Mortgage Lenders and Brokers in Andover, Minnesota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Andover, Minnesota mortgage lenders include US Bank, N.A.US Bank, N.A.3445 Bunker Lake Blvd Nw, Andover, MN 55304A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA1966 Bunker Lake Blvd Nw, Andover, MN 55304A+5.0 ★Texas Ratio: 5.36%, The Bank of Elk RiverThe Bank of Elk River630 Main St Nw, Elk River, MN 55330A-4.8 ★Texas Ratio: 10.95%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA15103 Cedar Ave, Apple Valley, MN 55124A+5.0 ★Texas Ratio: 3.68%, Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, Trustone Financial Credit UnionTrustone Financial Credit Union2772 E 82nd St, Bloomington, MN 55425 1365A+5.0 ★Texas Ratio: 4.56%, Blaze Credit UnionBlaze Credit Union10 Northtown Dr NE, Blaine, MN 55434 1033A5.0 ★Texas Ratio: 6.19%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%, Luminate BankLuminate Bank208 W Front St, Claremont, MN 55924A5.0 ★Texas Ratio: 11.06%, and Minnco Credit UnionMinnco Credit Union2121 Station Pkwy NW, Andover, MN 55304A+5.0 ★Texas Ratio: 2.50%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Andover, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Andover are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Andover, Minnesota
Market share is the lender's share of all home loans closed in Andover, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Andover 3445 Bunker Lake Blvd Nw, Andover, MN 55304 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 24 +15 HELOCs |
3.7% | 77.4% | $256,250 | View |
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1 office in Andover 1966 Bunker Lake Blvd Nw, Andover, MN 55304 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 15 | 2.3% | 93.8% | $327,666 | View |
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1 office in Andover 630 Main St Nw, Elk River, MN 55330 A-4.8 ★Texas Ratio: 10.95% |
Conventional | 2 | 0.3% | 100% | $355,000 | View |
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1 office in Andover 15103 Cedar Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
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1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66% |
Conventional, VA, Jumbo, HELOC | 43 +6 HELOCs |
6.6% | 100% | $359,883 | View |
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2772 E 82nd St, Bloomington, MN 55425 1365 A+5.0 ★Texas Ratio: 4.56% |
Conventional, HELOC | 33 +12 HELOCs |
5.1% | 81.4% | $144,696 | View |
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10 Northtown Dr NE, Blaine, MN 55434 1033 A5.0 ★Texas Ratio: 6.19% |
Conventional, HELOC | 26 +18 HELOCs |
4% | 85.3% | $181,923 | View |
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1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41% |
Conventional, HELOC | 22 +6 HELOCs |
3.4% | 81.5% | $129,090 | View |
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208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional | 10 | 1.5% | 100% | $331,000 | View |
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2121 Station Pkwy NW, Andover, MN 55304 A+5.0 ★Texas Ratio: 2.50% |
Conventional | 8 | 1.2% | 61.5% | $45,000 | View |
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11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85% |
Conventional, FHA, VA, Jumbo | 6 | 0.9% | 100% | $545,000 | View |
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101 Minnesota Ave N, Aitkin, MN 56431 A+5.0 ★Texas Ratio: 4.98% |
Conventional, VA, HELOC | 5 +1 HELOCs |
0.8% | 100% | $473,000 | View |
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143 W Clark St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 3.32% |
Conventional | 5 | 0.8% | 100% | $321,000 | View |
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4050 Coon Rapids Blvd NW, Coon Rapids, MN 55433 A+5.0 ★Texas Ratio: 3.27% |
Conventional | 5 | 0.8% | 100% | $69,000 | View |
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900 American Blvd W, Bloomington, MN 55420 A5.0 ★Texas Ratio: 6.54% |
Conventional, HELOC | 4 +8 HELOCs |
0.6% | 71.4% | $295,000 | View |
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14985 Glazier Ave, Apple Valley, MN 55124 |
Conventional, HELOC | 3 +19 HELOCs |
0.5% | 100% | $371,666 | View |
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405 E Main St, Anoka, MN 55303 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 3 +11 HELOCs |
0.5% | 100% | $741,666 | View |
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3225 Denmark Ave, Eagan, MN 55121 1382 A+5.0 ★Texas Ratio: 5.61% |
Conventional, HELOC | 3 +4 HELOCs |
0.5% | 100% | $195,000 | View |
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7510 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 4.14% |
