Mortgage Lenders and Brokers in Chaska, Minnesota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Chaska, Minnesota mortgage lenders include Old National BankOld National Bank301 N Chestnut St, Chaska, MN 55318A+5.0 ★Texas Ratio: 4.98%, Wells Fargo Bank NAWells Fargo Bank NA400 N Chestnut St, Chaska, MN 55318A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3235 Chaska Blvd, Chaska, MN 55318A+5.0 ★Texas Ratio: 3.68%, BankvistaBankvista1420 White Oak Dr, Chaska, MN 55318A5.0 ★Texas Ratio: 11.00%, Security Bank & Trust CompanySecurity Bank & Trust Company1575 White Oak Dr, Chaska, MN 55318A+5.0 ★Texas Ratio: 2.36%, Nicolet National BankNicolet National Bank706 N Walnut St, Chaska, MN 55318A+5.0 ★Texas Ratio: 2.28%, Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, Trustone Financial Credit UnionTrustone Financial Credit Union2772 E 82nd St, Bloomington, MN 55425 1365A+5.0 ★Texas Ratio: 4.56%, US Bank, N.A.US Bank, N.A.331 S Broadway Ave, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 2.85%, and Wings Financial Credit UnionWings Financial Credit Union310 Hundertmark Road, Chaska, MN 55318. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Chaska, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Chaska are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Chaska, Minnesota
Market share is the lender's share of all home loans closed in Chaska, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Chaska 301 N Chestnut St, Chaska, MN 55318 A+5.0 ★Texas Ratio: 4.98% |
Conventional, FHA, Jumbo, HELOC | 14 +23 HELOCs |
2.7% | 93.8% | $507,142 | View |
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1 office in Chaska 400 N Chestnut St, Chaska, MN 55318 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 11 | 2.1% | 91.7% | $370,454 | View |
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1 office in Chaska 3235 Chaska Blvd, Chaska, MN 55318 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 4 +1 HELOCs |
0.8% | 100% | $465,000 | View |
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1 office in Chaska 1420 White Oak Dr, Chaska, MN 55318 A5.0 ★Texas Ratio: 11.00% |
Conventional | 3 | 0.6% | 100% | $215,000 | View |
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1 office in Chaska 1575 White Oak Dr, Chaska, MN 55318 A+5.0 ★Texas Ratio: 2.36% |
Conventional | 2 | 0.4% | 100% | $135,000 | View |
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1 office in Chaska 706 N Walnut St, Chaska, MN 55318 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA, HELOC | 26 +3 HELOCs |
5% | 96.3% | $381,538 | View |
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2772 E 82nd St, Bloomington, MN 55425 1365 A+5.0 ★Texas Ratio: 4.56% |
Conventional, HELOC | 18 +11 HELOCs |
3.5% | 90% | $190,555 | View |
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331 S Broadway Ave, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 10 +16 HELOCs |
1.9% | 90.9% | $199,000 | View |
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310 Hundertmark Road, Chaska, MN 55318 |
Conventional, HELOC | 9 +34 HELOCs |
1.7% | 92.9% | $325,000 | View |
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405 E Main St, Anoka, MN 55303 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 9 +3 HELOCs |
1.7% | 90% | $662,777 | View |
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11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85% |
Conventional, FHA | 6 | 1.2% | 100% | $433,333 | View |
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1600 Monroe Drive, Carver, MN 55315 A+5.0 ★Texas Ratio: 3.53% |
Conventional | 6 | 1.2% | 100% | $326,666 | View |
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143 W Clark St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 3.32% |
Conventional, HELOC | 4 +3 HELOCs |
0.8% | 100% | $417,500 | View |
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1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41% |
Conventional, HELOC | 3 +3 HELOCs |
0.6% | 60% | $128,333 | View |
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10 Northtown Dr NE, Blaine, MN 55434 1033 A5.0 ★Texas Ratio: 6.19% |
Conventional, HELOC | 3 +3 HELOCs |
0.6% | 80% | $228,333 | View |
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208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 3 | 0.6% | 100% | $368,333 | View |
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101 Old Town Rd, Elko New Market, MN 55054 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 3 | 0.6% | 100% | $305,000 | View |
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11800 Aberdeen St Ne, Blaine, MN 55449 C+4.1 ★Texas Ratio: 26.29% |
Conventional | 3 | 0.6% | 66.7% | $121,666 | View |
