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iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Buffalo, Minnesota

Buffalo, Minnesota mortgage lenders include Old National BankOld National Bank910 Commercial Dr, Buffalo, MN 55313A+5.0 ★Texas Ratio: 4.98%, Cortrust BankCortrust Bank555 Highway 55 E, Buffalo, MN 55313A+5.0 ★Texas Ratio: 5.11%, Wells Fargo Bank NAWells Fargo Bank NA615 Highway 55 E, Buffalo, MN 55313A+5.0 ★Texas Ratio: 5.36%, BankwestBankwest311 10th Ave S, Buffalo, MN 55313A+5.0 ★Texas Ratio: 3.09%, Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, Trustone Financial Credit UnionTrustone Financial Credit Union2772 E 82nd St, Bloomington, MN 55425 1365A+5.0 ★Texas Ratio: 4.56%, Blaze Credit UnionBlaze Credit Union10 Northtown Dr NE, Blaine, MN 55434 1033A5.0 ★Texas Ratio: 6.19%, US Bank, N.A.US Bank, N.A.331 S Broadway Ave, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 2.85%, Sherburne State BankSherburne State Bank12500 Sherburne Avenue, Becker, MN 55308A+5.0 ★Texas Ratio: 0.20%, and Wings Financial Credit UnionWings Financial Credit Union14985 Glazier Ave, Apple Valley, MN 55124. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Buffalo, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Buffalo are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Buffalo, Minnesota

