Mortgage Lenders and Brokers in Manistique, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Manistique, Michigan mortgage lenders include Nicolet National BankNicolet National Bank130 S Cedar St, Manistique, MI 49854A+5.0 ★Texas Ratio: 2.28%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA455 Ada Dr Se, Ada, MI 49301A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA34100 Woodward Ave, Birmingham, MI 48009A+5.0 ★Texas Ratio: 5.36%, West Shore BankWest Shore Bank501 Main St, Frankfort, MI 49635A5.0 ★Texas Ratio: 10.41%, Bank of America NABank of America NA395 Briarwood Cir, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 4.14%, Public Service Credit UnionPublic Service Credit Union3044 W Grand Blvd Ste L 350, Detroit, MI 48202 3142A+5.0 ★Texas Ratio: 5.17%, Honor Credit UnionHonor Credit Union1253 Lincoln Rd, Allegan, MI 49010A+5.0 ★Texas Ratio: 5.27%, WmcuWmcu825 Division St, Big Rapids, MI 49307 2229, First Merchants BankFirst Merchants Bank3930 S State Rd, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 4.12%, and Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Manistique, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Manistique are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Manistique, Michigan
Market share is the lender's share of all home loans closed in Manistique, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Manistique 130 S Cedar St, Manistique, MI 49854 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 17 +8 HELOCs |
25% | 94.4% | $123,235 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 4.4% | 100% | $295,000 | View |
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34100 Woodward Ave, Birmingham, MI 48009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 4.4% | 100% | $228,333 | View |
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501 Main St, Frankfort, MI 49635 A5.0 ★Texas Ratio: 10.41% |
Conventional | 1 | 1.5% | 100% | $225,000 | View |
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395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
FHA | 1 | 1.5% | 100% | $115,000 | View |
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3044 W Grand Blvd Ste L 350, Detroit, MI 48202 3142 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 1 | 1.5% | 100% | $135,000 | View |
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1253 Lincoln Rd, Allegan, MI 49010 A+5.0 ★Texas Ratio: 5.27% |
Conventional | 1 | 1.5% | 100% | $75,000 | View |
Wmcu
825 Division St, Big Rapids, MI 49307 2229 |
Conventional | 1 | 1.5% | 100% | $175,000 | |
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3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 1.5% | 100% | $245,000 | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Community Financial
12483 State St, Atlanta, MI 49709 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 8 | 11.8% | 60% | $130,000 | |
GreenStone Farm Credit Services
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Conventional | 4 | 5.9% | 100% | $277,500 | |
United Wholesale Mortgage
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Conventional, VA | 3 | 4.4% | 100% | $138,333 | |
Mortgage Research Center
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VA | 4 | 5.9% | 80% | $190,000 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 4.4% | 75% | $125,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 2.9% | 100% | $115,000 | |
Movement Mortgage, LLC
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FHA | 2 | 2.9% | 100% | $235,000 | |
Fairway Independent Mort Corp
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FHA | 2 | 2.9% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 2 | 2.9% | 100% | $280,000 | View |
Lakeview Loan Servicing, LLC
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VA | 1 | 1.5% | 100% | $345,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1.5% | 100% | $145,000 | |
New Day Financial, LLC.
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VA | 1 | 1.5% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 1.5% | 100% | $205,000 | View |
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A+5.0 ★Texas Ratio: 3.45% |
VA | 1 | 1.5% | 50% | $145,000 | View |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 1.5% | 100% | $735,000 | View |
Mutual of Omaha Mortgage
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USDA | 1 | 1.5% | 100% | $85,000 | |
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A5.0 ★Texas Ratio: 8.25% |
Conventional | 1 | 1.5% | 100% | $425,000 | View |
Navy Federal Credit Union
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VA | 1 | 1.5% | 100% | $95,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Manistique Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Manistique, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Manistique? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Manistique in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Manistique, MI
Use these to narrow the list above. Each category shows how many Manistique, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Manistique, MI
Independent mortgage companies closed 47.1 percent of home loans in Manistique, Michigan in 2025, banks 47.1 percent and credit unions 5.9 percent. Rocket Mortgage was the largest mortgage company, Nicolet National Bank the largest bank and Public Service Credit Union the largest credit union. Among lenders headquartered in Michigan, West Shore Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Manistique, MI
By home loans closed in 2025, Nicolet National Bank was the largest mortgage lender in Manistique, Michigan with 17 loans, about 25 percent of the market. The largest lender headquartered in Michigan was West Shore Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Manistique, Michigan in 2025, led by Rocket Mortgage with 4. 8 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 5 credit unions closed home loans in Manistique, Michigan in 2025, alongside 12 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Manistique, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Manistique, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Manistique. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
