Mortgage Lenders and Brokers in Mio, Michigan
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Mio, Michigan mortgage lenders include Huntington National BankHuntington National Bank211 N Morenci Ave, Mio, MI 48647A+5.0 ★Texas Ratio: 3.66%, Mercantile BankMercantile Bank230 Woodworth Ave, Alma, MI 48801A+5.0 ★Texas Ratio: 0.63%, Genisys Credit UnionGenisys Credit Union2100 Executive Hills Dr, Auburn Hills, MI 48326 2947A+5.0 ★Texas Ratio: 5.37%, Community FinancialCommunity Financial12483 State St, Atlanta, MI 49709, Old National BankOld National Bank1422 S Winter St, Adrian, MI 49221A+5.0 ★Texas Ratio: 4.98%, ELGA Credit UnionELGA Credit Union1479 Straits Dr, Bay City, MI 48706A+5.0 ★Texas Ratio: 4.72%, Nicolet National BankNicolet National Bank468 N Ripley Blvd, Alpena, MI 49707A+5.0 ★Texas Ratio: 2.28%, PNC Bank N.A.PNC Bank N.A.855 Marshall St, Allegan, MI 49010A+5.0 ★Texas Ratio: 4.24%, First State BankFirst State Bank53950 Gratiot Ave, Chesterfield, MI 48051A5.0 ★Texas Ratio: 6.84%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA455 Ada Dr Se, Ada, MI 49301A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mio, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mio are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mio, Michigan
Market share is the lender's share of all home loans closed in Mio, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Mio 211 N Morenci Ave, Mio, MI 48647 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 8 +7 HELOCs |
8.9% | 66.7% | $111,250 | View |
|
230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional, FHA, HELOC | 5 +1 HELOCs |
5.6% | 71.4% | $71,000 | View |
|
2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional | 3 | 3.3% | 100% | $65,000 | View |
Community Financial
12483 State St, Atlanta, MI 49709 |
Conventional, HELOC | 2 +2 HELOCs |
2.2% | 66.7% | $110,000 | |
|
1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 2 | 2.2% | 100% | $120,000 | View |
|
1479 Straits Dr, Bay City, MI 48706 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 2 | 2.2% | 100% | $45,000 | View |
|
468 N Ripley Blvd, Alpena, MI 49707 A+5.0 ★Texas Ratio: 2.28% |
Conventional | 2 | 2.2% | 100% | $200,000 | View |
|
★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $155,000 | View |
|
53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84% |
Conventional | 1 | 1.1% | 100% | $195,000 | View |
|
455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.1% | 33.3% | $105,000 | View |
|
2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 1.1% | 100% | $115,000 | View |
|
2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional | 1 | 1.1% | 100% | $195,000 | View |
|
34100 Woodward Ave, Birmingham, MI 48009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.1% | 100% | $105,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional | 1 | 1.1% | 100% | $115,000 | |
|
1157 Michigan Ave E, Battle Creek, MI 49014 6802 A5.0 ★Texas Ratio: 7.49% |
Conventional | 1 | 1.1% | 100% | $105,000 | View |
|
2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 1 | 1.1% | 100% | $135,000 | View |
|
2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional | 1 | 1.1% | 100% | $85,000 | View |
|
2936 Wilder Rd, Bay City, MI 48706 A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 1.1% | 100% | $705,000 | View |
|
1553 Lansing Rd, Charlotte, MI 48813 A+5.0 ★Texas Ratio: 1.86% |
Conventional | 1 | 1.1% | 100% | $45,000 | View |
|
710 N Van Dyke Rd, Bad Axe, MI 48413 A5.0 ★Texas Ratio: 8.18% |
Conventional | 1 | 1.1% | 100% | $245,000 | View |
|
201 S Superior Ave, Baraga, MI 49908 A+5.0 ★Texas Ratio: 4.32% |
Conventional | 1 | 1.1% | 100% | $305,000 | View |
|
3559 Main St, Akron, MI 48701 A5.0 ★Texas Ratio: 12.49% |
Conventional | 1 | 1.1% | 100% | $285,000 | View |
|
3501 Hamlin Rd, Auburn Hills, MI 48326 A+5.0 ★Texas Ratio: 0.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
|
Conventional, FHA, VA | 13 | 14.4% | 63.6% | $111,153 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 8 | 8.9% | 81.8% | $155,000 | |
Mortgage Center LC
|
Conventional | 3 | 3.3% | 75% | $105,000 | |
Staunton Financial Inc
|
Conventional | 2 | 2.2% | 100% | $115,000 | |
Legacy Mortgage
|
Conventional | 1 | 1.1% | 100% | $65,000 | |
Mortgage 1 Incorporated
|
Conventional | 1 | 1.1% | 100% | $65,000 | |
GreenStone Farm Credit Services
|
Conventional | 1 | 1.1% | 100% | $65,000 | |
Top Flite Financial, Inc.
|
FHA | 1 | 1.1% | 100% | $275,000 | |
Msu Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mortgage Research Center
|
VA, USDA | 4 | 4.4% | 100% | $152,500 | |
Union Home Mortgage Corp.
|
Conventional, VA, HELOC | 2 +1 HELOCs |
2.2% | 100% | $350,000 | |
Zillow Home Loans, LLC
|
Conventional | 2 | 2.2% | 100% | $75,000 | |
Goodleap, LLC
|
FHA | 1 | 1.1% | 100% | $105,000 | |
Newrez LLC
|
VA | 1 | 1.1% | 100% | $85,000 | |
Gvc Mortgage, Inc.
|
FHA | 1 | 1.1% | 100% | $275,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 1.1% | 100% | $365,000 | |
Triad Financial Services, Inc.
|
Conventional | 1 | 1.1% | 100% | $45,000 | |
American Financing Corporation
|
Conventional | 1 | 1.1% | 100% | $125,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 1.1% | 100% | $435,000 | View |
V.I.P. Mortgage, Inc.
|
VA | 1 | 1.1% | 100% | $435,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 1.1% | 100% | $75,000 | |
New American Funding, LLC.
|
Conventional | 1 | 1.1% | 50% | $305,000 | |
|
A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 1.1% | 100% | $205,000 | View |
Navy Federal Credit Union
|
Conventional | 1 | 1.1% | 100% | $195,000 | |
Carrington Mortgage Services LLC
|
FHA | 1 | 1.1% | 100% | $85,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a |
Mio Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mio, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Mio? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mio in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mio, MI
Use these to narrow the list above. Each category shows how many Mio, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Mio, MI
Independent mortgage companies closed 51.1 percent of home loans in Mio, Michigan in 2025, banks 28.9 percent and credit unions 20 percent. Towne Mortgage Company was the largest mortgage company, Huntington National Bank the largest bank and Genisys Credit Union the largest credit union. Among lenders headquartered in Michigan, Mercantile Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mio, MI
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Mio, Michigan with 8 loans, about 8.9 percent of the market. The largest lender headquartered in Michigan was Mercantile Bank with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Mio, Michigan in 2025, led by Rocket Mortgage with 2. 7 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 14 credit unions closed home loans in Mio, Michigan in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mio, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mio, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mio. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
