Mortgage Lenders and Brokers in South Lyon, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
South Lyon, Michigan mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA51967 10 Mile Rd, South Lyon, MI 48178A+5.0 ★Texas Ratio: 3.68%, Huntington National BankHuntington National Bank419 S Lafayette St, South Lyon, MI 48178A+5.0 ★Texas Ratio: 3.66%, Fifth Third Bank, National AssociationFifth Third Bank, National Association25950 Pontiac Trl, South Lyon, MI 48178A+5.0 ★Texas Ratio: 3.22%, Citizens Bank, NACitizens Bank, NA22385 Pontiac Trl, South Lyon, MI 48178A+5.0 ★Texas Ratio: 5.44%, PNC Bank N.A.PNC Bank N.A.200 W Lake St, South Lyon, MI 48178A+5.0 ★Texas Ratio: 4.24%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, Michigan Schools and GovernmenMichigan Schools and Governmen2151 W Stadium Blvd, Ann Arbor, MI 48103 4543A+5.0 ★Texas Ratio: 3.99%, Vibe Credit UnionVibe Credit Union21985 Pontiac Trl, South Lyon, MI 48178 8727A+5.0 ★Texas Ratio: 5.97%, DFCU FinancialDFCU Financial2910 Carpenter Rd, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 1.86%, and Bank of America NABank of America NA395 Briarwood Cir, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in South Lyon, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in South Lyon are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in South Lyon, Michigan
Market share is the lender's share of all home loans closed in South Lyon, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in South Lyon 51967 10 Mile Rd, South Lyon, MI 48178 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 7 | 1.3% | 88.9% | $360,714 | View |
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1 office in South Lyon 419 S Lafayette St, South Lyon, MI 48178 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 4 +16 HELOCs |
0.7% | 57.1% | $377,500 | View |
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1 office in South Lyon 25950 Pontiac Trl, South Lyon, MI 48178 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 3 +2 HELOCs |
0.6% | 50% | $205,000 | View |
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1 office in South Lyon 22385 Pontiac Trl, South Lyon, MI 48178 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 2 +10 HELOCs |
0.4% | 100% | $385,000 | View |
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★ 1.7 stars, 3 reviews 1 office in South Lyon 200 W Lake St, South Lyon, MI 48178 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 50% | $305,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, Jumbo, HELOC | 40 +4 HELOCs |
7.5% | 100% | $589,250 | |
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2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
Conventional, FHA, HELOC | 33 +1 HELOCs |
6.2% | 97.1% | $547,727 | View |
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21985 Pontiac Trl, South Lyon, MI 48178 8727 A+5.0 ★Texas Ratio: 5.97% |
Conventional, HELOC | 11 +3 HELOCs |
2.1% | 100% | $142,272 | View |
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2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional, HELOC | 10 +11 HELOCs |
1.9% | 80% | $302,000 | View |
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395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 6 +10 HELOCs |
1.1% | 100% | $460,000 | View |
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2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 6 +4 HELOCs |
1.1% | 100% | $210,000 | View |
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20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
Conventional, VA | 5 | 0.9% | 100% | $417,000 | View |
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39440 W 14 Mile Rd, Commerce Township, MI 48390 3907 A+5.0 ★Texas Ratio: 5.61% |
Conventional | 4 | 0.7% | 100% | $40,000 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional, HELOC | 3 +2 HELOCs |
0.6% | 100% | $588,333 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional, HELOC | 3 +1 HELOCs |
0.6% | 75% | $311,666 | View |
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3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
0.6% | 60% | $661,666 | View |
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201 S Superior Ave, Baraga, MI 49908 A+5.0 ★Texas Ratio: 4.32% |
Conventional | 3 | 0.6% | 100% | $428,333 | View |
Community Financial
12483 State St, Atlanta, MI 49709 |
Conventional, HELOC | 2 +12 HELOCs |
0.4% | 100% | $170,000 | |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional, HELOC | 2 +8 HELOCs |
0.4% | 100% | $185,000 | View |
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340 E Huron St, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 5.54% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 100% | $325,000 | View |
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53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84% |
Conventional | 2 | 0.4% | 100% | $470,000 | View |
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3333 Deposit Dr Ne, Grand Rapids, MI 49546 A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 0.4% | 100% | $585,000 | View |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional | 2 | 0.4% | 100% | $320,000 | View |
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★ 1 stars, 1 review 2222 Packard St, Ann Arbor, MI 48104 6368 A5.0 ★Texas Ratio: 6.91% |
Conventional | 2 | 0.4% | 100% | $50,000 | View |
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4141 Jackson Rd, Ann Arbor, MI 48103 1827 A+5.0 ★Texas Ratio: 1.03% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $105,000 | View |
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1352 S Main St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.2% | 100% | $475,000 | View |
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22855 Gibraltar Rd, Flat Rock, MI 48134 A+5.0 ★Texas Ratio: 2.18% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
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6611 Chicago Rd, Warren, MI 48092 1685 A+5.0 ★Texas Ratio: 4.32% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
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7240 Park Ave, Allen Park, MI 48101 A+5.0 ★Texas Ratio: 4.89% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
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34100 Woodward Ave, Birmingham, MI 48009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
Member First Mortgage, LLC
650 W 5th St, Clare, MI 48617 |
Conventional | 1 | 0.2% | 100% | $765,000 | |
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2015 Washtenaw Ave, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
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3030 S Adrian Hwy, Adrian, MI 49221 A+5.0 ★Texas Ratio: 0.45% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
Financial Plus Credit Union
4129 N Euclid Ave, Bay City, MI 48706 |
Conventional | 1 | 0.2% | 100% | $95,000 | |
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25950 Pontiac Trl, South Lyon, MI 48178 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
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1025 E Grand River Ave, Brighton, MI 48116 1803 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
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230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 110 +1 HELOCs |
