Mortgage Lenders and Brokers in Romulus, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Romulus, Michigan mortgage lenders include Public Service Credit UnionPublic Service Credit Union7665 Merriman Rd, Romulus, MI 48174 1920A+5.0 ★Texas Ratio: 5.17%, Fifth Third Bank, National AssociationFifth Third Bank, National Association36450 Goddard Rd, Romulus, MI 48174A+5.0 ★Texas Ratio: 3.22%, Michigan First Credit UnionMichigan First Credit Union20645 Gibraltar Rd, Brownstown Twp, MI 48183A+5.0 ★Texas Ratio: 4.92%, DFCU FinancialDFCU Financial2910 Carpenter Rd, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 1.86%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA455 Ada Dr Se, Ada, MI 49301A+5.0 ★Texas Ratio: 3.68%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, Genisys Credit UnionGenisys Credit Union2100 Executive Hills Dr, Auburn Hills, MI 48326 2947A+5.0 ★Texas Ratio: 5.37%, Flagstar Bank NAFlagstar Bank NA3233 Fairlane Dr, Allen Park, MI 48101D3.3 ★Texas Ratio: 35.11%, True Community Credit UnionTrue Community Credit Union131 S Main St, Brooklyn, MI 49230A5.0 ★Texas Ratio: 9.21%, and Community FinancialCommunity Financial12483 State St, Atlanta, MI 49709. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Romulus, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Romulus are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Romulus, Michigan
Market share is the lender's share of all home loans closed in Romulus, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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7665 Merriman Rd, Romulus, MI 48174 1920 A+5.0 ★Texas Ratio: 5.17% |
Conventional, HELOC | 18 +6 HELOCs |
3.9% | 83.3% | $49,444 | View |
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1 office in Romulus 36450 Goddard Rd, Romulus, MI 48174 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +3 HELOCs |
0.4% | 25% | $110,000 | View |
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20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
Conventional, FHA, HELOC | 8 +3 HELOCs |
1.7% | 88.9% | $212,500 | View |
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2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional, HELOC | 7 +11 HELOCs |
1.5% | 77.8% | $156,428 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 6 +1 HELOCs |
1.3% | 100% | $231,666 | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 5 +13 HELOCs |
1.1% | 62.5% | $147,000 | View |
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2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 5 +1 HELOCs |
1.1% | 50% | $89,000 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 5 | 1.1% | 71.4% | $195,000 | View |
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131 S Main St, Brooklyn, MI 49230 A5.0 ★Texas Ratio: 9.21% |
Conventional | 5 | 1.1% | 83.3% | $89,000 | View |
Community Financial
12483 State St, Atlanta, MI 49709 |
Conventional, HELOC | 4 +3 HELOCs |
0.9% | 71.4% | $130,000 | |
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395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +2 HELOCs |
0.7% | 75% | $221,666 | View |
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39440 W 14 Mile Rd, Commerce Township, MI 48390 3907 A+5.0 ★Texas Ratio: 5.61% |
Conventional, HELOC | 3 +2 HELOCs |
0.7% | 60% | $48,333 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, FHA, HELOC | 3 +1 HELOCs |
0.7% | 100% | $221,666 | |
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53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $200,000 | View |
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22315 Michigan Ave, Dearborn, MI 48124 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 2 | 0.4% | 100% | $65,000 | View |
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34100 Woodward Ave, Birmingham, MI 48009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.4% | 66.7% | $85,000 | View |
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★ 1 stars, 1 review 2222 Packard St, Ann Arbor, MI 48104 6368 A5.0 ★Texas Ratio: 6.91% |
Conventional | 2 | 0.4% | 28.6% | $50,000 | View |
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2015 Washtenaw Ave, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 3.82% |
Conventional, FHA | 2 | 0.4% | 100% | $270,000 | View |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +12 HELOCs |
0.2% | 100% | $95,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 100% | $65,000 | View |
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3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
FHA, HELOC | 1 +4 HELOCs |
0.2% | 100% | $145,000 | View |
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36450 Goddard Rd, Romulus, MI 48174 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $145,000 | View |
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23670 Telegraph Rd, Brownstown, MI 48134 A+5.0 ★Texas Ratio: 5.43% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $65,000 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
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30419 6 Mile Rd, Livonia, MI 48152 3460 A+5.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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1025 E Grand River Ave, Brighton, MI 48116 1803 A+5.0 ★Texas Ratio: 1.78% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
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4141 Jackson Rd, Ann Arbor, MI 48103 1827 A+5.0 ★Texas Ratio: 1.03% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
FHA | 1 | 0.2% | 100% | $215,000 | View |
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201 S Superior Ave, Baraga, MI 49908 A+5.0 ★Texas Ratio: 4.32% |
Conventional | 1 | 0.2% | 50% | $295,000 | View |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
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340 E Huron St, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 5.54% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA, HELOC | 98 +1 HELOCs |
21.3% | 82.5% | $170,918 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 58 | 12.6% | 80.6% | $221,034 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 14 | 3% | 93.3% | $161,428 | |
Staunton Financial Inc
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Conventional, FHA | 11 | 2.4% | 100% | $200,454 | |
Mortgage Center LC
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Conventional, FHA | 10 | 2.2% | 90.9% | $168,000 | |
Mortgage 1 Incorporated
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Conventional, FHA | 9 | 2% | 100% | $161,666 | |
Ross Mortgage Corporation
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Conventional, FHA, VA | 6 | 1.3% | 100% | $213,333 | |
Success Mortgage Partners, Inc
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Conventional, FHA | 5 | 1.1% | 100% | $139,000 | |
Neighborhood Mortgage Solutions, LLC
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Conventional | 1 | 0.2% | 100% | $105,000 | |
Uif Corporation
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Conventional | 1 | 0.2% | 100% | $345,000 | |
BLG Holdings, LLC
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Msu Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Triad Financial Services, Inc.
