Mortgage Lenders and Brokers in Lapeer, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lapeer, Michigan mortgage lenders include Huntington National BankHuntington National Bank567 E Genesee St, Lapeer, MI 48446A+5.0 ★Texas Ratio: 3.66%, ChoiceOne BankChoiceOne Bank83 W Nepessing St, Lapeer, MI 48446A+5.0 ★Texas Ratio: 5.45%, PNC Bank N.A.PNC Bank N.A.948 S Main St, Lapeer, MI 48446A+5.0 ★Texas Ratio: 4.24%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1643 N Lapeer Rd, Lapeer, MI 48446A+5.0 ★Texas Ratio: 3.68%, Dort Financial Credit UnionDort Financial Credit Union1724 DEMILLE RD, LAPEER, MI 48446 3391A+5.0 ★Texas Ratio: 4.06%, Genisys Credit UnionGenisys Credit Union2100 Executive Hills Dr, Auburn Hills, MI 48326 2947A+5.0 ★Texas Ratio: 5.37%, Security Credit UnionSecurity Credit Union1675 N Lapeer Rd, Lapeer, MI 48446A+5.0 ★Texas Ratio: 5.96%, ELGA Credit UnionELGA Credit Union799 S Harrison St, Lapeer, MI 48446 3393A+5.0 ★Texas Ratio: 4.72%, First State BankFirst State Bank53950 Gratiot Ave, Chesterfield, MI 48051A5.0 ★Texas Ratio: 6.84%, and Dart BankDart Bank2469 Cedar Street, Delhi Township, MI 48842A-4.9 ★Texas Ratio: 16.59%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lapeer, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lapeer are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lapeer, Michigan
Market share is the lender's share of all home loans closed in Lapeer, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Lapeer 567 E Genesee St, Lapeer, MI 48446 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 9 +5 HELOCs |
3% | 81.8% | $208,333 | View |
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3 offices in Lapeer 83 W Nepessing St, Lapeer, MI 48446 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 9 | 3% | 56.2% | $113,888 | View |
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★ 1.7 stars, 3 reviews 1 office in Lapeer 948 S Main St, Lapeer, MI 48446 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, HELOC | 5 +17 HELOCs |
1.7% | 100% | $175,000 | View |
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1 office in Lapeer 1643 N Lapeer Rd, Lapeer, MI 48446 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 4 +1 HELOCs |
1.3% | 100% | $197,500 | View |
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1724 DEMILLE RD, LAPEER, MI 48446 3391 A+5.0 ★Texas Ratio: 4.06% |
Conventional, HELOC | 10 +9 HELOCs |
3.3% | 100% | $111,000 | View |
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2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 8 +1 HELOCs |
2.7% | 80% | $72,500 | View |
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1675 N Lapeer Rd, Lapeer, MI 48446 A+5.0 ★Texas Ratio: 5.96% |
Conventional | 8 | 2.7% | 100% | $85,000 | View |
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799 S Harrison St, Lapeer, MI 48446 3393 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 7 | 2.3% | 88.9% | $62,142 | View |
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53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84% |
Conventional, FHA | 5 | 1.7% | 83.3% | $177,000 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional, VA | 3 | 1% | 100% | $335,000 | View |
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3082 Coolidge Hwy, Berkley, MI 48072 A+5.0 ★Texas Ratio: 5.97% |
Conventional | 3 | 1% | 100% | $78,333 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
0.7% | 100% | $945,000 | |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional | 2 | 0.7% | 100% | $330,000 | View |
Financial Plus Credit Union
4129 N Euclid Ave, Bay City, MI 48706 |
Conventional | 2 | 0.7% | 100% | $55,000 | |
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3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 2 | 0.7% | 100% | $280,000 | View |
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2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $215,000 | View |
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395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $175,000 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $115,000 | View |
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168 N Saginaw St, Lapeer, MI 48446 A+5.0 ★Texas Ratio: 0.45% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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7240 Park Ave, Allen Park, MI 48101 A+5.0 ★Texas Ratio: 4.89% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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125 S 5th Ave, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 1.88% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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710 N Van Dyke Rd, Bad Axe, MI 48413 A5.0 ★Texas Ratio: 8.18% |
Conventional | 1 | 0.3% | 100% | $15,000 | View |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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101 N Main St Ste 100, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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39440 W 14 Mile Rd, Commerce Township, MI 48390 3907 A+5.0 ★Texas Ratio: 5.61% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 37 +1 HELOCs |
12.4% | 88.4% | $279,054 | |
Rocket Mortgage
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Conventional, FHA, VA | 34 | 11.4% | 83.3% | $188,529 | |
Mortgage 1 Incorporated
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Conventional, FHA | 10 | 3.3% | 100% | $208,000 | |
BLG Holdings, LLC
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Conventional, FHA, USDA | 10 | 3.3% | 100% | $192,000 | |
Legacy Mortgage
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Conventional, FHA, VA | 5 | 1.7% | 100% | $269,000 | |
Ross Mortgage Corporation
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Conventional | 3 | 1% | 100% | $191,666 | |
Michigan Mutual, Inc
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Conventional | 2 | 0.7% | 100% | $215,000 | |
Northern Mortgage Services, LLC
