Mortgage Lenders and Brokers in Holt, Michigan
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Holt, Michigan mortgage lenders include Huntington National BankHuntington National Bank2285 Cedar St, Holt, MI 48842A+5.0 ★Texas Ratio: 3.66%, Dart BankDart Bank2469 Cedar Street, Delhi Township, MI 48842A-4.9 ★Texas Ratio: 16.59%, Flagstar Bank NAFlagstar Bank NA3233 Fairlane Dr, Allen Park, MI 48101D3.3 ★Texas Ratio: 35.11%, Lake Trust Credit UnionLake Trust Credit Union2222 Packard St, Ann Arbor, MI 48104 6368A5.0 ★Texas Ratio: 6.91%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA455 Ada Dr Se, Ada, MI 49301A+5.0 ★Texas Ratio: 3.68%, Fifth Third Bank, National AssociationFifth Third Bank, National Association475 Ada Drive, Ada Township, MI 49301A+5.0 ★Texas Ratio: 3.22%, Adventure Credit UnionAdventure Credit Union14049 Lindsey Pvt Ln, Dewitt, MI 48820A+5.0 ★Texas Ratio: 4.17%, Independent BankIndependent Bank1004 W Midland Rd, Auburn, MI 48611A5.0 ★Texas Ratio: 6.46%, Consumers Credit UnionConsumers Credit Union6081 B Dr N, Battle Creek, MI 49014 8367A+5.0 ★Texas Ratio: 3.56%, and DFCU FinancialDFCU Financial2910 Carpenter Rd, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 1.86%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Holt, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Holt are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Holt, Michigan
Market share is the lender's share of all home loans closed in Holt, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Holt 2285 Cedar St, Holt, MI 48842 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 6 +6 HELOCs |
1.4% | 66.7% | $195,000 | View |
|
2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional, FHA, HELOC | 38 +7 HELOCs |
9% | 97.5% | $226,842 | View |
|
3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 17 | 4% | 63% | $226,764 | View |
|
★ 1 stars, 1 review 2222 Packard St, Ann Arbor, MI 48104 6368 A5.0 ★Texas Ratio: 6.91% |
Conventional, HELOC | 8 +2 HELOCs |
1.9% | 80% | $56,250 | View |
|
455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 7 | 1.7% | 87.5% | $209,285 | View |
|
475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 6 +15 HELOCs |
1.4% | 85.7% | $198,333 | View |
|
14049 Lindsey Pvt Ln, Dewitt, MI 48820 A+5.0 ★Texas Ratio: 4.17% |
Conventional, HELOC | 4 +2 HELOCs |
1% | 100% | $50,000 | View |
|
1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional, HELOC | 3 +4 HELOCs |
0.7% | 100% | $111,666 | View |
|
6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
Conventional, HELOC | 3 +4 HELOCs |
0.7% | 100% | $285,000 | View |
|
2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional, HELOC | 3 +3 HELOCs |
0.7% | 100% | $218,333 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, FHA, HELOC | 3 +2 HELOCs |
0.7% | 100% | $251,666 | |
|
230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional | 3 | 0.7% | 100% | $188,333 | View |
|
131 S Main St, Brooklyn, MI 49230 A5.0 ★Texas Ratio: 9.21% |
Conventional | 3 | 0.7% | 100% | $245,000 | View |
|
2400 West Rd, East Lansing, MI 48823 7347 A+5.0 ★Texas Ratio: 5.11% |
Conventional, HELOC | 2 +6 HELOCs |
0.5% | 100% | $205,000 | View |
|
455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
Conventional, VA, HELOC | 2 +3 HELOCs |
0.5% | 100% | $235,000 | View |
|
6451 Cherry Meadow Dr SE, Caledonia, MI 49316 A+5.0 ★Texas Ratio: 2.00% |
Conventional | 2 | 0.5% | 100% | $45,000 | View |
|
236 S Cochran Ave, Charlotte, MI 48813 A5.0 ★Texas Ratio: 6.35% |
Conventional | 2 | 0.5% | 100% | $125,000 | View |
|
1553 Lansing Rd, Charlotte, MI 48813 A+5.0 ★Texas Ratio: 1.86% |
Conventional | 2 | 0.5% | 100% | $70,000 | View |
|
3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional, VA | 2 | 0.5% | 100% | $265,000 | View |
|
101 N Main St Ste 100, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $245,000 | View |
|
395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 50% | $155,000 | View |
|
★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $275,000 | View |
|
2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional | 1 | 0.2% | 100% | $785,000 | View |
|
53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84% |
Conventional | 1 | 0.2% | 100% | $475,000 | View |
|
2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 0.2% | 50% | $45,000 | View |
|
3333 Deposit Dr Ne, Grand Rapids, MI 49546 A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
|
3044 W Grand Blvd Ste L 350, Detroit, MI 48202 3142 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
|
34100 Woodward Ave, Birmingham, MI 48009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
|
2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
FHA | 1 | 0.2% | 100% | $185,000 | View |
|
5515 Van Dyke Rd, Almont, MI 48003 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
Financial Plus Credit Union
4129 N Euclid Ave, Bay City, MI 48706 |
Conventional | 1 | 0.2% | 100% | $65,000 | |
|
1025 E Grand River Ave, Brighton, MI 48116 1803 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
|
Conventional, FHA, VA | 63 | 15% | 88.2% | $185,476 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 34 | 8.1% | 89.7% | $290,882 | |
Msu Federal Credit Union
|
Conventional, HELOC | 26 +48 HELOCs |
6.2% | 81.2% | $223,846 | |
Mortgage Center LC
|
Conventional | 8 | 1.9% | 100% | $232,500 | |
VanDyk Mortgage Corporation
|
Conventional | 5 | 1.2% | 100% | $237,000 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional, FHA | 3 | 0.7% | 100% | $288,333 | |
