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Home / Mortgage Lenders / Minnesota / Apple Valley
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Apple Valley, Minnesota

Apple Valley, Minnesota mortgage lenders include US Bank, N.A.US Bank, N.A.15025 Garrett Ave, Apple Valley, MN 55124A+5.0 ★Texas Ratio: 2.85%, Wings Financial Credit UnionWings Financial Credit Union14985 Glazier Ave, Apple Valley, MN 55124, Wells Fargo Bank NAWells Fargo Bank NA15574 Pilot Knob Rd, Apple Valley, MN 55124A+5.0 ★Texas Ratio: 5.36%, Think Mutual BankThink Mutual Bank15751 Emperor Ave, Apple Valley, MN 55124A+5.0 ★Texas Ratio: 0.90%, Huntington National BankHuntington National Bank15350 Cedar Ave, Apple Valley, MN 55124A+5.0 ★Texas Ratio: 3.66%, Old National BankOld National Bank14665 Galaxie Ave, Apple Valley, MN 55124A+5.0 ★Texas Ratio: 4.98%, Bank of America NABank of America NA7510 147th St W, Apple Valley, MN 55124A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA15103 Cedar Ave, Apple Valley, MN 55124A+5.0 ★Texas Ratio: 3.68%, BMO Harris Bank NABMO Harris Bank NA7095 151st St W, Apple Valley, MN 55124A+5.0 ★Texas Ratio: 3.54%, and Merchants Bank, National AssociationMerchants Bank, National Association7300 147th St W, Apple Valley, MN 55124A+5.0 ★Texas Ratio: 3.28%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Apple Valley, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Apple Valley are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Apple Valley, Minnesota