Conventional, VA, HELOC | 3 +1 HELOCs |
0.5% | 100% | $365,000 | View |
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11800 Aberdeen St Ne, Blaine, MN 55449 C+4.1 ★Texas Ratio: 26.29% |
Conventional | 3 | 0.5% | 100% | $175,000 | View |
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641 Railroad Ave, Albany, MN 56307 A+5.0 ★Texas Ratio: 1.40% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 66.7% | $290,000 | View |
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700 Apollo Dr, Lino Lakes, MN 55014 3035 A+5.0 ★Texas Ratio: 0.07% |
Conventional | 2 | 0.3% | 100% | $130,000 | View |
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9741 Lyndale Ave S, Bloomington, MN 55420 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 0.2% | 100% | $25,000 | View |
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5600 La Centre Ave Ste 100, Albertville, MN 55301 4018 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
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13735 Round Lake Blvd NW, Andover, MN 55304 A+5.0 ★Texas Ratio: 5.40% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
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45 Hassan St SE, Hutchinson, MN 55350 A+5.0 ★Texas Ratio: 4.19% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
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7641 Lake Dr, Lino Lakes, MN 55014 A5.0 ★Texas Ratio: 9.19% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
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14800 Galaxie Ave Ste 105, Apple Valley, MN 55124 C+4.1 ★Texas Ratio: 25.60% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
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108 Minnesota Ave N, Aitkin, MN 56431 1410 A5.0 ★Texas Ratio: 10.43% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
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208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
My Credit Union
4025 W Old Shakopee Rd, Bloomington, MN 55437 |
Conventional | 1 | 0.2% | 100% | $345,000 | |
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★ 5 stars, 1 review 5941 94th Ave N, Brooklyn Park, MN 55443 A+5.0 ★Texas Ratio: 1.52% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
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410 2nd St W, Ada, MN 56510 A+5.0 ★Texas Ratio: 5.91% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
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14986 Lynwood Dr, Baxter, MN 56425 A+5.0 ★Texas Ratio: 4.01% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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14989 Florence Trl, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7760 France Ave S, Bloomington, MN 55435 A+5.0 ★Texas Ratio: 3.45% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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412 E Main St, Ada, MN 56510 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Summit Mortgage Corporation
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Conventional | 5 | 0.8% | 100% | $225,000 | |
Cambria Financial Group
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Conventional, FHA | 2 | 0.3% | 100% | $585,000 | |
Tradition Mortgage, LLC
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Conventional | 2 | 0.3% | 100% | $570,000 | |
Servion
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 49 +1 HELOCs |
7.5% | 92.7% | $266,020 | |
Lennar Mortgage, LLC
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Conventional, FHA, VA | 46 | 7.1% | 97.9% | $370,652 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 33 +4 HELOCs |
5.1% | 97.1% | $408,939 | |
CrossCountry Mortgage, LLC
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Conventional, VA, Jumbo | 28 | 4.3% | 100% | $442,142 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 15 | 2.3% | 88.9% | $440,333 | |
New American Funding, LLC.
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Conventional | 13 | 2% | 100% | $402,692 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 13 | 2% | 100% | $445,769 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 11 | 1.7% | 100% | $345,909 | |
Everett Financial, Inc.
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Conventional, FHA, VA | 10 | 1.5% | 100% | $473,000 | |
loanDepot.com LLC
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Conventional | 10 | 1.5% | 90.9% | $267,000 | |
Nationstar Mortgage
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Conventional, FHA | 10 | 1.5% | 76.9% | $232,000 | |
SWBC Mortgage Corporation
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Conventional | 8 | 1.2% | 100% | $383,750 | |
Guild Mortgage Company
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Conventional, FHA | 8 | 1.2% | 100% | $346,250 | |
Guaranteed Rate, Inc.