Market share is the lender's share of all home loans closed in Buffalo, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Buffalo
910 Commercial Dr, Buffalo, MN 55313
A+5.0 ★Texas Ratio: 4.98%
Conventional, Jumbo, HELOC 8
+15 HELOCs
1.7% 88.9% $628,750 View
1 office in Buffalo
555 Highway 55 E, Buffalo, MN 55313
A+5.0 ★Texas Ratio: 5.11%
Conventional 8 1.7% 88.9% $132,500 View
1 office in Buffalo
615 Highway 55 E, Buffalo, MN 55313
A+5.0 ★Texas Ratio: 5.36%
Conventional, VA, Jumbo 6 1.3% 100% $376,666 View
1 office in Buffalo
311 10th Ave S, Buffalo, MN 55313
A+5.0 ★Texas Ratio: 3.09%
Conventional 5 1.1% 83.3% $149,000 View
1001 Broadway St, Alexandria, MN 56308
A+5.0 ★Texas Ratio: 3.66%
Conventional, FHA, VA, HELOC 20
+1 HELOCs
4.3% 95.2% $387,000 View
2772 E 82nd St, Bloomington, MN 55425 1365
A+5.0 ★Texas Ratio: 4.56%
Conventional, VA, Jumbo, HELOC 13
+7 HELOCs
2.8% 81.2% $202,692 View
10 Northtown Dr NE, Blaine, MN 55434 1033
A5.0 ★Texas Ratio: 6.19%
Conventional, HELOC 10
+3 HELOCs
2.1% 100% $136,000 View
331 S Broadway Ave, Albert Lea, MN 56007
A+5.0 ★Texas Ratio: 2.85%
Conventional, FHA, Jumbo, HELOC 7
+4 HELOCs
1.5% 77.8% $467,857 View
12500 Sherburne Avenue, Becker, MN 55308
A+5.0 ★Texas Ratio: 0.20%
Conventional 7 1.5% 100% $309,285 View
14985 Glazier Ave, Apple Valley, MN 55124
Conventional, Jumbo, HELOC 5
+6 HELOCs
1.1% 100% $643,000 View
11660 Theatre Dr N, Champlin, MN 55316
A5.0 ★Texas Ratio: 13.85%
Conventional, FHA 5 1.1% 100% $237,000 View
1719 W Main St, Albert Lea, MN 56007 4385
A+5.0 ★Texas Ratio: 4.41%
Conventional, HELOC 4
+4 HELOCs
0.9% 100% $110,000 View
143 W Clark St, Albert Lea, MN 56007
A+5.0 ★Texas Ratio: 3.32%
Conventional 4 0.9% 100% $240,000 View
208 W Front St, Claremont, MN 55924
A5.0 ★Texas Ratio: 11.06%
Conventional, VA 4 0.9% 100% $387,500 View
715 Crossroads Campus Dr NE, Buffalo, MN 55313 5074
A+5.0 ★Texas Ratio: 1.13%
Conventional, Jumbo 4 0.9% 80% $302,500 View
15103 Cedar Ave, Apple Valley, MN 55124
A+5.0 ★Texas Ratio: 3.68%
Conventional 3 0.6% 100% $285,000 View
4125 Ball Rd Ne, Blaine, MN 55014
A+5.0 ★Texas Ratio: 1.06%
Conventional 2 0.4% 100% $100,000 View
730 Humboldt Dr, Big Lake, MN 55309
A+5.0 ★Texas Ratio: 0.00%
Conventional 2 0.4% 100% $185,000 View
3313 Highway 29 S, Alexandria, MN 56308
A-5.0 ★Texas Ratio: 15.55%
Conventional, VA 2 0.4% 100% $260,000 View
4350 8th St N, Saint Cloud, MN 56303
A+5.0 ★Texas Ratio: 0.00%
Conventional 2 0.4% 100% $295,000 View
460 Elm Street E, Annandale, MN 55302
B+4.7 ★Texas Ratio: 18.21%
Conventional 2 0.4% 100% $295,000 View
410 2nd St W, Ada, MN 56510
A+5.0 ★Texas Ratio: 5.91%
Conventional 2 0.4% 100% $300,000 View
405 E Main St, Anoka, MN 55303
A+5.0 ★Texas Ratio: 3.66%
Conventional, HELOC 1
+3 HELOCs
0.2% 100% $445,000 View
900 American Blvd W, Bloomington, MN 55420
A5.0 ★Texas Ratio: 6.54%
Conventional, HELOC 1
+2 HELOCs
0.2% 100% $225,000 View
7300 147th St W, Apple Valley, MN 55124
A+5.0 ★Texas Ratio: 3.28%
Conventional, HELOC 1
+1 HELOCs
0.2% 100% $255,000 View
412 E Main St, Ada, MN 56510
A+5.0 ★Texas Ratio: 3.54%
Conventional, HELOC 1
+1 HELOCs
0.2% 33.3% $365,000 View
15 Minnesota Ave S, Aitkin, MN 56431
B4.5 ★Texas Ratio: 21.20%
Conventional 1 0.2% 100% $295,000 View
40 Chestnut St W, Annandale, MN 55302
A+5.0 ★Texas Ratio: 0.26%
Conventional 1 0.2% 100% $185,000 View
20 Hartman Dr, Moose Lake, MN 55767
A+5.0 ★Texas Ratio: 0.52%
Conventional 1 0.2% 50% $255,000 View
9741 Lyndale Ave S, Bloomington, MN 55420
A+5.0 ★Texas Ratio: 1.58%
Conventional 1 0.2% 50% $35,000 View
5600 La Centre Ave Ste 100, Albertville, MN 55301 4018
A+5.0 ★Texas Ratio: 3.54%
Conventional 1 0.2% 100% $395,000 View
15751 Emperor Ave, Apple Valley, MN 55124
A+5.0 ★Texas Ratio: 0.90%
Conventional 1 0.2% 100% $85,000 View
641 Railroad Ave, Albany, MN 56307
A+5.0 ★Texas Ratio: 1.40%
Conventional 1 0.2% 100% $435,000 View
13735 Round Lake Blvd NW, Andover, MN 55304
A+5.0 ★Texas Ratio: 5.40%
Conventional 1 0.2% 50% $105,000 View
11102 57th St Ne, Albertville, MN 55301
A+5.0 ★Texas Ratio: 5.48%
Conventional 1 0.2% 100% $615,000 View
208 W Front St, Claremont, MN 55924
A5.0 ★Texas Ratio: 11.06%
Conventional 1 0.2% 100% $325,000 View
7831 E Bush Lake Rd, Edina, MN 55439
A+5.0 ★Texas Ratio: 3.43%
Conventional 1 0.2% 100% $45,000 View
11800 Aberdeen St Ne, Blaine, MN 55449
C+4.1 ★Texas Ratio: 26.29%
Conventional 1 0.2% 100% $255,000 View
242 N 1st St, Pennock, MN 56279
C-3.6 ★Texas Ratio: 31.27%
Conventional 1 0.2% 100% $285,000 View
3225 Denmark Ave, Eagan, MN 55121 1382
A+5.0 ★Texas Ratio: 5.61%
HELOC 0
+1 HELOCs
0% n/a View
7760 France Ave S, Bloomington, MN 55435
A+5.0 ★Texas Ratio: 3.45%
HELOC 0
+1 HELOCs
0% n/a View
Tradition Mortgage, LLC
Conventional, VA 3 0.6% 100% $268,333
Servion
Conventional, FHA 2 0.4% 100% $295,000
Summit Mortgage Corporation
Conventional 2 0.4% 100% $620,000
Bremer Bank NA
Conventional, HELOC 1
+1 HELOCs
0.2% 100% $305,000
Cambria Financial Group
FHA 1 0.2% 100% $355,000
Rocket Mortgage
Conventional, FHA, VA 38 8.1% 88.4% $263,684
United Wholesale Mortgage
Conventional, FHA, VA 25 5.4% 86.2% $350,200
Fairway Independent Mort Corp
Conventional, FHA 23 4.9% 100% $273,260
Lennar Mortgage, LLC
Conventional, FHA, VA 19 4.1% 90.5% $320,789
CrossCountry Mortgage, LLC
Conventional, FHA, VA 13 2.8% 100% $318,076