Market share is the lender's share of all home loans closed in Apple Valley, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Apple Valley
15025 Garrett Ave, Apple Valley, MN 55124
A+5.0 ★Texas Ratio: 2.85%
Conventional, FHA, HELOC 26
+24 HELOCs
2.8% 63.4% $265,000 View
14985 Glazier Ave, Apple Valley, MN 55124
Conventional, HELOC 25
+56 HELOCs
2.7% 96.3% $293,400 View
2 offices in Apple Valley
15574 Pilot Knob Rd, Apple Valley, MN 55124
A+5.0 ★Texas Ratio: 5.36%
Conventional 18 1.9% 81.8% $241,666 View
1 office in Apple Valley
15751 Emperor Ave, Apple Valley, MN 55124
A+5.0 ★Texas Ratio: 0.90%
Conventional, HELOC 13
+5 HELOCs
1.4% 92.9% $225,769 View
2 offices in Apple Valley
15350 Cedar Ave, Apple Valley, MN 55124
A+5.0 ★Texas Ratio: 3.66%
Conventional, HELOC 10
+14 HELOCs
1.1% 76.9% $219,000 View
1 office in Apple Valley
14665 Galaxie Ave, Apple Valley, MN 55124
A+5.0 ★Texas Ratio: 4.98%
Conventional, HELOC 6
+7 HELOCs
0.6% 85.7% $368,333 View
1 office in Apple Valley
7510 147th St W, Apple Valley, MN 55124
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 5
+3 HELOCs
0.5% 100% $271,000 View
2 offices in Apple Valley
15103 Cedar Ave, Apple Valley, MN 55124
A+5.0 ★Texas Ratio: 3.68%
Conventional 3 0.3% 75% $295,000 View
1 office in Apple Valley
7095 151st St W, Apple Valley, MN 55124
A+5.0 ★Texas Ratio: 3.54%
Conventional, HELOC 2
+9 HELOCs
0.2% 100% $465,000 View
1 office in Apple Valley
7300 147th St W, Apple Valley, MN 55124
A+5.0 ★Texas Ratio: 3.28%
Conventional, HELOC 1
+3 HELOCs
0.1% 100% $175,000 View
1001 Broadway St, Alexandria, MN 56308
A+5.0 ★Texas Ratio: 3.66%
Conventional, FHA, VA, HELOC 46
+4 HELOCs
5% 93.9% $321,521 View
2772 E 82nd St, Bloomington, MN 55425 1365
A+5.0 ★Texas Ratio: 4.56%
Conventional, VA, HELOC 38
+29 HELOCs
4.1% 84.8% $151,842 View
1719 W Main St, Albert Lea, MN 56007 4385
A+5.0 ★Texas Ratio: 4.41%
Conventional, HELOC 18
+4 HELOCs
1.9% 72% $120,555 View
208 W Front St, Claremont, MN 55924
A5.0 ★Texas Ratio: 11.06%
Conventional, FHA, VA 16 1.7% 100% $250,000 View
143 W Clark St, Albert Lea, MN 56007
A+5.0 ★Texas Ratio: 3.32%
Conventional, FHA, HELOC 11
+2 HELOCs
1.2% 100% $259,545 View
11660 Theatre Dr N, Champlin, MN 55316
A5.0 ★Texas Ratio: 13.85%
Conventional 10 1.1% 90.9% $294,000 View
101 Old Town Rd, Elko New Market, MN 55054
A+5.0 ★Texas Ratio: 0.00%
Conventional 6 0.6% 100% $236,666 View
11800 Aberdeen St Ne, Blaine, MN 55449
C+4.1 ★Texas Ratio: 26.29%
Conventional 6 0.6% 85.7% $93,333 View
10 Northtown Dr NE, Blaine, MN 55434 1033
A5.0 ★Texas Ratio: 6.19%
Conventional, HELOC 5
+4 HELOCs
0.5% 85.7% $59,000 View
14986 Lynwood Dr, Baxter, MN 56425
A+5.0 ★Texas Ratio: 4.01%
Conventional, HELOC 4
+4 HELOCs
0.4% 100% $82,500 View
4050 Coon Rapids Blvd NW, Coon Rapids, MN 55433
A+5.0 ★Texas Ratio: 3.27%
Conventional 4 0.4% 100% $122,500 View
410 2nd St W, Ada, MN 56510
A+5.0 ★Texas Ratio: 5.91%
Conventional 4 0.4% 100% $220,000 View
234 1st Ave E, Cambridge, MN 55008
A+5.0 ★Texas Ratio: 3.79%
Conventional, HELOC 2
+1 HELOCs
0.2% 100% $380,000 View
3225 Denmark Ave, Eagan, MN 55121 1382
A+5.0 ★Texas Ratio: 5.61%
Conventional, HELOC 2
+1 HELOCs
0.2% 100% $220,000 View
27925 Danville Avenue, Castle Rock, MN 55010
A+5.0 ★Texas Ratio: 0.04%
Conventional, Jumbo 2 0.2% 100% $535,000 View
★ 5 stars, 1 review
9725 163rd St W, Lakeville, MN 55044