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Conventional | 23 | 5% | 39.7% | $53,695 | |
Tjc Mortgage Inc
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Conventional, FHA | 13 | 2.8% | 100% | $341,153 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 9 | 2% | 90% | $166,111 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 1.1% | 75% | $279,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 5 | 1.1% | 100% | $207,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA, VA | 5 | 1.1% | 100% | $229,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 4 +1 HELOCs |
0.9% | 71.4% | $145,000 | |
Ruoff Mortgage Company
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Conventional, FHA | 4 | 0.9% | 100% | $142,500 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 4 | 0.9% | 100% | $132,500 | |
Zippy Loans, LLC
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Conventional | 4 | 0.9% | 50% | $30,000 | |
Newrez LLC
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Conventional, FHA | 4 | 0.9% | 44.4% | $112,500 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 4 | 0.9% | 100% | $157,500 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +1 HELOCs |
0.7% | 45.5% | $65,000 | |
Guaranteed Rate, Inc.
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Conventional, VA | 3 | 0.7% | 100% | $251,666 | |
Equity Prime Mortgage LLC
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FHA, VA | 3 | 0.7% | 100% | $188,333 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 0.7% | 66.7% | $195,000 | |
Nationstar Mortgage
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Conventional | 3 | 0.7% | 75% | $101,666 | |
New American Funding, LLC.
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Conventional | 3 | 0.7% | 75% | $261,666 | |
21St Mortgage
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Conventional | 3 | 0.7% | 28.6% | $81,666 | |
Navy Federal Credit Union
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VA, HELOC | 2 +2 HELOCs |
0.4% | 28.6% | $275,000 | |
Greenstate Credit Union
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Conventional | 2 | 0.4% | 33.3% | $30,000 | |
Kind Lending, LLC
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FHA | 2 | 0.4% | 50% | $195,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 0.4% | 100% | $275,000 | |
AdvantageFirst Lending Inc
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FHA, VA | 2 | 0.4% | 100% | $240,000 | |
American Financial Network, Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $150,000 | |
AmWest Funding Corp
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Conventional | 2 | 0.4% | 100% | $280,000 | |
Cmg Mortgage Inc
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Conventional, FHA | 2 | 0.4% | 100% | $105,000 | |
Sun West Mortgage Company, Inc
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FHA, VA | 2 | 0.4% | 100% | $180,000 | |
Mortgage Research Center
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VA | 2 | 0.4% | 75% | $225,000 | |
Tammac Holdings Corporation
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Conventional | 2 | 0.4% | 12.1% | $45,000 | |
Goodleap, LLC
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FHA, HELOC | 1 +2 HELOCs |
0.2% | 100% | $135,000 | |
Wings Financial Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $265,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $165,000 | |
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A5.0 ★Texas Ratio: 6.45% |
FHA | 1 | 0.2% | 100% | $255,000 | View |
Equity Resources Inc
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FHA | 1 | 0.2% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
Norwich Commercial Group Inc
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VA | 1 | 0.2% | 100% | $345,000 | |
Fed Ex Employees Credit Association
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Movement Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $155,000 | |
Filo Mortgage, LLC
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VA | 1 | 0.2% | 100% | $165,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 11.1% | $85,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 20% | $75,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.2% | 100% | $115,000 | |
Weichert Financial Services
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Point Mortgage Corp
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.2% | 100% | $215,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 33.3% | $145,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 100% | $195,000 | View |
Planet Home Lending, LLC
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VA | 1 | 0.2% | 100% | $225,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 50% | $65,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $125,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.2% | 100% | $345,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 100% | $245,000 | View |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Romulus Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Romulus, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Romulus? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Romulus in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Romulus, MI
Use these to narrow the list above. Each category shows how many Romulus, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Romulus, MI
Independent mortgage companies closed 74.3 percent of home loans in Romulus, Michigan in 2025, banks 9.1 percent and credit unions 16.5 percent. Towne Mortgage Company was the largest mortgage company, Fifth Third Bank, National Association the largest bank and Public Service Credit Union the largest credit union. Among lenders headquartered in Michigan, Public Service Credit Union led with 18 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Romulus, MI
By home loans closed in 2025, Public Service Credit Union was the largest mortgage lender in Romulus, Michigan with 18 loans, about 3.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Romulus, Michigan, Rocket Mortgage approved the highest share of completed applications in 2025 at 82.5 percent, against a 67.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
38 lenders closed FHA loans in Romulus, Michigan in 2025, led by Rocket Mortgage with 27. 19 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 24 credit unions closed home loans in Romulus, Michigan in 2025, alongside 55 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Romulus, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Romulus, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Romulus. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