New American Funding, LLC.
Conventional, FHA, VA 13 2.8% 86.7% $282,692
Guaranteed Rate, Inc.
Conventional, VA, Jumbo 10 2.1% 100% $376,000
Freedom Mortgage Corporation
FHA, VA 10 2.1% 91.7% $309,000
Florida Capital Bank, N.A
Conventional, FHA 10 2.1% 100% $283,000
Newrez LLC
Conventional, VA 7 1.5% 70% $375,000
Prosperity Home Mortgage, LLC
Conventional, VA 6 1.3% 85.7% $308,333
Everett Financial, Inc.
Conventional, FHA, VA 5 1.1% 100% $301,000
D3.3 ★Texas Ratio: 35.11%
Conventional, VA 5 1.1% 27.8% $391,000 View
Pennymac Loan Services LLC
Conventional, FHA, VA, Jumbo 5 1.1% 87.5% $559,000
Sfmc, LP
Conventional, FHA 5 1.1% 100% $335,000
Paramount Residential Mortgage
Conventional, FHA 5 1.1% 83.3% $317,000
Lakeview Loan Servicing, LLC
FHA, VA 4 0.9% 100% $322,500
Homeowners Financial Group, LLC
Conventional 4 0.9% 100% $215,000
Waterstone Mortgage Corporation
Conventional, FHA, VA 4 0.9% 100% $287,500
A+5.0 ★Texas Ratio: 5.11%
Conventional 4 0.9% 100% $235,000 View
Zillow Home Loans, LLC
Conventional, VA 4 0.9% 100% $332,500
Lower, LLC
Conventional, FHA 4 0.9% 100% $377,500
A+5.0 ★Texas Ratio: 3.17%
Conventional 4 0.9% 100% $195,000 View
American Neighborhood Mortgage Acceptance Company
Conventional, FHA 4 0.9% 100% $257,500
Primelending
Conventional 3 0.6% 100% $381,666
Gold Star Mortgage Financial Group, Corporation
Conventional, FHA, USDA 3 0.6% 100% $228,333
loanDepot.com LLC
Conventional, FHA 3 0.6% 75% $138,333
Triad Financial Services, Inc.
Conventional 3 0.6% 80% $81,666
Integrity Home Mortgage Corporation
Conventional 3 0.6% 100% $281,666
21St Mortgage
Conventional 3 0.6% 100% $45,000
Plaza Home Mortgage, Inc
Conventional, FHA 3 0.6% 75% $271,666
A+5.0 ★Texas Ratio: 4.11%
Conventional, FHA 2 0.4% 100% $285,000 View
Click n' Close, Inc.
Conventional, FHA 2 0.4% 100% $150,000
Cardinal Financial Company, Li
Conventional 2 0.4% 100% $295,000
First International Bank & Trust
Conventional 2 0.4% 100% $90,000
A+5.0 ★Texas Ratio: 1.10%
Conventional, VA 2 0.4% 100% $250,000 View
A+5.0 ★Texas Ratio: 2.20%
Conventional 2 0.4% 100% $690,000 View
Nationstar Mortgage
Conventional 2 0.4% 100% $110,000
Mortgage Research Center
VA 2 0.4% 33.3% $365,000
Megastar Finanacial Corp
Conventional 2 0.4% 100% $345,000
A5.0 ★Texas Ratio: 7.43%
Conventional 2 0.4% 100% $175,000 View
Carrington Mortgage Services LLC
Conventional, FHA 2 0.4% 75% $100,000
C3.9 ★Texas Ratio: 27.97%
Conventional, HELOC 1
+3 HELOCs
0.2% 100% $365,000 View
Guaranteed Rate Affinity, LLC
Conventional 1 0.2% 100% $315,000
American Financial Resources LLC
FHA 1 0.2% 100% $305,000
Royal United Mortgage LLC
Conventional 1 0.2% 100% $85,000
Primary Residential Mortgage, INC.
USDA 1 0.2% 100% $355,000
SWBC Mortgage Corporation
Conventional 1 0.2% 100% $315,000
Go Mortgage, LLC
Conventional 1 0.2% 100% $445,000
Movement Mortgage, LLC
VA, Jumbo 1 0.2% 100% $985,000
United Trust Bank
FHA 1 0.2% 100% $225,000
Filo Mortgage, LLC
VA 1 0.2% 100% $335,000
Guild Mortgage Company
VA 1 0.2% 100% $595,000
Homestead Funding Corp.
Conventional 1 0.2% 100% $315,000
A+5.0 ★Texas Ratio: 5.44%
Conventional 1 0.2% 100% $325,000 View
Cmg Mortgage Inc
Conventional 1 0.2% 100% $425,000
HomeBridge Financial Services, Inc
VA 1 0.2% 100% $355,000
Success Mortgage Partners, Inc
FHA 1 0.2% 100% $285,000
OMNI Community Credit Union
Conventional 1 0.2% 100% $315,000
Discover Bank
Conventional 1 0.2% 25% $105,000
Sun West Mortgage Company, Inc
FHA 1 0.2% 100% $145,000
Connexus Credit Union
Conventional 1 0.2% 100% $65,000
Union Home Mortgage Corp.
FHA 1 0.2% 100% $295,000
Bay Equity LLC
FHA 1 0.2% 100% $425,000
A5.0 ★Texas Ratio: 7.72%
Conventional 1 0.2% 100% $175,000 View
Churchill Mortgage Corporation
Conventional 1 0.2% 100% $365,000
Midwestone Bank
Conventional 1 0.2% 100% $245,000
A+5.0 ★Texas Ratio: 0.22%
Conventional 1 0.2% 100% $375,000 View
Provident Funding Associates
Conventional 1 0.2% 100% $365,000
A+5.0 ★Texas Ratio: 4.81%
Conventional 1 0.2% 100% $195,000 View
A5.0 ★Texas Ratio: 6.31%
Conventional 1 0.2% 100% $45,000 View
A-4.8 ★Texas Ratio: 12.33%
Conventional 1 0.2% 100% $215,000 View
A+5.0 ★Texas Ratio: 3.82%
Conventional 1 0.2% 100% $275,000 View
Mutual of Omaha Mortgage
FHA 1 0.2% 50% $245,000
A+5.0 ★Texas Ratio: 2.14%
FHA 1 0.2% 100% $335,000 View
First Community Credit Union
Conventional 1 0.2% 100% $215,000
C+4.1 ★Texas Ratio: 26.29%
Conventional 1 0.2% 20% $75,000 View
Navy Federal Credit Union
Conventional 1 0.2% 100% $345,000
A+5.0 ★Texas Ratio: 0.51%
VA 1 0.2% 100% $305,000 View
A5.0 ★Texas Ratio: 9.09%
Conventional 1 0.2% 100% $425,000 View
Mason-McDuffie Mortgage Corporation
Conventional 1 0.2% 100% $225,000
Spring Eq, LLC
Conventional 1 0.2% 33.3% $65,000
Top Flite Financial, Inc.
Conventional 1 0.2% 100% $75,000
Champions Funding, LLC
Conventional 1 0.2% 100% $345,000
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+3 HELOCs
0% n/a View
Figure Lending LLC
HELOC 0
+2 HELOCs
0% n/a
★ 1.7 stars, 3 reviews
A+5.0 ★Texas Ratio: 4.24%
HELOC 0
+2 HELOCs
0% n/a View
Fourleaf Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Quorum Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 2.32%
HELOC 0
+1 HELOCs
0% n/a View
A5.0 ★Texas Ratio: 8.08%
HELOC 0
+1 HELOCs
0% n/a View
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Buffalo, Minnesota

