Mortgage Lenders and Brokers in Crystal, Minnesota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Crystal, Minnesota mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA5600 W Broadway Avenue, Crystal, MN 55428A+5.0 ★Texas Ratio: 5.36%, Huntington National BankHuntington National Bank6830 Bass Lake Rd, Crystal, MN 55428A+5.0 ★Texas Ratio: 3.66%, Trustone Financial Credit UnionTrustone Financial Credit Union2772 E 82nd St, Bloomington, MN 55425 1365A+5.0 ★Texas Ratio: 4.56%, Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%, Luminate BankLuminate Bank208 W Front St, Claremont, MN 55924A5.0 ★Texas Ratio: 11.06%, Blaze Credit UnionBlaze Credit Union10 Northtown Dr NE, Blaine, MN 55434 1033A5.0 ★Texas Ratio: 6.19%, Granite BankGranite Bank11660 Theatre Dr N, Champlin, MN 55316A5.0 ★Texas Ratio: 13.85%, US Bank, N.A.US Bank, N.A.331 S Broadway Ave, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 2.85%, and Old National BankOld National Bank101 Minnesota Ave N, Aitkin, MN 56431A+5.0 ★Texas Ratio: 4.98%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Crystal, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Crystal are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Crystal, Minnesota
Market share is the lender's share of all home loans closed in Crystal, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Crystal 5600 W Broadway Avenue, Crystal, MN 55428 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 10 | 2.3% | 76.9% | $225,000 | View |
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1 office in Crystal 6830 Bass Lake Rd, Crystal, MN 55428 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 2 +12 HELOCs |
0.5% | 50% | $205,000 | View |
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2772 E 82nd St, Bloomington, MN 55425 1365 A+5.0 ★Texas Ratio: 4.56% |
Conventional, HELOC | 20 +14 HELOCs |
4.5% | 87% | $175,000 | View |
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1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA | 20 | 4.5% | 95.2% | $281,500 | View |
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1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41% |
Conventional, HELOC | 13 +4 HELOCs |
2.9% | 81.2% | $130,384 | View |
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208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA, VA | 12 | 2.7% | 92.9% | $269,166 | View |
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10 Northtown Dr NE, Blaine, MN 55434 1033 A5.0 ★Texas Ratio: 6.19% |
Conventional, HELOC | 10 +6 HELOCs |
2.3% | 92.9% | $92,000 | View |
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11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85% |
Conventional, FHA | 10 | 2.3% | 100% | $289,000 | View |
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331 S Broadway Ave, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 8 +5 HELOCs |
1.8% | 57.1% | $200,000 | View |
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101 Minnesota Ave N, Aitkin, MN 56431 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 7 +2 HELOCs |
1.6% | 87.5% | $292,142 | View |
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14985 Glazier Ave, Apple Valley, MN 55124 |
Conventional, HELOC | 6 +14 HELOCs |
1.4% | 100% | $228,333 | View |
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900 American Blvd W, Bloomington, MN 55420 A5.0 ★Texas Ratio: 6.54% |
Conventional, HELOC | 5 +5 HELOCs |
1.1% | 100% | $269,000 | View |
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143 W Clark St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 3.32% |
Conventional, FHA, VA, HELOC | 4 +2 HELOCs |
0.9% | 100% | $275,000 | View |
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7760 France Ave S, Bloomington, MN 55435 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 3 +2 HELOCs |
0.7% | 100% | $245,000 | View |
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15103 Cedar Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.5% | 100% | $290,000 | View |
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7510 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 0.5% | 100% | $225,000 | View |
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13735 Round Lake Blvd NW, Andover, MN 55304 A+5.0 ★Texas Ratio: 5.40% |
Conventional | 2 | 0.5% | 100% | $40,000 | View |
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14800 Galaxie Ave Ste 105, Apple Valley, MN 55124 C+4.1 ★Texas Ratio: 25.60% |
Conventional | 2 | 0.5% | 100% | $195,000 | View |
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11800 Aberdeen St Ne, Blaine, MN 55449 C+4.1 ★Texas Ratio: 26.29% |
Conventional | 2 | 0.5% | 50% | $50,000 | View |
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14986 Lynwood Dr, Baxter, MN 56425 A+5.0 ★Texas Ratio: 4.01% |