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Conventional | 1 | 0.3% | 100% | $355,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.3% | 50% | $185,000 | |
GreenStone Farm Credit Services
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Conventional | 1 | 0.3% | 100% | $475,000 | |
Staunton Financial Inc
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FHA | 1 | 0.3% | 50% | $155,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.3% | 100% | $255,000 | |
Msu Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Mortgage300 Corporation
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Conventional, FHA, USDA | 16 | 5.4% | 100% | $192,500 | |
Plaza Home Mortgage, Inc
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Conventional, FHA, VA | 8 | 2.7% | 100% | $187,500 | |
Freedom Mortgage Corporation
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Conventional, FHA | 6 | 2% | 85.7% | $166,666 | |
Pennymac Loan Services LLC
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FHA, VA | 5 | 1.7% | 100% | $169,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 5 | 1.7% | 100% | $271,000 | |
Mortgage Research Center
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VA | 5 | 1.7% | 83.3% | $287,000 | |
Newrez LLC
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Conventional, FHA, VA | 4 | 1.3% | 100% | $177,500 | |
loanDepot.com LLC
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Conventional, FHA, VA | 4 | 1.3% | 100% | $190,000 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 1.3% | 100% | $182,500 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 3 | 1% | 100% | $178,333 | View |
Greenwood Credit Union
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Conventional | 3 | 1% | 100% | $71,666 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 0.7% | 100% | $180,000 | |
Everett Financial, Inc.
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Conventional | 2 | 0.7% | 100% | $90,000 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 2 | 0.7% | 40% | $150,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 0.7% | 100% | $155,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 0.7% | 66.7% | $305,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 0.7% | 100% | $100,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.7% | 50% | $365,000 | View |
Stockton Mortgage Corporation
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Conventional, FHA | 2 | 0.7% | 100% | $170,000 | |
New American Funding, LLC.
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Conventional | 2 | 0.7% | 50% | $100,000 | |
Carrington Mortgage Services LLC
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Conventional | 2 | 0.7% | 66.7% | $100,000 | |
Goodleap, LLC
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VA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $285,000 | |
EMM Loans LLC
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Conventional | 1 | 0.3% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 50% | $65,000 | View |
Cornerstone First Mortgage, LLC
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VA | 1 | 0.3% | 100% | $225,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.3% | 100% | $185,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.3% | 33.3% | $55,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 33.3% | $145,000 | |
Guild Mortgage Company
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USDA | 1 | 0.3% | 100% | $195,000 | |
Diamond Residential Mtg Corp
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Conventional | 1 | 0.3% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
FHA | 1 | 0.3% | 100% | $275,000 | View |
Evergreen Bank Group
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Conventional | 1 | 0.3% | 100% | $75,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 100% | $195,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.3% | 100% | $245,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $395,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $245,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 100% | $145,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 33.3% | $265,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.3% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 6.17% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
Village Capital & Investment
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VA | 1 | 0.3% | 100% | $225,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.3% | 100% | $165,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lapeer Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lapeer, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Lapeer? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lapeer in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lapeer, MI
Use these to narrow the list above. Each category shows how many Lapeer, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Lapeer, MI
Independent mortgage companies closed 67.2 percent of home loans in Lapeer, Michigan in 2025, banks 17.1 percent and credit unions 15.7 percent. United Wholesale Mortgage was the largest mortgage company, Huntington National Bank the largest bank and Dort Financial Credit Union the largest credit union. Among lenders headquartered in Michigan, ChoiceOne Bank led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lapeer, MI
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Lapeer, Michigan with 9 loans, about 3 percent of the market. The largest lender headquartered in Michigan was ChoiceOne Bank with 9 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Lapeer, Michigan in 2025, led by United Wholesale Mortgage with 10. 15 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 15 credit unions closed home loans in Lapeer, Michigan in 2025, alongside 53 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lapeer, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lapeer, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lapeer. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
