Mortgage Lenders and Brokers in Michigan Center, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Michigan Center, Michigan mortgage lenders include Flagstar Bank NAFlagstar Bank NA101 Broad St, Michigan Center, MI 49254D3.3 ★Texas Ratio: 35.11%, True Community Credit UnionTrue Community Credit Union131 S Main St, Brooklyn, MI 49230A5.0 ★Texas Ratio: 9.21%, Dart BankDart Bank2469 Cedar Street, Delhi Township, MI 48842A-4.9 ★Texas Ratio: 16.59%, Community Choice Credit UnionCommunity Choice Credit Union4405 Page Ave, Michigan Center, MI 49254A+5.0 ★Texas Ratio: 5.61%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, Old National BankOld National Bank1422 S Winter St, Adrian, MI 49221A+5.0 ★Texas Ratio: 4.98%, County National BankCounty National Bank1380 S Main St, Adrian, MI 49221B-4.3 ★Texas Ratio: 23.94%, Towne Mortgage CompanyTowne Mortgage Company2400 Green Rd, Ann Arbor, MI 48105 1550A+5.0 ★Texas Ratio: 2.54%, Fifth Third Bank, National AssociationFifth Third Bank, National Association475 Ada Drive, Ada Township, MI 49301A+5.0 ★Texas Ratio: 3.22%, and Comerica BankComerica Bank101 N Main St Ste 100, Ann Arbor, MI 48104A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Michigan Center, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Michigan Center are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Michigan Center, Michigan
Market share is the lender's share of all home loans closed in Michigan Center, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Michigan Center 101 Broad St, Michigan Center, MI 49254 D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA, HELOC | 7 +1 HELOCs |
4.7% | 64.3% | $147,857 | View |
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131 S Main St, Brooklyn, MI 49230 A5.0 ★Texas Ratio: 9.21% |
Conventional | 16 | 10.8% | 85% | $84,375 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional | 10 | 6.8% | 100% | $214,000 | View |
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4405 Page Ave, Michigan Center, MI 49254 A+5.0 ★Texas Ratio: 5.61% |
Conventional, HELOC | 4 +6 HELOCs |
2.7% | 66.7% | $80,000 | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA, HELOC | 3 +3 HELOCs |
2% | 100% | $138,333 | View |
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1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 3 | 2% | 100% | $238,333 | View |
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1380 S Main St, Adrian, MI 49221 B-4.3 ★Texas Ratio: 23.94% |
Conventional, Jumbo | 3 | 2% | 60% | $688,333 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional, FHA | 3 | 2% | 100% | $151,666 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +1 HELOCs |
1.4% | 50% | $100,000 | View |
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101 N Main St Ste 100, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $95,000 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $235,000 | View |
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2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $285,000 | View |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $355,000 | View |
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300 N Main St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.7% | 100% | $75,000 | View |
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340 E Huron St, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 5.54% |
Conventional | 1 | 0.7% | 100% | $195,000 | View |
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2601 Cambridge Ct Ste 210, Auburn Hills, MI 48326 2580 A+5.0 ★Texas Ratio: 2.80% |
Conventional | 1 | 0.7% | 100% | $45,000 | View |
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5350 Beckley Road B Drive North, Battle Creek, MI 49015 A5.0 ★Texas Ratio: 8.82% |
Conventional | 1 | 0.7% | 100% | $295,000 | View |
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3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 0.7% | 100% | $45,000 | View |
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2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 2222 Packard St, Ann Arbor, MI 48104 6368 A5.0 ★Texas Ratio: 6.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3030 S Adrian Hwy, Adrian, MI 49221 A+5.0 ★Texas Ratio: 0.45% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 18 | 12.2% | 81.8% | $175,555 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 14 | 9.5% | 87.5% | $194,285 | |
Mortgage 1 Incorporated
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Conventional, FHA | 4 | 2.7% | 100% | $185,000 | |
Staunton Financial Inc
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Conventional | 3 | 2% | 100% | $135,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA, USDA | 2 | 1.4% | 100% | $140,000 | |
Mortgage Center LC
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Conventional | 2 | 1.4% | 100% | $130,000 | |
Msu Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Ruoff Mortgage Company
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Conventional, FHA | 9 | 6.1% | 76.9% | $213,888 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 3.4% | 83.3% | $255,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 4 | 2.7% | 100% | $195,000 | |
Guild Mortgage Company
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Conventional, FHA | 4 | 2.7% | 100% | $85,000 | |
JMAC Lending, Inc.
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Conventional, USDA | 3 | 2% | 100% | $295,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 1.4% | 100% | $365,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 1.4% | 100% | $270,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.7% | 100% | $365,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.7% | 100% | $145,000 | |
loanDepot.com LLC
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FHA | 1 | 0.7% | 33.3% | $195,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.7% | 50% | $25,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.7% | 100% | $115,000 | View |
Pennymac Loan Services LLC
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FHA | 1 | 0.7% | 66.7% | $175,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.7% | 33.3% | $175,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.7% | 100% | $145,000 | View |
HomeBridge Financial Services, Inc
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FHA | 1 | 0.7% | 100% | $215,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.7% | 100% | $135,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.7% | 100% | $45,000 | |
Mortgage Research Center
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FHA | 1 | 0.7% | 100% | $205,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.7% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.7% | 100% | $85,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.7% | 50% | $115,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.7% | 100% | $215,000 | |
Navy Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Michigan Center Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Michigan Center, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Michigan Center? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Michigan Center in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Michigan Center, MI
Use these to narrow the list above. Each category shows how many Michigan Center, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Michigan Center, MI
Independent mortgage companies closed 58.8 percent of home loans in Michigan Center, Michigan in 2025, banks 24.3 percent and credit unions 16.9 percent. Towne Mortgage Company was the largest mortgage company, Flagstar Bank NA the largest bank and True Community Credit Union the largest credit union. Among lenders headquartered in Michigan, Flagstar Bank NA led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Michigan Center, MI
By home loans closed in 2025, Flagstar Bank NA was the largest mortgage lender in Michigan Center, Michigan with 7 loans, about 4.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Michigan Center, Michigan in 2025, led by Rocket Mortgage with 6. 5 lenders closed VA loans, led by Rocket Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 12 credit unions closed home loans in Michigan Center, Michigan in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Michigan Center, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Michigan Center, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Michigan Center. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
