Mortgage Lenders and Brokers in Portland, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Portland, Michigan mortgage lenders include PfcuPfcu9077 Charlotte Hwy, Portland, MI 48875A+5.0 ★Texas Ratio: 2.00%, Huntington National BankHuntington National Bank1235 E Bridge St, Portland, MI 48875A+5.0 ★Texas Ratio: 3.66%, Independent BankIndependent Bank1601 E Grand River Ave, Portland, MI 48875A5.0 ★Texas Ratio: 6.46%, Dart BankDart Bank2469 Cedar Street, Delhi Township, MI 48842A-4.9 ★Texas Ratio: 16.59%, Mercantile BankMercantile Bank230 Woodworth Ave, Alma, MI 48801A+5.0 ★Texas Ratio: 0.63%, LafcuLafcu1553 Lansing Rd, Charlotte, MI 48813A+5.0 ★Texas Ratio: 1.86%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, Flagstar Bank NAFlagstar Bank NA3233 Fairlane Dr, Allen Park, MI 48101D3.3 ★Texas Ratio: 35.11%, Consumers Credit UnionConsumers Credit Union6081 B Dr N, Battle Creek, MI 49014 8367A+5.0 ★Texas Ratio: 3.56%, and Fifth Third Bank, National AssociationFifth Third Bank, National Association475 Ada Drive, Ada Township, MI 49301A+5.0 ★Texas Ratio: 3.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Portland, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Portland are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Portland, Michigan
Market share is the lender's share of all home loans closed in Portland, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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9077 Charlotte Hwy, Portland, MI 48875 A+5.0 ★Texas Ratio: 2.00% |
Conventional | 36 | 18.9% | 97.3% | $185,555 | View |
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1 office in Portland 1235 E Bridge St, Portland, MI 48875 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA, HELOC | 9 +15 HELOCs |
4.7% | 90% | $222,777 | View |
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1 office in Portland 1601 E Grand River Ave, Portland, MI 48875 A5.0 ★Texas Ratio: 6.46% |
Conventional, VA, HELOC | 5 +4 HELOCs |
2.6% | 71.4% | $257,000 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional, HELOC | 8 +2 HELOCs |
4.2% | 100% | $336,250 | View |
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230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional | 7 | 3.7% | 100% | $216,428 | View |
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1553 Lansing Rd, Charlotte, MI 48813 A+5.0 ★Texas Ratio: 1.86% |
Conventional | 4 | 2.1% | 100% | $227,500 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, HELOC | 3 +3 HELOCs |
1.6% | 100% | $211,666 | |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional, VA | 3 | 1.6% | 42.9% | $355,000 | View |
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6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
Conventional | 3 | 1.6% | 100% | $241,666 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $225,000 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $345,000 | View |
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20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
Conventional | 1 | 0.5% | 100% | $185,000 | View |
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1253 Lincoln Rd, Allegan, MI 49010 A+5.0 ★Texas Ratio: 5.27% |
Conventional | 1 | 0.5% | 100% | $225,000 | View |
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4511 Van Dyke Rd, Almont, MI 48003 A5.0 ★Texas Ratio: 8.17% |
Conventional | 1 | 0.5% | 100% | $225,000 | View |
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2400 West Rd, East Lansing, MI 48823 7347 A+5.0 ★Texas Ratio: 5.11% |
Conventional | 1 | 0.5% | 100% | $295,000 | View |
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7558 N Alger Rd, Alma, MI 48801 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 1 | 0.5% | 100% | $145,000 | View |
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2015 Washtenaw Ave, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.5% | 100% | $345,000 | View |
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5515 Van Dyke Rd, Almont, MI 48003 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 0.5% | 100% | $165,000 | View |
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395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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14049 Lindsey Pvt Ln, Dewitt, MI 48820 A+5.0 ★Texas Ratio: 4.17% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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232 W Monroe St, Bangor, MI 49013 A5.0 ★Texas Ratio: 9.46% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 19 | 10% | 92% | $192,368 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 9 | 4.7% | 90% | $230,555 | |
GreenStone Farm Credit Services
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Conventional | 7 | 3.7% | 100% | $367,857 | |
Msu Federal Credit Union
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Conventional, HELOC | 6 +12 HELOCs |
3.2% | 100% | $281,666 | |
Mortgage 1 Incorporated
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Conventional, FHA | 3 | 1.6% | 100% | $221,666 | |
Mortgage Center LC
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Conventional | 2 | 1.1% | 100% | $130,000 | |
VanDyk Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $165,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.5% | 100% | $395,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA, USDA | 14 | 7.4% | 100% | $235,714 | |
Triad Financial Services, Inc.
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Conventional | 7 | 3.7% | 51.6% | $66,428 | |
American Pacific Mortgage Corporation
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Conventional | 5 | 2.6% | 100% | $197,000 | |
Mortgage Research Center
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VA | 3 | 1.6% | 60% | $401,666 | |
loanDepot.com LLC
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Conventional | 2 | 1.1% | 100% | $35,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.1% | 66.7% | $115,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 1.1% | 100% | $165,000 | |
Ruoff Mortgage Company
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Conventional | 1 | 0.5% | 100% | $335,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 0.5% | 100% | $405,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.5% | 100% | $275,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.5% | 100% | $375,000 | |
Newrez LLC
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VA | 1 | 0.5% | 100% | $295,000 | |
Farmers Insurance Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $95,000 | |
Gvc Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $155,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $215,000 | |
Pennymac Loan Services LLC
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VA | 1 | 0.5% | 50% | $245,000 | |
Guild Mortgage Company
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VA | 1 | 0.5% | 100% | $195,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.5% | 100% | $145,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.5% | 100% | $255,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $105,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.5% | 100% | $165,000 | |
New American Funding, LLC.
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FHA | 1 | 0.5% | 100% | $295,000 | |
Lower, LLC
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Conventional | 1 | 0.5% | 100% | $405,000 | |
21St Mortgage
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Conventional | 1 | 0.5% | 12.5% | $45,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.5% | 100% | $435,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $215,000 | |
Village Capital & Investment
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VA | 1 | 0.5% | 100% | $505,000 | |
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Portland Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Portland, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Portland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Portland in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Portland, MI
Use these to narrow the list above. Each category shows how many Portland, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Portland, MI
Independent mortgage companies closed 48.9 percent of home loans in Portland, Michigan in 2025, banks 20 percent and credit unions 31.1 percent. Rocket Mortgage was the largest mortgage company, Huntington National Bank the largest bank and Pfcu the largest credit union. Among lenders headquartered in Michigan, Pfcu led with 36 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Portland, MI
By home loans closed in 2025, Pfcu was the largest mortgage lender in Portland, Michigan with 36 loans, about 18.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Portland, Michigan in 2025, led by Huntington National Bank with 3. 14 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 13 credit unions closed home loans in Portland, Michigan in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Portland, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Portland, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Portland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
