Mortgage Lenders and Brokers in Spring Arbor, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Spring Arbor, Michigan mortgage lenders include County National BankCounty National Bank7845 Spring Arbor Rd, Spring Arbor, MI 49283B-4.3 ★Texas Ratio: 23.94%, Fifth Third Bank, National AssociationFifth Third Bank, National Association7991 Spring Arbor Rd, Spring Arbor, MI 49283A+5.0 ★Texas Ratio: 3.22%, True Community Credit UnionTrue Community Credit Union131 S Main St, Brooklyn, MI 49230A5.0 ★Texas Ratio: 9.21%, Dart BankDart Bank2469 Cedar Street, Delhi Township, MI 48842A-4.9 ★Texas Ratio: 16.59%, Flagstar Bank NAFlagstar Bank NA3233 Fairlane Dr, Allen Park, MI 48101D3.3 ★Texas Ratio: 35.11%, Southern Michigan Bank & TrustSouthern Michigan Bank & Trust5350 Beckley Road B Drive North, Battle Creek, MI 49015A5.0 ★Texas Ratio: 8.82%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA455 Ada Dr Se, Ada, MI 49301A+5.0 ★Texas Ratio: 3.68%, Community Choice Credit UnionCommunity Choice Credit Union39440 W 14 Mile Rd, Commerce Township, MI 48390 3907A+5.0 ★Texas Ratio: 5.61%, Honor Credit UnionHonor Credit Union1253 Lincoln Rd, Allegan, MI 49010A+5.0 ★Texas Ratio: 5.27%, and Towne Mortgage CompanyTowne Mortgage Company2400 Green Rd, Ann Arbor, MI 48105 1550A+5.0 ★Texas Ratio: 2.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Spring Arbor, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Spring Arbor are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Spring Arbor, Michigan
Market share is the lender's share of all home loans closed in Spring Arbor, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Spring Arbor 7845 Spring Arbor Rd, Spring Arbor, MI 49283 B-4.3 ★Texas Ratio: 23.94% |
Conventional | 6 | 5.1% | 100% | $238,333 | View |
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1 office in Spring Arbor 7991 Spring Arbor Rd, Spring Arbor, MI 49283 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, VA | 4 | 3.4% | 100% | $315,000 | View |
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131 S Main St, Brooklyn, MI 49230 A5.0 ★Texas Ratio: 9.21% |
Conventional | 11 | 9.3% | 92.3% | $135,909 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional, HELOC | 10 +2 HELOCs |
8.5% | 100% | $379,000 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 6 | 5.1% | 85.7% | $188,333 | View |
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5350 Beckley Road B Drive North, Battle Creek, MI 49015 A5.0 ★Texas Ratio: 8.82% |
Conventional | 2 | 1.7% | 100% | $480,000 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $165,000 | View |
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39440 W 14 Mile Rd, Commerce Township, MI 48390 3907 A+5.0 ★Texas Ratio: 5.61% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 50% | $25,000 | View |
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1253 Lincoln Rd, Allegan, MI 49010 A+5.0 ★Texas Ratio: 5.27% |
Conventional | 1 | 0.8% | 50% | $35,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
FHA | 1 | 0.8% | 100% | $255,000 | View |
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3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 0.8% | 100% | $185,000 | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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7991 Spring Arbor Rd, Spring Arbor, MI 49283 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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232 W Monroe St, Bangor, MI 49013 A5.0 ★Texas Ratio: 9.46% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA | 14 | 11.9% | 77.8% | $173,571 | |
United Wholesale Mortgage
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Conventional, FHA | 10 | 8.5% | 100% | $239,000 | |
Mortgage 1 Incorporated
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Conventional | 4 | 3.4% | 100% | $217,500 | |
Mortgage Center LC
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Conventional | 3 | 2.5% | 100% | $115,000 | |
Ross Mortgage Corporation
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FHA | 1 | 0.8% | 100% | $185,000 | |
Staunton Financial Inc
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FHA | 1 | 0.8% | 100% | $315,000 | |
loanDepot.com LLC
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Conventional, FHA | 7 | 5.9% | 100% | $177,857 | |
Ruoff Mortgage Company
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Conventional, FHA, VA | 6 | 5.1% | 100% | $248,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 4 | 3.4% | 80% | $202,500 | |
Freedom Mortgage Corporation
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Conventional, FHA | 2 | 1.7% | 100% | $260,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 1.7% | 100% | $225,000 | |
JMAC Lending, Inc.
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Conventional | 2 | 1.7% | 100% | $245,000 | |
Valon Mortgage
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Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $125,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.8% | 100% | $145,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.8% | 100% | $55,000 | |
Newrez LLC
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Conventional | 1 | 0.8% | 100% | $55,000 | |
Nbkc Bank
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Conventional | 1 | 0.8% | 100% | $175,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.8% | 100% | $285,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.8% | 100% | $285,000 | |
PFN Lending Group, Inc.
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Conventional | 1 | 0.8% | 100% | $265,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.8% | 100% | $335,000 | |
New Day Financial, LLC.
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VA | 1 | 0.8% | 100% | $605,000 | |
Gardner Financial Services
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Conventional | 1 | 0.8% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.8% | 100% | $125,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.8% | 100% | $75,000 | |
Mortgage Research Center
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VA | 1 | 0.8% | 100% | $255,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.8% | 100% | $355,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.8% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.8% | 100% | $235,000 | View |
Village Capital & Investment
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FHA | 1 | 0.8% | 100% | $275,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Savings Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Spring Arbor Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Spring Arbor, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Spring Arbor? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Spring Arbor in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Spring Arbor, MI
Use these to narrow the list above. Each category shows how many Spring Arbor, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Spring Arbor, MI
Independent mortgage companies closed 58.5 percent of home loans in Spring Arbor, Michigan in 2025, banks 28 percent and credit unions 13.6 percent. Towne Mortgage Company was the largest mortgage company, County National Bank the largest bank and True Community Credit Union the largest credit union. Among lenders headquartered in Michigan, County National Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Spring Arbor, MI
By home loans closed in 2025, County National Bank was the largest mortgage lender in Spring Arbor, Michigan with 6 loans, about 5.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Spring Arbor, Michigan in 2025, led by Rocket Mortgage with 5. 5 lenders closed VA loans, led by Fifth Third Bank, National Association. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 7 credit unions closed home loans in Spring Arbor, Michigan in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Spring Arbor, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Spring Arbor, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Spring Arbor. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
