Mortgage Lenders and Brokers in Norton Shores, Michigan
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Norton Shores, Michigan mortgage lenders include Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, Fifth Third Bank, National AssociationFifth Third Bank, National Association710 Seminole Rd, Norton Shores, MI 49441A+5.0 ★Texas Ratio: 3.22%, Consumers Credit UnionConsumers Credit Union6081 B Dr N, Battle Creek, MI 49014 8367A+5.0 ★Texas Ratio: 3.56%, ChoiceOne BankChoiceOne Bank5515 Van Dyke Rd, Almont, MI 48003A+5.0 ★Texas Ratio: 5.45%, Towne Mortgage CompanyTowne Mortgage Company2400 Green Rd, Ann Arbor, MI 48105 1550A+5.0 ★Texas Ratio: 2.54%, Huntington National BankHuntington National Bank3580 Henry St, Norton Shores, MI 49441A+5.0 ★Texas Ratio: 3.66%, Independent BankIndependent Bank1004 W Midland Rd, Auburn, MI 48611A5.0 ★Texas Ratio: 6.46%, Community Choice Credit UnionCommunity Choice Credit Union589 E Ellis Rd, Norton Shores, MI 49441 5671A+5.0 ★Texas Ratio: 5.61%, Family Financial Credit UnionFamily Financial Credit Union3575 Henry St, Norton Shores, MI 49441A+5.0 ★Texas Ratio: 4.26%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA455 Ada Dr Se, Ada, MI 49301A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Norton Shores, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Norton Shores are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Norton Shores, Michigan
Market share is the lender's share of all home loans closed in Norton Shores, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, FHA, VA, HELOC | 105 +39 HELOCs |
18.3% | 95.5% | $229,857 | |
|
710 Seminole Rd, Norton Shores, MI 49441 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, VA, Jumbo, HELOC | 23 +25 HELOCs |
4% | 92% | $238,043 | View |
|
6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
Conventional, HELOC | 14 +8 HELOCs |
2.4% | 100% | $290,000 | View |
|
5515 Van Dyke Rd, Almont, MI 48003 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 12 | 2.1% | 92.9% | $165,833 | View |
|
2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 10 | 1.7% | 100% | $178,000 | View |
|
3580 Henry St, Norton Shores, MI 49441 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 9 +22 HELOCs |
1.6% | 90.9% | $189,444 | View |
|
1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional, FHA, Jumbo, HELOC | 6 +7 HELOCs |
1% | 100% | $520,000 | View |
|
589 E Ellis Rd, Norton Shores, MI 49441 5671 A+5.0 ★Texas Ratio: 5.61% |
Conventional, HELOC | 6 +2 HELOCs |
1% | 100% | $41,666 | View |
|
3575 Henry St, Norton Shores, MI 49441 A+5.0 ★Texas Ratio: 4.26% |
Conventional | 6 | 1% | 85.7% | $70,000 | View |
|
455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 5 +1 HELOCs |
0.9% | 100% | $195,000 | View |
|
230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
0.7% | 100% | $252,500 | View |
|
715 Terrace St, Muskegon, MI 49440 A+5.0 ★Texas Ratio: 1.80% |
Conventional | 4 | 0.7% | 100% | $50,000 | View |
|
904 Broadway Ave NW, Grand Rapids, MI 49504 4415 A+5.0 ★Texas Ratio: 0.81% |
Conventional | 3 | 0.5% | 100% | $195,000 | View |
|
2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional | 2 | 0.3% | 100% | $240,000 | View |
|
34100 Woodward Ave, Birmingham, MI 48009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.3% | 100% | $140,000 | View |
|
★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +11 HELOCs |
0.2% | 50% | $75,000 | View |
|
1888 E Sherman Blvd, Muskegon, MI 49444 1822 A5.0 ★Texas Ratio: 8.29% |
Conventional, HELOC | 1 +7 HELOCs |
0.2% | 100% | $275,000 | View |
|
★ 1 stars, 1 review 2222 Packard St, Ann Arbor, MI 48104 6368 A5.0 ★Texas Ratio: 6.91% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $55,000 | View |
|
501 Main St, Frankfort, MI 49635 A5.0 ★Texas Ratio: 10.41% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
|
1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
|
3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
|
1026 W Midland Rd, AUBURN, MI 48611 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $25,000 | View |