20.5% | 91.7% | $452,818 | |
Rocket Mortgage
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Conventional, FHA, VA | 80 | 14.9% | 86.3% | $378,875 | |
Staunton Financial Inc
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Conventional, FHA | 17 | 3.2% | 100% | $416,764 | |
Mortgage Center LC
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Conventional, Jumbo | 11 | 2.1% | 84.6% | $435,909 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 4 | 0.7% | 100% | $355,000 | |
Mortgage 1 Incorporated
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Conventional | 3 | 0.6% | 100% | $165,000 | |
Ross Mortgage Corporation
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Conventional | 3 | 0.6% | 100% | $288,333 | |
Msu Federal Credit Union
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Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $275,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.2% | 100% | $615,000 | |
GreenStone Farm Credit Services
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,565,000 | |
BLG Holdings, LLC
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Pulte Mortgage LLC
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Conventional, VA, Jumbo | 25 | 4.7% | 89.3% | $607,000 | |
The Loan Store, Inc
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Conventional, HELOC | 12 +1 HELOCs |
2.2% | 100% | $478,333 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 8 | 1.5% | 100% | $435,000 | |
Triad Financial Services, Inc.
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Conventional | 7 | 1.3% | 71.4% | $39,285 | |
Newrez LLC
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Conventional, VA | 6 | 1.1% | 87.5% | $238,333 | |
Union Home Mortgage Corp.
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Conventional, VA | 5 | 0.9% | 100% | $397,000 | |
The Mortgage Link, Inc.
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Conventional | 5 | 0.9% | 100% | $419,000 | |
Zippy Loans, LLC
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Conventional | 4 | 0.7% | 40% | $22,500 | |
21St Mortgage
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Conventional | 4 | 0.7% | 50% | $47,500 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 0.6% | 100% | $91,666 | View |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 3 | 0.6% | 100% | $408,333 | View |
Guaranteed Rate, Inc.
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Conventional | 3 | 0.6% | 100% | $635,000 | |
Resicentral LLC
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Conventional | 3 | 0.6% | 100% | $621,666 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 0.6% | 100% | $441,666 | |
loanDepot.com LLC
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Conventional | 3 | 0.6% | 100% | $428,333 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 0.6% | 100% | $505,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.4% | 50% | $60,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 0.4% | 100% | $410,000 | |
New Day Financial, LLC.
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VA | 2 | 0.4% | 100% | $480,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 0.4% | 100% | $500,000 | |
Mortgage Research Center
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VA | 2 | 0.4% | 100% | $505,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 2 | 0.4% | 100% | $230,000 | |
EMM Loans LLC
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Conventional | 1 | 0.2% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
Ruoff Mortgage Company
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Primelending
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Conventional | 1 | 0.2% | 100% | $105,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.2% | 100% | $115,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.2% | 100% | $515,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $405,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 20% | $85,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.2% | 100% | $465,000 | |
Das Acquisition Company, LLC
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FHA | 1 | 0.2% | 100% | $375,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.2% | 100% | $625,000 | |
Weichert Financial Services
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VA | 1 | 0.2% | 100% | $695,000 | |
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A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.2% | 100% | $565,000 | View |
Digital Federal Credit Union
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Conventional | 1 | 0.2% | 50% | $195,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 1 | 0.2% | 100% | $945,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $575,000 | |
New American Funding, LLC.
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VA | 1 | 0.2% | 100% | $515,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $635,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $575,000 | View |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.2% | 100% | $585,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.2% | 33.3% | $95,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
Village Capital & Investment
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VA, Jumbo | 1 | 0.2% | 100% | $825,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Navy Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Saygo Home Loans, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
South Lyon Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in South Lyon, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in South Lyon? The list below shows the banks, credit unions and mortgage brokers that closed home loans in South Lyon in 2025, with lenders based there listed first.
Types of Mortgage Lenders in South Lyon, MI
Use these to narrow the list above. Each category shows how many South Lyon, MI lenders fit and what that kind of lender is usually best for.
Who Lends in South Lyon, MI
Independent mortgage companies closed 63.8 percent of home loans in South Lyon, Michigan in 2025, banks 10.6 percent and credit unions 25.6 percent. Member First Mortgage, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Lake Michigan Credit Union the largest credit union. Among lenders headquartered in Michigan, Lake Michigan Credit Union led with 40 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in South Lyon, MI
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in South Lyon, Michigan with 7 loans, about 1.3 percent of the market. The largest lender headquartered in Michigan was Lake Michigan Credit Union with 40 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in South Lyon, Michigan, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 91.7 percent, against a 89 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in South Lyon, Michigan in 2025, led by Rocket Mortgage with 4. 13 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 23 credit unions closed home loans in South Lyon, Michigan in 2025, alongside 51 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in South Lyon, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in South Lyon, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up South Lyon. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