Looking for mortgage lenders near me or mortgage brokers near me in Buffalo? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Buffalo in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Buffalo, MN

Use these to narrow the list above. Each category shows how many Buffalo, MN lenders fit and what that kind of lender is usually best for.

Who Lends in Buffalo, MN

Independent mortgage companies closed 57.6 percent of home loans in Buffalo, Minnesota in 2025, banks 31.5 percent and credit unions 10.9 percent. Luminate Home Loans, Inc. was the largest mortgage company, Old National Bank the largest bank and Trustone Financial Credit Union the largest credit union. Among lenders headquartered in Minnesota, Wells Fargo Bank NA led with 6 loans.

57.6%
Mortgage companies
31.5%
Banks
10.9%
Credit unions
15%
FHA loans
10%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.

More Minnesota Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Buffalo, MN

Who is the largest mortgage lender in Buffalo, MN?

By home loans closed in 2025, Old National Bank was the largest mortgage lender in Buffalo, Minnesota with 8 loans, about 1.7 percent of the market. The largest lender headquartered in Minnesota was Wells Fargo Bank NA with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Buffalo, MN mortgage lenders offer FHA, VA and USDA loans?

35 lenders closed FHA loans in Buffalo, Minnesota in 2025, led by United Wholesale Mortgage with 9. 28 lenders closed VA loans, led by Rocket Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Buffalo, MN lender list?

Yes. 55 banks and 20 credit unions closed home loans in Buffalo, Minnesota in 2025, alongside 62 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Buffalo, MN ranked on this page?

Lenders are ranked only by the number of home loans they closed in Buffalo, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Buffalo, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Buffalo. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.