Mortgage Lenders and Brokers in Champlin, Minnesota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Champlin, Minnesota mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA11966 Business Park Blvd N, Champlin, MN 55316A+5.0 ★Texas Ratio: 5.36%, Granite BankGranite Bank11660 Theatre Dr N, Champlin, MN 55316A5.0 ★Texas Ratio: 13.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA11406 Marketplace Dr N, Champlin, MN 55316A+5.0 ★Texas Ratio: 3.68%, Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, US Bank, N.A.US Bank, N.A.331 S Broadway Ave, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 2.85%, Trustone Financial Credit UnionTrustone Financial Credit Union2772 E 82nd St, Bloomington, MN 55425 1365A+5.0 ★Texas Ratio: 4.56%, Topline Financial Credit UnionTopline Financial Credit Union11681 Theatre Dr N, Champlin, MN 55316A5.0 ★Texas Ratio: 6.54%, Luminate BankLuminate Bank208 W Front St, Claremont, MN 55924A5.0 ★Texas Ratio: 11.06%, Blaze Credit UnionBlaze Credit Union10 Northtown Dr NE, Blaine, MN 55434 1033A5.0 ★Texas Ratio: 6.19%, and Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Champlin, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Champlin are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Champlin, Minnesota
Market share is the lender's share of all home loans closed in Champlin, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Champlin 11966 Business Park Blvd N, Champlin, MN 55316 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 11 | 2.4% | 91.7% | $233,181 | View |
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1 office in Champlin 11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85% |
Conventional, FHA, VA | 6 | 1.3% | 100% | $363,333 | View |
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1 office in Champlin 11406 Marketplace Dr N, Champlin, MN 55316 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
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1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66% |
Conventional, VA, HELOC | 33 +5 HELOCs |
7.2% | 100% | $283,787 | View |
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331 S Broadway Ave, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 19 +12 HELOCs |
4.2% | 73.1% | $226,052 | View |
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2772 E 82nd St, Bloomington, MN 55425 1365 A+5.0 ★Texas Ratio: 4.56% |
Conventional, VA, HELOC | 19 +12 HELOCs |
4.2% | 73.1% | $210,789 | View |
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11681 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 6.54% |
Conventional, HELOC | 15 +22 HELOCs |
3.3% | 94.7% | $177,000 | View |
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208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 10 | 2.2% | 100% | $308,000 | View |
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10 Northtown Dr NE, Blaine, MN 55434 1033 A5.0 ★Texas Ratio: 6.19% |
Conventional, HELOC | 7 +5 HELOCs |
1.5% | 100% | $116,428 | View |
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1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41% |
Conventional, HELOC | 7 +2 HELOCs |
1.5% | 88.9% | $120,714 | View |
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143 W Clark St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 3.32% |
Conventional, VA | 7 | 1.5% | 100% | $286,428 | View |
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405 E Main St, Anoka, MN 55303 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 5 +11 HELOCs |
1.1% | 83.3% | $327,000 | View |
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14985 Glazier Ave, Apple Valley, MN 55124 |
Conventional, HELOC | 5 +9 HELOCs |
1.1% | 100% | $357,000 | View |
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101 Minnesota Ave N, Aitkin, MN 56431 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 3 | 0.7% | 100% | $335,000 | View |
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208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional | 3 | 0.7% | 100% | $208,333 | View |
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641 Railroad Ave, Albany, MN 56307 A+5.0 ★Texas Ratio: 1.40% |
Conventional, HELOC | 2 +3 HELOCs |
0.4% | 100% | $285,000 | View |
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234 1st Ave E, Cambridge, MN 55008 A+5.0 ★Texas Ratio: 3.79% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.4% | 100% | $180,000 | View |
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11800 Aberdeen St Ne, Blaine, MN 55449 C+4.1 ★Texas Ratio: 26.29% |
Conventional | 2 | 0.4% | 66.7% | $90,000 | View |
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7760 France Ave S, Bloomington, MN 55435 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 100% | $235,000 | View |
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7510 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $305,000 | View |
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3225 Denmark Ave, Eagan, MN 55121 1382 A+5.0 ★Texas Ratio: 5.61% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $345,000 | View |
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60 Plato Blvd E, Saint Paul, MN 55107 F1.0 ★Texas Ratio: 77.33% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
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21450 Forest Blvd N, Forest Lake, MN 55025 A+5.0 ★Texas Ratio: 0.92% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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4050 Coon Rapids Blvd NW, Coon Rapids, MN 55433 A+5.0 ★Texas Ratio: 3.27% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
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9741 Lyndale Ave S, Bloomington, MN 55420 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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13735 Round Lake Blvd NW, Andover, MN 55304 A+5.0 ★Texas Ratio: 5.40% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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14800 Galaxie Ave Ste 105, Apple Valley, MN 55124 C+4.1 ★Texas Ratio: 25.60% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
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512 30th Ave E, Alexandria, MN 56308 A5.0 ★Texas Ratio: 8.08% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
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2121 Station Pkwy NW, Andover, MN 55304 A+5.0 ★Texas Ratio: 2.50% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
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7831 E Bush Lake Rd, Edina, MN 55439 A+5.0 ★Texas Ratio: 3.43% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
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715 Crossroads Campus Dr NE, Buffalo, MN 55313 5074 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
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730 Humboldt Dr, Big Lake, MN 55309 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $425,000 | View |
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410 2nd St W, Ada, MN 56510 A+5.0 ★Texas Ratio: 5.91% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
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14986 Lynwood Dr, Baxter, MN 56425 A+5.0 ★Texas Ratio: 4.01% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
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412 E Main St, Ada, MN 56510 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Summit Mortgage Corporation
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Conventional, FHA | 3 | 0.7% | 75% | $375,000 | |
Tradition Mortgage, LLC
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Conventional | 3 | 0.7% | 100% | $278,333 | |
Servion
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Cambria Financial Group
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Conventional | 1 | 0.2% | 100% | $355,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 39 +1 HELOCs |
8.6% | 97.6% | $329,615 | |
Rocket Mortgage
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Conventional, FHA, VA | 30 | 6.6% | 96.9% | $287,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 20 | 4.4% | 100% | $326,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 17 | 3.7% | 100% | $350,294 | |
New American Funding, LLC.