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14986 Lynwood Dr, Baxter, MN 56425 A+5.0 ★Texas Ratio: 4.01% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $330,000 | View |
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7510 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 1 +3 HELOCs |
0.2% | 100% | $1,165,000 | View |
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15751 Emperor Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 0.90% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $505,000 | View |
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234 1st Ave E, Cambridge, MN 55008 A+5.0 ★Texas Ratio: 3.79% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
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11020 39th St N, Lake Elmo, MN 55042 A5.0 ★Texas Ratio: 7.45% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
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45 Hassan St SE, Hutchinson, MN 55350 A+5.0 ★Texas Ratio: 4.19% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
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215 Front Street South, Barnesville, MN 56514 A+5.0 ★Texas Ratio: 0.44% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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113 N Main St, Belview, MN 56214 A+5.0 ★Texas Ratio: 5.77% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
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201 E Marion St, Lake City, MN 55041 A+5.0 ★Texas Ratio: 2.26% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
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1330 Conway St Ste 200, Saint Paul, MN 55106 A+5.0 ★Texas Ratio: 1.19% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
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410 2nd St W, Ada, MN 56510 A+5.0 ★Texas Ratio: 5.91% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
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14989 Florence Trl, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3225 Denmark Ave, Eagan, MN 55121 1382 A+5.0 ★Texas Ratio: 5.61% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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412 E Main St, Ada, MN 56510 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Tradition Mortgage, LLC
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Conventional, FHA, Jumbo | 24 | 4.6% | 100% | $516,666 | |
Cambria Financial Group
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Conventional | 7 | 1.3% | 100% | $326,428 | |
Bremer Bank NA
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VA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $775,000 | |
South Metro Federal Credit Uni
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Conventional | 1 | 0.2% | 100% | $85,000 | |
Summit Mortgage Corporation
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Conventional | 1 | 0.2% | 50% | $285,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 40 | 7.7% | 89.1% | $250,500 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 30 +1 HELOCs |
5.8% | 93.8% | $395,000 | |
DHI Mortgage Company, LTD.
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Conventional, VA | 28 | 5.4% | 100% | $506,428 | |
Lennar Mortgage, LLC
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Conventional | 21 | 4% | 95.5% | $574,523 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 19 | 3.6% | 86.4% | $282,894 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 17 | 3.3% | 100% | $372,647 | |
Pulte Mortgage LLC
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Conventional | 14 | 2.7% | 100% | $353,571 | |
Fairway Independent Mort Corp
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Conventional, FHA | 13 | 2.5% | 100% | $355,769 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 9 | 1.7% | 90% | $383,888 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 9 | 1.7% | 90% | $547,222 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional, HELOC | 8 +1 HELOCs |
1.5% | 100% | $285,000 | View |
loanDepot.com LLC
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Conventional, FHA | 8 | 1.5% | 100% | $272,500 | |
Nationstar Mortgage
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Conventional, FHA | 6 | 1.2% | 75% | $221,666 | |
Everett Financial, Inc.
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Conventional | 5 | 1% | 100% | $315,000 | |
New American Funding, LLC.
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Conventional | 5 | 1% | 100% | $203,000 | |
21St Mortgage
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Conventional | 5 | 1% | 20% | $69,000 | |
Paramount Residential Mortgage
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Conventional | 5 | 1% | 83.3% | $265,000 | |
Triad Financial Services, Inc.
