Mortgage Lenders and Brokers in Lake Odessa, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lake Odessa, Michigan mortgage lenders include Union BankUnion Bank1150 Jordan Lake St, Lake Odessa, MI 48849A5.0 ★Texas Ratio: 10.25%, PfcuPfcu2025 Lapo Rd, Lake Odessa, MI 48849A+5.0 ★Texas Ratio: 2.00%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, Independent BankIndependent Bank1004 W Midland Rd, Auburn, MI 48611A5.0 ★Texas Ratio: 6.46%, Mercantile BankMercantile Bank230 Woodworth Ave, Alma, MI 48801A+5.0 ★Texas Ratio: 0.63%, United Bank of MichiganUnited Bank of Michigan8301 Byron Center Ave Sw, Byron Center, MI 49315A+5.0 ★Texas Ratio: 0.48%, Consumers Credit UnionConsumers Credit Union6081 B Dr N, Battle Creek, MI 49014 8367A+5.0 ★Texas Ratio: 3.56%, Flagstar Bank NAFlagstar Bank NA3233 Fairlane Dr, Allen Park, MI 48101D3.3 ★Texas Ratio: 35.11%, and Dart BankDart Bank2469 Cedar Street, Delhi Township, MI 48842A-4.9 ★Texas Ratio: 16.59%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lake Odessa, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lake Odessa are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lake Odessa, Michigan
Market share is the lender's share of all home loans closed in Lake Odessa, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Lake Odessa 1150 Jordan Lake St, Lake Odessa, MI 48849 A5.0 ★Texas Ratio: 10.25% |
Conventional | 4 | 4% | 83.3% | $77,500 | View |
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2025 Lapo Rd, Lake Odessa, MI 48849 A+5.0 ★Texas Ratio: 2.00% |
Conventional | 16 | 16.2% | 80% | $159,375 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, HELOC | 5 +1 HELOCs |
5.1% | 71.4% | $127,000 | |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 3 | 3% | 75% | $101,666 | View |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional | 3 | 3% | 100% | $155,000 | View |
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230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional, FHA, HELOC | 2 +3 HELOCs |
2% | 50% | $225,000 | View |
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8301 Byron Center Ave Sw, Byron Center, MI 49315 A+5.0 ★Texas Ratio: 0.48% |
Conventional | 2 | 2% | 100% | $230,000 | View |
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6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
Conventional, HELOC | 1 +2 HELOCs |
1% | 100% | $235,000 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 1% | 100% | $205,000 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional | 1 | 1% | 100% | $345,000 | View |
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3333 Deposit Dr Ne, Grand Rapids, MI 49546 A5.0 ★Texas Ratio: 8.47% |
FHA | 1 | 1% | 100% | $175,000 | View |
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34100 Woodward Ave, Birmingham, MI 48009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1% | 100% | $165,000 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 1% | 33.3% | $105,000 | View |
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1553 Lansing Rd, Charlotte, MI 48813 A+5.0 ★Texas Ratio: 1.86% |
Conventional | 1 | 1% | 100% | $105,000 | View |
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1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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101 N Main St Ste 100, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2550 Capital Ave SW, Battle Creek, MI 49015 A+5.0 ★Texas Ratio: 5.38% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 9 | 9.1% | 71.4% | $178,333 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 7 | 7.1% | 100% | $275,000 | |
Mortgage 1 Incorporated
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Conventional, FHA | 3 | 3% | 75% | $171,666 | |
GreenStone Farm Credit Services
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Conventional | 3 | 3% | 100% | $321,666 | |
Northern Mortgage Services, LLC
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Conventional, FHA | 2 | 2% | 100% | $235,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 1% | 100% | $145,000 | |
Success Mortgage Partners, Inc
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FHA | 1 | 1% | 100% | $295,000 | |
MMS Mortgage Services, Ltd.
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FHA | 1 | 1% | 100% | $205,000 | |
Msu Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Union Home Mortgage Corp.
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Conventional, FHA, VA | 5 | 5.1% | 100% | $323,000 | |
Freedom Mortgage Corporation
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VA | 2 | 2% | 66.7% | $255,000 | |
Newrez LLC
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FHA, VA | 2 | 2% | 66.7% | $275,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 2% | 100% | $75,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 2% | 100% | $120,000 | |
Mortgage Research Center
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VA | 2 | 2% | 66.7% | $250,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 2% | 100% | $120,000 | |
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A5.0 ★Texas Ratio: 13.68% |
Conventional | 1 | 1% | 100% | $365,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1% | 100% | $155,000 | View |
Triad Financial Services, Inc.
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Conventional | 1 | 1% | 50% | $45,000 | |
Pennymac Loan Services LLC
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VA | 1 | 1% | 100% | $165,000 | |
Cmg Mortgage Inc
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FHA | 1 | 1% | 100% | $345,000 | |
Greenwood Credit Union
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Conventional | 1 | 1% | 100% | $55,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 1% | 100% | $235,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 1% | 100% | $155,000 | |
New American Funding, LLC.
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FHA | 1 | 1% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1% | 100% | $175,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 1% | 50% | $25,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 1% | 100% | $265,000 | |
Village Capital & Investment
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VA | 1 | 1% | 33.3% | $185,000 | |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lake Odessa Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lake Odessa, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Lake Odessa? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lake Odessa in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lake Odessa, MI
Use these to narrow the list above. Each category shows how many Lake Odessa, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Lake Odessa, MI
Independent mortgage companies closed 53.5 percent of home loans in Lake Odessa, Michigan in 2025, banks 22.2 percent and credit unions 24.2 percent. Rocket Mortgage was the largest mortgage company, Union Bank the largest bank and Pfcu the largest credit union. Among lenders headquartered in Michigan, Union Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lake Odessa, MI
By home loans closed in 2025, Union Bank was the largest mortgage lender in Lake Odessa, Michigan with 4 loans, about 4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Lake Odessa, Michigan in 2025, led by Rocket Mortgage with 2. 8 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 7 credit unions closed home loans in Lake Odessa, Michigan in 2025, alongside 26 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lake Odessa, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lake Odessa, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lake Odessa. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