Mortgage 1 Incorporated
|
Conventional | 2 | 0.5% | 100% | $235,000 | |
Ross Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $325,000 | |
Uif Corporation
|
Conventional | 1 | 0.2% | 100% | $295,000 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA, HELOC | 30 +3 HELOCs |
7.1% | 93.8% | $242,000 | |
21St Mortgage
|
Conventional | 25 | 5.9% | 31.3% | $61,800 | |
Nationstar Mortgage
|
Conventional, FHA | 7 | 1.7% | 87.5% | $120,714 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 6 | 1.4% | 85.7% | $303,333 | |
EMM Loans LLC
|
Conventional | 5 | 1.2% | 100% | $271,000 | |
Mortgage Research Center
|
VA | 5 | 1.2% | 55.6% | $261,000 | |
loanDepot.com LLC
|
Conventional, HELOC | 4 +1 HELOCs |
1% | 57.1% | $220,000 | |
Newrez LLC
|
Conventional, VA | 4 | 1% | 66.7% | $247,500 | |
Discover Bank
|
Conventional | 4 | 1% | 66.7% | $77,500 | |
Prosperity Home Mortgage, LLC
|
Conventional | 4 | 1% | 100% | $247,500 | |
Navy Federal Credit Union
|
Conventional, VA, HELOC | 3 +1 HELOCs |
0.7% | 100% | $208,333 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA | 3 | 0.7% | 33.3% | $188,333 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 3 | 0.7% | 100% | $265,000 | View |
Carrington Mortgage Services LLC
|
Conventional, FHA | 3 | 0.7% | 57.1% | $145,000 | |
Village Capital & Investment
|
FHA, VA | 3 | 0.7% | 75% | $265,000 | |
Goodleap, LLC
|
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.5% | 100% | $155,000 | |
Freedom Mortgage Corporation
|
VA | 2 | 0.5% | 100% | $155,000 | |
Click n' Close, Inc.
|
Conventional, FHA | 2 | 0.5% | 100% | $135,000 | |
Churchill Mortgage Corporation
|
Conventional | 2 | 0.5% | 100% | $160,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 2 | 0.5% | 100% | $125,000 | View |
Spring Eq, LLC
|
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $55,000 | |
The Loan Store, Inc
|
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $335,000 | |
CrossCountry Mortgage, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $285,000 | |
Arc Home LLC
|
Conventional | 1 | 0.2% | 100% | $315,000 | |
Zippy Loans, LLC
|
Conventional | 1 | 0.2% | 25% | $35,000 | |
Guaranteed Rate, Inc.
|
FHA | 1 | 0.2% | 100% | $295,000 | |
Everett Financial, Inc.
|
Conventional | 1 | 0.2% | 100% | $365,000 | |
Canopy Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $325,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 0.2% | 50% | $345,000 | |
Kind Lending, LLC
|
Conventional | 1 | 0.2% | 50% | $285,000 | |
Triad Financial Services, Inc.
|
Conventional | 1 | 0.2% | 46.7% | $75,000 | |
Resicentral LLC
|
VA | 1 | 0.2% | 100% | $315,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.2% | 50% | $35,000 | |
Synergy One Lending, Inc.
|
Conventional | 1 | 0.2% | 100% | $295,000 | |
AdvantageFirst Lending Inc
|
VA | 1 | 0.2% | 100% | $355,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $425,000 | View |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
AML Funding LLC dba Absolute Mortgage & Lending
|
Conventional | 1 | 0.2% | 100% | $265,000 | |
Sun West Mortgage Company, Inc
|
VA | 1 | 0.2% | 100% | $355,000 | |
Highlands Residential Mortgage, Ltd.
|
Conventional | 1 | 0.2% | 100% | $105,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.2% | 50% | $285,000 | |
Mortgage300 Corporation
|
Conventional | 1 | 0.2% | 100% | $275,000 | |
Planet Home Lending, LLC
|
Conventional | 1 | 0.2% | 100% | $285,000 | |
American Pacific Mortgage Corporation
|
FHA | 1 | 0.2% | 100% | $335,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
|
A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
New American Funding, LLC.
|
FHA | 1 | 0.2% | 100% | $355,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
Paramount Residential Mortgage
|
VA | 1 | 0.2% | 100% | $335,000 | |
Plaza Home Mortgage, Inc
|
VA | 1 | 0.2% | 100% | $225,000 | |
Pentagon Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Holt Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Holt, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Holt? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Holt in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Holt, MI
Use these to narrow the list above. Each category shows how many Holt, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Holt, MI
Independent mortgage companies closed 57.7 percent of home loans in Holt, Michigan in 2025, banks 25.4 percent and credit unions 16.9 percent. Towne Mortgage Company was the largest mortgage company, Huntington National Bank the largest bank and Lake Trust Credit Union the largest credit union. Among lenders headquartered in Michigan, Dart Bank led with 38 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Holt, MI
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Holt, Michigan with 6 loans, about 1.4 percent of the market. The largest lender headquartered in Michigan was Dart Bank with 38 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Holt, Michigan, Rocket Mortgage approved the highest share of completed applications in 2025 at 88.2 percent, against a 76.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Holt, Michigan in 2025, led by Rocket Mortgage with 10. 19 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 18 credit unions closed home loans in Holt, Michigan in 2025, alongside 52 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Holt, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Holt, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Holt. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
