Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$205,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$295,000	View
Valon Mortgage	FHA, HELOC	1 +1 HELOCs	0.1%	100%	$475,000
Altra Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$65,000
Pentagon Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$165,000
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$265,000	View
Originpoint, LLC	Conventional	1	0.1%	100%	$305,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$605,000	View
Consumer Real Estate Finance Co DBA Society Mortgage	Conventional	1	0.1%	100%	$215,000
Arbor Bank A5.0 ★Texas Ratio: 10.07%	Conventional	1	0.1%	100%	$125,000	View
American Financial Resources LLC	Conventional	1	0.1%	100%	$235,000
Go Mortgage, LLC	VA	1	0.1%	100%	$475,000
Guidance Residential, LLC	Conventional	1	0.1%	100%	$235,000
Loanunited.Com, LLC	VA	1	0.1%	100%	$415,000
Deephaven Mortgage LLC	Conventional	1	0.1%	100%	$185,000
Synergy One Lending, Inc.	Conventional	1	0.1%	100%	$265,000
Homestead Funding Corp.	Conventional	1	0.1%	100%	$175,000
AmWest Funding Corp	Conventional	1	0.1%	100%	$485,000
Sfmc, LP	Conventional	1	0.1%	100%	$275,000
Select Lending Services, LLC	Conventional	1	0.1%	100%	$645,000
Bay Equity LLC	Conventional	1	0.1%	100%	$425,000
SIRVA Mortgage, Inc.	Conventional	1	0.1%	100%	$325,000
Bokf NA A+5.0 ★Texas Ratio: 1.05%	Conventional	1	0.1%	100%	$495,000	View
New Day Financial, LLC.	VA	1	0.1%	50%	$175,000
Land Home Financial Services,	Conventional	1	0.1%	100%	$235,000
Premier Lending Inc.	Conventional	1	0.1%	100%	$225,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$125,000	View
Encompass Lending Group, L.P.	Conventional	1	0.1%	100%	$465,000
Midwestone Bank	Conventional	1	0.1%	100%	$665,000
Planet Home Lending, LLC	Conventional	1	0.1%	100%	$375,000
Embrace Home Loans, Inc.	Conventional	1	0.1%	100%	$355,000
Provident Funding Associates	Conventional	1	0.1%	100%	$65,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	VA	1	0.1%	33.3%	$805,000	View
BoxCar Mortgage, LLC	Conventional	1	0.1%	100%	$365,000
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.1%	100%	$455,000
Iowa Bankers Mortgage Corporation	Conventional	1	0.1%	100%	$185,000
Milend, Inc	FHA	1	0.1%	100%	$535,000
Cortrust Mortgage, Inc. A+5.0 ★Texas Ratio: 5.11%	Conventional	1	0.1%	100%	$225,000	View
Member First Mortgage, LLC	Conventional	1	0.1%	100%	$255,000
Gsb Mortgage, Inc.	Conventional	1	0.1%	100%	$385,000
Digital Federal Credit Union	Conventional	1	0.1%	100%	$375,000
Better Mortgage Corporation	Conventional	1	0.1%	100%	$265,000
Pike Creek Mortgage Services, Inc.	Conventional	1	0.1%	100%	$375,000
V.I.P. Mortgage, Inc.	Conventional	1	0.1%	100%	$365,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0.1%	100%	$695,000	View
Mld Mortgage, Inc.Dba the Money Store	Conventional	1	0.1%	100%	$425,000
Florida Capital Bank, N.A	Conventional	1	0.1%	100%	$395,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	1	0.1%	100%	$955,000	View
Thrivent Bank	Conventional	1	0.1%	100%	$265,000
Goprime Mortgage, Inc.	VA	1	0.1%	50%	$675,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional	1	0.1%	100%	$285,000	View
Figure Lending LLC	HELOC	0 +6 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +3 HELOCs	0%	n/a		View
Fourleaf Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +2 HELOCs	0%	n/a		View
American National Bank A5.0 ★Texas Ratio: 8.08%	HELOC	0 +2 HELOCs	0%	n/a		View
Clearview Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Eagan Mortgage Rate Trends

Daily average mortgage rates for Minnesota compared with the national average, updated every evening.

30-Year Fixed MN Avg

7.512%

▲ 0.089 vs 7 days ago

15-Year Fixed MN Avg

6.996%

▲ 0.059 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Eagan, Minnesota

Looking for mortgage lenders near me or mortgage brokers near me in Eagan? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Eagan in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Eagan, MN

Use these to narrow the list above. Each category shows how many Eagan, MN lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 82 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 70 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 29 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 38 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 26 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 11 lenders. Loans above the conforming limit for higher priced homes Local lenders based in MN 46 lenders headquartered in Minnesota, the closest thing to a mortgage lender near you

Who Lends in Eagan, MN

Independent mortgage companies closed 54.3 percent of home loans in Eagan, Minnesota in 2025, banks 29.5 percent and credit unions 16.2 percent. Luminate Home Loans, Inc. was the largest mortgage company, US Bank, N.A. the largest bank and Trustone Financial Credit Union the largest credit union. Among lenders headquartered in Minnesota, Wells Fargo Bank NA led with 25 loans.

54.3%

Mortgage companies

29.5%

Banks

16.2%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.

More Minnesota Mortgage Lender Pages

All Minnesota lenders 711 lenders Minneapolis 297 lenders St. Paul 252 lenders Rochester 198 lenders Lakeville 187 lenders Woodbury 186 lenders Maple Grove 180 lenders Duluth 168 lenders Blaine 180 lenders Plymouth 187 lenders Bloomington 163 lenders St. Cloud 152 lenders Brooklyn Park 153 lenders

Frequently Asked Questions About Mortgage Lenders in Eagan, MN

Who is the largest mortgage lender in Eagan, MN?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Eagan, Minnesota with 36 loans, about 3.5 percent of the market. The largest lender headquartered in Minnesota was Wells Fargo Bank NA with 25 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Eagan, MN have the highest approval rates?

Among lenders with meaningful volume in Eagan, Minnesota, Bell Bank approved the highest share of completed applications in 2025 at 93.3 percent, against a 88.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Eagan, MN mortgage lenders offer FHA, VA and USDA loans?

38 lenders closed FHA loans in Eagan, Minnesota in 2025, led by Rocket Mortgage with 8. 26 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Eagan, MN lender list?

Yes. 70 banks and 29 credit unions closed home loans in Eagan, Minnesota in 2025, alongside 82 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Eagan, MN ranked on this page?

Lenders are ranked only by the number of home loans they closed in Eagan, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Eagan, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Eagan. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.