Westwood, Michigan mortgage lenders include Consumers Credit UnionConsumers Credit Union6081 B Dr N, Battle Creek, MI 49014 8367A+5.0 ★Texas Ratio: 3.56%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, Arbor Financial Credit UnionArbor Financial Credit Union7200 KALAMAZOO AVE SE, CALEDONIA, MI 49316A5.0 ★Texas Ratio: 12.10%, Fifth Third Bank, National AssociationFifth Third Bank, National Association475 Ada Drive, Ada Township, MI 49301A+5.0 ★Texas Ratio: 3.22%, Sturgis Bank & TrustSturgis Bank & Trust232 W Monroe St, Bangor, MI 49013A5.0 ★Texas Ratio: 9.46%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, Horizon BankHorizon Bank144 W Huron Rd, Au Gres, MI 48703A+5.0 ★Texas Ratio: 4.40%, KALSEE Credit UnionKALSEE Credit Union2121 S Drake Rd, Kalamazoo, MI 49006 5776A+5.0 ★Texas Ratio: 2.20%, Flagstar Bank NAFlagstar Bank NA3233 Fairlane Dr, Allen Park, MI 48101D3.3 ★Texas Ratio: 35.11%, and Honor Credit UnionHonor Credit Union1253 Lincoln Rd, Allegan, MI 49010A+5.0 ★Texas Ratio: 5.27%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Westwood, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Westwood are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Westwood, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
Conventional, HELOC | 23 +11 HELOCs |
15% | 100% | $208,478 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, FHA, HELOC | 18 +6 HELOCs |
11.8% | 95.2% | $172,777 | |
|
7200 KALAMAZOO AVE SE, CALEDONIA, MI 49316 A5.0 ★Texas Ratio: 12.10% |
Conventional, HELOC | 7 +10 HELOCs |
4.6% | 100% | $173,571 | View |
|
475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 7 +2 HELOCs |
4.6% | 87.5% | $116,428 | View |
|
232 W Monroe St, Bangor, MI 49013 A5.0 ★Texas Ratio: 9.46% |
Conventional | 5 | 3.3% | 85.7% | $199,000 | View |
|
202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 4 +2 HELOCs |
2.6% | 80% | $197,500 | View |
|
144 W Huron Rd, Au Gres, MI 48703 A+5.0 ★Texas Ratio: 4.40% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
2.6% | 66.7% | $210,000 | View |
|
2121 S Drake Rd, Kalamazoo, MI 49006 5776 A+5.0 ★Texas Ratio: 2.20% |
Conventional, HELOC | 3 +5 HELOCs |
2% | 100% | $101,666 | View |
|
3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional, HELOC | 2 +1 HELOCs |
1.3% | 100% | $210,000 | View |
|
1253 Lincoln Rd, Allegan, MI 49010 A+5.0 ★Texas Ratio: 5.27% |
Conventional | 2 | 1.3% | 66.7% | $105,000 | View |
|
41 2nd St, Battle Creek, MI 49014 6286 A+5.0 ★Texas Ratio: 1.68% |
Conventional | 2 | 1.3% | 100% | $100,000 | View |
|
1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $195,000 | View |
|
501 Main St, Frankfort, MI 49635 A5.0 ★Texas Ratio: 10.41% |
Conventional | 1 | 0.7% | 100% | $245,000 | View |
|
395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.7% | 100% | $135,000 | View |
|
20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
Conventional | 1 | 0.7% | 100% | $225,000 | View |
|
34100 Woodward Ave, Birmingham, MI 48009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.7% | 100% | $195,000 | View |
|
230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional | 1 | 0.7% | 100% | $165,000 | View |
|
131 S Main St, Brooklyn, MI 49230 A5.0 ★Texas Ratio: 9.21% |
Conventional | 1 | 0.7% | 100% | $45,000 | View |
|
2550 Capital Ave SW, Battle Creek, MI 49015 A+5.0 ★Texas Ratio: 5.38% |
HELOC | 0 +20 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
101 N Main St Ste 100, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 10 | 6.5% | 90.9% | $187,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 9 | 5.9% | 75% | $217,222 | |
Mortgage Center LC
|
Conventional, FHA | 6 | 3.9% | 85.7% | $121,666 | |
Success Mortgage Partners, Inc
|
Conventional, FHA | 4 | 2.6% | 100% | $232,500 | |
Mortgage 1 Incorporated
|
Conventional | 1 | 0.7% | 100% | $235,000 | |
MMS Mortgage Services, Ltd.
|
Conventional | 1 | 0.7% | 100% | $215,000 | |
Primelending
|
Conventional, VA | 3 | 2% | 100% | $201,666 | |
Mortgage Research Center
|
Conventional, VA | 3 | 2% | 100% | $251,666 | |
Prosperity Home Mortgage, LLC
|
Conventional | 3 | 2% | 100% | $131,666 | |
Guaranteed Rate, Inc.
|
Conventional | 2 | 1.3% | 100% | $230,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 2 | 1.3% | 100% | $225,000 | |
Gvc Mortgage, Inc.
|
Conventional | 2 | 1.3% | 100% | $200,000 | |
Union Home Mortgage Corp.
|
Conventional | 2 | 1.3% | 100% | $275,000 | |
Churchill Mortgage Corporation
|
FHA | 2 | 1.3% | 100% | $215,000 | |
New American Funding, LLC.
|
Conventional, FHA | 2 | 1.3% | 100% | $130,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 1.3% | 100% | $310,000 | View |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $55,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.7% | 50% | $235,000 | View |
Ruoff Mortgage Company
|
FHA | 1 | 0.7% | 100% | $185,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.7% | 100% | $245,000 | View |
Contour Mortgage Corporation
|
Conventional | 1 | 0.7% | 100% | $205,000 | |
Newrez LLC
|
Conventional | 1 | 0.7% | 100% | $55,000 | |
PHH Mortgage Corporation
|
VA | 1 | 0.7% | 100% | $195,000 | |
Pennymac Loan Services LLC
|
FHA | 1 | 0.7% | 100% | $265,000 | |
Guild Mortgage Company
|
Conventional | 1 | 0.7% | 100% | $175,000 | |
Summit Home Mortgage, LLC
|
Conventional | 1 | 0.7% | 100% | $265,000 | |
SIRVA Mortgage, Inc.
|
Conventional | 1 | 0.7% | 100% | $185,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.7% | 100% | $225,000 | View |
Nationstar Mortgage
|
VA | 1 | 0.7% | 100% | $215,000 | |
Notre Dame Federal Credit Union
|
Conventional | 1 | 0.7% | 100% | $255,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.7% | 100% | $185,000 | |
Alliant Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Westwood? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Westwood in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Westwood, MI lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 35.9 percent of home loans in Westwood, Michigan in 2025, banks 22.2 percent and credit unions 41.8 percent. United Wholesale Mortgage was the largest mortgage company, Fifth Third Bank, National Association the largest bank and Consumers Credit Union the largest credit union. Among lenders headquartered in Michigan, Consumers Credit Union led with 23 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
By home loans closed in 2025, Consumers Credit Union was the largest mortgage lender in Westwood, Michigan with 23 loans, about 15 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Westwood, Michigan in 2025, led by Rocket Mortgage with 2. 8 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 12 credit unions closed home loans in Westwood, Michigan in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Westwood, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Westwood, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Westwood. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.