Conventional | 2 | 0.5% | 100% | $130,000 | View |
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21450 Forest Blvd N, Forest Lake, MN 55025 A+5.0 ★Texas Ratio: 0.92% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
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9741 Lyndale Ave S, Bloomington, MN 55420 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
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1230 4th St S, Cannon Falls, MN 55009 A5.0 ★Texas Ratio: 7.12% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
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15751 Emperor Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 1 | 0.2% | 100% | $585,000 | View |
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7641 Lake Dr, Lino Lakes, MN 55014 A5.0 ★Texas Ratio: 9.19% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
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301 S State St, Fairmont, MN 56031 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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12500 Sherburne Avenue, Becker, MN 55308 A+5.0 ★Texas Ratio: 0.20% |
Conventional | 1 | 0.2% | 100% | $25,000 | View |
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101 Old Town Rd, Elko New Market, MN 55054 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
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113 N Main St, Belview, MN 56214 A+5.0 ★Texas Ratio: 5.77% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
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1777 Bunker Lake Blvd Nw, Andover, MN 55304 A+5.0 ★Texas Ratio: 0.02% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,115,000 | View |
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114 S Park St, Fairmont, MN 56031 A+5.0 ★Texas Ratio: 0.53% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
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7831 E Bush Lake Rd, Edina, MN 55439 A+5.0 ★Texas Ratio: 3.43% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
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950 Highway 95 N, Bayport, MN 55003 A+5.0 ★Texas Ratio: 0.25% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
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2100 Blaisdell Ave, Minneapolis, MN 55404 A5.0 ★Texas Ratio: 9.43% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
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102 S Broadway, La Salle, MN 56056 A+5.0 ★Texas Ratio: 0.16% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
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7101 West 78th Street, Bloomington, MN 55420 A+5.0 ★Texas Ratio: 2.36% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
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3313 Highway 29 S, Alexandria, MN 56308 A-5.0 ★Texas Ratio: 15.55% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
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14989 Florence Trl, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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412 E Main St, Ada, MN 56510 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Summit Mortgage Corporation
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Conventional, FHA | 7 | 1.6% | 100% | $183,571 | |
Tradition Mortgage, LLC
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Conventional, FHA | 5 | 1.1% | 100% | $255,000 | |
Cambria Financial Group
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Conventional | 3 | 0.7% | 75% | $211,666 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 35 | 7.9% | 89.7% | $306,714 | |
Rocket Mortgage
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Conventional, FHA, VA | 25 | 5.6% | 79.4% | $263,000 | |
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A+5.0 ★Texas Ratio: 3.17% |
Conventional, FHA, HELOC | 21 +5 HELOCs |
4.7% | 100% | $190,714 | View |
Fairway Independent Mort Corp
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Conventional, FHA | 15 | 3.4% | 100% | $211,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 11 | 2.5% | 100% | $315,909 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 9 | 2% | 90% | $283,888 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 8 | 1.8% | 100% | $172,500 | |
Pennymac Loan Services LLC
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Conventional, VA | 8 | 1.8% | 80% | $321,250 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 8 | 1.8% | 100% | $217,500 | |
Movement Mortgage, LLC
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Conventional | 7 | 1.6% | 100% | $246,428 | |
loanDepot.com LLC
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Conventional, FHA | 7 | 1.6% | 100% | $153,571 | |
New American Funding, LLC.