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Conventional | 7 | 1.1% | 87.5% | $286,428 | |
Lower, LLC
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Conventional, FHA, VA | 7 | 1.1% | 87.5% | $349,285 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA, HELOC | 6 +1 HELOCs |
0.9% | 100% | $408,333 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 6 | 0.9% | 60% | $365,000 | |
Newrez LLC
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Conventional, FHA, VA | 6 | 0.9% | 72.7% | $355,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 6 | 0.9% | 75% | $418,333 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 5 | 0.8% | 100% | $91,000 | View |
Paramount Residential Mortgage
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Conventional, FHA | 5 | 0.8% | 100% | $369,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional, HELOC | 4 +4 HELOCs |
0.6% | 100% | $230,000 | View |
Cmg Mortgage Inc
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Conventional, FHA | 4 | 0.6% | 100% | $412,500 | |
Bay Equity LLC
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Conventional, FHA, VA | 4 | 0.6% | 100% | $380,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 4 | 0.6% | 100% | $442,500 | View |
Plaza Home Mortgage, Inc
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Conventional, FHA | 4 | 0.6% | 80% | $405,000 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +2 HELOCs |
0.5% | 75% | $95,000 | |
Guidance Residential, LLC
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Conventional | 3 | 0.5% | 100% | $331,666 | |
Sfmc, LP
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Conventional, FHA | 3 | 0.5% | 100% | $481,666 | |
Waterstone Mortgage Corporation
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FHA, VA | 3 | 0.5% | 100% | $451,666 | |
Mortgage Research Center
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VA | 3 | 0.5% | 100% | $451,666 | |
Navy Federal Credit Union
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VA | 3 | 0.5% | 75% | $418,333 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 3 | 0.5% | 100% | $331,666 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 3 | 0.5% | 100% | $271,666 | |
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A+5.0 ★Texas Ratio: 3.17% |
Conventional, HELOC | 2 +3 HELOCs |
0.3% | 100% | $415,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 0.3% | 100% | $315,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.3% | 100% | $285,000 | |
Kind Lending, LLC
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FHA, VA | 2 | 0.3% | 66.7% | $415,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 0.3% | 100% | $180,000 | |
Resicentral LLC
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Conventional | 2 | 0.3% | 100% | $285,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.3% | 100% | $475,000 | |
Planet Home Lending, LLC
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FHA, VA | 2 | 0.3% | 100% | $450,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 2 | 0.3% | 100% | $295,000 | View |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 2 | 0.3% | 100% | $320,000 | View |
Florida Capital Bank, N.A
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Conventional | 2 | 0.3% | 100% | $150,000 | |
Carrington Mortgage Services LLC
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Conventional, VA | 2 | 0.3% | 50% | $290,000 | |
Genisys Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $475,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Goodleap, LLC
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VA | 1 | 0.2% | 100% | $365,000 | |
Go Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 100% | $505,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.2% | 100% | $475,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 50% | $185,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.2% | 100% | $495,000 | View |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 1 | 0.2% | 100% | $375,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.2% | 100% | $335,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 50% | $105,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.2% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 50% | $255,000 | View |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $735,000 | |
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A+5.0 ★Texas Ratio: 3.47% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.2% | 50% | $315,000 | View |
BoxCar Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $465,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.2% | 100% | $395,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
Megastar Finanacial Corp
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Uif Corporation
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Conventional | 1 | 0.2% | 100% | $545,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.2% | 100% | $715,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $395,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.2% | 100% | $375,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 50% | $255,000 | |
Village Capital & Investment
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VA | 1 | 0.2% | 100% | $335,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Midwestone Bank
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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C3.9 ★Texas Ratio: 27.97% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Connexus Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Dupaco Community Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Superior Choice Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Andover Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Andover, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in Andover? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Andover in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Andover, MN
Use these to narrow the list above. Each category shows how many Andover, MN lenders fit and what that kind of lender is usually best for.
Who Lends in Andover, MN
Independent mortgage companies closed 57.5 percent of home loans in Andover, Minnesota in 2025, banks 23.3 percent and credit unions 19.2 percent. Luminate Home Loans, Inc. was the largest mortgage company, US Bank, N.A. the largest bank and Trustone Financial Credit Union the largest credit union. Among lenders headquartered in Minnesota, Wells Fargo Bank NA led with 15 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Andover, MN
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Andover, Minnesota with 24 loans, about 3.7 percent of the market. The largest lender headquartered in Minnesota was Wells Fargo Bank NA with 15 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Andover, Minnesota in 2025, led by United Wholesale Mortgage with 12. 26 lenders closed VA loans, led by Pennymac Loan Services LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 38 banks and 28 credit unions closed home loans in Andover, Minnesota in 2025, alongside 64 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Andover, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Andover, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Andover. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