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Conventional | 4 | 0.8% | 70% | $55,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 4 | 0.8% | 83.3% | $245,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional, VA | 4 | 0.8% | 100% | $270,000 | |
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A+5.0 ★Texas Ratio: 3.17% |
Conventional, HELOC | 3 +3 HELOCs |
0.6% | 100% | $301,666 | View |
Cmg Mortgage Inc
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Conventional, HELOC | 3 +1 HELOCs |
0.6% | 100% | $461,666 | |
Navy Federal Credit Union
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Conventional, HELOC | 3 +1 HELOCs |
0.6% | 75% | $148,333 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 0.6% | 80% | $465,000 | |
Newrez LLC
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Conventional, VA | 3 | 0.6% | 100% | $308,333 | |
Resicentral LLC
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Conventional | 3 | 0.6% | 100% | $381,666 | |
Guild Mortgage Company
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Conventional | 3 | 0.6% | 100% | $285,000 | |
Discover Bank
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Conventional | 3 | 0.6% | 60% | $151,666 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.6% | 100% | $301,666 | View |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.4% | 66.7% | $75,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.4% | 100% | $215,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 0.4% | 100% | $185,000 | |
Primelending
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Conventional | 2 | 0.4% | 100% | $350,000 | |
SWBC Mortgage Corporation
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Conventional | 2 | 0.4% | 100% | $355,000 | |
Lakeview Loan Servicing, LLC
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FHA, VA | 2 | 0.4% | 66.7% | $485,000 | |
Guidance Residential, LLC
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Conventional | 2 | 0.4% | 100% | $295,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 0.4% | 100% | $405,000 | |
Cardinal Financial Company, Li
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Conventional | 2 | 0.4% | 100% | $485,000 | |
Premier Lending Inc.
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Conventional | 2 | 0.4% | 100% | $155,000 | |
Provident Funding Associates
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Conventional | 2 | 0.4% | 100% | $530,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.4% | 100% | $415,000 | View |
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A+5.0 ★Texas Ratio: 1.47% |
Conventional | 2 | 0.4% | 100% | $415,000 | View |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $375,000 | View |
Genisys Credit Union
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Conventional | 1 | 0.2% | 100% | $635,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.2% | 100% | $805,000 | View |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $565,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.2% | 100% | $415,000 | |
Nbkc Bank
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Conventional | 1 | 0.2% | 100% | $485,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.2% | 100% | $545,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.2% | 100% | $365,000 | |
Bay Equity LLC
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FHA | 1 | 0.2% | 100% | $435,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 100% | $315,000 | View |
Summit Credit Union
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.2% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $395,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.2% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
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A+5.0 ★Texas Ratio: 5.11% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
Saygo Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $425,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
Lower, LLC
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Conventional | 1 | 0.2% | 100% | $185,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.2% | 100% | $435,000 | |
Florida Capital Bank, N.A
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Conventional | 1 | 0.2% | 100% | $655,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,225,000 | View |
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C+4.1 ★Texas Ratio: 26.29% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.2% | 100% | $375,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $245,000 | |
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C3.9 ★Texas Ratio: 27.97% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Connexus Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 1.69% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Chevron Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Midwestone Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Empeople Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Chaska Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Chaska, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in Chaska? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Chaska in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Chaska, MN
Use these to narrow the list above. Each category shows how many Chaska, MN lenders fit and what that kind of lender is usually best for.
Who Lends in Chaska, MN
Independent mortgage companies closed 63.1 percent of home loans in Chaska, Minnesota in 2025, banks 26.9 percent and credit unions 10 percent. Tradition Mortgage, LLC was the largest mortgage company, Old National Bank the largest bank and Trustone Financial Credit Union the largest credit union. Among lenders headquartered in Minnesota, Wells Fargo Bank NA led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Chaska, MN
By home loans closed in 2025, Old National Bank was the largest mortgage lender in Chaska, Minnesota with 14 loans, about 2.7 percent of the market. The largest lender headquartered in Minnesota was Wells Fargo Bank NA with 11 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Chaska, Minnesota in 2025, led by Bell Bank with 4. 13 lenders closed VA loans, led by DHI Mortgage Company, LTD.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 49 banks and 20 credit unions closed home loans in Chaska, Minnesota in 2025, alongside 54 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Chaska, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Chaska, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Chaska. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