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Conventional, FHA | 7 | 1.6% | 87.5% | $243,571 | |
Newrez LLC
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Conventional, FHA | 5 | 1.1% | 100% | $213,000 | |
Zillow Home Loans, LLC
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Conventional | 5 | 1.1% | 100% | $271,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional, VA | 5 | 1.1% | 100% | $231,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 4 | 0.9% | 100% | $202,500 | |
SWBC Mortgage Corporation
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Conventional | 4 | 0.9% | 100% | $287,500 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 0.9% | 57.1% | $262,500 | |
Union Home Mortgage Corp.
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Conventional | 4 | 0.9% | 100% | $245,000 | |
Everett Financial, Inc.
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Conventional | 3 | 0.7% | 100% | $218,333 | |
Guild Mortgage Company
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Conventional, FHA | 3 | 0.7% | 100% | $338,333 | |
Premier Lending Inc.
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Conventional, FHA | 3 | 0.7% | 100% | $218,333 | |
Nations Lending Corporation
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Conventional, FHA | 3 | 0.7% | 100% | $188,333 | |
Nationstar Mortgage
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Conventional | 3 | 0.7% | 100% | $45,000 | |
Mutual of Omaha Mortgage
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Conventional | 3 | 0.7% | 100% | $308,333 | |
Paramount Residential Mortgage
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Conventional, FHA | 3 | 0.7% | 100% | $191,666 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 3 | 0.7% | 100% | $288,333 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.5% | 100% | $315,000 | View |
Guidance Residential, LLC
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Conventional | 2 | 0.5% | 100% | $355,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.5% | 100% | $150,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.5% | 100% | $255,000 | |
Mortgage Research Center
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VA | 2 | 0.5% | 50% | $395,000 | |
Megastar Finanacial Corp
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Conventional | 2 | 0.5% | 100% | $240,000 | |
Uif Corporation
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Conventional | 2 | 0.5% | 100% | $300,000 | |
The Loan Store, Inc
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Conventional | 2 | 0.5% | 100% | $275,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA | 2 | 0.5% | 100% | $350,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.5% | 100% | $120,000 | View |
Goodleap, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $85,000 | View |
Alameda Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $325,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Canopy Mortgage, LLC
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VA | 1 | 0.2% | 100% | $335,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 100% | $275,000 | |
Resicentral LLC
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 1 | 0.2% | 100% | $415,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $315,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.2% | 100% | $305,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.2% | 100% | $275,000 | |
Homestead Funding Corp.
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Conventional | 1 | 0.2% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
FHA | 1 | 0.2% | 100% | $315,000 | View |
Discover Bank
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Conventional | 1 | 0.2% | 25% | $35,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $35,000 | View |
Bay Equity LLC
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Westconsin Credit Union
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Homeowners Financial Group, LLC
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Conventional | 1 | 0.2% | 100% | $405,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
Midwestone Bank
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Provident Funding Associates
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Conventional | 1 | 0.2% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $335,000 | |
Lower, LLC
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FHA | 1 | 0.2% | 100% | $275,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.2% | 50% | $55,000 | |
Village Capital & Investment
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FHA | 1 | 0.2% | 66.7% | $235,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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C3.9 ★Texas Ratio: 27.97% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Genisys Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Crystal Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Crystal, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in Crystal? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Crystal in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Crystal, MN
Use these to narrow the list above. Each category shows how many Crystal, MN lenders fit and what that kind of lender is usually best for.
Who Lends in Crystal, MN
Independent mortgage companies closed 56.2 percent of home loans in Crystal, Minnesota in 2025, banks 25.7 percent and credit unions 18.1 percent. Summit Mortgage Corporation was the largest mortgage company, Wells Fargo Bank NA the largest bank and Trustone Financial Credit Union the largest credit union. Among lenders headquartered in Minnesota, Wells Fargo Bank NA led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Crystal, MN
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Crystal, Minnesota with 10 loans, about 2.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
32 lenders closed FHA loans in Crystal, Minnesota in 2025, led by United Wholesale Mortgage with 8. 11 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 43 banks and 14 credit unions closed home loans in Crystal, Minnesota in 2025, alongside 63 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Crystal, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Crystal, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Crystal. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