A5.0 ★Texas Ratio: 8.73%
Conventional 2 0.2% 100% $330,000 View
7831 E Bush Lake Rd, Edina, MN 55439
A+5.0 ★Texas Ratio: 3.43%
Conventional 2 0.2% 100% $215,000 View
★ 5 stars, 1 review
5941 94th Ave N, Brooklyn Park, MN 55443
A+5.0 ★Texas Ratio: 1.52%
Conventional 2 0.2% 100% $170,000 View
255 33rd St W, Hastings, MN 55033
A+5.0 ★Texas Ratio: 1.51%
Conventional 2 0.2% 100% $65,000 View
60 Plato Blvd E, Saint Paul, MN 55107
F1.0 ★Texas Ratio: 77.33%
Conventional 1 0.1% 100% $375,000 View
1420 White Oak Dr, Chaska, MN 55318
A5.0 ★Texas Ratio: 11.00%
Conventional 1 0.1% 100% $245,000 View
155 1st Ave SW, Rochester, MN 55902
A+5.0 ★Texas Ratio: 0.16%
Conventional 1 0.1% 100% $75,000 View
7641 Lake Dr, Lino Lakes, MN 55014
A5.0 ★Texas Ratio: 9.19%
Conventional 1 0.1% 100% $415,000 View
112 Broadway, Hanska, MN 56041
A+5.0 ★Texas Ratio: 0.05%
Conventional 1 0.1% 100% $565,000 View
221 Main St N, Biwabik, MN 55708
A+5.0 ★Texas Ratio: 5.68%
FHA 1 0.1% 100% $465,000 View
4001 Lexington Ave N, Arden Hills, MN 55126
A+5.0 ★Texas Ratio: 4.68%
Conventional 1 0.1% 100% $15,000 View
4530 France Ave S, Edina, MN 55410
A+5.0 ★Texas Ratio: 0.01%
Conventional 1 0.1% 100% $35,000 View
My Credit Union
4025 W Old Shakopee Rd, Bloomington, MN 55437
Conventional 1 0.1% 100% $185,000
7760 France Ave S, Bloomington, MN 55435
A+5.0 ★Texas Ratio: 3.45%
Conventional 1 0.1% 50% $345,000 View
2630 Bridge Ave, Albert Lea, MN 56007
A5.0 ★Texas Ratio: 12.61%
Conventional 1 0.1% 100% $65,000 View
102 S Broadway, La Salle, MN 56056
A+5.0 ★Texas Ratio: 0.16%
Conventional 1 0.1% 100% $265,000 View
1330 Conway St Ste 200, Saint Paul, MN 55106
A+5.0 ★Texas Ratio: 1.19%
Conventional 1 0.1% 100% $255,000 View
14989 Florence Trl, Apple Valley, MN 55124
A+5.0 ★Texas Ratio: 1.78%
HELOC 0
+5 HELOCs
0% n/a View
900 American Blvd W, Bloomington, MN 55420
A5.0 ★Texas Ratio: 6.54%
HELOC 0
+1 HELOCs
0% n/a View
7701 France Ave S, Edina, MN 55435
A+5.0 ★Texas Ratio: 1.78%
HELOC 0
+1 HELOCs
0% n/a View
Tradition Mortgage, LLC
Conventional, VA 18 1.9% 100% $271,111
Cambria Financial Group
Conventional 10 1.1% 90.9% $337,000
Summit Mortgage Corporation
Conventional, FHA 9 1% 100% $257,222
Servion
Conventional 1 0.1% 100% $325,000
South Metro Federal Credit Uni
Conventional 1 0.1% 100% $25,000
Rocket Mortgage
Conventional, FHA, VA, Jumbo 55 5.9% 82.6% $309,363
United Wholesale Mortgage
Conventional, FHA, VA, HELOC 53
+2 HELOCs
5.7% 88.3% $347,641
Prosperity Home Mortgage, LLC
Conventional, FHA, VA 35 3.8% 97.2% $304,142
CrossCountry Mortgage, LLC
Conventional, FHA, VA, HELOC 31
+1 HELOCs
3.4% 100% $336,612
Fairway Independent Mort Corp
Conventional, FHA, VA 28 3% 93.8% $267,142
Pennymac Loan Services LLC
Conventional, FHA, VA 27 2.9% 96.4% $362,777
A+5.0 ★Texas Ratio: 3.17%
Conventional, FHA, HELOC 26
+8 HELOCs
2.8% 100% $260,000 View
loanDepot.com LLC
Conventional, FHA, VA 26 2.8% 83.9% $252,692
Mortgage Research Center
Conventional, VA 16 1.7% 73.9% $331,875
Guaranteed Rate Affinity, LLC
Conventional, FHA 15 1.6% 100% $228,333
New American Funding, LLC.
Conventional, FHA, VA 14 1.5% 87.5% $280,000
Guaranteed Rate, Inc.
Conventional, VA 13 1.4% 100% $359,615
Guild Mortgage Company
Conventional, FHA 10 1.1% 100% $312,000
Nationstar Mortgage
Conventional, VA 10 1.1% 76.9% $149,000
Mutual of Omaha Mortgage
Conventional, FHA 9 1% 90% $177,222
Freedom Mortgage Corporation