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Conventional, FHA | 15 | 3.3% | 100% | $255,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 13 | 2.9% | 81.2% | $345,000 | |
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A+5.0 ★Texas Ratio: 3.17% |
Conventional, FHA, HELOC | 11 +3 HELOCs |
2.4% | 100% | $195,909 | View |
Guaranteed Rate Affinity, LLC
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Conventional, FHA, VA | 8 | 1.8% | 100% | $361,250 | |
Newrez LLC
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Conventional, VA | 8 | 1.8% | 72.7% | $316,250 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 8 | 1.8% | 88.9% | $330,000 | |
Everett Financial, Inc.
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Conventional, FHA | 7 | 1.5% | 100% | $336,428 | |
DHI Mortgage Company, LTD.
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Conventional | 6 | 1.3% | 85.7% | $511,666 | |
SWBC Mortgage Corporation
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Conventional | 5 | 1.1% | 100% | $273,000 | |
loanDepot.com LLC
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Conventional, VA | 5 | 1.1% | 62.5% | $203,000 | |
Cmg Mortgage Inc
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Conventional, FHA, HELOC | 4 +1 HELOCs |
0.9% | 100% | $352,500 | |
Freedom Mortgage Corporation
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VA | 4 | 0.9% | 83.3% | $315,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 4 | 0.9% | 100% | $220,000 | |
Nationstar Mortgage
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Conventional | 4 | 0.9% | 80% | $92,500 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 0.9% | 100% | $220,000 | View |
Guaranteed Rate, Inc.
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Conventional, VA, HELOC | 3 +1 HELOCs |
0.7% | 75% | $355,000 | |
AmeriHome Mortgage Company, LLC
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FHA, VA | 3 | 0.7% | 100% | $331,666 | |
Mutual of Omaha Mortgage
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Conventional, VA | 3 | 0.7% | 100% | $178,333 | |
Navy Federal Credit Union
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Conventional, VA | 3 | 0.7% | 100% | $145,000 | |
Plaza Home Mortgage, Inc
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Conventional | 3 | 0.7% | 100% | $295,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 75% | $230,000 | View |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 2 | 0.4% | 50% | $370,000 | |
Kind Lending, LLC
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Conventional | 2 | 0.4% | 100% | $295,000 | |
Guidance Residential, LLC
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Conventional | 2 | 0.4% | 100% | $555,000 | |
Guild Mortgage Company
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Conventional | 2 | 0.4% | 100% | $270,000 | |
Union Home Mortgage Corp.
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Conventional, VA | 2 | 0.4% | 100% | $525,000 | |
Lower, LLC
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Conventional | 2 | 0.4% | 100% | $260,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 0.4% | 100% | $370,000 | View |
Spring Eq, LLC
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Conventional | 2 | 0.4% | 33.3% | $60,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $365,000 | View |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $275,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 100% | $425,000 | |
Primelending
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VA | 1 | 0.2% | 100% | $375,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $265,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
Resicentral LLC
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VA | 1 | 0.2% | 100% | $365,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.2% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $525,000 | View |
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A5.0 ★Texas Ratio: 8.00% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
Homeowners Financial Group, LLC
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $595,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.2% | 100% | $255,000 | |
Altra Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
Mortgage Research Center
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VA | 1 | 0.2% | 33.3% | $365,000 | |
Saygo Home Loans, LLC
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VA | 1 | 0.2% | 100% | $725,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $255,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.2% | 100% | $645,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Thrivent Bank
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Conventional | 1 | 0.2% | 100% | $75,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.2% | 50% | $245,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $505,000 | |
Goprime Mortgage, Inc.
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VA | 1 | 0.2% | 100% | $405,000 | |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.2% | 100% | $185,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Midwestone Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Champlin Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Champlin, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in Champlin? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Champlin in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Champlin, MN
Use these to narrow the list above. Each category shows how many Champlin, MN lenders fit and what that kind of lender is usually best for.
Who Lends in Champlin, MN
Independent mortgage companies closed 55.3 percent of home loans in Champlin, Minnesota in 2025, banks 27.4 percent and credit unions 17.3 percent. Luminate Home Loans, Inc. was the largest mortgage company, Wells Fargo Bank NA the largest bank and Trustone Financial Credit Union the largest credit union. Among lenders headquartered in Minnesota, Wells Fargo Bank NA led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Champlin, MN
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Champlin, Minnesota with 11 loans, about 2.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Champlin, Minnesota in 2025, led by United Wholesale Mortgage with 9. 25 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 36 banks and 19 credit unions closed home loans in Champlin, Minnesota in 2025, alongside 52 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Champlin, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Champlin, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Champlin. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