|
1479 Straits Dr, Bay City, MI 48706 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
|
340 E Huron St, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 5.54% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
|
14049 Lindsey Pvt Ln, Dewitt, MI 48820 A+5.0 ★Texas Ratio: 4.17% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
|
508 State St, Fremont, MI 49412 A+5.0 ★Texas Ratio: 4.59% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
|
2222 Holton Road, Dalton Township, MI 49445 A+5.0 ★Texas Ratio: 0.91% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
|
3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
|
101 N Main St Ste 100, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
4Front Credit Union
281 Seminole Rd, Norton Shores, MI 49444 3738 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage 1 Incorporated
|
Conventional, FHA, VA | 52 | 9.1% | 96.7% | $244,038 | |
Rocket Mortgage
|
Conventional, FHA, VA | 49 | 8.6% | 88.1% | $218,265 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 36 | 6.3% | 92.3% | $264,722 | |
VanDyk Mortgage Corporation
|
Conventional, FHA | 24 | 4.2% | 96% | $212,500 | |
Northern Mortgage Services, LLC
|
Conventional | 4 | 0.7% | 100% | $295,000 | |
MMS Mortgage Services, Ltd.
|
Conventional | 4 | 0.7% | 100% | $182,500 | |
Success Mortgage Partners, Inc
|
Conventional, VA | 3 | 0.5% | 100% | $215,000 | |
Mortgage Center LC
|
Conventional | 3 | 0.5% | 100% | $225,000 | |
Msu Federal Credit Union
|
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $310,000 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional | 1 | 0.2% | 100% | $325,000 | |
21St Mortgage
|
Conventional | 25 | 4.4% | 34.7% | $60,200 | |
Zippy Loans, LLC
|
Conventional | 12 | 2.1% | 57.1% | $65,000 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 8 | 1.4% | 84.6% | $225,000 | |
Triad Financial Services, Inc.
|
Conventional | 8 | 1.4% | 55% | $68,750 | |
T2 Financial LLC
|
Conventional, FHA | 8 | 1.4% | 84.6% | $220,000 | |
Mortgage Research Center
|
VA | 7 | 1.2% | 87.5% | $277,857 | |
Leaderone Financial Corp.
|
Conventional, FHA | 7 | 1.2% | 100% | $206,428 | |
AmeriHome Mortgage Company, LLC
|
Conventional, FHA | 6 | 1% | 100% | $243,333 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA | 6 | 1% | 100% | $268,333 | |
Pennymac Loan Services LLC
|
Conventional, VA | 5 | 0.9% | 83.3% | $253,000 | |
Guild Mortgage Company
|
Conventional, FHA | 5 | 0.9% | 100% | $209,000 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 5 | 0.9% | 100% | $201,000 | |
Newrez LLC
|
Conventional | 4 | 0.7% | 80% | $105,000 | |
loanDepot.com LLC
|
Conventional | 4 | 0.7% | 66.7% | $157,500 | |
Churchill Mortgage Corporation
|
Conventional | 4 | 0.7% | 100% | $200,000 | |
Nationstar Mortgage
|
Conventional | 4 | 0.7% | 80% | $202,500 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 3 | 0.5% | 75% | $461,666 | |
Amerisave Mortgage Company
|
Conventional, FHA, VA | 3 | 0.5% | 50% | $141,666 | |
Cmg Mortgage Inc
|
Conventional, FHA | 3 | 0.5% | 100% | $315,000 | |
CrossCountry Mortgage, LLC
|
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $265,000 | |
American Financial Resources LLC
|
Conventional, FHA | 2 | 0.3% | 100% | $405,000 | |
Equity Prime Mortgage LLC
|
FHA, VA | 2 | 0.3% | 66.7% | $210,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 2 | 0.3% | 100% | $700,000 | View |
Zillow Home Loans, LLC
|
Conventional | 2 | 0.3% | 100% | $200,000 | |
The Loan Store, Inc
|
Conventional, FHA | 2 | 0.3% | 100% | $365,000 | |
Navy Federal Credit Union
|
VA | 2 | 0.3% | 50% | $375,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.3% | 66.7% | $175,000 | View |
Spring Eq, LLC
|
Conventional | 2 | 0.3% | 50% | $45,000 | |
Ruoff Mortgage Company
|
Conventional | 1 | 0.2% | 100% | $185,000 | |
Primelending
|
Conventional | 1 | 0.2% | 100% | $355,000 | |
PHH Mortgage Corporation
|
VA | 1 | 0.2% | 100% | $225,000 | |
AdvantageFirst Lending Inc
|
FHA | 1 | 0.2% | 33.3% | $195,000 | |
PFN Lending Group, Inc.