FHA, VA 8 0.9% 80% $327,500
Movement Mortgage, LLC
Conventional, FHA 8 0.9% 100% $222,500
Cmg Mortgage Inc
Conventional, FHA, USDA, HELOC 6
+1 HELOCs
0.6% 100% $286,666
Navy Federal Credit Union
Conventional, VA, HELOC 6
+1 HELOCs
0.6% 100% $310,000
Newrez LLC
Conventional 6 0.6% 60% $221,666
Triad Financial Services, Inc.
Conventional 6 0.6% 30.9% $58,333
Spring Eq, LLC
Conventional, HELOC 5
+1 HELOCs
0.5% 45.5% $53,000
Everett Financial, Inc.
Conventional, FHA 5 0.5% 100% $261,000
Resicentral LLC
Conventional 5 0.5% 100% $297,000
Cardinal Financial Company, Li
Conventional 5 0.5% 100% $365,000
A+5.0 ★Texas Ratio: 0.51%
Conventional 5 0.5% 71.4% $225,000 View
American Neighborhood Mortgage Acceptance Company
Conventional, FHA 5 0.5% 100% $359,000
SWBC Mortgage Corporation
Conventional, FHA 4 0.4% 100% $377,500
Go Mortgage, LLC
Conventional, FHA 4 0.4% 100% $232,500
Home Mortgage Alliance Corp (Hmac)
Conventional 4 0.4% 100% $400,000
Waterstone Mortgage Corporation
Conventional, FHA, VA 4 0.4% 100% $247,500
American Pacific Mortgage Corporation
Conventional 4 0.4% 100% $332,500
C3.9 ★Texas Ratio: 27.97%
Conventional, HELOC 3
+7 HELOCs
0.3% 100% $218,333 View
Genisys Credit Union
Conventional, HELOC 3
+2 HELOCs
0.3% 100% $31,666
Union Home Mortgage Corp.
Conventional, HELOC 3
+1 HELOCs
0.3% 60% $218,333
A+5.0 ★Texas Ratio: 4.11%
Conventional 3 0.3% 100% $318,333 View
Primelending
Conventional, FHA 3 0.3% 100% $171,666
Kind Lending, LLC
Conventional, FHA 3 0.3% 100% $381,666
Guidance Residential, LLC
Conventional 3 0.3% 100% $288,333
AmeriHome Mortgage Company, LLC
FHA 3 0.3% 100% $318,333
Amerisave Mortgage Company
Conventional, FHA 3 0.3% 75% $265,000
Premier Lending Inc.
Conventional 3 0.3% 100% $245,000
A+5.0 ★Texas Ratio: 2.20%
Conventional 3 0.3% 100% $218,333 View
C+4.1 ★Texas Ratio: 26.29%
Conventional 3 0.3% 9.4% $58,333 View
21St Mortgage
Conventional 3 0.3% 33.3% $48,333
Paramount Residential Mortgage
Conventional 3 0.3% 100% $431,666
Gate City Bank
Conventional, HELOC 2
+1 HELOCs
0.2% 100% $340,000
A5.0 ★Texas Ratio: 10.07%
Conventional, Jumbo 2 0.2% 100% $1,570,000 View
B+4.0 ★Texas Ratio: 2.09%
Conventional 2 0.2% 100% $290,000 View
Sage Home Loans Corporation
Conventional 2 0.2% 100% $410,000
Sun West Mortgage Company, Inc
Conventional, VA 2 0.2% 100% $340,000
B-3.5 ★Texas Ratio: 6.80%
VA 2 0.2% 66.7% $380,000 View
A-5.0 ★Texas Ratio: 14.93%
Conventional 2 0.2% 100% $370,000 View
The Loan Store, Inc
Conventional 2 0.2% 100% $210,000
Lower, LLC
Conventional 2 0.2% 100% $315,000
A-5.0 ★Texas Ratio: 14.97%
Conventional, FHA 2 0.2% 100% $370,000 View
Florida Capital Bank, N.A
Conventional 2 0.2% 100% $375,000
Carrington Mortgage Services LLC
FHA, VA 2 0.2% 100% $250,000
Mason-McDuffie Mortgage Corporation
Conventional 2 0.2% 100% $330,000
Plaza Home Mortgage, Inc
Conventional 2 0.2% 66.7% $370,000
Tomo Mortgage LLC
Conventional 2 0.2% 100% $420,000
A5.0 ★Texas Ratio: 6.31%
Conventional, HELOC 1
+1 HELOCs
0.1% 100% $95,000 View
A+5.0 ★Texas Ratio: 1.69%
Conventional, HELOC 1
+1 HELOCs
0.1% 100% $345,000 View
Consumer Real Estate Finance Co DBA Society Mortgage
Conventional 1 0.1% 100% $295,000
American Financial Resources LLC
FHA 1 0.1% 100% $295,000
Goodleap, LLC
FHA 1 0.1% 100% $295,000
A+5.0 ★Texas Ratio: 0.14%
Conventional 1 0.1% 100% $155,000 View
Gold Star Mortgage Financial Group, Corporation
Conventional 1 0.1% 100% $55,000
A+5.0 ★Texas Ratio: 2.74%
Conventional 1 0.1% 100% $345,000 View
Lakeview Loan Servicing, LLC
FHA 1 0.1% 20% $275,000
A+5.0 ★Texas Ratio: 4.31%
Conventional 1 0.1% 100% $205,000 View
All Credit Considered Mortgage, Inc.
Conventional 1 0.1% 100% $605,000
Nbkc Bank
Conventional 1 0.1% 100% $605,000
Equity Prime Mortgage LLC
FHA 1 0.1% 100% $185,000
Loanunited.Com, LLC
FHA 1 0.1% 100% $325,000
Advancial Federal Credit Union
Conventional 1 0.1% 100% $215,000
AdvantageFirst Lending Inc
VA 1 0.1% 50% $325,000
Valon Mortgage
Conventional 1 0.1% 100% $295,000
Sfmc, LP
FHA 1 0.1% 100% $295,000
Discover Bank
Conventional 1 0.1% 11.1% $45,000
Uw Credit Union
Conventional 1 0.1% 100% $385,000
Click n' Close, Inc.
FHA 1 0.1% 100% $395,000
American Financing Corporation
Conventional 1 0.1% 100% $245,000
Bay Equity LLC
Conventional 1 0.1% 100% $415,000
First Colony Mortgage Corporat
Conventional 1 0.1% 100% $405,000
American Heritage Lending, LLC
Conventional 1 0.1% 100% $395,000
Real Genius LLC
Conventional 1 0.1% 100% $195,000
Weichert Financial Services
Conventional 1 0.1% 100% $335,000
Stg Mortgage Inc
Conventional 1 0.1% 100% $435,000
New Day Financial, LLC.
VA 1 0.1% 50% $375,000
A5.0 ★Texas Ratio: 8.00%
Conventional 1 0.1% 100% $225,000 View
Summit Credit Union
Conventional 1 0.1% 100% $365,000
Planet Home Lending, LLC
VA 1 0.1% 100% $375,000
Provident Funding Associates
Conventional 1 0.1% 100% $425,000
A+5.0 ★Texas Ratio: 1.10%
Conventional 1 0.1% 100% $465,000 View
Integrity Home Mortgage Corporation
Conventional 1 0.1% 100% $275,000
Sierra Pacific Mortgage Co. Inc
Conventional 1 0.1% 100% $415,000
A+5.0 ★Texas Ratio: 0.87%
Conventional 1 0.1% 100% $675,000 View
A-4.8 ★Texas Ratio: 12.33%
Conventional 1 0.1% 100% $465,000 View
A+5.0 ★Texas Ratio: 5.11%
Conventional 1 0.1% 100% $445,000 View
Megastar Finanacial Corp
Conventional 1 0.1% 100% $295,000
Towne Mortgage Company
FHA 1 0.1% 100% $385,000
Uif Corporation
Conventional 1 0.1% 100% $405,000
Better Mortgage Corporation
Conventional 1 0.1% 100% $205,000
RoundPoint Mortgage Servicing LLC
Conventional 1 0.1% 100% $125,000
Zillow Home Loans, LLC
Conventional 1 0.1% 50% $265,000
A+5.0 ★Texas Ratio: 2.70%
Conventional 1 0.1% 100% $295,000 View
ClearEdge Lending LLC
Conventional, Jumbo 1 0.1% 100% $1,065,000
Pulte Mortgage LLC
Conventional 1 0.1% 100% $225,000
Mld Mortgage, Inc.Dba the Money Store
VA 1 0.1% 100% $335,000
B+4.8 ★Texas Ratio: 16.98%
Conventional 1 0.1% 100% $385,000 View
Angel Oak Mortgage Solutions LLC
Conventional 1 0.1% 100% $765,000
Ark-La-Tex Financial Services LLC
VA 1 0.1% 100% $395,000
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+7 HELOCs
0% n/a View
Figure Lending LLC
HELOC 0
+5 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 5.44%
HELOC 0
+2 HELOCs
0% n/a View
A+5.0 ★Texas Ratio: 2.32%
HELOC 0
+2 HELOCs
0% n/a View
RBC Bank (Georgia), N.A.
HELOC 0
+2 HELOCs
0% n/a
Connexus Credit Union
HELOC 0
+1 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 3.36%
HELOC 0
+1 HELOCs
0% n/a View
A+5.0 ★Texas Ratio: 4.41%
HELOC 0
+1 HELOCs
0% n/a View
Pentagon Federal Credit Union
HELOC 0
+1 HELOCs
0% 0%
★ 1.7 stars, 3 reviews
A+5.0 ★Texas Ratio: 4.24%
HELOC 0
+1 HELOCs
0% n/a View
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Apple Valley, Minnesota