|
Conventional | 1 | 0.2% | 100% | $125,000 | |
Discover Bank
|
Conventional | 1 | 0.2% | 100% | $205,000 | |
Sun West Mortgage Company, Inc
|
FHA | 1 | 0.2% | 100% | $155,000 | |
Credit Human Federal Credit Un
|
Conventional | 1 | 0.2% | 100% | $125,000 | |
ClearPath Lending
|
VA | 1 | 0.2% | 100% | $105,000 | |
First Colony Mortgage Corporat
|
FHA | 1 | 0.2% | 100% | $165,000 | |
Weichert Financial Services
|
Conventional | 1 | 0.2% | 100% | $375,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.2% | 100% | $195,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 50% | $245,000 | View |
Mortgage300 Corporation
|
FHA | 1 | 0.2% | 100% | $285,000 | |
Planet Home Lending, LLC
|
Conventional | 1 | 0.2% | 50% | $95,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
Citadel Servicing Corporation
|
Conventional | 1 | 0.2% | 100% | $565,000 | |
Prosperity Home Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $185,000 | |
Mutual of Omaha Mortgage
|
FHA | 1 | 0.2% | 100% | $205,000 | |
New American Funding, LLC.
|
Conventional | 1 | 0.2% | 100% | $365,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.2% | 33.3% | $55,000 | View |
Fairway Independent Mort Corp
|
Conventional | 1 | 0.2% | 100% | $255,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 100% | $225,000 | View |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0.2% | 33.3% | $65,000 | |
Texana Bank
|
Conventional | 1 | 0.2% | 100% | $195,000 | |
Tammac Holdings Corporation
|
Conventional | 1 | 0.2% | 30% | $55,000 | |
Figure Lending LLC
|
HELOC | 0 +9 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Norton Shores Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Norton Shores, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Norton Shores? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Norton Shores in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Norton Shores, MI
Use these to narrow the list above. Each category shows how many Norton Shores, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Norton Shores, MI
Independent mortgage companies closed 59.7 percent of home loans in Norton Shores, Michigan in 2025, banks 13.6 percent and credit unions 26.7 percent. Towne Mortgage Company was the largest mortgage company, Fifth Third Bank, National Association the largest bank and Lake Michigan Credit Union the largest credit union. Among lenders headquartered in Michigan, Lake Michigan Credit Union led with 105 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Norton Shores, MI
By home loans closed in 2025, Lake Michigan Credit Union was the largest mortgage lender in Norton Shores, Michigan with 105 loans, about 18.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Norton Shores, Michigan, Mortgage 1 Incorporated approved the highest share of completed applications in 2025 at 96.7 percent, against a 82.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Norton Shores, Michigan in 2025, led by Rocket Mortgage with 11. 18 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 20 credit unions closed home loans in Norton Shores, Michigan in 2025, alongside 56 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Norton Shores, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Norton Shores, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Norton Shores. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