Looking for mortgage lenders near me or mortgage brokers near me in Apple Valley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Apple Valley in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Apple Valley, MN

Use these to narrow the list above. Each category shows how many Apple Valley, MN lenders fit and what that kind of lender is usually best for.

Who Lends in Apple Valley, MN

Independent mortgage companies closed 57.6 percent of home loans in Apple Valley, Minnesota in 2025, banks 27.1 percent and credit unions 15.2 percent. Tradition Mortgage, LLC was the largest mortgage company, US Bank, N.A. the largest bank and Wings Financial Credit Union the largest credit union. Among lenders headquartered in Minnesota, Wings Financial Credit Union led with 25 loans.

57.6%
Mortgage companies
27.1%
Banks
15.2%
Credit unions
9%
FHA loans
6%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.

More Minnesota Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Apple Valley, MN

Who is the largest mortgage lender in Apple Valley, MN?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Apple Valley, Minnesota with 26 loans, about 2.8 percent of the market. The largest lender headquartered in Minnesota was Wings Financial Credit Union with 25 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Apple Valley, MN have the highest approval rates?

Among lenders with meaningful volume in Apple Valley, Minnesota, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 88.3 percent, against a 82.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Apple Valley, MN mortgage lenders offer FHA, VA and USDA loans?

40 lenders closed FHA loans in Apple Valley, Minnesota in 2025, led by Pennymac Loan Services LLC with 11. 26 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Apple Valley, MN lender list?

Yes. 63 banks and 25 credit unions closed home loans in Apple Valley, Minnesota in 2025, alongside 85 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Apple Valley, MN ranked on this page?

Lenders are ranked only by the number of home loans they closed in Apple Valley, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Apple Valley, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Apple Valley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.